7( (0RQWK 27( (0RQWK D\, <HDU)
LVFORVXUH RI (VWLPDWHG %XUGHQ 2LVFORVXUH RI (VWLPDWHG %XUGHQ 7KH HVWLPDWHG DYHUDJH EXUGHQ DVVRFLDWHG ZLWK WKLV LQIRUPDWLRQ FROOHFWLRQ LV34.1 KRXUV SHU UHVSRQGHQW DQG LV HVWLPDWHG WR YDU\ IURP 1˘ WR 4OO KRXUV SHU UHVSRQVH, GHSHQGLQJ RQ LQGLYLGXDO FLUFXPVWDQFHV. %XUGHQ HVWLPDWHV LQFOXGH WKH WLPH IRU UHYLHZLQJ LQVWUXFWLRQV, JDWKHULQJ DQG PDLQWDLQLQJ GDWD LQ WKH UHTXLUHG IRUP, DQG FRPSOHWLQJ WKH LQIRUPDWLRQ FROOHFWLRQ, EXW H[FOXGH WKH WLPH IRU FRPSLOLQJ DQG PDLQWDLQLQJ EXVLQHVV UHFRUGV LQ WKH QRUPDO FRXUVH RI D UHVSRQGHQW'V DFWLYLWLHV. $ )HGHUDO DJHQF\ PD\ QRW FRQGXFW RU VSRQVRU, DQG DQ RUJDQL]DWLRQ (RU D SHUVRQ) LV QRW UHTXLUHG WR UHVSRQG WR D FROOHFWLRQ RI LQIRUPDWLRQ, XQOHVV LW GLVSOD\V D FXUUHQWO\ YDOLG 20% FRQWURO QXPEHU. &RPPHQWV FRQFHUQLQJ WKH DFFXUDF\ RI WKLV EXUGHQ HVWLPDWH DQG VXJJHVWLRQV IRU UHGXFLQJ WKLV EXUGHQ VKRXOG EH GLUHFWHG WR WKH 2IILFH RI ,QIRUPDWLRQ DQG 5HJXODWRU\ $IIDLUV, 2IILFH RI 0DQDJHPHQW DQG %XGJHW, :DVKLQJWRQ, '.&. 2O˘O3, DQG WR RQH RI WKH IROORZLQJ˛ 6HFUHWDU\%RDUG RI *RYHUQRUV RI WKH )HGHUDO 5HVHUYH 6\VWHP:DVKLQJWRQ, '.&. 2O˘˘1 /HJLVODWLYH DQG 5HJXODWRU\ $QDO\VLV 'LYLVLRQ 2IILFH RI WKH &RPSWUROOHU RI WKH &XUUHQF\:DVKLQJWRQ, '.&. 2O21˝ $VVLVWDQW ([HFXWLYH 6HFUHWDU\)HGHUDO 'HSRVLW ,QVXUDQFH &RUSRUDWLRQ:DVKLQJWRQ, '.&. 2O42˝6FKHGXOH 5&-%³6HFXULWLHV 5&-3, 46FKHGXOH 5&-&³/RDQV DQG /HDVH )LQDQFLQJ5HFHLYDEOHV˛3DUW ,. /RDQV DQG /HDVHV 5&-˘, ˇ3DUW ,,. /RDQV WR 6PDOO %XVLQHVVHV DQG6PDOO )DUPV (WR EH FRPSOHWHG IRU WKH-XQH UHSRUW RQO\) 5&-ˇD, ˇE6FKHGXOH 5&-(³'HSRVLW /LDELOLWLHV 5&-ˆ, ˙6FKHGXOH 5&-)³2WKHU $VVHWV 5&-˝6FKHGXOH 5&-*³2WKHU /LDELOLWLHV 5&-˝6FKHGXOH 5&-.³4XDUWHUO\ $YHUDJHV 5&-1O6FKHGXOH 5&-/³2II-%DODQFH 6KHHW,WHPV .................................................. 5&-11, 12 6FKHGXOH 5&-0³0HPRUDQGD .................... 5&-13, 146FKHGXOH 5&-1³3DVW 'XH DQG 1RQDFFUXDO/RDQV, /HDVHV, DQG 2WKHU $VVHWV 5&-1˘6FKHGXOH 5&-2³2WKHU 'DWD IRU 'HSRVLW,QVXUDQFH DQG ),&2 $VVHVVPHQWV 5&-1ˇ, 1ˆ6FKHGXOH 5&-5³5HJXODWRU\ &DSLWDO 5&-1˙, 1˝2SWLRQDO 1DUUDWLYH 6WDWHPHQW &RQFHUQLQJ WKH $PRXQWV 5HSRUWHG LQ WKH 5HSRUWVRI &RQGLWLRQ DQG ,QFRPH 5&-2O6SHFLDO 5HSRUW (WR EH FRPSOHWHG E\ DOO EDQNV) )RU LQIRUPDWLRQ RU DVVLVWDQFH, QDWLRQDO DQG VWDWH QRQPHPEHU EDQNV VKRXOG FRQWDFW WKH )',&·V &DOO 5HSRUWV $QDO\VLV 6HFWLRQ,˘˘O 1ˆWK 6WUHHW, 1:, :DVKLQJWRQ, '.&. 2O42˝, WROO IUHH RQ (˙OO) ˇ˙˙-)',&(3342), 0RQGD\ WKURXJK )ULGD\ EHWZHHQ˙˛OO D.P. DQG ˘˛OO S.P., (DVWHUQ WLPH. 6WDWH PHPEHU EDQNV VKRXOG FRQWDFW WKHLU )HGHUDO 5HVHUYH 'LVWULFW %DQN. 3/HJDO 7LWOH RI %DQN &LW\
ROODU $PRXQWV LQ 7KRXVDQGV 0LO 7KRX 5&21 5&21 D 2ROODU $PRXQWV LQ 7KRXVDQGV 0LO 7KRX 5&21 5&21 D Q GRPHVWLF RIILFHV (VXP RI WRWDOV RI FROXPQV $ DQG & IURP 6FKHGXOH 5&-() 2200 5&21
ROODU $PRXQWV LQ 7KRXVDQGV ˘ 2ROODU $PRXQWV LQ 7KRXVDQGV ˘ 0DWXULW\ DQG UHSULFLQJ GDWD IRU WLPH GHSRVLWV RI OHVV WKDQ 100,000˛ D. 7LPH GHSRVLWV RI OHVV WKDQ 100,000 ZLWK D UHPDLQLQJ PDWXULW\ RU UHSULFLQJ IUHTXHQF\ RI˛ 1, 2
Accrual Yield 1Accrual Yield has the meaning given in the relevant Final Terms;
Additional Business Centre(s 1Additional Business Centre(s means the city or cities specified as such in the relevant Final Terms;
Additional Financial Centre(s 1Additional Financial Centre(s means the city or cities specified as such in the relevant Final Terms;
Aqoonsiga Adeegyada Gaarka 1Aqoonsiga Adeegyada Gaarka Functional ID)”: Waa nidaam aqoonsi oo loo sameeyey in lagu maareeyo aqoonsiga adeegyada gaarka ah oo loogu talagalay adeegyada iyo wax-is-dhaafsiga khaas ah, sida codeynta, maamulka canshuuraha, mashruucyada bulshada iyo adeegyada la xariira is-dhaafsiga iyo gudbinta lacagaha, iyo in ka badan.LIFAAQA 6aadWAAJIBAADKA GUDDIGA MAAMULKA AQOONSIGA (ToR of ID Task Force)Guddiga Maamulka Aqoonsiga (ID Task Force) wuxuu sii wadayaa shaqada FIRA ilaa laga sii dhisayo Sharciga Maamulka Aqoonsiga. Guddigu si ku meelgaar ah ayuu u sii degganaanayaa Wasaaradda, waxaana hawsha ku kormeeraya Agaasimaha Guud ee Wasaaradda. Hawlaha Guddiga waxaa ka mid ah, balse aanay ku ekeyn, in uu qabto kuwa soo socda:
Aqoonsiga Asaasiga 1Aqoonsiga Asaasiga Foundational ID)”: Waa nidaam aqoonsi oo loo abuuray in uu fursad u siiyo qof kasta in ay hesho aqoonsi iyo sifooyin caam ah oo ay u isticmaasho maamulka dawliga ah iyo adeegyada kala duwan ee baahsan, xagga hawl-qabadka (transactions), adeegyada, iyo sifaadka ka soo unkama, ee hey’adaha la wada leeyahay iyo kuwa goonida loo leeyahay.
Baanka Somaliland (Somaliland Bank 1Baanka Somaliland (Somaliland Bank Micnihiisu waa Baanka Dhexe ee Somaliland ee lagu Aasaasay Xeerka Baanka Somaliland 1994;
Business Day Convention 1Business Day Convention in relation to any particular date, has the meaning given in the relevant Final Terms and, if so specified in the relevant Final Terms, may have different meanings in relation to different dates and, in this context, the following expressions shall have the following meanings:
Calculation Agent 1Calculation Agent means the Fiscal Agent or such other Person specified in the relevant Final Terms as the party responsible for calculating the Rate(s) of Interest and Interest Amount(s) and/or such other amount(s) as may be specified in the relevant Final Terms;
Calculation Amount 1Calculation Amount has the meaning given in the relevant Final Terms; "Coupon Sheet" means, in respect of a Note, a coupon sheet relating to the Note;
Compounded Daily SONIA 1Compounded Daily SONIA means, with respect to an Interest Accrual Period, the rate of return of a daily compound interest investment (with the daily SONIA rate as reference rate for the calculation of interest) as calculated by the Calculation Agent on the relevant Interest Determination Date in accordance with the following formula (and the resulting percentage will be rounded if necessary to the nearest fourth decimal place, with 0.00005 being rounded upwards): Where:
Dalka 1Dalka Country) waxa loola jeeda dalka jamhuuriyadda Somaliland
Day Count Fraction 1Day Count Fraction means, in respect of the calculation of an amount for any period of time (the "Calculation Period"), such day count fraction as may be specified in these Conditions or the relevant Final Terms and:
do 1do is the number of London Banking Days in the relevant Interest Accrual Period;
Early Redemption Amount (Tax) 1Early Redemption Amount (Tax) means, in respect of any Note, its principal amount or such other amount as may be specified in the relevant Final Terms;
Early Termination Amount 1Early Termination Amount means, in respect of any Note, its principal amount or such other amount as may be specified in, or determined in accordance with, these Conditions or the relevant Final Terms;
Final Redemption Amount 1Final Redemption Amount means, in respect of any Note, its principal amount or such other amount as may be specified in, or determined in accordance with, the relevant Final Terms;