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violence or threat of violence to the Insured or any proprietor, partner, director or employee of the Insured happening in the course of their duties in the business of the Insured.", "In the event of loss, it shall be lawful and necessary for the \u201cCertificate Holder\u201d, his or their representative, to sue, labor and travel for, in and about the defense, safeguard and recovery of the <strong>Property Insured</strong> hereunder, or any part thereof, without prejudice to this insurance, nor shall the acts of the \u201cCertificate Holder\u201d or Company, in recovering, saving and preserving the <strong>Property Insured</strong> in the event of loss be considered a waiver or an acceptance of abandonment.", "If at the time of the happening of any loss or damage covered by this Policy there shall be subsisting any other insurance of any nature whatsoever covering the <strong>Property Insured</strong> or any part thereof, whether effected by the Insured or not, then the Company shall 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