Common use of Absence of Official Evaluation Clause in Contracts

Absence of Official Evaluation. The Note Holder has had the opportunity to conduct a due diligence review of Universal and ask representatives of Universal questions about Universal's business and financial condition and the terms of this exchange offer and related restructuring with other creditors and has obtained such information as it has requested to the extent it has deemed it necessary to permit it to fully evaluate the merits and risks of its investments in UBHC. The Note Holder also represents that it has had access to all material books and records of UBHC and all materiel contracts and documents relating to Universal and this Exchange Offer.

Absence of Official Evaluation. The Note Holder has had the opportunity to conduct a due diligence review of Universal and ask representatives of Universal questions about Universal's business and financial condition and the terms of this exchange offer and relating restructuring, and has had access to material books, records and contracts of Universal. The Note Holder has had the opportunity to conduct a due diligence review of Universal and ask representatives of Universal questions about Universal's business and financial condition and the terms of this exchange offer and related restructuring with other creditors restructuring, and has obtained such information as it has requested to the extent it has deemed it necessary to permit it to fully evaluate the merits and risks of its investments in UBHC. The Note Holder also represents that it has had access to all material books books, records and records contracts of UBHC and all materiel contracts and documents relating to Universal and this Exchange OfferUniversal.

Absence of Official Evaluation. The Note Holder has had the opportunity to conduct a due diligence review of Universal and ask representatives of Universal questions about Universal's business and financial condition and the terms of this exchange offer and related restructuring with other creditors and has obtained such information as it has requested to the extent it has deemed it necessary to permit it to fully to evaluate the merits clients and risks of its investments his investment in UBHC. The Note Holder also represents that it he has had access to all n material books and records of UBHC and all materiel material contracts and documents relating to Universal and this Exchange Offerthe exchange offer.

Absence of Official Evaluation. The Note Holder has had the opportunity to conduct a due diligence review of Universal and ask representatives of Universal questions about Universal's business and financial condition and the terms of this exchange offer and related restructuring with other creditors and has obtained such information as it has requested to the extent it has deemed it necessary to permit it to fully to evaluate the merits and risks of its investments his investment in UBHC. The Note Holder also represents that it he has had access to all material books and records of UBHC and all materiel material contracts and documents relating to Universal and this Exchange Offerthe exchange offer.