{"component": "definition", "props": {"groups": [{"snippet_links": [{"key": "life-insured", "type": "definition", "offset": [35, 47]}, {"key": "where-applicable", "type": "clause", "offset": [64, 80]}], "samples": [{"hash": "5S3WqSiURvJ", "uri": "https://cdn.hsbc.com.hk/content/dam/hsbc/hk/docs/insurance/life/mortgage-protection/the-policy.pdf", "label": "Mortgage", "score": 11.0807665982, "published": false}, {"hash": "kqhdogMLFLH", "uri": "https://www.hsbc.com.hk/content/dam/hsbc/hk/docs/insurance/life/swiftsave/policy-provisions.pdf", "label": "www.hsbc.com.hk", "score": 8.9315537303, "published": false}, {"hash": "6NhQ4LSgo4E", "uri": "https://cdn.hsbc.com.hk/content/dam/hsbc/hk/docs/insurance/life/swiftsave/policy-provisions.pdf", "label": "cdn.hsbc.com.hk", "score": 8.5564681725, "published": false}], "snippet": "means, at any date, the age of the Life Insured or Policyholder where applicable at his or your next birthday.", "size": 8, "hash": "a0b227eefe0cc54a2a4ad9fff7910ff5", "id": 1}, {"snippet_links": [{"key": "life-insured", "type": "definition", "offset": [38, 50]}, {"key": "effective-date", "type": "definition", "offset": [113, 127]}, {"key": "schedule-1", "type": "definition", "offset": [138, 148]}, {"key": "number-of", "type": "definition", "offset": [158, 167]}], "samples": [{"hash": "1E7PIhSezzG", "uri": "https://www.hsbc.com.hk/content/dam/hsbc/hk/docs/insurance/life/jade-global-generations-universal/2023-feb-jade-provisions.pdf", "label": "www.hsbc.com.hk", "score": 9.4845995893, "published": false}, {"hash": "iJYEfOc2AEj", "uri": "https://cdn.hsbc.com.hk/content/dam/hsbc/hk/docs/insurance/life/jade-ultra-global-generations/2021-oct-jadeultra-provisions.pdf", "label": "cdn.hsbc.com.hk", "score": 8.5523613963, "published": false}, {"hash": "jUpYieD6WwF", "uri": "https://cdn.hsbc.com.hk/content/dam/hsbc/hk/docs/insurance/life/jade-global-generations-universal/2021-oct-jade-provisions.pdf", "label": "cdn.hsbc.com.hk", "score": 8.5523613963, "published": false}], "snippet": "means, as at any date, the age of the Life Insured or Policyholder (as applicable) specified as Insurance Age at Effective Date in Policy Schedule 1 plus the number of completed Policy Years;", "size": 3, "hash": "7af1ae9d46d4f8f89d8e2fe1c1977678", "id": 2}, {"snippet_links": [{"key": "life-insured", "type": "definition", "offset": [35, 47]}, {"key": "the-policyholder", "type": "definition", "offset": [51, 67]}, {"key": "where-applicable", "type": "clause", "offset": [69, 85]}, {"key": "prior-to", "type": "clause", "offset": [108, 116]}, {"key": "same-day", "type": "definition", "offset": [141, 149]}, {"key": "policy-date", "type": "definition", "offset": [158, 169]}, {"key": "policy-anniversary", "type": "definition", "offset": [186, 204]}], "samples": [{"hash": "dOXE604gJuE", "uri": "https://www.hangseng.com/content/dam/hase/rwd/personal/insurance-and-mpf/medical-critical-illness/easyrefund-hospital-cash/pdfs/EasyRefund_General_Provision_Tc_En.pdf", "label": "www.hangseng.com", "score": 16.1361162511, "published": false}, {"hash": "9m5hB7GyADe", "uri": "https://www.hangseng.com/content/dam/hase/rwd/personal/insurance-and-mpf/retirement-wealth-education/coupon-power/pdfs/CouponPower_General_Provision_Tc_En.pdf", "label": "www.hangseng.com", "score": 15.9728311202, "published": false}, {"hash": "haPQEsjLaU0", "uri": "https://www.hangseng.com/content/dam/hase/rwd/personal/insurance-and-mpf/medical-critical-illness/easyrefund-hospital-cash/pdfs/EasyRefund_En.pdf", "label": "www.hangseng.com", "score": 8.7700205339, "published": false}], "snippet": "means, at any date, the age of the Life Insured or the Policyholder (where applicable) on the last birthday prior to (or on the birthday the same day as) the Policy Date or the relevant Policy Anniversary.", "size": 3, "hash": "9f7eb8175a6c28c0945746bc53957a29", "id": 3}, {"snippet_links": [{"key": "your-age", "type": "clause", "offset": [24, 32]}, {"key": "as-shown", "type": "definition", "offset": [85, 93]}, {"key": "policy-summary", "type": "clause", "offset": [101, 115]}], "samples": [{"hash": "4sM8sdQEzTs", "uri": "https://scotia-dot-empire-d2c-prod.nn.r.appspot.com/static/pdf/Nov2023/Scotia-Contract-Simp10-EN-SAMPLE.pdf", "label": "scotia-dot-empire-d2c-prod.nn.r.appspot.com", "score": 11.295687885, "published": false}, {"hash": "k5ZlBMCKUjP", "uri": "https://empire-d2c-prod.nn.r.appspot.com/static/pdf/D2C_Simplified_20_EN_Sample_Contract_RatesUpdates.pdf", "label": "empire-d2c-prod.nn.r.appspot.com", "score": 6.2594113621, "published": false}, {"hash": "lihzZKGexOZ", "uri": "https://empire-d2c-prod.nn.r.appspot.com/static/pdf/D2C_Simplified_10_EN_Sample_Contract_RatesUpdates.pdf", "label": "empire-d2c-prod.nn.r.appspot.com", "score": 6.2594113621, "published": false}], "snippet": "for each coverage means your age at your birthday nearest the coverageeffective date as shown on the Policy Summary.", "size": 3, "hash": "914d6bf92ccd5035b268772edff93ce1", "id": 4}, {"snippet_links": [{"key": "life-insured", "type": "definition", "offset": [35, 47]}, {"key": "most-recent", "type": "definition", "offset": [87, 98]}, {"key": "policy-date", "type": "definition", "offset": [121, 132]}, {"key": "number-of", "type": "definition", "offset": [142, 151]}, {"key": "based-on", "type": "clause", "offset": [286, 294]}], "samples": [{"hash": "ernC1tvgazP", "uri": "https://evalue.hangseng.com/content/dam/hase/config/bde/pws/Insurance/pdfs/endowment/IL485%20R4%200918_The%20Choice_Final.pdf", "label": "evalue.hangseng.com", "score": 9.6728268309, "published": false}, {"hash": "jtSxJ8CXsBW", "uri": "https://bank.hangseng.com/content/dam/hase/config/bde/pws/Insurance/pdfs/endowment/IL485%20R4%200918_The%20Choice_Final.pdf", "label": "bank.hangseng.com", "score": 8.3175906913, "published": false}], "snippet": "means, at any date, the age of the Life Insured or Policyholder (as applicable) on the most recent birthday prior to the Policy Date plus the number of completed Policy Years. If the Life Insured\u2019s or Policyholder\u2019s (as applicable) birthday is on the Policy Date, it will be calculated based on the age on such Policy Date.", "size": 3, "hash": "baf393c35bfec03cb988a3aabdb0a462", "id": 5}, {"snippet_links": [{"key": "the-insured", "type": "definition", "offset": [17, 28]}, {"key": "according-to", "type": "definition", "offset": [29, 41]}, {"key": "the-insurance-policy", "type": "definition", "offset": [42, 62]}], "samples": [{"hash": "6czD5kskrBs", "uri": "https://www.sec.gov/Archives/edgar/data/66740/000155837018000535/mmm-20171231ex1022fd468.htm", "label": "3m Co", "score": 11.1040383299, "published": false}, {"hash": "2jCXEHRuAB0", "uri": "https://www.sec.gov/Archives/edgar/data/66740/000089710104000425/mmm041053s1_ex10-10.htm", "label": "3m Co", "score": 3.0, "published": false}], "snippet": "means the age of the insured according to the Insurance Policy.", "size": 2, "hash": "90e916ad24f86b03e336f3cc99581b12", "id": 6}, {"snippet_links": [{"key": "insured-member", "type": "definition", "offset": [21, 35]}], "samples": [{"hash": "d3f08EyfqZZ", "uri": "https://www.wedopulse.com/ph/assets/pdf/Group%20Personal%20Accident%20Policy%20Contract%20-%20for%20PULSE%20PRURide.pdf", "label": "www.wedopulse.com", "score": 10.3045859001, "published": false}, {"hash": "eUgFkxNDyfg", "uri": "https://wedopulse.com/ph/assets/pdf/Group%20Personal%20Accident%20Policy%20Contract%20-%20for%20PULSE.pdf", "label": "wedopulse.com", "score": 10.1334702259, "published": false}], "snippet": "means that age of an Insured Member on his last birthday.", "size": 2, "hash": "f320efc0e3136d2422f9436f5cb215e5", "id": 7}, {"snippet_links": [{"key": "your-age", "type": "clause", "offset": [24, 32]}], "samples": [{"hash": "56RWDTIKuMj", "uri": "https://static2.empirelife.ca/static/pdf/D2C_Simplified_20_EN_Sample_Contract_RatesUpdates.pdf", "label": "Insurance Contract", "score": 10.2594113621, "published": false}], "snippet": "for each coverage means your age at your birthday nearest the coverage", "size": 1, "hash": "ed07109e9b2a5d42aca58555fa3be74c", "id": 8}, {"snippet_links": [{"key": "a-person", "type": "clause", "offset": [14, 22]}, {"key": "issuing-company", "type": "definition", "offset": [44, 59]}, {"key": "purposes-of-the-plan", "type": "clause", "offset": [78, 98]}], "samples": [{"hash": "jlRldf86yOf", "uri": "/contracts/jlRldf86yOf#insurance-age", "label": "Employees' Stock Ownership Plan and Trust Agreement (Caseys General Stores Inc)", "score": 18.0, "published": true}], "snippet": "is the age of a person as determined by the issuing company to accomplish the purposes of the Plan.", "size": 1, "hash": "e57284774678d680ea40cd049457a8cf", "id": 9}, {"snippet_links": [{"key": "effective-date-of-the", "type": "clause", "offset": [34, 55]}, {"key": "universal-life-insurance-policy", "type": "definition", "offset": [56, 87]}, {"key": "your-age", "type": "clause", "offset": [94, 102]}, {"key": "six-months", "type": "definition", "offset": [135, 145]}], "samples": [{"hash": "8Eg13bGNXf4", "uri": "http://www.egtrust.org/wp-content/uploads/2015/09/EGYPTIAN-Conversion-Brochure-and-Form.pdf", "label": "www.egtrust.org", "score": 1.0, "published": false}], "snippet": "means age nearest birthday on the effective date of the universal life insurance policy (i.e. your age on the birthday which is within six months of the effective date.)", "size": 1, "hash": "c0bd659c09354ce1fb7b709b8a5502ad", "id": 10}], "next_curs": "", "definition": {"title": "Insurance Age", "snippet": "means, at any date, the age of the Life Insured or Policyholder where applicable at his or your next birthday.", "size": 27, "id": "insurance-age", "examples": ["Transfers from the Fixed Account to the Subaccounts are not permitted after the Insured\u2019s Attained <strong>Insurance Age</strong> 120 Anniversary.", "Under current federal tax law in effect as of the Policy Date, keeping the policy In Force on or after the Insured\u2019s Attained <strong>Insurance Age</strong> 100 Anniversary raises certain tax issues to which there are currently no clear answers.", "An Age Anniversary is the Policy Anniversary on which the Insured becomes a certain Attained <strong>Insurance Age</strong>.", "Prior to the Insured\u2019s Attained <strong>Insurance Age</strong> 120 Anniversary, You may change the death benefit option once per year by Written Request.", "The <strong>Insurance Age</strong> of the Insured on the Policy Date is the issue age shown under Policy Data.", "There is a monthly policy fee deducted each month prior to the Insured\u2019s Attained <strong>Insurance Age</strong> 120 Anniversary.", "There is a monthly administrative charge deducted each month prior to the Insured\u2019s Attained <strong>Insurance Age</strong> 120 Anniversary.", "Upon expiry of the claim, You may change the premium allocation percentages by Written Request or other requests acceptable to Us. On the Insured\u2019s Attained <strong>Insurance Age</strong> 119 Anniversary, the premium allocation percentages will be set to allocate all premium and loan repayments to the Fixed Account, and may not be changed.", "The Insured\u2019s <strong>Insurance Age</strong> plus the number of Policy Anniversaries since the Policy Date.", "Monthly Rate Per $1000 of <strong>Insurance Age</strong> Employee Rate Spouse Rate Under 25 0.043 0.052 25-29 0.051 0.052 30-34 0.068 0.069 35-39 0.076 0.078 40-44 0.085 0.087 45-49 0.127 0.130 50-54 0.196 0.200 55-59 0.365 0.374 60-64 0.561 0.575 65-69 1.078 1.105 70+ 1.750 1.793 A flat rate of $1.25 per month will cover all your dependent children."], "related": [["insurance-agent", "insurance agent", "insurance agent"], ["insurance-amount", "Insurance Amount", "Insurance Amount"], ["insurance-period", "insurance period", "insurance period"], ["insurance-coverage", "Insurance Coverage", "Insurance Coverage"], ["insurance-score", "Insurance score", "Insurance score"]], "related_snippets": [], "updated": "2025-07-06T21:58:41+00:00"}, "json": true, "cursor": ""}}