Account Withdrawal Limitations. You must have sufficient funds available in your account (or have or be eligible for one of our overdraft programs) in order to withdraw funds from your account. If a check, draft, item or other transfer or payment order is presented against insufficient funds in your account, you will be assessed a fee as specified in the Rate and Fee disclosures. If there are sufficient funds to pay some but not all checks, drafts, items or other transfer or payment orders drawn or presented against the account, we may pay or allow withdrawals for those checks, drafts, items or other transfer or payment orders for which there are sufficient funds in any order we choose. There are a number of circumstances where you may not be able to withdraw funds from your account including, but not limited to, occasions when: (1) you attempt to withdrawal or make a transfer request by any method we do not permit, (2) you, a signer, an agent or any person fails to present authoritative documentation or identification we require to access the account or make a withdrawal, (3) disputes and/or uncertainty occur over who owns the account or the funds held in the account (see provision 20), (4) funds from deposited checks are not yet available for withdrawal or deposited checks have been returned unpaid and we have charged them back against the account, (5) the funds held in the account are held as security (collateral) for an obligation to us, (6) the funds are held or offset under our consensual security interest or statutory lien rights (see provision 18) because you or another account owner owes money to us, or (7) we have been served with a garnishment, levy or other similar legal process or notice affecting the account. Additionally, we reserve right to require you to provide us with written notice of your intent to make a withdrawal from your account at least seven (7) days and up to sixty days (60) prior to the time that you would like to make the withdrawal.
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Samples: Membership Agreement, Membership Agreement, Membership Agreement
