Vandalism and Malicious Mischief Clause Samples
The Vandalism and Malicious Mischief clause defines the insurance coverage provided for losses or damages caused intentionally by individuals seeking to harm or destroy property. This clause typically applies to acts such as graffiti, breaking windows, or other deliberate damage inflicted by third parties, and it ensures that the policyholder can recover repair or replacement costs resulting from such incidents. Its core function is to protect property owners from financial loss due to intentional, unlawful acts of damage, thereby allocating risk and providing peace of mind against unpredictable malicious behavior.
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Vandalism and Malicious Mischief. We do not cover vandalism or malicious mischief if your dwelling has been vacant or unoccupied for more than 30 consecutive days immediately prior to the vandalism or malicious mischief. A dwelling under construction is not considered vacant or unoccupied.
Vandalism and Malicious Mischief. In view of its exposure to builders’ risk hazards, it shall be the Town's responsibility to purchase and maintain such other insurance coverage as it may deem necessary and coverage of its liability to the Contractor. The Contractor shall be responsible for all damage or injury to property of any character during the prosecution of the work resulting from any act omission, neglect, or misconduct in the manner or method of executing the work or due to the non-execution of the work or at any time due to defective work or materials.
Vandalism and Malicious Mischief. The Contractor shall purchase and maintain such steam boiler and machinery insurance as may be required by the Contract Documents or by law. This insurance shall include the interests of the City, the Contractor, Subcontractors and Sub-subcontractors in the Work.
Vandalism and Malicious Mischief. This peril does not include:
a. loss to glass or safety glazing material constituting a part of the building other than glass building blocks.
b. loss by pilferage, theft, burglary or larceny, but we will be liable for damage to the building covered caused by burglars.
Vandalism and Malicious Mischief. Coverage must include, if available, against loss due to vandalism and malicious mischief.
Vandalism and Malicious Mischief. A M P
9. Falling objects.
Vandalism and Malicious Mischief on a replacement cost basis in an amount equal to the full insurable value thereof (“full insurable value” shall include the actual replacement cost of all buildings and improvements and the contents therein, without deduction for depreciation, architectural, engineering, legal and administrative fees). The policies required by this Paragraph (i) shall be either subject to no coinsurance clause or contain an agreed amount clause and may include a deductibility provision not exceeding Ten Thousand Dollars ($10,000).
Vandalism and Malicious Mischief. Lessee, at its own expense, shall maintain during the term of this Lease a policy or policies of worker's compensation and comprehensive general liability insurance, including personal injury and property damage, with contractual liability endorsement, in the amount of Five Hundred Thousand Dollars ($500,000.00) for property damage and One Million Dollars ($1,000,000.00) per occurrence for personal injuries or deaths of persons occurring in or about the Premises. Lessee, at its own expense, also shall maintain during the term of this Lease, fire and extended coverage insurance covering the replacement cost of (i) all alterations, additions, partitions and improvements installed or placed on the Premises by Lessee or by Lessor on behalf of Lessee and (ii) all of Lessee's personal property contained within the Premises. Said policies shall (i) name Lessor as an additional insured and insure Lessor's contingent liability under this Lease (except for the worker's compensation policy, which instead shall include waiver of subrogation endorsement in favor of Lessor), (ii) be issued by an insurance company which is acceptable to Lessor, and (iii) provide that said insurance shall not be cancelled unless thirty (30) days prior written notice shall have been given to Lessor. Said policy or policies or certificates thereof shall be delivered to Lessor by Lessee upon commencement of the term of the Lease and upon each renewal of said insurance.
Vandalism and Malicious Mischief. E N premises under construction is not considered vacant or unoccupied.
Vandalism and Malicious Mischief. Sprinkler leakage; and water, other liquids, powder or other material that leaks or flows from fire protection systems or other equipment, including damage from leaking fire protective sprinklers.