{"component": "definition", "props": {"groups": [{"size": 7, "samples": [{"hash": "jRNtTEA7dph", "uri": "/contracts/jRNtTEA7dph#separate-account-charge", "label": "Annuity Contract (Variable Separate Account Nine)", "score": 18.0, "published": true}, {"hash": "fBJdHjGOBzO", "uri": "/contracts/fBJdHjGOBzO#separate-account-charge", "label": "Annuity Contract (Variable Annuity Account Nine)", "score": 18.0, "published": true}, {"hash": "8kSRNqrSLrn", "uri": "/contracts/8kSRNqrSLrn#separate-account-charge", "label": "Annuity Contract (Variable Separate Account Nine)", "score": 18.0, "published": true}], "snippet": "Equal on an annual basis to [1.60%] of the average daily net assets of the Variable Account.", "snippet_links": [{"key": "annual-basis", "type": "definition", "offset": [12, 24]}, {"key": "net-assets", "type": "definition", "offset": [57, 67]}, {"key": "the-variable-account", "type": "clause", "offset": [71, 91]}], "hash": "f0718dc0160f246131bc488b51a3a1c7", "id": 1}, {"size": 4, "samples": [{"hash": "jCMpV8QLFHl", "uri": "/contracts/jCMpV8QLFHl#separate-account-charge", "label": "Flexible Premium Deferred Fixed and Variable Annuity Contract (Separate Account I of Integrity Life Insurance Co)", "score": 23.3134839151, "published": true}, {"hash": "eg4CkvCY8OZ", "uri": "/contracts/eg4CkvCY8OZ#separate-account-charge", "label": "Flexible Premium Deferred Fixed and Variable Annuity Contract (Separate Account I of National Integrity Life Ins Co)", "score": 23.3134839151, "published": true}, {"hash": "ediy2YePIPE", "uri": "/contracts/ediy2YePIPE#separate-account-charge", "label": "Flexible Premium Deferred Fixed and Variable Annuity Contract (Separate Account I of National Integrity Life Ins Co)", "score": 21.93908282, "published": true}], "snippet": "We will assess a daily Separate Account Charge from the Account Value in your Subaccounts that is equivalent to the annual amount stated on your Specifications Pages. This charge is for the mortality risk and expense risk we assume, administrative expense, distribution expense and other expenses, as well as for profit to the Company. We may increase or decrease the Separate Account Charge upon Prior Written Notice, but the charge will never exceed the Maximum Separate Account Charge stated on your Specifications Pages.", "snippet_links": [{"key": "daily-separate-account-charge", "type": "clause", "offset": [17, 46]}, {"key": "account-value", "type": "definition", "offset": [56, 69]}, {"key": "annual-amount", "type": "clause", "offset": [116, 129]}, {"key": "expense-risk", "type": "definition", "offset": [209, 221]}, {"key": "administrative-expense", "type": "definition", "offset": [233, 255]}, {"key": "distribution-expense", "type": "definition", "offset": [257, 277]}, {"key": "other-expenses", "type": "clause", "offset": [282, 296]}, {"key": "for-profit", "type": "definition", "offset": [309, 319]}, {"key": "to-the-company", "type": "clause", "offset": [320, 334]}, {"key": "increase-or-decrease", "type": "clause", "offset": [343, 363]}, {"key": "the-separate-account", "type": "clause", "offset": [364, 384]}, {"key": "prior-written-notice", "type": "clause", "offset": [397, 417]}, {"key": "the-charge", "type": "clause", "offset": [423, 433]}], "hash": "f4f242d395036e9bf539946c345bd62a", "id": 2}, {"size": 3, "samples": [{"hash": "jTySTW7Cbu2", "uri": "/contracts/jTySTW7Cbu2#separate-account-charge", "label": "Annuity Contract (Lpla Separate Account One)", "score": 18.0, "published": true}, {"hash": "7lvlGFkSyBM", "uri": "/contracts/7lvlGFkSyBM#separate-account-charge", "label": "Annuity Contract (Lpla Separate Account One)", "score": 18.0, "published": true}], "snippet": "Each Valuation Period, the Company deducts a Separate Account Charge from each Sub-Account of the Separate Account which are equal, on an annual basis, to the amounts shown on the Contract Schedule. The Separate Account Charge compensates the Company for assuming the mortality and expense risks under this Contract and the costs associated with the administration of this Contract and the Separate Account.", "snippet_links": [{"key": "valuation-period", "type": "clause", "offset": [5, 21]}, {"key": "the-company", "type": "definition", "offset": [23, 34]}, {"key": "a-separate", "type": "definition", "offset": [43, 53]}, {"key": "the-separate-account", "type": "clause", "offset": [94, 114]}, {"key": "annual-basis", "type": "definition", "offset": [138, 150]}, {"key": "contract-schedule", "type": "clause", "offset": [180, 197]}, {"key": "under-this-contract", "type": "clause", "offset": [296, 315]}, {"key": "associated-with", "type": "definition", "offset": [330, 345]}, {"key": "administration-of", "type": "clause", "offset": [350, 367]}], "hash": "1cb13b9d72627b1a9cd42a9dd21540e6", "id": 3}, {"size": 2, "samples": [{"hash": "fhD6hOQEHSz", "uri": "/contracts/fhD6hOQEHSz#separate-account-charge", "label": "Annuity Contract (Fs Variable Annuity Account Five)", "score": 18.0, "published": true}, {"hash": "5azOEgKlzJh", "uri": "/contracts/5azOEgKlzJh#separate-account-charge", "label": "Annuity Contract (Fs Variable Annuity Account Nine)", "score": 18.0, "published": true}], "snippet": "Annual Contract Maintenance Fee: [1.55%] $30.00", "snippet_links": [{"key": "contract-maintenance-fee", "type": "definition", "offset": [7, 31]}], "hash": "d55c32647d2cd6674da4038bd8f80b0a", "id": 4}, {"size": 2, "samples": [{"hash": "78rV6PjxkT1", "uri": "/contracts/78rV6PjxkT1#separate-account-charge", "label": "Annuity Contract (Fs Variable Separate Account)", "score": 18.0, "published": true}], "snippet": "Annual Contract Administration Charge: 1.55% $30.00", "snippet_links": [{"key": "annual-contract-administration-charge", "type": "definition", "offset": [0, 37]}], "hash": "067d36a99ead7e9072d18c67a4bd277a", "id": 5}, {"size": 1, "samples": [{"hash": "giorZXfNlpH", "uri": "/contracts/giorZXfNlpH#separate-account-charge", "label": "Annuity Contract (Variable Annuity Account Five)", "score": 19.0, "published": true}], "snippet": "Beneficiary: Separate Account: Optional Elections Optional Election Charges:", "snippet_links": [{"key": "separate-account", "type": "definition", "offset": [13, 29]}, {"key": "optional-elections", "type": "clause", "offset": [31, 49]}], "hash": "569463cb84b2132adfd8a36073de0d18", "id": 6}, {"size": 1, "samples": [{"hash": "4ayiS1lE2Iq", "uri": "/contracts/4ayiS1lE2Iq#separate-account-charge", "label": "Annuity Contract (Variable Annuity Life Insurance Co Separate Account A)", "score": 18.0, "published": true}], "snippet": "We deduct from the Separate Account each Business Day a Separate Account Charge which is shown on the Contract Schedule.", "snippet_links": [{"key": "the-separate-account", "type": "clause", "offset": [15, 35]}, {"key": "business-day", "type": "definition", "offset": [41, 53]}, {"key": "a-separate", "type": "definition", "offset": [54, 64]}, {"key": "contract-schedule", "type": "clause", "offset": [102, 119]}], "hash": "44559981100153c2b034249347d4ba9c", "id": 7}, {"size": 1, "samples": [{"hash": "ckohlb58VPZ", "uri": "/contracts/ckohlb58VPZ#separate-account-charge", "label": "Annuity Contract (Fs Variable Annuity Account Five)", "score": 18.0, "published": true}], "snippet": "As named by You [1.40%] Separate Account: [FS VARIABLE SEPARATE ACCOUNT] Withdrawal Charge Schedule: -------------------------------------------------------------------------------- Number of Contribution Years Elapsed Withdrawal Charge as a Between Contribution Year Percentage of Withdrawn of Purchase Payment and Purchase Payment Contribution Year of Withdrawal -------------------------------------------------------------------------------- 1 7% -------------------------------------------------------------------------------- 2 6% -------------------------------------------------------------------------------- 3 5% -------------------------------------------------------------------------------- 4 4% -------------------------------------------------------------------------------- 5 3% -------------------------------------------------------------------------------- 6 2% -------------------------------------------------------------------------------- 7 1% -------------------------------------------------------------------------------- 8+ 0% --------------------------------------------------------------------------------", "snippet_links": [{"key": "variable-separate-account", "type": "definition", "offset": [46, 71]}, {"key": "withdrawal-charge", "type": "definition", "offset": [73, 90]}, {"key": "number-of", "type": "definition", "offset": [182, 191]}, {"key": "purchase-payment", "type": "definition", "offset": [295, 311]}, {"key": "payment-contribution", "type": "clause", "offset": [325, 345]}], "hash": "946cc13b6f6e51c707544d97ea34a125", "id": 8}, {"size": 1, "samples": [{"hash": "4ayiS1lE2Iq", "uri": "/contracts/4ayiS1lE2Iq#separate-account-charge", "label": "Annuity Contract (Variable Annuity Life Insurance Co Separate Account A)", "score": 18.0, "published": true}], "snippet": "Equal on an annual basis to [0 - 1.7] % of the daily net asset value of the Separate Account Separate Account: [Name of separate account] General Account: Minimum Guaranteed Interest Rate: 3% Free Withdrawal Percentage: [20%] Market Value Adjustment Factor: (1 + A)/5/ divided by (1 + B)/5/ Where A = the average 10 year Treasury Constant Maturity Series rate computed as an average of such rates as of the last business day of the last 60 complete calendar months or the number of complete months since the Contract issue if less, determined as of the time of the transaction. Where B = the 10 year Treasury Constant Maturity Series rate determined as of the last business day of the calendar month prior to the transaction. The market value adjustment may be either positive or negative. If the average 10 Year Treasury Constant Maturity Series interest rate (as defined above) is higher at the time of surrender or withdrawal than such rate at the time of issue, the adjustment will be downward. If the 10 Year Treasury Constant Maturity Series interest rate is lower at the time of surrender than such rate at issue, the adjustment will be upward. Any negative adjustment will be waived to the extent it decreases the surrender value below the minimum guaranteed rate of 3%.", "snippet_links": [{"key": "annual-basis", "type": "definition", "offset": [12, 24]}, {"key": "the-daily", "type": "clause", "offset": [43, 52]}, {"key": "net-asset-value", "type": "clause", "offset": [53, 68]}, {"key": "the-separate-account", "type": "clause", "offset": [72, 92]}, {"key": "general-account", "type": "definition", "offset": [138, 153]}, {"key": "minimum-guaranteed-interest-rate", "type": "definition", "offset": [155, 187]}, {"key": "free-withdrawal", "type": "definition", "offset": [192, 207]}, {"key": "market-value-adjustment-factor", "type": "definition", "offset": [226, 256]}, {"key": "divided-by", "type": "clause", "offset": [269, 279]}, {"key": "day-of", "type": "clause", "offset": [421, 427]}, {"key": "calendar-months", "type": "clause", "offset": [449, 464]}, {"key": "number-of", "type": "definition", "offset": [472, 481]}, {"key": "contract-issue", "type": "clause", "offset": [508, 522]}, {"key": "the-transaction", "type": "clause", "offset": [561, 576]}, {"key": "prior-to-the", "type": "clause", "offset": [700, 712]}, {"key": "the-market", "type": "definition", "offset": [726, 736]}, {"key": "series-interest-rate", "type": "definition", "offset": [840, 860]}, {"key": "defined-above", "type": "clause", "offset": [865, 878]}, {"key": "at-the-time", "type": "clause", "offset": [890, 901]}, {"key": "the-adjustment", "type": "clause", "offset": [966, 980]}, {"key": "negative-adjustment", "type": "definition", "offset": [1156, 1175]}, {"key": "to-the-extent", "type": "clause", "offset": [1191, 1204]}, {"key": "surrender-value", "type": "clause", "offset": [1222, 1237]}, {"key": "rate-of", "type": "clause", "offset": [1267, 1274]}], "hash": "6f856fbf8fc5512b70ff8347d4eb74c3", "id": 9}, {"size": 1, "samples": [{"hash": "iEYNYxowYGE", "uri": "/contracts/iEYNYxowYGE#separate-account-charge", "label": "Annuity Contract (Variable Annuity Account Five)", "score": 18.0, "published": true}], "snippet": "ANNUAL CONTRACT MAINTENANCE FEE: [1.40%] $35.00 SEPARATE ACCOUNT: [Variable Annuity Account Five] OPTIONAL ELECTIONS: OPTIONAL ELECTION CHARGES: OPTIONAL DEATH BENEFIT ELECTED: 0.25% Purchase Payment Accumulation FOR INQUIRIES [CALL 1-800-445-7862]", "snippet_links": [{"key": "contract-maintenance-fee", "type": "definition", "offset": [7, 31]}, {"key": "separate-account", "type": "definition", "offset": [48, 64]}, {"key": "variable-annuity-account", "type": "definition", "offset": [67, 91]}, {"key": "optional-elections", "type": "clause", "offset": [98, 116]}, {"key": "death-benefit", "type": "definition", "offset": [154, 167]}, {"key": "purchase-payment", "type": "definition", "offset": [183, 199]}, {"key": "call-1", "type": "definition", "offset": [228, 234]}], "hash": "9be1e50899cff1ea2856e6299d59b3cb", "id": 10}], "next_curs": "CmQSXmoVc35sYXdpbnNpZGVyY29udHJhY3RzckALEhpEZWZpbml0aW9uU25pcHBldEdyb3VwX3Y1NiIgc2VwYXJhdGUtYWNjb3VudC1jaGFyZ2UjMDAwMDAwMGEMogECZW4YACAA", "definition": {"title": "Separate Account Charge", "size": 24, "snippet": "Equal on an annual basis to [1.60%] of the average daily net assets of the Variable Account.", "id": "separate-account-charge", "examples": ["The Account Value is equal to the sum of your Premiums, minus partial withdrawals (adjusted for any Withdrawal Charges), adjusted for the net investment experience credited to or deducted from the Subaccounts, minus the daily deduction of the <strong>Separate Account Charge</strong> from the Subaccounts, plus interest credited to each Fixed Account, minus any applicable Contract Fee, Transfer Fees and Premium Tax.", "We will deduct the fee in addition to and in the same manner as We deduct the <strong>Separate Account Charge</strong>.", "The total expense charge currently being deducted as a <strong>Separate Account Charge</strong> on the Date of Issue of this Contract is 1.20%.", "As of the date of issue, the Stock Index Account\u2019s <strong>Separate Account Charge</strong> is [0.55%] per year of the Account\u2019s net assets.", "As described in Section 32, after we have given you three months\u2019 written notice, an Investment Account\u2019s <strong>Separate Account Charge</strong> may be changed, but it will not exceed 1.5% per year of the Account\u2019s net assets.", "Each Investment Account has a <strong>Separate Account Charge</strong> for mortality and expense risk, administration, and investment advisory services.", "The <strong>Separate Account Charge</strong> for any Investment Account is guaranteed not to exceed 1.5% per year of net assets.", "The total expense charge currently being deducted as a <strong>Separate Account Charge</strong> on the Date of Issue of this Contract is [1.20]%.", "After three months\u2019 written notice to you, TIAA, at its discretion, may increase or decrease any Investment Account\u2019s <strong>Separate Account Charge</strong>.", "Each Investment Account\u2019s <strong>Separate Account Charge</strong> as of the Date of Issue is shown on Page 3."], "related": [["account-charge", "Account Charge", "Account Charge"], ["separate-account", "Separate Account", "Separate Account"], ["separate-accounts", "Separate Accounts", "Separate Accounts"], ["aavs-account", "AAVS Account", "AAVS Account"], ["custodial-pi-account", "Custodial P&I Account", "Custodial P&amp;I Account"]], "related_snippets": [], "updated": "2025-07-06T21:56:50+00:00"}, "json": true, "cursor": ""}}