Net interest margin definition

Net interest margin means net interest income divided by average earning assets.
Net interest margin means the net income or expense associated with the difference between the Commonwealth's interest-sensitive assets and interest-sensitive liabilities;
Net interest margin means the difference between the interest income generated and the amount of interest paid out to lenders, relative to the amount of interest-earning assets. Calculated as ((net interest income) / (average interest earning assets)) / (number of days in period) x 365;

Examples of Net interest margin in a sentence

  • Any potential Annual Bonus paid to Executive during any Bonus Year shall be based on achievement by Executive and/or the Employer Group of certain objective performance criteria, which may include Earnings per Share; Tier 1 Leverage Ratio; Classified Assets/Tier 1 + ALLL; ROAA; Net Interest Margin; Efficiency Ratio; Noninterest Income/Revenue; Loan/Deposit Ratio; and Loan Portfolio Mix.

  • All Net Interest Margin shall be deposited into the Cash Account and the Cash Account shall be subject to a Cash Account Control Agreement in the form of Exhibit IX.

  • Net Interest Margin Securities, if any, issued by the NIMS Issuer, which are backed, in whole or in part, by the cashflow on certain Class C Certificates and the Class P Certificates and not insured by any NIMS Insurer.

  • INCOME STATEMENT 3Q19 Net Interest Margin (NIM) The managerial financial margin with clients was 4.29% in 3Q19.

  • Borrower shall maintain one or more interest rate protection Hedge Agreements with counterparties approved by Lender, in its Permitted Discretion, so that the Net Interest Margin, as measured at the end of each calendar quarter ending on or after March 31, 2010, is not less than five and one-half percent (5.50%).


More Definitions of Net interest margin

Net interest margin means net interest income, including net income from Islamic Banking business, as a percentage of the average of beginning and year/period end interest-earning assets (comprising cash and short term funds, securities purchased under resale agreements, deposits and placements with banks and other financial institutions, financial assets held-for-trading, financial investments available-for-sale, financial investments held-to- maturity and loans and advances).
Net interest margin means the net income or expense associated with the
Net interest margin means interest income as a percentage of average total interest-earning assets (including loans and bills discounted, securities, deposits with other banks, call loans, bills bought, trading account securities and other interest-earning assets) minus interest expenses as a percentage of average total interest-bearing liabilities (including deposits, negotiable certificates of deposit, call money, bills sold, bonds, borrowed money and other interest-bearing liabilities);
Net interest margin means the difference of (a) the Mortgage Interest Rate on the Purchased Mortgage Loans net of any servicing fee attributable thereto and (b) the Pricing Rate.
Net interest margin. -- means net interest spread after including a factor for the excess of interest-earning assets over interest-bearing liabilities for the three month period ending on the last day of a Quarter. Net interest spread represents the difference between the yield on interest-earning assets and cost of interest-bearing liabilities adjusted for income derived from noninterest-earning assets which are funded by interest-bearing liabilities.
Net interest margin means, for any period, Net interest income before impairment charges on loans and receivables for that period divided by the arithmetic average of Total interest- bearing assets at the beginning and end of the period, expressed as a percentage.
Net interest margin means net interest income as a percentage of the average of beginning and year-end interest- earning assets (comprising short-term funds, securities purchased under resale agreements, deposits and placements with banks and other financial institutions, investment account placement, financial assets held-for-trading, financial investments available-for-sale, financial investments held-to-maturity, financial assets at fair value through profit or loss, financial investment at fair value through other comprehensive income, financial investments at amortised cost, loans and advances and Receivables: investments not quoted in active markets).