Account Statements and Requesting Account Records. Unless your account is restricted you may view and download your PayPal account statement by logging into your PayPal account. You agree to review your transactions through your PayPal account history instead of receiving periodic statements by email. You will receive important information about your payments and payment receipts by e- e-mail immediately after a transaction. Your transaction history will also be updated and made available to you at any time by logging into your account. You can also access a downloadable report from your PayPal account. This will show all fees incurred and any other amounts charged to your PayPal account in the relevant period. The report will only be updated and made available if there has been any activity on your PayPal account or any fees have been incurred in the relevant period. The way in which we provide the transaction information will allow you to store and reproduce the information unchanged, for example by printing a copy. We reserve the right to charge a fee for providing you with additional information or for providing the transaction history and other information about fees in a different way but we won’t charge you for records requested in connection with your good-faith assertion of an error in your PayPal account. Fees We charge fees for our services as set out on the fees page relating to the country in which you are registered with us as resident. Quoted fees are inclusive of all applicable taxes; however, other taxes or costs may exist that are not paid through or imposed by uspage. You are liable for telephone charges and any charges made by your internet service provider or similar or associated charges as a result of the use by you of our services. We ~~may~~ will (subject to the rest of the user agreement) deduct our fees from your PayPal balance. We may deduct our ~~transaction-~~ transaction-related fees from the amounts we transfer before those funds are credited to your PayPal balance. We will provide you with the details of the amounts you receive and our fees charged either by e-mail or in your transaction history (which you can access by logging into your account). If your payment requires you to pay a fee to us, we ~~will (subject to the rest of the user agreement)~~ may disclose that fee to you when you provide your payment instruction to us. You cannot set off or deduct any amounts from our fees. We may make a charge for any additional services we provide outside this user agreement. We will tell you of those charges when you ask for the service. General provisions for making a payment Your payment instruction We may allow you to provide your payment instruction to us in any way which we may notify to you from time to time. The way in which you provide your payment instruction can depend on the type of payment you are making – for example: • If you are paying for a purchase or making a donation, many sellers and/or fund collectors allow you to provide your payment instruction to us in a dedicated PayPal checkout or other PayPal payment collection integration on their site. • You can use the “Send Money” feature when you log into your PayPal account to send a payment to someone. We may require you to authenticate your payment instruction (i.e. give us the information that we need to be sure that it’s you giving us the instruction, such as submitting your correct log-in information – this could include your e-mail address and password) and otherwise successfully log into your PayPal account to provide to us your payment instruction. We may offer you to select certain recipients for a faster payment experience, which makes them a "trusted beneficiary" for your future payments made to that recipient. We will not normally ask you to log in (with password, PIN or similar) for these payments when they are made. You can access and edit your list of trusted beneficiaries in your PayPal account at any time. Any consent, acceptance, approval and other statements given using our website or app will have the same legal effect as a signature on a written document. Cancelling your payment instruction Once you provide your payment instruction to us, you may not cancel it, except if it is a payment instruction under a billing agreement (see below for more details). How long will my payment take? Your payment to another user will leave your account within the Business Day after we receive your complete payment instruction. A payment instruction is deemed to be received by us when the complete data required for execution of the transaction reaches us. The payment will leave your account within two Business Days if we receive your complete payment instruction: • on a day which is not a Business Day; or • after 4.00pm local Luxembourg time on a Business Day. We may allow you to ask us to make your payment on a specific later date, in which case your payment will leave your account on that later date. Other provisions in this user agreement may cause the above timeframes to be extended. When we may refuse to make your payment We may treat your payment instruction as not complete and we may refuse to make your payment if: • you do not have enough money in your PayPal balance; • we have reason to believe that your linked funding sources do not have sufficient funds to cover the money required to make your payment; • you do not provide us with all mandatory information requested in the relevant payment or checkout flows which we use to obtain your payment instructions (for instance, sufficient details of the recipient as we may request and authentication of your payment instruction); • the payment exceeds the sending limit we tell you about when you try to make the payment; or • we have reason to believe that a restricted activity has happened in relation to your account or you are otherwise in breach of this user agreement. When your payment is not accepted by the recipient If we allow you to send a payment to someone who does not have a PayPal account, the recipient can claim the money by opening a PayPal account. If the recipient already has a PayPal account, they can refuse to accept the money. If the recipient refuses to accept the money or doesn’t open a PayPal account and claim the money within 30 days after the date it is sent, the money (including any fees you were charged) will be refunded to your PayPal account. See Refunds to your account for what can happen when your PayPal account receives a refund. Sending limits We may, at our discretion, impose limits on the amount and value of payments you can make, including money you send for purchases. You can view any sending limit by logging into your PayPal account. To lift your sending limit, you must follow the steps that we will notify to you or publish from time to time (which we may set out in your account overview). Setting up automatic charges from your account Seller delayed payments When you pay certain sellers or pay for certain purchases (for instance, purchases which have to be shipped to you or may be updated and finalised by the seller), you are providing: • an authorisation to the seller to collect your payment at a later time; and • an instruction to us to automatically pay that seller when the seller requests payment. Your authorisation will typically remain valid for up to 30 days, but may remain valid for longer. If you have balance, we may hold the payment amount as pending until the seller collects your payment. If your payment requires a currency conversion by us, the transaction exchange rate will be determined and applied (as described in the Currency Conversion section) at the time the payment is processed. Your authorisation allows the seller to update the payment amount before the seller collects the payment (to account for any changes to the purchase that you may agree with the seller, such as additional Taxes, shipping or postage charges or discounts). We are not required to verify any changes at any time (including at the time the payment is transferred). We may transfer any amount on the basis of your authorisation and upon receiving instructions from the seller of the final payment amount.

Appears in 1 contract

Samples: Paypal User Agreement

Account Statements and Requesting Account Records. Unless your ~~account~~ Account is restricted you may view and download your PayPal account statement by logging into your PayPal account. You agree to review your transactions through your PayPal account history instead of receiving periodic statements by email. You will receive important information about your payments and payment receipts by e- e-mail immediately after a transaction. Your transaction history will also be updated and made available to you at any time by logging into your account. You can also access a downloadable report from your PayPal account. This will show all fees incurred and any other amounts charged to your PayPal account in the relevant period. The report will only be updated and made available if there has been any activity on your PayPal account or any fees have been incurred in the relevant period. The way in which we provide the transaction information will allow you to store and reproduce the information unchanged, for example by printing a copy. We reserve the right to charge a fee for providing you with additional information or for providing the transaction history and other information about fees in a different way but we won’t charge you for records requested in connection with your good-faith assertion of an error in your PayPal account. Fees We charge fees for our services as set out on the fees ~~page relating to the country in which you are registered with us as resident~~page. Quoted fees are inclusive of all applicable taxes; however, other taxes or costs may exist that are not paid through or imposed by us. You are liable for telephone charges and any charges made by your internet service provider or similar or associated charges as a result of the use by you of our services. We may deduct our fees from your PayPal balance. We may deduct our ~~transaction-~~ transaction-related fees from the amounts we transfer before those funds are credited to your PayPal balance. We will provide you with the details of the amounts you receive and our fees charged either by e-mail or in your transaction history (which you can access by logging into your account). If your payment requires you to pay a fee to us, we will (subject to the rest of the user agreement) disclose that fee to you when you provide your payment instruction to us. You cannot set off or deduct any amounts from our fees. We may make a charge for any additional services we provide outside this user agreement. We will tell you of those charges when you ask for the service. General provisions for making a payment‌‌‌ Your payment instruction We may allow you to provide your payment instruction to us in any way which we may notify to you from time to time. The way in which you provide your payment instruction can depend on the type of payment you are making – for example: • If you are paying for a purchase or making a donation, many sellers and/or fund collectors allow you to provide your payment instruction to us in a dedicated PayPal checkout or other PayPal payment collection integration on their site. • You can use the “Send Money” feature when you log into your PayPal account to send a payment to someone. We may require you to authenticate your payment instruction (i.e. give us the information that we need to be sure that it’s you giving us the instruction, such as submitting your correct log-in information – this could include your e-mail address and password) and otherwise successfully log into your PayPal account to provide to us your payment instruction. We may offer you to select certain recipients for a faster payment experience, which makes them a "trusted beneficiary" for your future payments made to that recipient. We will not normally ask you to log in (with password, PIN or similar) for these payments when they are made. You can access and edit your list of trusted beneficiaries in your PayPal account at any time. Cancelling your payment instruction Once you provide your payment instruction to us, you may not cancel it, except if it is a payment instruction under a billing agreement (see below for more details). How long will my payment take? Your payment to another user will leave your account within the Business Day after we receive your complete payment instruction. A payment instruction is deemed to be received by us when the complete data required for execution of the transaction reaches us. The payment will leave your account within two Business Days if we receive your complete payment instruction: • on a day which is not a Business Day; or • after 4 pm on a Business Day. We may allow you to ask us to make your payment on a specific later date, in which case your payment will leave your account on that later date. Other provisions in this user agreement may cause the above timeframes to be extended. When we may refuse to make your payment We may treat your payment instruction as not complete and we may refuse to make your payment if: • you do not have enough money in your PayPal balance; • we have reason to believe that your linked funding sources do not have sufficient funds to cover the money required to make your payment; • you do not provide us with all mandatory information requested in the relevant payment or checkout flows which we use to obtain your payment instructions (for instance, sufficient details of the recipient as we may request and authentication of your payment instruction); • the payment exceeds the sending limit we tell you about when you try to make the payment; or • we have reason to believe that a restricted activity has happened in relation to your account or you are otherwise in breach of this user agreement. When your payment is not accepted by the recipient If we allow you to send a payment to someone who does not have a PayPal account, the recipient can claim the money by opening a PayPal account. If the recipient already has a PayPal account, they can refuse to accept the money. If the recipient refuses to accept the money or doesn’t open a PayPal account and claim the money within 30 days after the date it is sent, the money (including any fees you were charged) will be refunded to your PayPal account. See Refunds to your account for what can happen when your PayPal account receives a refund. Sending limits We may, at our discretion, impose limits on the amount and value of payments you can make, including money you send for purchases. You can view any sending limit by logging into your PayPal account. To lift your sending limit, you must follow the steps that we will notify to you or publish from time to time (which we may set out in your account overview).

Appears in 1 contract

Samples: Paypal User Agreement

Account Statements and Requesting Account Records. Unless your account is restricted you may view and download your PayPal account statement by logging into your PayPal account. You agree to review your transactions through your PayPal account history instead of receiving periodic statements by email. You will receive important information about your payments and payment receipts by e- e-mail immediately after a transaction. Your transaction history will also be updated and made available to you at any time by logging into your account. You can also access a downloadable report from your PayPal account. This will show all fees incurred and any other amounts charged to your PayPal account in the relevant period. The report will only be updated and made available if there has been any activity on your PayPal account or any fees have been incurred in the relevant period. The way in which we provide the transaction information will allow you to store and reproduce the information unchanged, for example by printing a copy. We reserve the right to charge a fee for providing you with additional information or for providing the transaction history and other information about fees in a different way but we won’t charge you for records requested in connection with your good-faith assertion of an error in your PayPal account. Fees We charge fees for our services as set out on the fees page relating to the country in which you are registered with us as resident. ~~Quoted fees are inclusive of all applicable taxes; however, other taxes or costs may exist that are not paid through or imposed by us.~~ You are liable for telephone charges and any charges made by your internet service provider or similar or associated charges as a result of the use by you of our services. We may deduct our fees from your PayPal balance. We may deduct our ~~transaction-~~ transaction-related fees from the amounts we transfer before those funds are credited to your PayPal balance. We will provide you with the details of the amounts you receive and our fees charged either by e-mail or in your transaction history (which you can access by logging into your account). If your payment requires you to pay a fee to us, we will (subject to the rest of the user agreement) disclose that fee to you when you provide your payment instruction to us. You cannot set off or deduct any amounts from our fees. We may make a charge for any additional services we provide outside this user agreement. We will tell you of those charges when you ask for the service. General provisions for making a payment‌‌ Your payment instruction We may allow you to provide your payment instruction to us in any way which we may notify to you from time to time. The way in which you provide your payment instruction can depend on the type of payment you are making – for example: • If you are paying for a purchase or making a donation, many sellers and/or fund collectors allow you to provide your payment instruction to us in a dedicated PayPal checkout or other PayPal payment collection integration on their site. • You can use the “Send Money” feature when you log into your PayPal account to send a payment to someone. We may require you to authenticate your payment instruction (i.e. give us the information that we need to be sure that it's you giving us the instruction, such as submitting your correct log-in information – this could include your e-mail address and password) and otherwise successfully log into your PayPal account to provide to us your payment instruction. We may offer you to select certain recipients for a faster payment experience, which makes them a "trusted beneficiary" for your future payments made to that recipient. We will not normally ask you to log in (with password, PIN or similar) for these payments when they are made. You can access and edit your list of trusted beneficiaries in your PayPal account at any time. Cancelling your payment instruction Once you provide your payment instruction to us, you may not cancel it, except if it is a payment instruction under a billing agreement (see below for more details). How long will my payment take? Your payment to another user will leave your account within the Business Day after we receive your complete payment instruction. A payment instruction is deemed to be received by us when the complete data required for execution of the transaction reaches us. The payment will leave your account within two Business Days if we receive your complete payment instruction: • On a day which is not a Business Day. • After 4.00pm on a Business Day. We may allow you to ask us to make your payment on a specific later date, in which case your payment will leave your account on that later date. Other provisions in this user agreement may cause the above timeframes to be extended. When we may refuse to make your payment We may treat your payment instruction as not complete and we may refuse to make your payment if: • You do not have enough money in your PayPal balance. • We have reason to believe that your linked funding sources do not have sufficient funds to cover the money required to make your payment. • You do not provide us with all mandatory information requested in the relevant payment or checkout flows which we use to obtain your payment instructions (for instance, sufficient details of the recipient as we may request and authentication of your payment instruction). • The payment exceeds the sending limit we tell you about when you try to make the payment. • We have reason to believe that a restricted activity has happened in relation to your account or you are otherwise in breach of this user agreement. When your payment is not accepted by the recipient If we allow you to send a payment to someone who does not have a PayPal account, the recipient can claim the money by opening a PayPal account. If the recipient already has a PayPal account, they can refuse to accept the money. If the recipient refuses to accept the money or doesn't open a PayPal account and claim the money within 30 days after the date it is sent, the money (including any fees you were charged) will be refunded to your PayPal account. See Refunds to your account for what can happen when your PayPal account receives a refund. Sending limits We may, at our discretion, impose limits on the amount and value of payments you can make, including money you send for purchases. You can view any sending limit by logging into your PayPal account. To lift your sending limit, you must follow the steps that we will notify to you or publish from time to time (which we may set out in your account overview).

Appears in 1 contract

Samples: Paypal User Agreement

Account Statements and Requesting Account Records. Unless your ~~account~~ Account is restricted you may view and download your PayPal account statement by logging into your PayPal account. You agree to review your transactions through your PayPal account history instead of receiving periodic statements by email. You will receive important information about your payments and payment receipts by e- e-mail immediately after a transaction. Your transaction history will also be updated and made available to you at any time by logging into your account. You can also access a downloadable report from your PayPal account. This will show all fees incurred and any other amounts charged to your PayPal account in the relevant period. The report will only be updated and made available if there has been any activity on your PayPal account or any fees have been incurred in the relevant period. The way in which we provide the transaction information will allow you to store and reproduce the information unchanged, for example by printing a copy. We reserve the right to charge a fee for providing you with additional information or for providing the transaction history and other information about fees in a different way but we won’t charge you for records requested in connection with your good-faith assertion of an error in your PayPal account. Fees We charge fees for our services as set out on the fees page relating to the country in which you are registered with us as resident. Quoted fees are inclusive of all applicable taxes; however, other taxes or costs may exist that are not paid through or imposed by uspage. You are liable for telephone charges and any charges made by your internet service provider or similar or associated charges as a result of the use by you of our services. We may deduct our fees from your PayPal balance. We may deduct our ~~transaction-~~ transaction-related fees from the amounts we transfer before those funds are credited to your PayPal balance. We will provide you with the details of the amounts you receive and our fees charged either by e-mail or in your transaction history (which you can access by logging into your account). If your payment requires you to pay a fee to us, we will (subject to the rest of the user agreement) disclose that fee to you when you provide your payment instruction to us. You cannot set off or deduct any amounts from our fees. We may make a charge for any additional services we provide outside this user agreement. We will tell you of those charges when you ask for the service. General provisions for making a payment‌‌‌ Your payment instruction We may allow you to provide your payment instruction to us in any way which we may notify to you from time to time. The way in which you provide your payment instruction can depend on the type of payment you are making – for example: • If you are paying for a purchase or making a donation, many sellers and/or fund collectors allow you to provide your payment instruction to us in a dedicated PayPal checkout or other PayPal payment collection integration on their site. • You can use the “Send Money” feature when you log into your PayPal account to send a payment to someone. We may require you to authenticate your payment instruction (i.e. give us the information that we need to be sure that it’s you giving us the instruction, such as submitting your correct log-in information – this could include your e-mail address and password) and otherwise successfully log into your PayPal account to provide to us your payment instruction. We may offer you to select certain recipients for a faster payment experience, which makes them a "trusted beneficiary" for your future payments made to that recipient. We will not normally ask you to log in (with password, PIN or similar) for these payments when they are made. You can access and edit your list of trusted beneficiaries in your PayPal account at any time. Cancelling your payment instruction Once you provide your payment instruction to us, you may not cancel it, except if it is a payment instruction under a billing agreement (see below for more details). How long will my payment take? Your payment to another user will leave your account within the Business Day after we receive your complete payment instruction. A payment instruction is deemed to be received by us when the complete data required for execution of the transaction reaches us. The payment will leave your account within two Business Days if we receive your complete payment instruction: • on a day which is not a Business Day; or • after 4 pm on a Business Day. We may allow you to ask us to make your payment on a specific later date, in which case your payment will leave your account on that later date. Other provisions in this user agreement may cause the above timeframes to be extended. When we may refuse to make your payment We may treat your payment instruction as not complete and we may refuse to make your payment if: • you do not have enough money in your PayPal balance; • we have reason to believe that your linked funding sources do not have sufficient funds to cover the money required to make your payment; • you do not provide us with all mandatory information requested in the relevant payment or checkout flows which we use to obtain your payment instructions (for instance, sufficient details of the recipient as we may request and authentication of your payment instruction); • the payment exceeds the sending limit we tell you about when you try to make the payment; or • we have reason to believe that a restricted activity has happened in relation to your account or you are otherwise in breach of this user agreement. When your payment is not accepted by the recipient If we allow you to send a payment to someone who does not have a PayPal account, the recipient can claim the money by opening a PayPal account. If the recipient already has a PayPal account, they can refuse to accept the money. If the recipient refuses to accept the money or doesn’t open a PayPal account and claim the money within 30 days after the date it is sent, the money (including any fees you were charged) will be refunded to your PayPal account. See Refunds to your account for what can happen when your PayPal account receives a refund. Sending limits We may, at our discretion, impose limits on the amount and value of payments you can make, including money you send for purchases. You can view any sending limit by logging into your PayPal account. To lift your sending limit, you must follow the steps that we will notify to you or publish from time to time (which we may set out in your account overview).

Appears in 1 contract

Samples: Paypal User Agreement