Common use of Account Transfer Limitations Clause in Contracts

Account Transfer Limitations. You may make unlimited with- drawals from the checking account(s) you have with us by any method we allow. In addition, you may make unlimited withdrawals or transfers from a savings account(s) in person, by ATM, by mail request or by calling us for one of our checks. However, federal law limits the number of certain types of withdrawals from accounts treated as savings accounts as identified in the “Our Rates & Ser- vice Charges” disclosure. Accounts covered by this limitation in- clude all savings accounts. For these accounts, you may not make more than six (6) covered transactions per month. Covered trans- actions include your checks, transfers initiated through online banking or mobile banking, ACH transfers, merchant point of sale transactions, preauthorized or automatic transfers, and overdraft protection transfers. Transfers to pay a loan with us are not cov- ered by this limit. The date we use to determine the number of transactions is the date a transaction is posted to (actually credited to or debited from) an account, rather than the date you initiate the transaction. If you exceed this limit, federal law requires us to take corrective action. We may refuse or reverse the transaction, and we may impose charge as specified in the “Our Rates & Service Charges” disclosure. If you repeatedly exceed this limit, we may terminate the account. If you reach your limit of six (6) covered transactions from a savings account during a month, you may still make unlimited withdrawals from the account in person, by ATM, by mail, or by calling us for one of our checks.

Account Transfer Limitations. You may make unlimited with- drawals withdrawals from the checking account(s) you have with us by any method we allow. In addition, you may make unlimited withdrawals or transfers from a savings or money market account(s) in person, by ATM, by mail request or by calling us for one of our checks. However, federal law limits the number of certain types of withdrawals from accounts treated as savings accounts as identified in the “Our Rates & Ser- vice Service Charges” disclosure. Accounts covered by this limitation in- clude include all savings and money market accounts. For these accounts, you may not make more than six (6) covered transactions per month. Covered trans- actions transactions include your checks, transfers initiated through online banking or mobile banking, ACH transfers, merchant point of sale transactions, preauthorized or automatic transfers, and overdraft protection transfers. Transfers to pay a loan with us are not cov- ered covered by this limit. The date we use to determine the number of transactions is the date a transaction is posted to (actually credited to or debited from) an account, rather than the date you initiate the transaction. If you exceed this limit, federal law requires us to take corrective action. We may refuse or reverse the transaction, and we may impose charge as specified in the “Our Rates & Service Charges” disclosure. If you repeatedly exceed this limit, we may terminate the account. If you reach your limit of six (6) covered transactions from a savings or money market account during a month, you may still make unlimited withdrawals from the account in person, by ATM, by mail, or by calling us for one of our checks.

Account Transfer Limitations. You may make unlimited with- drawals from the checking account(s) you have with us by any method we allow. In addition, you may make unlimited withdrawals or transfers from a savings account(s) account in person, by ATM, by a mail request re- quest or by calling us for one of our checks. However, federal law limits the number of certain types of withdrawals from accounts treated as savings accounts as identified in the “Our Rates & Ser- vice Service Charges.” disclosure. Accounts covered by this limitation in- clude include all savings accounts. For these accounts, you may not make more than six (6) covered transactions per month. Covered trans- actions transactions include your checks, transfers initiated through online banking or mobile bankingbank- ing, ACH transfers, merchant point of sale transactions, preauthorized preauthor- ized or automatic transfers, and overdraft protection transfers. Transfers to pay a loan with us are not cov- ered covered by this limit. The date we use to determine the number of transactions is the date a transaction is posted to (actually credited to or debited from) an account, rather than the date you initiate the transaction. If you exceed ex- ceed this limit, federal law requires us to take corrective action. We may refuse or reverse the transaction, and we may impose a ser- vice charge as specified in the “Our Rates & Service Charges.” disclosure. If you repeatedly exceed this limit, we may terminate the account. If you reach your limit of six (6) covered transactions from a savings account ac- count during a month, you may still make unlimited withdrawals from the account in person, by ATM, by mail, or by calling us for one of our checks.

Account Transfer Limitations. You may make unlimited with- drawals from the checking account(s) you have with us by any method we allow. In addition, you may make unlimited withdrawals withdraw- als or transfers from a savings account(s) or money market account in personper- son, by ATM, by a mail request or by calling us for one of our checks. However, federal law limits the number of certain types of withdrawals from accounts treated as savings accounts as identified identi- fied in the “Our Rates & Ser- vice Service Charges.” disclosure. Accounts covered by this limitation in- clude include all savings and money market accounts. For these accounts, you may not make more than six (6) covered transactions per month. Covered trans- actions transactions include your checks, transfers initiated through online banking or mobile bankingbank- ing, ACH transfers, merchant point of sale transactions, preauthorized preau- thorized or automatic transfers, and overdraft protection transfers. Transfers to pay a loan with us are not cov- ered covered by this limit. The date we use to determine the number of transactions is the date a transaction is posted to (actually credited to or debited from) an account, rather than the date you initiate the transaction. If you exceed this limit, federal law requires us to take corrective action. We may refuse or reverse the transaction, and we may impose a service charge as specified in the “Our Rates & Service Charges.” disclosure. If you repeatedly exceed this limit, we may terminate the account. If you reach your limit of six (6) covered transactions from a savings or money market account during a month, you may still make unlimited un- limited withdrawals from the account in person, by ATM, by mail, or by calling us for one of our checks.

Account Transfer Limitations. You may make unlimited with- drawals from the checking account(s) you have with us by any method we allow. In addition, you may make unlimited withdrawals withdraw- als or transfers from a savings account(s) account in person, by ATM, by a mail request or by calling us for one of our checks. However, federal law limits the number of certain types of withdrawals from accounts ac- counts treated as savings accounts as identified in the “Our Rates & Ser- vice ChargesRate and Fee Disclosure.” disclosure. Accounts covered by this limitation in- clude include all savings accounts. For these accounts, you may not make more than six (6) covered transactions per month. Covered trans- actions transac- tions include your checks, transfers initiated through online banking CU@round or mobile bankingMobile Money, ACH transfers, merchant point of sale transactionstransac- tions, preauthorized or automatic transfers, and overdraft protection protec- tion transfers. Transfers to pay a loan with us are not cov- ered covered by this limit. The date we use to determine the number of transactions transac- tions is the date a transaction is posted to (actually credited to or debited from) an account, rather than the date you initiate the transaction. If you exceed this limit, federal law requires us to take corrective action. We may refuse or reverse the transaction, and we may impose charge a fee as specified in the “Our Rates & Service ChargesRate and Fee Disclo- sure.” disclosure. If you repeatedly exceed this limit, we may terminate the account. If you reach your limit of six (6) covered transactions from a savings account during a month, you may still make unlimited unlim- ited withdrawals from the account in person, by ATM, by mail, or by calling us for one of our checks.