1 Exhibit 3 LAST SURVIVOR FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICY ABCDE PLEASE READ YOUR POLICY CAREFULLY This Policy is a legal contract between the Owner (you, your) and Nationwide Life Insurance Company (we, our, us, the Company)....Nationwide Vli Separate Account 4 • June 20th, 2000
PARTICIPATION AGREEMENT Among VARIABLE INSURANCE PRODUCTS FUNDS, FIDELITY DISTRIBUTORS COMPANY LLC and NATIONWIDE LIFE_INSURANCE COMPANY, NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY, JEFFERSON NATIONAL LIFE INSURANCE COMPANY, JEFFERSON NATIONAL LIFE...Participation Agreement • April 25th, 2024 • Nationwide Vli Separate Account 4 • Massachusetts
THIS AGREEMENT, made and entered into as of the 11th day of October, 2023, by and among NATIONWIDE LIFE INSURANCE COMPANY, NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY, Ohio corporations, JEFFERSON NATIONAL LIFE INSURANCE COMPANY, a Texas corporation, and JEFFERSON NATIONAL LIFE INSURANCE COMPANY OF NEW YORK, a New York corporation (hereinafter, collectively, the “Company”), on its own behalf and on behalf of each current and any future Company separate accounts (each such account hereinafter referred to as the “Account”); and FIDELITY DISTRIBUTORS COMPANY LLC (hereinafter the “Underwriter”), a Massachusetts corporation; and each of VARIABLE INSURANCE PRODUCTS FUND, VARIABLE INSURANCE PRODUCTS FUND II, VARIABLE INSURANCE PRODUCTS FUND III and VARIABLE INSURANCE PRODUCTS FUND IV and VARIABLE INSURANCE PRODUCTS FUND V each an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (each referred to hereinafter as the “Fund”).
PARTICIPATION AGREEMENTParticipation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Massachusetts
THIS AGREEMENT, dated as of the 1st day of July 2004 by and among each life insurance company listed on Exhibit A hereto (each a “Company”) and on behalf of each separate account of the Company set forth on Schedule A hereto as may be amended from time to time (each separate account hereinafter referred to as the "Account"), SCUDDER VARIABLE SERIES I and SCUDDER VARIABLE SERIES II (individually, a "Fund"), each a Massachusetts business trust created under a Declaration of Trust, as amended, SCUDDER DISTRIBUTORS, INC. (the "Underwriter"), a Delaware corporation, and DEUTSCHE INVESTMENT MANAGEMENT AMERICAS INC., a Delaware corporation (the “Adviser”). The parties agree that a single document is being used for ease of administration and that this Agreement shall be treated as if it were a separate agreement with respect to each Fund (and each series thereof) and each Company, that is a party hereto, severally and not jointly, as if such entity had entered into a separate agreement naming
PARTICIPATION AGREEMENT Among PUTNAM VARIABLE TRUST PUTNAM RETAIL MANAGEMENT, L.P. and NATIONWIDE FINANCIAL SERVICES, INC.Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Massachusetts
THIS AGREEMENT, made and entered into as of this 1st day of February, 2002, among Nationwide Financial Services, Inc., (the “Company”), a Delaware corporation, on its own behalf and on behalf of each separate account of the insurance company subsidiaries of the Company (“Insurance Subsidiaries”) and on behalf of the affiliated broker-dealers and subsidiaries set forth on Schedule A hereto, as such Schedule may be amended from time to time (each such account hereinafter referred to as the “Account”), PUTNAM VARIABLE TRUST (the “Trust”), a Massachusetts business trust, and PUTNAM RETAIL MANAGEMENT, L.P. (the “Underwriter”), a Massachusetts limited partnership.
FUND PARTICIPATION AGREEMENTFund Participation Agreement • August 20th, 2019 • Nationwide Vli Separate Account 4 • Ohio
This Agreement dated as of the 1st day of January, 2019 is made by and among Nationwide Financial Services, Inc. on behalf of its subsidiaries listed on Exhibit A (collectively, “Nationwide”) and the Nationwide separate accounts (“Variable Accounts”) listed on Exhibit A, Schwab Annuity Portfolios, a business trust (the “Trust”) and Charles Schwab & Co., Inc. (“CS&Co.”), which serves as distributor to the mutual funds (each such fund, a “Fund” and collectively, the “Funds”) listed on Exhibit B. The Trust and CS&Co. shall be collectively referred to herein as the “Company.”
PARTICIPATION AGREEMENT AMONG PIONEER VARIABLE CONTRACTS TRUST, NATIONWIDE FINANCIAL SERVICES, INC. PIONEER INVESTMENT MANAGEMENT, INC. AND PIONEER FUNDS DISTRIBUTOR, INC.Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Massachusetts
THIS AGREEMENT, made and entered into on September 27, 2002, is by and among PIONEER VARIABLE CONTRACTS TRUST, a Delaware business trust (the "Trust"), NATIONWIDE FINANCIAL SERVICES, INC., a Delaware corporation (the "Company") on behalf of the affiliated companies and each segregated asset account set forth in Schedule A hereto, as may be amended from time to time (the "Accounts"), PIONEER INVESTMENT MANAGEMENT, INC., a Delaware corporation ("PIM") and PIONEER FUNDS DISTRIBUTOR, INC. ("PFD"), a corporation organized under the laws of The Commonwealth of Massachusetts.
PARTICIPATION AGREEMENT Among VANGUARD VARIABLE INSURANCE FUND and THE VANGUARD GROUP, INC. and VANGUARD MARKETING CORPORATION and NATIONWIDE LIFE INSURANCE COMPANYParticipation Agreement • April 12th, 2011 • Nationwide Vli Separate Account 4 • Ohio
THIS AGREEMENT, made and entered into as of the 28th day of February, 2008, by and among VANGUARD VARIABLE INSURANCE FUND (hereinafter the “Fund”), a Delaware business trust, THE VANGUARD GROUP, INC. (hereinafter the “Sponsor”), a Pennsylvania corporation, VANGUARD MARKETING CORPORATION (hereinafter the “Distributor”), a Delaware corporation, and NATIONWIDE LIFE INSURANCE COMPANY (hereinafter the “Company”), an Ohio corporation, on its own behalf and on behalf of each segregated asset account of the Company named in Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”).
Reinsurance Agreement #196731 US-09Reinsurance Agreement • April 12th, 2011 • Nationwide Vli Separate Account 4 • New York
FUND PARTICIPATION AGREEMENTFund Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • New York
THIS AGREEMENT made as of the 31st day of December, 2002, by and between Lord Abbett Series Fund, Inc. (“Fund”), a Maryland Corporation, on its behalf and on behalf of each separate investment series thereof, whether existing as of the date above or established subsequent thereto, (each a “Portfolio” and collectively, the “Portfolios”), Lord Abbett Distributor LLC, a New York limited liability Company (the "Distributor"), and Nationwide Life Insurance Company(“NLIC”) and Nationwide Life and Annuity Insurance Company, (“NLAIC” and collectively referred to herin with NLIC as the “Company”),each a life insurance company organized under the laws of the State of Ohio.
1 FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE AE INSURANCE POLICY PLEASE READ YOUR POLICY CAREFULLY This Policy is a legal contract between the Owner (you, your) and Nationwide Life Insurance Company (we, our, us, the Company). INSURING AGREEMENT: We...Nationwide Vli Separate Account 4 • January 16th, 2001
CERTAIN INFORMATION IN THIS EXHIBIT HAS BEEN REDACTED BECAUSE IT IS BOTH NOT MATERIAL AND WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED ADMINISTRATIVE SERVICE AGREEMENTAdministrative Service Agreement • April 25th, 2024 • Nationwide Vli Separate Account 4
This Administrative Service Agreement (the “Agreement”), effective January 1, 2017, is made by and between Nationwide Financial Services, Inc. (“NFS”) and Eaton Vance Management (the “Company”);
ContractNationwide Vli Separate Account 4 • April 20th, 2021 • New York
CERTAIN INFORMATION IN THIS EXHIBIT HAS BEEN REDACTED BECAUSE IT IS BOTH NOT MATERIAL AND WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED.
CERTAIN INFORMATION IN THIS EXHIBIT HAS BEEN REDACTED BECAUSE IT IS BOTH NOT MATERIAL AND WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED. SERVICE AGREEMENTService Agreement • April 25th, 2024 • Nationwide Vli Separate Account 4 • Massachusetts
This Agreement is entered into effective as of the 11th day of October, 2023, by and between FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY LLC (“FIIOC”) and NATIONWIDE INVESTMENT SERVICES CORPORATION (“Company”). The parties agree that this Agreement shall terminate and supersede any and all prior Service Agreements, including the Amended and Restated Service Agreement dated April 1, 2002, by and between Fidelity Investments Institutional Operations Company and Nationwide Financial Services, Inc., as amended, and the Service Agreement dated November 10, 2010, by and between Fidelity Investments Institutional Operations Company and Jefferson National Life Insurance Company, as amended.
PARTICIPATION AGREEMENTParticipation Agreement • April 27th, 2012 • Nationwide Vli Separate Account 4
THIS AGREEMENT, made and entered into this 22nd day of December, 1998 by and among GOLDMAN SACHS VARIABLE INSURANCE TRUST, an unincorporated business trust formed under the laws of Delaware (the “Trust”), GOLDMAN, SACHS & CO., a New York limited partnership (the “Distributor”), and Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company (collectively “Nationwide”), Ohio life insurance companies, on its own behalf and on behalf of each separate account of Nationwide identified herein.
REINSURANCE AGREEMENTReinsurance Agreement • April 12th, 2011 • Nationwide Vli Separate Account 4 • Ohio
ADMINISTRATIVE SERVICE AGREEMENTAdministrative Service Agreement • August 20th, 2019 • Nationwide Vli Separate Account 4 • Ohio
This Administrative Service Agreement (the “Agreement”), effective January 1, 2019 is made by and between Nationwide Financial Services, Inc. (“NFS”) and Charles Schwab & Co., Inc. (the “Company”);
CERTAIN INFORMATION IN THIS EXHIBIT HAS BEEN REDACTED BECAUSE IT IS BOTH NOT MATERIAL AND WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED FUND PARTICIPATION AGREEMENTFund Participation Agreement • April 25th, 2024 • Nationwide Vli Separate Account 4 • Ohio
This Agreement dated as of the January 1, 2017, is made by and among Nationwide Financial Services, Inc. on behalf of its subsidiary life insurance companies listed on Exhibit A (collectively, “Nationwide”), the current and any future Nationwide separate accounts as applicable (“Variable Accounts”), Calvert Variable Products, Inc., a Maryland corporation, on behalf of its series, Calvert VP S&P 500 Portfolio (the “Portfolio), and Eaton Vance Distributors, Inc. (the “Company”) which serves as principal distributor of the Portfolio.
Exhibit 4 AB SURVIVOR FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICY PLEASE READ YOUR POLICY CAREFULLY This policy is a legal contract between the Owner (you, your) and Nationwide Life Insurance Company (we, our, us, the Company). INSURING...Nationwide Vli Separate Account 4 • February 19th, 2002
We issue this policy in consideration of your application and the payment of the Initial Premium. We agree to pay the Death Proceeds to the Beneficiary upon receiving proof that both Insureds have died while this policy is in force prior to the Maturity Date. We agree to pay the Maturity Proceeds to you if either Insured is living on the Maturity Date.
SERVICES AGREEMENTServices Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4
The terms and conditions of this Services Agreement between Pacific Investment Management Company LLC (“PIMCO”) and Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company (collectively the “Company”) are effective as of March 28, 2002.
SERVICE AGREEMENTService Agreement • April 12th, 2011 • Nationwide Vli Separate Account 4 • Ohio
This Service Agreement (the "Agreement"), dated as of the 3rd day of November, 1997, is made by and among Nationwide Financial Services, Inc. ("NFS") and Counsellors Securities, Inc. (the "Counsellors");
ADMINISTRATIVE SERVICE AGREEMENTAdministrative Service Agreement • April 12th, 2011 • Nationwide Vli Separate Account 4 • Ohio
This Administrative Service Agreement (the "Agreement"), effective this 5th day of September, 2002 is made by and between Nationwide Financial Services, Inc. ("NFS') and Calvert-Asset Management Company, Inc. and Calvert Distributors, Inc., collectively ("The Company')
CORPORATE FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICYCorporate Flexible Premium Variable • September 27th, 2007 • Nationwide Vli Separate Account 4
We issue this policy in consideration of your application and the payment of the Initial Premium. We agree to pay the Death Proceeds to the Beneficiary upon receiving proof that the Insured has died while this policy is in force and before the Maturity Date. We agree to pay the Maturity Proceeds to you if the Insured is living on the Maturity Date.
FUND PARTICIPATION AGREEMENTFund Participation Agreement • April 12th, 2011 • Nationwide Vli Separate Account 4 • New York
THIS AGREEMENT made as of the 31st day of January, 1999 by and among BT Insurance Funds Trust ("TRUST"), a Massachusetts business trust, Bankers Trust Company ("ADVISER"), a New York banking corporation, and Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company (separately or collectively "Nationwide"), a life insurance company organized under the laws of the State of Ohio.
FUND PARTICIPATION AGREEMENTFund Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Delaware
THIS AGREEMENT, made as of June 5, 2007, by and between LINCOLN VARIABLE INSURANCE PRODUCTS TRUST, a Delaware statutory trust (“Trust”), on its behalf and on behalf of its investment series set forth in Exhibit A (each, a “Fund”), LINCOLN FINANCIAL DISTRIBUTORS, INC., a Connecticut corporation (“Distributor”), LINCOLN INVESTMENT ADVISORS CORPORATION, a Tennessee corporation (“Adviser”), and NATIONWIDE FINANCIAL SERVICES, INC., a company organized under the laws of the State of Delaware, on behalf of its insurance company subsidiaries listed on Exhibit B hereto (collectively, “Nationwide”) and the current and any future Nationwide-established separate accounts, as applicable.
ADMINISTRATIVE SERVICE AGREEMENTAdministrative Service Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio
This Administrative Service Agreement (the “Agreement”), effective this 7th day of August, 2007 is made by and between Nationwide Financial Services, Inc. (“NFS”) and Davis Distributors, LLC (the “Company");
ADMINISTRATIVE SERVICES AGREEMENTAdministrative Services Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • New York
Nationwide Financial Services, Inc. ("NFS") and Salomon Brothers Asset Management Inc ("SBAM") mutually agree to the arrangements set forth in this Agreement (the "Agreement") dated as of September , 1999.
ADMINISTRATIVE SERVICES AGREEMENTAdministrative Services Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Indiana
This ADMINISTRATIVE SERVICES AGREEMENT (“Agreement”) made as of June 5, 2007, is by and between Lincoln Investment Advisors Corporation, an Indiana corporation (“Adviser”) and Nationwide Financial Services, Inc., a company organized under the laws of Delaware (“Company”).
Goldman, Sachs & Co. One New York Plaza New York, NY 10004 January 6, 1999Nationwide Vli Separate Account 4 • April 12th, 2011
This letter sets forth the agreement between Nationwide Financial Services, Inc. (“NFS”) and the undersigned (“we” or “Goldman, Sachs & Co.”) concerning certain administrative services to be provided by NFS with respect to the Goldman Sachs Variable Insurance Trust (the “Trust”).
FUND PARTICIPATION AGREEMENTFund Participation Agreement • April 12th, 2011 • Nationwide Vli Separate Account 4 • Ohio
This Agreement dated as of the 13th day of April, 2009 is made by and among Nationwide Financial Services, Inc. on behalf of its subsidiaries listed on Exhibit A (collectively, “Nationwide”) and the current and any future Nationwide separate accounts as applicable (“Variable Accounts”) and Lazard Retirement Series, Inc. (the “Company") and Lazard Asset Management Securities LLC ("Lazard") which serves as distributor to the mutual fund portfolios of the Company listed on Exhibit B (the “Funds”).
SERVICE AGREEMENTService Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio
This Service Agreement (the “Agreement”), dates as of the 3rd day of November, 1997, is made by and among Nationwide Financial Services, Inc. (“NFS”) and Van Eck Securities Corporation (the “Distributor”);
ContractNationwide Vli Separate Account 4 • April 20th, 2021 • New York
CERTAIN INFORMATION IN THIS EXHIBIT HAS BEEN REDACTED BECAUSE IT IS BOTH NOT MATERIAL AND WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED.
Fund Participation AgreementFund Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio
This Fund Participation Agreement (“Agreement”), dated as of the 1st day of December, 2000 is made by and between Nationwide Life Insurance Company and/or Nationwide Life and Annuity Insurance Company (separately or collectively “Nationwide”) on behalf of the Nationwide separate accounts identified on Exhibit A which is attached hereto and may be amended from time to time (“Variable Accounts”), and WADDELL & REED SERVICES COMPANY (“WRSCO”) and WADDELL & REED, INC. (“W&R, INC.”) which serve respectively as the accounting services/shareholder servicing agent and the distributor to the W&R TARGET FUNDS, INC. (the “Funds”) listed on Exhibit A. WRSCO and W&R, INC. are collectively referred to throughout this Agreement as “W&R.”
PARTICIPATION AGREEMENT Among NATIONWIDE LIFE INSURANCE COMPANY, NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY PIMCO VARIABLE INSURANCE TRUST, and PIMCO FUNDS DISTRIBUTORS LLCParticipation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4 • Ohio
THIS AGREEMENT, dated as of the 28th day of March, 2002, by and among Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company , (collectively the "Company"), an Ohio life insurance company, on its own behalf and on behalf of each separate account of the Company set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to as the "Account"), PIMCO Variable Insurance Trust (the "Fund"), a Delaware business trust, and PIMCO Funds Distributors LLC (the "Underwriter"), a Delaware limited liability company.
EATON VANCE VARIABLE TRUST SHAREHOLDER SERVICING AGREEMENTEaton Vance Variable Trust • April 12th, 2011 • Nationwide Vli Separate Account 4 • Massachusetts
This SHAREHOLDER SERVICE AGREEMENT is being entered into as of the 24th day of March, 2011 between EATON VANCE VARIABLE TRUST (the "Trust"), in respect of the Shares of its Portfolios set forth on Schedule A hereto, and Nationwide Financial Services, Inc. (the "Service Organization").
PARTICIPATION AGREEMENT BY AND AMONG NATIONWIDE LIFE INSURANCE COMPANY NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY ON BEHALF OF THEMSELVES AND THEIR SEPARATE ACCOUNTS AND SALOMON BROTHERS ASSET MANAGEMENT INC AND SALOMON BROTHERS VARIABLE SERIES...Participation Agreement • September 27th, 2007 • Nationwide Vli Separate Account 4
THIS AGREEMENT, made and entered into as of September , 1999 ("Agreement"), by and among Salomon Brothers Variable Series Funds Inc, a Maryland corporation (the "Fund"), Salomon Brothers Asset Management Inc, a Delaware Corporation (the "Adviser") and Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company, Ohio He insurance companies (collectively referred to herein as "NATIONWIDE"), on behalf of themselves and each of their segregated asset accounts listed in Schedule A hereto, as the parties hereto may amend from time to time (each, an "Account," and collectively, the "Accounts").
