Common use of Accounting Report Clause in Contracts

Accounting Report. A separate report providing the following month-end information on a summary basis: Reinsurance Premium due the Reinsurer Reinsurance Benefits due the Ceding Company (indicating when Fixed Payout Option has been elected) Net Cash Settlement Total number of inforce Riders reinsured Total cumulative policy premiums Total current Guaranteed Remaining Balance/Benefit Amount Total number of reinsurance claims Current Contract Value in total and by Fund Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 37 SCHEDULE D FUND CATEGORIES The Fund Categories are based on Morningstar Prospectus Objective classifications. The following is a mapping of Morningstar Prospectus Objective classifications into Fund Categories. FUND CATEGORY MORNINGSTAR PROSPECTUS OBJECTIVE ------------------------------------------------------------------------ Aggressive Growth Aggressive Growth, Small Company Balanced Asset Allocation, Balanced Corporate Bond Convertible Bond, Corporate Bond-High Quality, Corporate Bond-General, Multisector Bond Government Bond Government Bond -- Adj-Rate Mortgage, Government Bond -- Mortgage, Government Bond -- General, Government Bond -- Treasury, Municipal Bond -- California, Municipal Bond -- National, Municipal Bond -- New York, Municipal Bond -- Single State Growth Growth Growth and Income Equity -- Income, Growth and Income, High Yield Bond Corporate Bond -- High Yield International Bond World Bond International Stock Europe Stock, Foreign Stock, Pacific Stock, World Stock Money Market Money Market Specialty Diversified Emerging Markets, Multi-asset -- Global, Specialty -- Communications, Specialty -- Financial, Specialty -- Health, Specialty -- Natural Resources, Specialty -- Precious Metals, Specialty -- Real Estate, Specialty -- Technology, Specialty -- Utilities, Specialty -- Unaligned Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 38 SCHEDULE E CALCULATION OF COLLATERAL AMOUNT [REDACTED] Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 [REDACTED] Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 [REDACTED] Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 41 SCHEDULE F CEDING COMPANY DATA As provided for in Section 20.02, Ceding Company Data shall mean: 1. The CD overnighted to Swiss Re on July 24, 2008 containing the following files: VA Lapserate_2007 Q1_ERM.xls The Director M (HL & HLA).pdf The Director M Access (HL & HLA).pdf The Director M Edge (HL & HLA).pdf The Director M Outlook (HL & HLA).pdf The Director M Plus (HL & HLA).pdf HLBestEstF.tbl HLBestEstM.tbl Improvement_Female.tbl Improvement_Male.tbl WD Rates by product to SR.tbl VA Lapse Summary_3312008 200709_PF_PW to Swiss.xls YTD_Trend_200804 to Swiss.pdf YTD_InMoney(AV)_200804 to Swiss.pdf YTD_InMoney_Abbr_200804 to Swiss.pdf Fund Index to Swiss 20080611.xls FUND_CODE to SwissRe 20080611.xls 2005 Mortality Study Final.pdf Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 42 AMVI calc to Swiss 20080611.xls Correlation and LT Vol Calcs to Swiss.xls PWTYPE Tables to Swiss Re 20080722.xls 2. Binder sent to Swiss Re on February 25, 2008 containing Variable Annuity Contract policy forms and Guaranteed Income Benefit (GIB) rider policy forms

Accounting Report. A separate report providing the following month-end information on a summary basis: Reinsurance Premium due the Reinsurer Reinsurance Benefits due the Ceding Company (indicating when Fixed Payout Option has been elected) Net Cash Settlement Total number of inforce Riders reinsured Total cumulative policy premiums Total current Guaranteed Remaining Balance/Benefit Amount Total number of reinsurance claims Current Contract Value in total and by Fund Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 37 SCHEDULE D FUND CATEGORIES The Fund Categories are based on Morningstar Prospectus Objective classifications. The following is a mapping of Morningstar Prospectus Objective classifications into Fund Categories. FUND CATEGORY MORNINGSTAR PROSPECTUS OBJECTIVE ------------------------------------------------------------------------ Aggressive Growth Aggressive Growth, Small Company Balanced Asset Allocation, Balanced Corporate Bond Convertible Bond, Corporate Bond-Bond -- High Quality, Corporate Bond-Bond -- General, Multisector Bond Government Bond Government Bond -- Adj-Rate Mortgage, Government Bond -- Mortgage, Government Bond -- General, Government Bond -- Treasury, Municipal Bond -- California, Municipal Bond -- National, Municipal Bond -- New York, Municipal Bond -- Single State Growth Growth Growth and Income Equity -- Income, Growth and Income, High Yield Bond Corporate Bond -- High Yield International Bond World Bond International Stock Europe Stock, Foreign Stock, Pacific Stock, World Stock Money Market Money Market Specialty Diversified Emerging Markets, Multi-asset -- Global, Specialty -- Communications, Specialty -- Financial, Specialty -- Health, Specialty -- Natural Resources, Specialty -- Precious Metals, Specialty -- Real Estate, Specialty -- Technology, Specialty -- Utilities, Specialty -- Unaligned Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 38 SCHEDULE E CALCULATION OF COLLATERAL AMOUNT [REDACTED] Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 [REDACTED] Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Inc, Effective July 24, 2008 [REDACTED] Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Inc, Effective July 24, 2008 41 SCHEDULE F CEDING COMPANY DATA As provided for in Section 20.02, Ceding Company Data shall mean: 1. The CD overnighted to Swiss Re on July 24, 2008 containing the following files: VA Lapserate_2007 Q1_ERM.xls The Director M (HL & HLA).pdf The Director M Access (HL & HLA).pdf The Director M Edge (HL & HLA).pdf The Director M Outlook (HL & HLA).pdf The Director M Plus (HL & HLA).pdf HLBestEstF.tbl HLBestEstM.tbl Improvement_Female.tbl lmprovement_Female.tbl Improvement_Male.tbl WD Rates by product to SR.tbl VA Lapse Summary_3312008 200709_PF_PW 200709 PF_PW to Swiss.xls YTD_Trend_200804 to Swiss.pdf YTD_InMoney(AV)_200804 to Swiss.pdf YTD_InMoney_Abbr_200804 to Swiss.pdf Fund Index to Swiss 20080611.xls FUND_CODE to SwissRe 20080611.xls 2005 Mortality Study Final.pdf AMVI calc to Swiss 20080611.xls Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 42 AMVI calc to Swiss 20080611.xls Correlation and LT Vol Calcs to Swiss.xls PWTYPE Tables to Swiss Re 20080722.xls 2. Binder sent to Swiss Re on February 25, 2008 containing Variable Annuity Contract policy forms and Guaranteed Income Benefit (GIB) rider policy forms

Accounting Report. A separate report providing the following month-end information on a summary basis: Reinsurance Premium due the Reinsurer Reinsurance Benefits due the Ceding Company (indicating when Fixed Payout Option has been elected) Net Cash Settlement Total number of inforce Riders reinsured Total cumulative policy premiums Total current Guaranteed Remaining Balance/Benefit Amount Total number of reinsurance claims Current Contract Value in total and by Fund Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 37 SCHEDULE D FUND CATEGORIES <Page> The Fund Categories are based on Morningstar Prospectus Objective classifications. The following is a mapping of Morningstar Prospectus Objective classifications into Fund Categories. FUND CATEGORY MORNINGSTAR PROSPECTUS OBJECTIVE ------------------------------------------------------------------------ Aggressive Growth Aggressive Growth, Small Company Balanced Asset Allocation, Balanced Corporate Bond Convertible Bond, Corporate Bond-High Quality, Corporate Bond-General, Multisector Bond Government Bond Government Bond -- Adj-Rate Mortgage, Government Bond -- Mortgage, Government Bond -- General, Government Bond -- Treasury, Municipal Bond -- California, Municipal Bond -- National, Municipal Bond -- New York, Municipal Bond -- Single State Growth Growth Growth and Income Equity -- Income, Growth and Income, High Yield Bond Corporate Bond -- High Yield International Bond World Bond International Stock Europe Stock, Foreign Stock, Pacific Stock, World Stock Money Market Money Market Specialty Diversified Emerging Markets, Multi-asset -- Global, Specialty -- Communications, Specialty -- Financial, Specialty -- Health, Specialty -- Natural Resources, Specialty -- Precious Metals, Specialty -- Real Estate, Specialty -- Technology, Specialty -- Utilities, Specialty -- Unaligned Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 38 SCHEDULE E CALCULATION OF COLLATERAL AMOUNT <Page> [REDACTED] Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 <Page> [REDACTED] Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 <Page> [REDACTED] Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 41 SCHEDULE F CEDING COMPANY DATA <Page> As provided for in Section 20.02, Ceding Company Data shall mean: 1. The CD overnighted to Swiss Re on July 24, 2008 containing the following files: VA Lapserate_2007 Q1_ERM.xls The Director M (HL & HLA).pdf The Director M Access (HL & HLA).pdf The Director M Edge (HL & HLA).pdf The Director M Outlook (HL & HLA).pdf The Director M Plus (HL & HLA).pdf HLBestEstF.tbl HLBestEstM.tbl Improvement_Female.tbl Improvement_Male.tbl WD Rates by product to SR.tbl VA Lapse Summary_3312008 200709_PF_PW to Swiss.xls YTD_Trend_200804 to Swiss.pdf YTD_InMoney(AV)_200804 to Swiss.pdf YTD_InMoney_Abbr_200804 to Swiss.pdf Fund Index to Swiss 20080611.xls FUND_CODE to SwissRe 20080611.xls 2005 Mortality Study Final.pdf Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 42 <Page> AMVI calc to Swiss 20080611.xls Correlation and LT Vol Calcs to Swiss.xls PWTYPE Tables to Swiss Re 20080722.xls 2. Binder sent to Swiss Re on February 25, 2008 containing Variable Annuity Contract policy forms and Guaranteed Income Benefit (GIB) rider policy forms

Accounting Report. A separate report providing the following month-end information on a summary basis: Reinsurance Premium due the Reinsurer Reinsurance Benefits due the Ceding Company (indicating when Fixed Payout Option has been elected) Net Cash Settlement Total number of inforce Riders reinsured Total cumulative policy premiums Total current Guaranteed Remaining Balance/Benefit Amount Total number of reinsurance claims Current Contract Value in total and by Fund Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 37 SCHEDULE D FUND CATEGORIES <Page> The Fund Categories are based on Morningstar Prospectus Objective classifications. The following is a mapping of Morningstar Prospectus Objective classifications into Fund Categories. FUND CATEGORY MORNINGSTAR PROSPECTUS OBJECTIVE ------------------------------------------------------------------------ Aggressive Growth Aggressive Growth, Small Company Balanced Asset Allocation, Balanced Corporate Bond Convertible Bond, Corporate Bond-High Quality, Corporate Bond-General, Multisector Bond Government Bond Government Bond -- Adj-Rate Mortgage, Government Bond -- Mortgage, Government Bond -- General, Government Bond -- Treasury, Municipal Bond -- California, Municipal Bond -- National, Municipal Bond -- New York, Municipal Bond -- Single State Growth Growth Growth and Income Equity -- Income, Growth and Income, High Yield Bond Corporate Bond -- High Yield International Bond World Bond International Stock Europe Stock, Foreign Stock, Pacific Stock, World Stock Money Market Money Market Specialty Diversified Emerging Markets, Multi-asset -- Global, Specialty -- Communications, Specialty -- Financial, Specialty -- Health, Specialty -- Natural Resources, Specialty -- Precious Metals, Specialty -- Real Estate, Specialty -- Technology, Specialty -- Utilities, Specialty -- Unaligned Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 38 SCHEDULE E CALCULATION OF COLLATERAL AMOUNT <Page> [REDACTED] Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 <Page> [REDACTED] Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 <Page> [REDACTED] Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 41 SCHEDULE F CEDING COMPANY DATA <Page> As provided for in Section 20.02, Ceding Company Data shall mean: 1. The CD overnighted to Swiss Re on July 24, 2008 containing the following files: VA Lapserate_2007 Q1_ERM.xls The Director M (HL & HLA).pdf The Director M Access (HL & HLA).pdf The Director M Edge (HL & HLA).pdf The Director M Outlook (HL & HLA).pdf The Director M Plus (HL & HLA).pdf HLBestEstF.tbl HLBestEstM.tbl Improvement_Female.tbl Improvement_Male.tbl WD Rates by product to SR.tbl VA Lapse Summary_3312008 200709_PF_PW to Swiss.xls YTD_Trend_200804 to Swiss.pdf YTD_InMoney(AV)_200804 to Swiss.pdf YTD_InMoney_Abbr_200804 to Swiss.pdf Fund Index to Swiss 20080611.xls FUND_CODE to SwissRe 20080611.xls 2005 Mortality Study Final.pdf Principal First Reinsurance Agreement Between Hartford Life and Annuity Insurance Company and Swiss Re Life & Health America Inc. Effective July 24, 2008 42 <Page> AMVI calc to Swiss 20080611.xls Correlation and LT Vol Calcs to Swiss.xls PWTYPE Tables to Swiss Re 20080722.xls 2. Binder sent to Swiss Re on February 25, 2008 containing Variable Annuity Contract policy forms and Guaranteed Income Benefit (GIB) rider policy forms