Cardholder Agreement Sample Contracts

CARDHOLDER AGREEMENT
Cardholder Agreement • April 25th, 2023

This Cardholder Agreement (“Agreement”) sets forth the terms and conditions under which Central Bank of Kansas City (“CBKC” or “Issuer”) has issued the CARD.com Prepaid Mastercard® to you. CARD Corporation dba CARD.com is the entity managing your Card and Card Account.

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CARDHOLDER AGREEMENT IMPORTANT – PLEASE READ CAREFULLY
Cardholder Agreement • November 18th, 2020 • Delaware

This Cardholder Agreement (“Agreement”) outlines the terms and conditions under which the Target Mastercard Gift Card (the “Gift Card”) has been issued by The Bancorp Bank, Wilmington, Delaware (the “The Bancorp Bank” or “Issuer”). The Issuer is an FDIC insured member institution. By accepting and using the Gift Card, you agree to be bound by the terms and conditions contained in this Agreement. “Gift Card Account” means the records we maintain to account for the value of claims associated with the Gift Card. “You” and “your” mean the person or persons who receive the Gift Card and are authorized to use it as provided for in this Agreement. “We,” “us,” and “our” mean the Issuer, our successors, affiliates or assignees. InComm Financial Services, Inc., P.O. Box 826, Fortson, Georgia 31808 is the entity managing the Gift Card program (“Program Manager”). You acknowledge and agree that the value available in the Gift Card Account is limited to the funds that have been loaded into the Gift

CARDHOLDER AGREEMENT IMPORTANT – PLEASE READ CAREFULLY
Cardholder Agreement • May 6th, 2023

This Cardholder Agreement (“Agreement”) outlines the terms and conditions under which the Visa Reward Card has been issued to you by The Bancorp Bank, Wilmington, Delaware (“The Bancorp Bank” or “Issuer”). The Issuer is an FDIC insured member institution. “Card” means the non-reloadable Visa Reward Card issued to you by The Bancorp Bank. By accepting and using the Card, you agree to be bound by the terms and conditions contained in this Agreement. “Card Account” means the records we maintain to account for the value of claims associated with the Card. “You” and “your” mean the person or persons who have received the Card and are authorized to use

Cardholder Agreement
Cardholder Agreement • March 29th, 2023

This Agreement is your contract. It contains disclosures required by the Federal Truth in Lending Act, Military Lending Act, and other applicable law. Please read all of it and keep it for your records because, when you have accepted, signed or used your Card, or the Account, you have agreed to the terms of the Agreement.

Cardholder Agreement
Cardholder Agreement • December 29th, 2020 • Pennsylvania

This Cardholder Agreement, including the Schedule of Fees and charges (collectively referred to as this “Agreement”), sets forth the terms of your prepaid card and any secondary card or companion card that may be issued to you or to another person that you specify (each a "Card"). Please read it carefully and retain it for your records. Your card is issued by DOLLAR BANK ("Bank") pursuant to a license from MasterCard International Incorporated.

CARDHOLDER AGREEMENT
Cardholder Agreement • March 14th, 2016 • Ontario

Terms, Conditions and Definitions for the Prepaid Visa® Card - This document constitutes the agreement (“Agreement”) outlining the terms and conditions under which a non-personalized Prepaid Visa Card and/or personalized Prepaid Visa Card has been issued to you. By accepting and using the Card, you agree to be bound by the terms and conditions contained in this Agreement.

CARDHOLDER AGREEMENT
Cardholder Agreement • February 26th, 2019

This Cardholder Agreement (“Agreement”) is the terms and conditions governing our issuance and your use of your Premier Gift MasterCard card (“Card”). Keep this document for future reference. In this Agreement, “you” and “your” mean any person who received the Card or is authorized to use it as provided for in this Agreement. If there is more than one of you, you are each jointly and severally liable for all obligations, regardless of which of you uses the Card or benefits from that use. “We, ”“us,” and “our” mean the issuing financial institution listed on the back on this agreement. “TransCard” means, the third party that administers the Card program and with whom you activated the Card with. By activating the Card, signing the back of the Card, using the Card, or allowing someone else to use the Card means you accept and agree to be bound by the terms and conditions contained in this Agreement.

Cardholder Agreement and Disclosure Statement
Cardholder Agreement • December 16th, 2016 • Virginia

DEFINITIONS. The “Card” means the Pentagon Federal Credit Union (PenFed) credit card which we issue to you under this Agreement, and includes any device or check used to obtain credit or cash from the account. An Authorized User is an indi- vidual receiving a Card, but who has no responsibility for pay- ment of the Account. The words “you”, “your” and “cardholder” mean each person, jointly and individually who holds, signs, retains, uses, or permits others to use or sign a card. The words “our”, “we” and “us” mean PenFed or any of its assignees. Unless otherwise stated, “Account” means your Card account with us.

Synapse Financial Technologies, Inc. is providing this Agreement to you on behalf of Bank. Synapse is an agent of Bank for some purposes and will be responsible for carrying out some of our responsibilities under this Agreement as our agent, including...
Cardholder Agreement • January 10th, 2023 • Tennessee

This Consumer Cardholder Agreement (this “Agreement”) governs your use of the MasterCard® Debit Card (“Card”) provided by Synapse Financial Technology, Inc. (“Synapse”) as a processor and project manager for Evolve Bank & Trust, member FDIC (“Bank”), the issuer of the Card. This Agreement and the Card is made available to you through the website and/or mobile application of Nomad Fintech, Inc. (“Platform”), who is responsible for making these services available to you. As used in this document the words “we”, “our”, and “us” refer to Synapse and Bank, where applicable, our successors, affiliates, or assignees, and the words “you”, and “your” refer to all those who agree to be bound by this Agreement and anyone else that you provide the authority to use your Card. By accepting and using the Card, or by authorizing anyone else to use the Card, you agree to be bound by the terms and conditions in this Agreement, as well as the terms of the applicable Account Agreement.

CARDHOLDER AGREEMENT
Cardholder Agreement • June 26th, 2019 • Ontario

Terms, Conditions and Definitions for the Prepaid Visa® Card - This document constitutes the agreement (“Agreement”) outlining the terms and conditions under which a non-personalized Prepaid Visa Card and/or personalized Prepaid Visa Card has been issued to you. By accepting and using the Card, you agree to be bound by the terms and conditions contained in this Agreement.

CARDHOLDER AGREEMENT Consumer
Cardholder Agreement • June 24th, 2019 • Oklahoma
Cardholder Agreement IMPORTANT – PLEASE READ CAREFULLY
Cardholder Agreement • October 26th, 2022

This Cardholder Agreement contains an Arbitration Clause requiring all claims to be resolved by way of binding arbitration.

VISA PLATINUM CARDHOLDER AGREEMENT AND DISCLOSURE STATEMENT
Cardholder Agreement • February 20th, 2022 • New York

Annual Percentage Rate: The cost of your credit as a yearly rate. Finance Charge: The dollar amount the credit will cost you.

Visa® Consumer Credit Card Cardholder Agreement
Cardholder Agreement • July 29th, 2022 • New Mexico

This is the Agreement between New Mexico Bank & Trust d/b/a HTLF Card Services (“we”, “our”, or “us”) and you concerning your Account. This Agreement becomes effective only if we establish an Account for you and issue you a Card in response to your submission of an Application.

CARDHOLDER AGREEMENT IMPORTANT – PLEASE READ CAREFULLY
Cardholder Agreement • May 4th, 2023

This Cardholder Agreement contains an Arbitration Clause requiring all claims to be resolved by way of binding arbitration.

OPENSKY® SECURED VISA® CREDIT CARDHOLDER AGREEMENT
Cardholder Agreement • December 20th, 2019 • Maryland

INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases 18.89%This APR will vary with the market based on the Prime Rate plus a margin. APR for Cash Advances 18.89%This APR will vary with the market based on the Prime Rate plus a margin. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www. Consumerfinance.gov/learnmore. FEES Annual Fee $35 annually. Transaction Fees • Cash Advance Eithe

Cardholder Agreement
Cardholder Agreement • September 18th, 2017 • Minnesota

This Cardholder Agreement, including the Schedule of Fees and Charges, and any Privacy Notice provided to you by us (collectively referred to as this "Agreement"), sets forth the terms of your JPay Prepaid MasterCard®. Please read it carefully and retain it for your records. Your Card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder agreement.

CARDHOLDER AGREEMENT
Cardholder Agreement • October 16th, 2021 • Ontario

Terms, Conditions and Definitions for the Visa® Prepaid Card - This document constitutes the agreement (“Agreement”) outlining the terms and conditions under which a non-personalized Visa Prepaid Card and/or personalized Visa Prepaid Card has been issued to you. By accepting and using the Card, you agree to be bound by the terms and conditions contained in this Agreement.

Cardholder Agreement
Cardholder Agreement • December 19th, 2022

This document is our standard form credit card agreement in effect on the last business day of the previous calendar month that ended on December 30, 2022, and has been supplemented with pricing information in the “Terms and Conditions” located under the Disclosures section on www.farmbureau.bank. These documents are provided to you for informational purposes only. These account terms may not be available after the above date. If you apply and are approved for a credit card account with us, your actual account terms will be based on the terms of the offer available at the time that you applied, and your Cardholder Agreement will be the agreement sent to you when your account is first opened.

CUMONEY® Visa TravelMoney® Card Cardholder Agreement
Cardholder Agreement • April 17th, 2023 • Illinois

This cardholder agreement (“Agreement”) sets forth the rights and responsibilities of your CUMONEY Visa TravelMoney Card (“Card”). Your Card was issued by Services Credit Union (“SCU”). ICUL Service Corporation (“Envisant”) administers the CUMONEY Visa TravelMoney Card program. In this Agreement, “you” and “your” mean the cardholder and “we” “us” and “our” mean SCU and/or Envisant. This Card is not a credit union membership account, does not earn dividends, and is not federally insured with the National Credit Union Administration. SCU is insured by American Share Insurance. “ATM” means any terminal at which you use your Card to access your Card funds. “Funds Balance” means an amount equal to the United States Dollar amount you add to your Card initially and from time to time thereafter, minus any amount obtained by you through the use of your Card, and minus any fees, charges, conversion fees and other expenses incurred in connection with your Card.

CARDHOLDER AGREEMENT IMPORTANT – PLEASE READ CAREFULLY
Cardholder Agreement • April 26th, 2023

This Cardholder Agreement contains an Arbitration Clause requiring all claims to be resolved by way of binding arbitration.

Bicester Village Gift Card Cardholder Agreement – Single Load (T&Cs)
Cardholder Agreement • December 22nd, 2020

This Card is issued and managed by EML Payments Europe Limited (‘we/us/our’) for Value Retail Management (Bicester Village)Ltd (‘Distributor’). We are a leading provider of gift card solutions. In these conditions ‘you’ are the Card purchaser or user.

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CARDHOLDER AGREEMENT‌
Cardholder Agreement • March 19th, 2020

CUSTOMER INFORMATION & AGREEMENT By signing this agreement, the undersigned Customer acknowledges having (i) received and read the entire agreement, (ii) accepted the terms and conditions set outherein, and (iii) agreed to the card fees detailed herein. DCBank's acceptance of this agreement and the Cardholder Agreement (if fully completed) shall be evidenced by the issuance of a Card to Customer and the activation of that Card for use by Customer. Customer First Name: Customer Middle Name: Customer Last Name: Customer Phone Number (Home): Customer Phone Number (Work or other): Customer Street Address: City: Province: Postal Code: Customer Occupation: Customer Birthdate: Cell Phone Number: Customer Email: Customer's Signature: Date:

Contract
Cardholder Agreement • September 1st, 2022

TABLE OF CONTENTS Introduction Page 1 Fees and Charges Page 3 Interest Charges Page 4 Account Features Page 5 Payments Page 5 Default Page 7 Other Important Information and Terms Page 7 Your Billing Rights Page 10

CARDHOLDER AGREEMENT; IMPORTANT—PLEASE READ CAREFULLY
Cardholder Agreement • May 21st, 2018

This Cardholder Agreement contains an Arbitration Clause requiring all claims to be resolved by way of binding arbitration.

CARDHOLDER AGREEMENT IMPORTANT—PLEASE READ CAREFULLY— SEE PAGE XX FOR THE FEES ASSOCIATED WITH THE USE OF THIS CARD ACCOUNT. FOR QUESTIONS OR ASSISTANCE, PLEASE CALL THE CUSTOMER SERVICE TOLL-FREE NUMBER (1-86-NETSPEND/1-866-387-7363) PRINTED ON THE...
Cardholder Agreement • July 5th, 2013

This document constitutes the agreement (“Agreement”) outlining the terms and conditions under which the NetSpend MasterCard Prepaid Card and the NetSpend MasterCard Virtual Account have been issued by

MISSION FEDERAL CREDIT UNION AGREEMENTS AND DISCLOSURES
Cardholder Agreement • August 8th, 2016 • California

The terms and conditions of this Agreement shall apply to all MasterCard Credit Cards issued by Mission Federal Credit Union. In this Agreement, the words “Credit Union”, “us”, “we”, “our”, and “Mission Fed” mean Mission Federal Credit Union. The words “you”, “your”, “signer”, and “owner” mean each and all of those issued a MasterCard Credit Card. For all intents and purposes of this Agreement, “Card” refers to the MasterCard Credit Card or any combination of your Card, Card number, Card security data and Personal Identification Number (PIN). The words “Account” and “Credit Line” mean your Mission Fed Credit Card Loan. This Agreement governs the use of Cards issued to you and your signers. The agreements, disclosures, rules and regulations applicable to your Account including other agreements you have with Mission Fed, now or in the future, remain in effect and are made a part of this Agreement by reference unless specifically modified. In some circumstances, we are required by law to

This document contains important and useful information about your TD Aeroplan Visa Infinite Card.‌
Cardholder Agreement • September 14th, 2020

This Cardholder Agreement is between you and The Toronto-Dominion Bank (the Bank, we, us or our). It applies to the Card and the Account including when you use the Card or Account.

CARDHOLDER AGREEMENT IMPORTANT – PLEASE READ CAREFULLY
Cardholder Agreement • February 14th, 2024

This document constitutes the agreement (“Agreement”) between you and Stride Bank, N.A., outlining the terms and conditions under which the Awards2Go Visa Prepaid Card has been issued to you. By accepting and using the Card, you agree to be bound by the terms and conditions contained in this Agreement. You agree to sign the back of the Card immediately upon receipt. “Card” means the Awards2Go Visa Prepaid Card issued to you by Stride Bank, N.A. and distributed and serviced by IDT Payment Services, Inc.in all jurisdictions except New York where it is distributed by IDT Payment Services of New York LLC, both pursuant to an agreement Stride Bank, N.A. “Issuer” means Stride Bank, N.A. or its depository institution affiliate. The Issuer is an FDIC insured member institution. “Card Account” means the records we maintain to account for the value of claims associated with the Awards2Go Visa Prepaid Card. “You” and “your” mean the person or persons who have received the Card and are authorized

CARDHOLDER AGREEMENT
Cardholder Agreement • October 19th, 2012 • Nebraska

This Agreement is for your Account with Commerce Bank, and the Card(s) which has/have been given to you in connection with your Account. Such Account and Card(s) provide you with credit card services and ATM Services. “You” and “your” mean any applicant for the Account and any person using the Account and/or related Card(s) with the expressed or implied permission of any of the applicants. Any person whose name appears on the Account for the Card(s) accompanying this Agreement consents, either by using or permitting another to use the Card(s), to all provisions of this Agreement. “We”, “us” and “our” means Commerce Bank, our successors and assigns.

CARDHOLDER AGREEMENT AND DISCLOSURE
Cardholder Agreement • June 28th, 2017

In this statement, the words "I", "me" , and "my" mean the person whose name is embossed on the card(s). "You" and "your" mean WESTMARK CREDIT UNION.

CARDHOLDER AGREEMENT
Cardholder Agreement • June 27th, 2019

This Cardholder Agreement (this “Agreement”) sets forth the terms of your prepaid Card. Please read it carefully and retain it for your records. If you do not agree to these terms, do not use the card; or If you would like to cancel call Customer Service at 1-877-287-2448. Otherwise, your acceptance and/or use of the Card will be evidence of your agreement to these terms.

MASTERCARD BUSINESS CREDIT CARDHOLDER AGREEMENT
Cardholder Agreement • April 14th, 2022 • Missouri

This agreement contains a binding arbitration provision which may be enforced by the parties, You may reject the arbitration provision in accordance with the terms of the “Arbitration and Dispute Resolution” section of this Agreement,

CARDHOLDER AGREEMENT Please read this Agreement carefully and retain a copy for your records.
Cardholder Agreement • April 20th, 2020 • British Columbia

By purchasing, activating, signing and/or using the Card, you are agreeing to these terms and conditions and fees out- lined below.

CARDHOLDER AGREEMENT
Cardholder Agreement • March 1st, 2019 • Utah

This Cardholder Agreement (this “Agreement”) is between you and Green Dot Bank, the issuer of your Card. By using the Card, or allowing someone else to use the Card, you agree to the terms of this Agreement. NOTICE: THIS AGREEMENT REQUIRES ALL DISPUTES TO BE RESOLVED BY WAY OF BINDING INDIVIDUAL ARBITRATION. THE TERMS OF THE ARBITRATION CLAUSE APPEAR AT THE END OF THIS AGREEMENT.

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