Common use of ACCESS TERMINAL SECURITY Clause in Contracts

ACCESS TERMINAL SECURITY. If Direct Services are made available through the Internet or a telephone service provider, the Depositor acknowledges that, although the Financial Institution uses security safeguards to protect against loss, theft, and unauthorized access, because of the nature of data transmission, security is not guaranteed and information is transmitted at the risk of the Depositor. The Depositor acknowledges and shall ensure that any private Access Terminal used to access Direct Services is auto-locked by a password to prevent unauthorized use of the Access Terminal, has a current anti- Contaminant program, and a firewall, and that it is his or her personal responsibility to reduce the risk of Contaminants or online attacks and to comply with this provision. The Depositor further acknowledges that to reduce the risk of unauthorized access to the Account through the Access Terminal, the Depositor will sign out of Direct Services and, where applicable, close the browser when finished using it. The Depositor further acknowledges that using public or shared computers and Access Terminals, or using Access Terminals in a public place, or through an open WiFi or shared Bluetooth portal, to access Direct Services increases the risk of unauthorized access to the Account, and will take all reasonable precautions to avoid such use or inadvertent disclosure of the PAC and/or PIW.

ACCESS TERMINAL SECURITY. If Direct Services are any service in respect of the Account is made available to the Member through the Internet or a telephone service provider, the Depositor Member acknowledges that, although the Financial Institution XXXX uses security safeguards to protect against loss, theft, and unauthorized access, because of the nature of data transmission, security is not guaranteed guaranteed, and information is transmitted at the risk of the DepositorMember. The Depositor Member acknowledges and shall ensure that any private Access Terminal used to access Direct Services the Account is auto-auto locked by a password to prevent unauthorized use of the Access Terminal, has a current anti- anti-Contaminant program, and a firewall, and that it is his or her their personal responsibility to reduce the risk of Contaminants or online attacks and to comply with this provision. The Depositor Member further acknowledges that to reduce the risk of unauthorized access to the Account through the Access Terminal, the Depositor Member will sign out of Direct Services online banking and, where applicable, close the browser when finished using it. The Depositor Member further acknowledges that using public or shared computers and Access Terminals, Terminals or using Access Terminals in a public place, place or through an open WiFi Wi-Fi or shared Bluetooth portal, to access Direct Services the Account increases the risk of unauthorized access to the Account, Account and will take all reasonable precautions to avoid such use or inadvertent disclosure of the PAC and/or PIWPassword.

ACCESS TERMINAL SECURITY. If Direct Services are any service in respect of the Account is made available to the Member through the Internet or a telephone service provider, the Depositor Member acknowledges that, although the Financial Institution DUCA uses security safeguards to protect against loss, theft, and unauthorized access, because of the nature of data transmission, security is not guaranteed and information is transmitted at the risk of the DepositorMember. The Depositor Member acknowledges and shall ensure that any private Access Terminal used to access Direct Services the Account is auto-locked by a password to prevent unauthorized use of the Access Terminal, has a current anti- anti-Contaminant program, and a firewall, and that it is his or her their personal responsibility to reduce the risk of Contaminants or online attacks and to comply with this provision. The Depositor Member further acknowledges that to reduce the risk of unauthorized access to the Account through the Access Terminal, the Depositor Member will sign out of Direct Services online banking and, where applicable, close the browser when finished using it. The Depositor Member further acknowledges that using public or shared computers and Access Terminals, or using Access Terminals in a public place, place or through an open WiFi or shared Bluetooth portal, to access Direct Services the Account increases the risk of unauthorized access to the Account, and will take all reasonable precautions to avoid such use or inadvertent disclosure of the PAC and/or PIWPassword.

ACCESS TERMINAL SECURITY. If Direct Services are made available through the Internet or a telephone service provider, the Depositor acknowledges that, although the Financial Institution uses security safeguards to protect against loss, theft, and unauthorized access, because of the nature of data transmission, security is not guaranteed and information is transmitted at the risk of the Depositor. The Depositor acknowledges and shall ensure that any private Access Terminal used to access Direct Services is auto-locked by a password to prevent unauthorized use of the Access Terminal, has a current anti- anti-Contaminant program, and a firewall, and that it is his or her personal responsibility to reduce the risk of Contaminants or online attacks and to comply with this provision. The Depositor further acknowledges that to reduce the risk of unauthorized access to the Account through the Access Terminal, the Depositor will sign out of Direct Services and, where applicable, close the browser when finished using it. The Depositor further acknowledges that using public or shared computers and Access Terminals, or using Access Terminals in a public place, or through an open WiFi or shared Bluetooth portal, to access Direct Services increases the risk of unauthorized access to the Account, and will take all reasonable precautions to avoid such use or inadvertent disclosure of the PAC and/or PIWPAC.