Common use of ACCESS TERMINAL SECURITY Clause in Contracts

ACCESS TERMINAL SECURITY. If any service in respect of the Account is made available to the Depositor through the Internet or a telephone service provider, the Depositor acknowledges that, although the Financial Institution uses security safeguards to protect against loss, theft, and unauthorized access, because of the nature of data transmission, security is not guaranteed and information is transmitted at the risk of the Depositor. The Depositor acknowledges and shall ensure that any private Access Terminal used by an Authorized Signatory or Authorized User to access the Account is auto-locked by a password to prevent unauthorized use of the Access Terminal, has a current anti-Contaminant program, and a firewall, and that it is the Depositor’s responsibility to reduce the risk of Contaminants or online attacks and to comply with this provision. The Depositor further acknowledges that to reduce the risk of unauthorized access to the Account through the Access Terminal, the Authorized Signatories and Authorized Users will sign out of online banking and, where applicable, close the browser when finished using it. The Depositor further acknowledges that using public or shared computers and Access Terminals, or using Access Terminals in a public place or through an open WiFi or shared Bluetooth portal, to access the Account increases the risk of unauthorized access to the Account, and will take all reasonable precautions to avoid such use or inadvertent disclosure of the Password.

ACCESS TERMINAL SECURITY. If any service in respect of the Account is made available to the Depositor Trustee through the Internet or a telephone service provider, the Depositor Trustee acknowledges that, although the Financial Institution uses security safeguards to protect against loss, theft, and unauthorized access, because of the nature of data transmission, security is not guaranteed and information is transmitted at the risk of the DepositorTrustee. The Depositor Trustee acknowledges and shall ensure that any private Access Terminal used by an Authorized Signatory the Trustee or Authorized User a Signing Officer to access the Account is auto-locked by a password to prevent unauthorized use of the Access Terminal, has a current anti-Contaminant program, and a firewall, and that it is the Depositor’s his or her personal responsibility to reduce the risk of Contaminants or online attacks and to comply with this provision. The Depositor Trustee further acknowledges that to reduce the risk of unauthorized access to the Account through the Access Terminal, the Authorized Signatories Trustee and Authorized Users all Signing Officers will sign out of online banking and, where applicable, close the browser when finished using it. The Depositor Trustee further acknowledges that using public or shared computers and Access Terminals, or using Access Terminals in a public place or through an open WiFi or shared Bluetooth portal, to access the Account increases the risk of unauthorized access to the Account, and will take all reasonable precautions to avoid such use or inadvertent disclosure of the Password.

ACCESS TERMINAL SECURITY. If any service in respect of the Account is made available to the Depositor Member through the Internet or a telephone service provider, the Depositor Member acknowledges that, although the Financial Institution DUCA uses security safeguards to protect against lossagainstloss, theft, and unauthorized access, because of the nature of data transmission, security is not guaranteed guaranteed, and information is transmitted at the risk of the DepositorMember. The Depositor Member acknowledges and shall ensure that any private Access Terminal used by an Authorized Signatory or Authorized User to access the Account is auto-auto locked by a password to prevent unauthorized use of the Access Terminal, has a current anti-Contaminant program, and a firewall, and that it is the DepositorMember’s responsibility to reduce the risk of Contaminants or online attacks and to comply with this provision. The Depositor Member further acknowledges that to reduce the risk of unauthorized access to the Account through the Access Terminal, the Authorized Signatories and Authorized Users will sign out of online banking and, where applicable, close the browser when finished using itusingit. The Depositor Member further acknowledges that using public usingpublic or shared computers and Access Terminals, Terminals or using Access Terminals in a public place publicplace or through an open WiFi Wi-Fi or shared Bluetooth portal, to access the Account increases Accountincreases the risk of unauthorized access unauthorizedaccess to the Account, and will Account andwill take all reasonable allreasonable precautions to avoid such use or inadvertent disclosure of the Password.

ACCESS TERMINAL SECURITY. If any service in respect of the Account is made available to the Depositor Member through the Internet or a telephone service provider, the Depositor Member acknowledges that, although the Financial Institution DUCA uses security safeguards to protect against loss, theft, and unauthorized access, because of the nature of data transmission, security is not guaranteed and information is transmitted at the risk of the DepositorMember. The Depositor Member acknowledges and shall ensure that any private Access Terminal used by an Authorized Signatory or Authorized User to access the Account is auto-locked by a password to prevent unauthorized use of the Access Terminal, has a current anti-Contaminant program, and a firewall, and that it is the DepositorMember’s responsibility to reduce the risk of Contaminants or online attacks and to comply with this provision. The Depositor Member further acknowledges that to reduce the risk of unauthorized access to the Account through the Access Terminal, the Authorized Signatories and Authorized Users will sign out of online banking and, where applicable, close the browser when finished using it. The Depositor Member further acknowledges that using public or shared computers and Access Terminals, or using Access Terminals in a public place or through an open WiFi or shared Bluetooth portal, to access the Account increases the risk of unauthorized access to the Account, and will take all reasonable precautions to avoid such use or inadvertent disclosure of the Password.

ACCESS TERMINAL SECURITY. If any service in respect of the Account is Direct Services for Small Business are made available to the Depositor through the Internet or a telephone service provider, the Depositor acknowledges that, although the Financial Institution uses security safeguards to protect against loss, theft, and unauthorized access, because of the nature of data transmission, security is not guaranteed and information is transmitted at the risk of the Depositor. The Depositor acknowledges and shall ensure that any private Access Terminal used by an Authorized Signatory or Authorized User to access the Account Direct Services for Small Business is auto-locked by a password to prevent unauthorized use of the Access Terminal, has a current anti-Contaminant program, program and a firewall, and that each Delegate, Non Signer, and Signing Officer acknowledges that it is the Depositor’s his or her personal responsibility to reduce the risk of Contaminants or online attacks and to comply with this provision. The Depositor further acknowledges acknowledges, and shall ensure that each Delegate, Non Signer, and Signing Officer acknowledges, that to reduce the risk of unauthorized access to the Account through the Access Terminal, the Authorized Signatories and Authorized Users Depositor will sign out of online banking Direct Services for Small Business and, where applicable, close the browser when finished using it. The Depositor further acknowledges acknowledges, and shall ensure that each Delegate, Non Signer, and Signing Officer acknowledges, that using public or shared computers and Access Terminals, or using Access Terminals in a public place place, or through an open WiFi or shared Bluetooth portal, to access the Account Direct Services for Small Business increases the risk of unauthorized access to the Account, and will take all reasonable precautions to avoid such use or inadvertent disclosure of the PasswordPIN and/or PIW.