Common use of Absence of Material Change Clause in Contracts

Absence of Material Change. Since December 31, 2004, the businesses of Company and Bank have been conducted only in the ordinary course, in substantially the same manner as theretofore conducted, and, except as set forth in Company's Disclosure Letter, there has not occurred since December 31, 2004 any event that has had or may reasonably be expected to have a material adverse effect on the business, prospects, financial condition or results of operation of Company or Bank.

Absence of Material Change. Since December 31, 20042002, the businesses of Company and Bank have been conducted only in the ordinary course, in substantially the same manner as theretofore conducted, and, except as set forth in Company's ’s Disclosure Letter, there has not occurred since December 31, 2004 2002 any event that has had or may reasonably be expected to have a material adverse effect on the business, prospects, financial condition or results of operation of Company or Bank.

Absence of Material Change. Since December 31, 20042003, the businesses of Company and Bank have been conducted only in the ordinary course, in substantially the same manner as theretofore conducted, and, except as set forth in Company's ’s Disclosure Letter, there has not occurred since December 31, 2004 2003 any event that has had or may reasonably be expected to have a material adverse effect on the business, prospects, financial condition or results of operation of Company or Bank.

Absence of Material Change. Since December 31, 20042002, the businesses of Company and Bank have been conducted only in the ordinary course, in substantially the same manner as theretofore conducted, and, except as set forth in Company's ’s Disclosure Letter, there has not occurred since December 31, 2004 2002 any event that has had or may reasonably be expected to have a material adverse effect on the business, prospectsbusiness (present or future), financial condition or results of operation of Company or Bank.