{"component": "definition", "props": {"groups": [{"samples": [{"hash": "j8IG5imuu87", "uri": "https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/accounts/offers/step-up-bonus-terms-and-conditions.pdf", "label": "www.hsbc.com.sg", "score": 8.5140314853, "published": false}, {"hash": "2N6ENOksQqR", "uri": "https://cdn.hsbc.com.sg/content/dam/hsbc/sg/documents/ways-to-bank/everyday-global-accounts-promotion.pdf", "label": "cdn.hsbc.com.sg", "score": 8.3744010951, "published": false}, {"hash": "63rfAifGhZB", "uri": "https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/ways-to-bank/everyday-global-accounts-promotion.pdf", "label": "www.hsbc.com.sg", "score": 8.2758384668, "published": false}], "snippet": "means any successful VISA transaction charged to the Debit Card with transaction date falling within each Relevant Month, provided that the following transactions shall not constitute valid Retail Transactions for purposes of this Promotion:", "snippet_links": [{"key": "debit-card", "type": "definition", "offset": [53, 63]}, {"key": "transaction-date", "type": "clause", "offset": [69, 85]}, {"key": "relevant-month", "type": "definition", "offset": [106, 120]}, {"key": "provided-that", "type": "clause", "offset": [122, 135]}, {"key": "for-purposes-of-this", "type": "clause", "offset": [210, 230]}], "size": 14, "hash": "c5119bc3107600b76db649dfc2b46eeb", "id": 1}, {"samples": [{"hash": "cAIAZwa7GPk", "uri": "/contracts/cAIAZwa7GPk#retail-transactions", "label": "Cardholder Agreement", "score": 31.7286902235, "published": true}, {"hash": "b2vmhZVUZxl", "uri": "/contracts/b2vmhZVUZxl#retail-transactions", "label": "Cardholder Agreement", "score": 27.9253784632, "published": true}, {"hash": "jkCyMnWuGCb", "uri": "/contracts/jkCyMnWuGCb#retail-transactions", "label": "Cardholder Agreement", "score": 27.3518138261, "published": true}], "snippet": "means all purchase of goods or services charged to the Card, excluding all Cash Advances, Balance Transfers, Instalment Payment Plans, other credit plans, fees and charges;", "snippet_links": [{"key": "purchase-of-goods-or-services", "type": "clause", "offset": [10, 39]}, {"key": "the-card", "type": "definition", "offset": [51, 59]}, {"key": "cash-advances", "type": "clause", "offset": [75, 88]}, {"key": "balance-transfers", "type": "definition", "offset": [90, 107]}, {"key": "payment-plans", "type": "clause", "offset": [120, 133]}, {"key": "credit-plans", "type": "clause", "offset": [141, 153]}, {"key": "fees-and-charges", "type": "definition", "offset": [155, 171]}], "size": 9, "hash": "1c92caf68ae03f82534fbb15368fc2dd", "id": 2}, {"samples": [{"hash": "7W8uCYUFnQX", "uri": "/contracts/7W8uCYUFnQX#retail-transactions", "label": "Emirates HLB Cards Terms and Conditions", "score": 34.1091238938, "published": true}, {"hash": "84DtXpWWTWj", "uri": "/contracts/84DtXpWWTWj#retail-transactions", "label": "Emirates HLB Cards Terms and Conditions", "score": 33.9488912369, "published": true}, {"hash": "eOLTmCS2f50", "uri": "/contracts/eOLTmCS2f50#retail-transactions", "label": "Emirates HLB Cards Terms and Conditions", "score": 33.8914014449, "published": true}], "snippet": "or \u201cRetail Spend\u201d means, for the purpose of this Programme, the purchase of any goods or services locally or overseas which have been effected with or charged to the Card but shall EXCLUDE (the list below is not exhaustive and HLB reserves the sole right to determine if a transaction fall within the definition of Retail Transactions or Retail Spend):", "snippet_links": [{"key": "retail-spend", "type": "definition", "offset": [4, 16]}, {"key": "for-the-purpose-of-this", "type": "clause", "offset": [25, 48]}, {"key": "purchase-of", "type": "clause", "offset": [64, 75]}, {"key": "goods-or-services", "type": "definition", "offset": [80, 97]}, {"key": "the-card", "type": "definition", "offset": [162, 170]}, {"key": "to-determine", "type": "clause", "offset": [255, 267]}, {"key": "the-definition-of", "type": "definition", "offset": [297, 314]}], "size": 9, "hash": "2c58c43fe7baac3cce47d1c5189fa331", "id": 3}, {"samples": [{"hash": "1CWKofYEH6u", "uri": "/contracts/1CWKofYEH6u#retail-transactions", "label": "Terms and Conditions", "score": 35.3505471171, "published": true}, {"hash": "aXGMUl8L2ek", "uri": "/contracts/aXGMUl8L2ek#retail-transactions", "label": "Terms & Conditions", "score": 33.932465582, "published": true}, {"hash": "dRxvCqfAXsm", "uri": "/contracts/dRxvCqfAXsm#retail-transactions", "label": "Terms and Conditions", "score": 33.8801900305, "published": true}], "snippet": "Means transactions effected through the use of Card via Visa Network excluding cash withdrawal transactions.", "snippet_links": [{"key": "use-of-card", "type": "clause", "offset": [40, 51]}, {"key": "withdrawal-transactions", "type": "clause", "offset": [84, 107]}], "size": 8, "hash": "30a1fb45ee72f3d4935dac3f1b2e93fc", "id": 4}, {"samples": [{"hash": "jHZ3GgAlW5c", "uri": "https://www.hsbc.com.my/content/dam/hsbc/my/docs/universal-bank/2019may-terms-and-conditions.pdf", "label": "www.hsbc.com.my", "score": 9.6844626968, "published": false}, {"hash": "kQONkxODLO6", "uri": "https://www.hsbc.com.my/content/dam/hsbc/my/docs/universal-terms-and-conditions.pdf", "label": "www.hsbc.com.my", "score": 9.5393566051, "published": false}, {"hash": "9LxcQFydiE6", "uri": "https://www.hsbc.com.my/content/dam/hsbc/my/docs/hsbc_utc_jan_2019_en.pdf", "label": "www.hsbc.com.my", "score": 9.4804928131, "published": false}], "snippet": "means all purchases of goods or services charged to the Credit Card, excluding all Cash Advances, Balance Transfers, Instalment Payment Plans, other credit plans, fees and charges.", "snippet_links": [{"key": "all-purchases", "type": "clause", "offset": [6, 19]}, {"key": "goods-or-services", "type": "definition", "offset": [23, 40]}, {"key": "the-credit-card", "type": "clause", "offset": [52, 67]}, {"key": "cash-advances", "type": "clause", "offset": [83, 96]}, {"key": "balance-transfers", "type": "definition", "offset": [98, 115]}, {"key": "payment-plans", "type": "clause", "offset": [128, 141]}, {"key": "credit-plans", "type": "clause", "offset": [149, 161]}, {"key": "fees-and-charges", "type": "definition", "offset": [163, 179]}], "size": 5, "hash": "d0c16d21a0361b36a8d26c73ef67fbfa", "id": 5}, {"samples": [{"hash": "hmT4V5ZnZWE", "uri": "https://dxb.samba.com/en/Images/Supercharged_Welcome_Booklet.pdf", "label": "dxb.samba.com", "score": 10.5468856947, "published": false}, {"hash": "8dtEyOUfd7U", "uri": "https://dxb.samba.com/ar/Images/Samba%20Titanium%20Credit%20Card%20Terms%20and%20Conditions.pdf", "label": "dxb.samba.com", "score": 6.5715263518, "published": false}, {"hash": "68cGeqS7mTn", "uri": "https://dxb.samba.com/ar/Images/shopping_cashback_termcond.pdf", "label": "dxb.samba.com", "score": 5.1916495551, "published": false}], "snippet": "means purchases made on the Credit Card by the Card member that excludes cash advances, quasi cash transactions, any refunds, any bank charge reversals, Balance Transfer transactions, Cash on Phone transactions, Credit Card Payments or any other transaction as determined by the bank from time to time, hereinafter also referred to as \u2018Purchase\u2019.", "snippet_links": [{"key": "the-credit-card", "type": "clause", "offset": [24, 39]}, {"key": "card-member", "type": "definition", "offset": [47, 58]}, {"key": "cash-advances", "type": "clause", "offset": [73, 86]}, {"key": "cash-transactions", "type": "definition", "offset": [94, 111]}, {"key": "bank-charge", "type": "definition", "offset": [130, 141]}, {"key": "transfer-transactions", "type": "definition", "offset": [161, 182]}, {"key": "phone-transactions", "type": "clause", "offset": [192, 210]}, {"key": "credit-card-payments", "type": "definition", "offset": [212, 232]}, {"key": "other-transaction", "type": "definition", "offset": [240, 257]}, {"key": "by-the-bank", "type": "clause", "offset": [272, 283]}, {"key": "from-time-to-time", "type": "clause", "offset": [284, 301]}], "size": 5, "hash": "410629e6c5e58d958b853fd2d5ccf74e", "id": 6}, {"samples": [{"hash": "1NZHvVA6iwQ", "uri": "/contracts/1NZHvVA6iwQ#retail-transactions", "label": "Business Credit Card Agreement", "score": 35.3067453708, "published": true}, {"hash": "cnsKHuB9HNe", "uri": "/contracts/cnsKHuB9HNe#retail-transactions", "label": "Business Credit Card Agreement", "score": 26.0882956879, "published": true}, {"hash": "fRGddChMMYk", "uri": "https://www.alliancebank.com.my/Alliance/media/Documents/Cards/Personal/Credit%20Cards/Alliance-Bank-VISAMASTERCARD-Business-CREDIT-CARD-Agreement.PDF", "label": "For Viewing Purposes", "score": 17.0882956879, "published": false}], "snippet": "means for the purpose of this Agreement, all transactions for the purchase of goods and/or services incurred using the VISA/MASTERCARD Business Credit Card;", "snippet_links": [{"key": "for-the-purpose-of-this-agreement", "type": "clause", "offset": [6, 39]}, {"key": "all-transactions", "type": "clause", "offset": [41, 57]}, {"key": "goods-and-or-services", "type": "clause", "offset": [78, 99]}, {"key": "business-credit-card", "type": "definition", "offset": [135, 155]}], "size": 3, "hash": "5776a420a41770f300ba4fae1ed2d539", "id": 7}, {"samples": [{"hash": "47nhi8xpayq", "uri": "/contracts/47nhi8xpayq#retail-transactions", "label": "Hong Leong Infinite Credit Card Terms and Conditions", "score": 33.8914014449, "published": true}], "snippet": "refer to retail purchases transacted locally and overseas. Retail Transactions exclude the following:\n(i) cash withdrawal in any method (i.e. Automated Teller Machine, over-the-counter, quasi cash, cash advance etc.);\n(ii) JomPay and government related transactions;\n(iii) FPX bill payment related transactions;\n(iv) portfolio products such as Balance Transfer (\u201cBT\u201d), Quick Cash One-Tine Fee (\u201cQC OTF\u201d), Quick Cash (\u201cQC\u201d) and Flexi Payment Plan (\u201cFPP\u201d);\n(v) refunded, disputed, unsuccessful, reversed, unauthorized, fraudulent or unlawful transactions;\n(vi) card protection plan;\n(vii) QR Pay Transactions made via HLB Connect App; and/or\n(viii) any form of services or miscellaneous fees, including finance charges and fees such as credit card annual fee, late payment charges and government service tax (if applicable) determined by HLB from time to time.", "snippet_links": [{"key": "refer-to", "type": "definition", "offset": [0, 8]}, {"key": "retail-purchases", "type": "definition", "offset": [9, 25]}, {"key": "cash-withdrawal", "type": "clause", "offset": [106, 121]}, {"key": "automated-teller-machine", "type": "definition", "offset": [142, 166]}, {"key": "quasi-cash", "type": "definition", "offset": [186, 196]}, {"key": "cash-advance", "type": "clause", "offset": [198, 210]}, {"key": "related-transactions", "type": "definition", "offset": [245, 265]}, {"key": "bill-payment", "type": "clause", "offset": [277, 289]}, {"key": "balance-transfer", "type": "definition", "offset": [344, 360]}, {"key": "payment-plan", "type": "definition", "offset": [433, 445]}, {"key": "unlawful-transactions", "type": "clause", "offset": [531, 552]}, {"key": "protection-plan", "type": "definition", "offset": [564, 579]}, {"key": "qr-pay", "type": "definition", "offset": [587, 593]}, {"key": "hlb-connect-app", "type": "definition", "offset": [616, 631]}, {"key": "form-of", "type": "definition", "offset": [651, 658]}, {"key": "miscellaneous-fees", "type": "definition", "offset": [671, 689]}, {"key": "charges-and-fees", "type": "definition", "offset": [709, 725]}, {"key": "credit-card", "type": "clause", "offset": [734, 745]}, {"key": "annual-fee", "type": "clause", "offset": [746, 756]}, {"key": "late-payment-charges", "type": "definition", "offset": [758, 778]}, {"key": "service-tax", "type": "definition", "offset": [794, 805]}, {"key": "if-applicable", "type": "clause", "offset": [807, 820]}, {"key": "from-time-to-time", "type": "clause", "offset": [840, 857]}], "size": 3, "hash": "ae07e9c6a4b2f7b633592f9297f34ee4", "id": 8}, {"samples": [{"hash": "dR0UQm8b0pV", "uri": "https://www.bon.com.na/CMSTemplates/Bon/Files/bon.com.na/4a/4a397e55-0533-4050-9083-82c2ee61a3a9.pdf", "label": "www.bon.com.na", "score": 11.160164271, "published": false}, {"hash": "2WcZl7gYU24", "uri": "http://www.lac.org.na/laws/2022/7798.pdf", "label": "www.lac.org.na", "score": 11.160164271, "published": false}], "snippet": "means all payment card purchases of goods and services (excluding fuel transactions).", "snippet_links": [{"key": "card-purchases", "type": "clause", "offset": [18, 32]}, {"key": "goods-and-services", "type": "definition", "offset": [36, 54]}], "size": 2, "hash": "cf92c58493167e2ddd97caa6095c1a59", "id": 9}, {"samples": [{"hash": "8AAOZ00bbdz", "uri": "/contracts/8AAOZ00bbdz#retail-transactions", "label": "Credit Card Terms and Conditions", "score": 26.3429158111, "published": true}, {"hash": "1lGyIlf28ob", "uri": "/contracts/1lGyIlf28ob#retail-transactions", "label": "Hong Leong Bank Infinite Credit Card Terms and Conditions", "score": 26.3429158111, "published": true}], "snippet": "means for the purpose of this Programme, the purchase of any goods or services locally or overseas which have been effected with or charged to the Card but shall exclude: i cash withdrawal in any method (i.e. Automated Teller Machine, over-the- counter, quasi cash, cash advance etc.); ii portfolio products such as Balance Transfer (BT), Call-For-Cash Plus (CFC Plus), Call-For-Cash (CFC) and Flexi Payment Plan (FPP); iii card protection plan; iv refunded, disputed, unsuccessful, reversed, unauthorized, fraudulent or unlawful transactions; v all government related transactions and payment via HL Connect; and/or vi any form of services or miscellaneous fees, including finance charges and fees such as credit card annual fee, late payment charges and government service tax (if applicable), as determined by the Bank from time to time.", "snippet_links": [{"key": "for-the-purpose-of-this", "type": "clause", "offset": [6, 29]}, {"key": "purchase-of", "type": "clause", "offset": [45, 56]}, {"key": "goods-or-services", "type": "definition", "offset": [61, 78]}, {"key": "the-card", "type": "definition", "offset": [143, 151]}, {"key": "cash-withdrawal", "type": "clause", "offset": [173, 188]}, {"key": "automated-teller-machine", "type": "definition", "offset": [209, 233]}, {"key": "quasi-cash", "type": "definition", "offset": [254, 264]}, {"key": "cash-advance", "type": "clause", "offset": [266, 278]}, {"key": "balance-transfer", "type": "definition", "offset": [316, 332]}, {"key": "payment-plan", "type": "definition", "offset": [400, 412]}, {"key": "protection-plan", "type": "definition", "offset": [429, 444]}, {"key": "unlawful-transactions", "type": "clause", "offset": [521, 542]}, {"key": "related-transactions", "type": "definition", "offset": [561, 581]}, {"key": "hl-connect", "type": "definition", "offset": [598, 608]}, {"key": "form-of", "type": "definition", "offset": [624, 631]}, {"key": "miscellaneous-fees", "type": "definition", "offset": [644, 662]}, {"key": "charges-and-fees", "type": "definition", "offset": [682, 698]}, {"key": "credit-card", "type": "clause", "offset": [707, 718]}, {"key": "annual-fee", "type": "clause", "offset": [719, 729]}, {"key": "late-payment-charges", "type": "definition", "offset": [731, 751]}, {"key": "service-tax", "type": "definition", "offset": [767, 778]}, {"key": "if-applicable", "type": "clause", "offset": [780, 793]}, {"key": "by-the-bank", "type": "clause", "offset": [810, 821]}, {"key": "from-time-to-time", "type": "clause", "offset": [822, 839]}], "size": 2, "hash": "c1ae35c45abc76ed64c4421e007e1b81", "id": 10}], "next_curs": "CmASWmoVc35sYXdpbnNpZGVyY29udHJhY3RzcjwLEhpEZWZpbml0aW9uU25pcHBldEdyb3VwX3Y1NiIccmV0YWlsLXRyYW5zYWN0aW9ucyMwMDAwMDAwYQyiAQJlbhgAIAA=", "definition": {"snippet": "means any successful VISA transaction charged to the Debit Card with transaction date falling within each Relevant Month, provided that the following transactions shall not constitute valid Retail Transactions for purposes of this Promotion:", "title": "Retail Transactions", "size": 74, "id": "retail-transactions", "examples": ["Otherwise, finance charges as per the applicable tiered rate per month will be levied on all <strong>Retail Transactions</strong> from the date the <strong>Retail Transactions</strong> are posted.", "For every Ringgit Malaysia Three and Fifty cents (RM3.50) worth of <strong>Retail Transactions</strong> transacted within Malaysia and in Ringgit posted to the Card Account, one (1) Enrich Point will be credited to the Card Account.", "For every Ringgit Malaysia Two and Twenty cents (RM2.20) worth of <strong>Retail Transactions</strong> transacted outside Malaysia and in currencies other than Ringgit Malaysia posted to the Card Account, one (1) Enrich Point will be credited to the Card Account.", "For every two (2) Ringgit and eighty (80) cents (RM2.80) worth of <strong>Retail Transactions</strong> transacted within Malaysia and in Ringgit posted to the Card Account, one (1) \u2587\u2587\u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587 will be credited to the Card Account.", "For every one (1) Ringgit and eighty (80) cents (RM1.80) worth of <strong>Retail Transactions</strong> transacted outside Malaysia and in currencies other than Ringgit Malaysia posted to the Card Account, one (1) \u2587\u2587\u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587 will be credited to the Card Account.", "To facilitate payment of the Local Agency\u2019s Pledged Allocable Sales Tax Revenues by the California State Board of Equalization (the \u201cBoard of Equalization\u201d) to the Trustee, the Authority has entered into an Agreement for State Administration of <strong>Retail Transactions</strong> and Use Tax (the \u201cSales Tax Administration Agreement\u201d) with the Board of Equalization.", "<strong>Retail Transactions</strong> includes all <strong>Retail Transactions</strong> both local and international EXCLUDE all Government and JomPAY related transactions, Cash Advances, Quasi Cash (betting and gaming related transactions); Call-For- Cash, Call-For-Cash Plus, Flexi Payment Plan, Balance Transfers, Petrol transactions (inclusive of <strong>retail transactions</strong> at petrol stations), Finance Charges, Late Charges and Annual Fee Payment.", "The essential card earns up to 1% Cash Back on all valid <strong>Retail Transactions</strong> (as defined below).", "However, such Cardholder will still be entitled for 0.25% Cashback for all his/her Eligible <strong>Retail Transactions</strong> in that particular month.", "However, if only the Minimum Payment Due is paid or partial payment of the outstanding balance is made by the Member on or before the Payment Due Date, Finance Charge(s) on the abovementioned fresh <strong>Retail Transactions</strong> will be imposed from the day the transaction is posted to the VISA/MASTERCARD Business Credit Card Account and such Finance Charge(s) will be reflected in the following month\u2019s Statement of Account."], "related": [["retail-transaction", "Retail transaction", "Retail transaction"], ["interim-capital-transactions", "Interim Capital Transactions", "Interim Capital Transactions"], ["capital-transactions", "capital transactions", "capital transactions"], ["acquisition-transactions", "Acquisition Transactions", "Acquisition Transactions"], ["real-estate-related-financial-transaction", "Real estate-related financial transaction", "Real estate-related financial transaction"]], "related_snippets": [], "updated": "2025-07-06T21:58:35+00:00"}, "json": true, "cursor": ""}}