Common use of Acknowledgement and Signature Clause in Contracts

Acknowledgement and Signature. (All account owners/trustees must sign on the following page) By signing below: • I certify that I have received and read the current Prospectus, Statement of Additional Information, Declaration of Trust, By-Laws and Privacy Policy of the Fund in which I am investing and agree to be bound by its terms and conditions. I certify that I have the authority and legal capacity to make this purchase and that I am of legal age in my state of residence. • I authorize the Fund and its agents to act upon instructions (by phone, in writing or other means) believed to be genuine and in accordance with the procedures described in the Prospectus for this account. I agree that neither the Fund nor the Fund’s transfer agent will be liable for any loss, cost or expense for acting on such instructions. • I certify that I am not a Foreign Financial Institution as defined in the USA Patriot Act. AN INVESTMENT IN THE FUND IS SPECULATIVE WITH A SUBSTANTIAL RISK OF LOSS. THE FUND DOES NOT GUARANTEE ANY LEVEL OF RETURN OR RISK ON INVESTMENTS AND THERE CAN BE NO ASSURANCE THAT THE FUND’S INVESTMENT OBJECTIVE WILL BE ACHIEVED. AN INVESTMENT IN THE FUND ENTAILS SUBSTANTIAL RISKS, INCLUDING BUT NOT LIMITED TO: • LOSS OF CAPITAL, UP TO THE ENTIRE AMOUNT OF A SHAREHOLDER’S INVESTMENT. • THE FUND’S SHARES ARE ILLIQUID SECURITIES AND AN INVESTMENT IN THE FUND IS APPROPRIATE ONLY FOR THOSE INVESTORS WHO DO NOT REQUIRE A LIQUID INVESTMENT. • SHARES WILL NOT BE LISTED ON ANY NATIONAL OR OTHER SECURITIES EXCHANGE AND NO SECONDARY MARKET IS EXPECTED TO DEVELOP FOR SHARES OF THE FUND. • SHARES ARE SUBJECT TO SUBSTANTIAL RESTRICTIONS ON TRANSFERABILITY, AND LIQUIDITY, IF ANY, MAY BE PROVIDED BY THE FUND ONLY THROUGH REPURCHASE OFFERS, WHICH MAY, BUT ARE NOT REQUIRED TO, BE MADE FROM TIME TO TIME BY THE FUND AS DETERMINED BY THE FUND’S BOARD OF TRUSTEES IN ITS SOLE DISCRETION. • AN INVESTMENT IN THE FUND IS APPROPRIATE ONLY FOR THOSE INVESTORS WHO CAN TOLERATE A HIGH DEGREE OF RISK AND DO NOT REQUIRE A LIQUID INVESTMENT AND FOR WHOM AN INVESTMENT IN THE FUND DOES NOT CONSTITUTE A COMPLETE INVESTMENT PROGRAM. YOU SHOULD CAREFULLY CONSIDER THESE RISKS TOGETHER WITH ALL OF THE OTHER INFORMATION CONTAINED IN THE PROSPECTUS BEFORE MAKING A DECISION TO INVEST IN THE FUND. Under penalty of perjury, I certify that:

Acknowledgement and Signature. (All account owners/trustees must sign on Note: This Application will not be processed unless signed below by the following page) Depositor and Responsible Individual By signing below: • I this Xxxxxxxxx ESA Application, you certify that I the information you have provided is true, correct, and complete, and the Custodian Computershare Trust Company, n.a. may rely on what you have provided. In addition, you have read and received copies of the Xxxxxxxxx ESA Application, IRS Form 5305-EA, Disclosure Statement and applicable fee schedules. You agree to be bound to their terms and conditions. You understand that you are responsible for the Xxxxxxxxx ESA transactions, and you will indemnify and hold the Custodian harmless from any consequences related to executing your directions. If you have indicated any amounts as “carryback” contributions, you understand the contributions will be credited for the prior tax year. You understand that if the deposit establishing the Xxxxxxxxx ESA contains rollover dollars, you elect to irrevocably designate this deposit as a rollover contribution. You have been advised to seek competent legal and tax advice and have not been provided any such advice from the Custodian. You also agree that you have received and read the current Prospectusbrochure describing the Computershare Investment Plan with Altria Group, Statement of Additional InformationInc Common Stock under this Plan. In addition, Declaration of Trust, By-Laws and Privacy Policy as you certify that: (1) all contributions that you make to the CESA meet the requirements of the Fund in which I am investing Internal Revenue Code governing such contributions; (2) you understand and agree accept any applicable fees that are a part of this agreement and authorize deduction of any fees from the CESA if you do not make direct payment; (3) you will promptly provide instructions to be bound the Custodian necessary to enable the Custodian to carry out its duties under this agreement. Responsible Individual’s Signature Date (Complete if Depositor is NOT the Responsible Individual) Computershare Trust Company, N.A., hereby accepts appointment as Custodian of this CESA Trustee/Custodian: For transfer of shares Please send a physical certificate and transfer form. Send the above- specified cash and/or securities to Computershare at P.O. Box 2175, Milwaukee, WI, 00000-0000. You may also contact a Client Service representative at 0.000.000.0000 for DTC Instructions Computershare Trust Company, X.X. Xxxxxxxxx Education Savings Account Enrollment Form Altria Group, Inc Overnight Delivery: The IRA Program c/o Computershare Trust Company, N.A. 000 X. Xxxxxx Xxxxxx Milwaukee, WI 53212-3948 Regular Mail: The IRA Program c/o Computershare Trust Company, N.A. P.O. Box 2175 Milwaukee, WI 53201-2175 Please print all items except the signatures. If you have questions, call toll free from 8a.m. to 8 p.m. Eastern Time, Monday through Friday. Mail your completed form to the address above. If stock certificates are enclosed, please send by its terms registered mail. Please consult the Xxxxxxxxx Education Savings Account (“CESA”) Custodial Agreement and conditionsDisclosure Statement for additional information about moving CESA assets into your CESA Investment Plan, and read the Company’s Investment Plan prospectus for information regarding the IRA Program. I certify that I have the authority and legal capacity to make this purchase and that I am Transfer/Rollover From: Name of legal age in my state of residence. • I authorize the Fund and its agents to act upon instructions Current Trustee/Custodian (by phoneBank, in writing or other meansMutual Fund) believed to be genuine and in accordance with the procedures described in the Prospectus for this account. I agree that neither the Fund nor the Fund’s transfer agent will be liable for any lossAddress City, cost or expense for acting on such instructions. • I certify that I am not a Foreign Financial Institution as defined in the USA Patriot Act. AN INVESTMENT IN THE FUND IS SPECULATIVE WITH A SUBSTANTIAL RISK OF LOSS. THE FUND DOES NOT GUARANTEE ANY LEVEL OF RETURN OR RISK ON INVESTMENTS AND THERE CAN BE NO ASSURANCE THAT THE FUND’S INVESTMENT OBJECTIVE WILL BE ACHIEVED. AN INVESTMENT IN THE FUND ENTAILS SUBSTANTIAL RISKSState, INCLUDING BUT NOT LIMITED TO: • LOSS OF CAPITAL, UP TO THE ENTIRE AMOUNT OF A SHAREHOLDER’S INVESTMENT. • THE FUND’S SHARES ARE ILLIQUID SECURITIES AND AN INVESTMENT IN THE FUND IS APPROPRIATE ONLY FOR THOSE INVESTORS WHO DO NOT REQUIRE A LIQUID INVESTMENT. • SHARES WILL NOT BE LISTED ON ANY NATIONAL OR OTHER SECURITIES EXCHANGE AND NO SECONDARY MARKET IS EXPECTED TO DEVELOP FOR SHARES OF THE FUND. • SHARES ARE SUBJECT TO SUBSTANTIAL RESTRICTIONS ON TRANSFERABILITY, AND LIQUIDITY, IF ANY, MAY BE PROVIDED BY THE FUND ONLY THROUGH REPURCHASE OFFERS, WHICH MAY, BUT ARE NOT REQUIRED TO, BE MADE FROM TIME TO TIME BY THE FUND AS DETERMINED BY THE FUND’S BOARD OF TRUSTEES IN ITS SOLE DISCRETION. • AN INVESTMENT IN THE FUND IS APPROPRIATE ONLY FOR THOSE INVESTORS WHO CAN TOLERATE A HIGH DEGREE OF RISK AND DO NOT REQUIRE A LIQUID INVESTMENT AND FOR WHOM AN INVESTMENT IN THE FUND DOES NOT CONSTITUTE A COMPLETE INVESTMENT PROGRAM. YOU SHOULD CAREFULLY CONSIDER THESE RISKS TOGETHER WITH ALL OF THE OTHER INFORMATION CONTAINED IN THE PROSPECTUS BEFORE MAKING A DECISION TO INVEST IN THE FUND. Under penalty of perjury, I certify that:Zip

Acknowledgement and Signature. (All account owners/trustees must sign on Note: This Application will not be processed unless signed below by the following page) Depositor and Responsible Individual By signing below: • I this Xxxxxxxxx ESA Application, you certify that I the information you have provided is true, correct, and complete, and the Custodian Computershare Trust Company, n.a. may rely on what you have provided. In addition, you have read and received copies of the Xxxxxxxxx ESA Application, IRS Form 5305-EA, Disclosure Statement and applicable fee schedules. You agree to be bound to their terms and conditions. You understand that you are responsible for the Xxxxxxxxx ESA transactions, and you will indemnify and hold the Custodian harmless from any consequences related to executing your directions. If you have indicated any amounts as “carryback” contributions, you understand the contributions will be credited for the prior tax year. You understand that if the deposit establishing the Xxxxxxxxx ESA contains rollover dollars, you elect to irrevocably designate this deposit as a rollover contribution. You have been advised to seek competent legal and tax advice and have not been provided any such advice from the Custodian. You also agree that you have received and read the current Prospectusbrochure describing the Computershare Investment Plan with Wal-Mart Stores, Statement of Additional InformationInc Common Stock under this Plan. In addition, Declaration of Trust, By-Laws and Privacy Policy as you certify that: (1) all contributions that you make to the CESA meet the requirements of the Fund in which I am investing Internal Revenue Code governing such contributions; (2) you understand and agree accept any applicable fees that are a part of this agreement and authorize deduction of any fees from the CESA if you do not make direct payment; (3) you will promptly provide instructions to be bound the Custodian necessary to enable the Custodian to carry out its duties under this agreement. Responsible Individual’s Signature Date (Complete if Depositor is NOT the Responsible Individual) Computershare Trust Company, N.A., hereby accepts appointment as Custodian of this CESA Trustee/Custodian: For transfer of shares Please send a physical certificate and transfer form. Send the above- specified cash and/or securities to Computershare at P.O. Box 2175, Milwaukee, WI, 00000-0000. You may also contact a Client Service representative at 0.000.000.0000 for DTC Instructions Computershare Trust Company, X.X. Xxxxxxxxx Education Savings Account Enrollment Form Wal-Mart Stores, Inc. Overnight Delivery: The IRA Program c/o Computershare Trust Company, N.A. 000 X. Xxxxxx Xxxxxx Milwaukee, WI 53212-3948 Regular Mail: The IRA Program c/o Computershare Trust Company, N.A. P.O. Box 2175 Milwaukee, WI 53201-2175 Please print all items except the signatures. If you have questions, call toll free from 8a.m. to 8 p.m. Eastern Time, Monday through Friday. Mail your completed form to the address above. If stock certificates are enclosed, please send by its terms registered mail. Please consult the Xxxxxxxxx Education Savings Account (“CESA”) Custodial Agreement and conditionsDisclosure Statement for additional information about moving CESA assets into your CESA Investment Plan, and read the Company’s Investment Plan prospectus for information regarding the IRA Program. I certify that I have the authority and legal capacity to make this purchase and that I am Transfer/Rollover From: Name of legal age in my state of residence. • I authorize the Fund and its agents to act upon instructions Current Trustee/Custodian (by phoneBank, in writing or other meansMutual Fund) believed to be genuine and in accordance with the procedures described in the Prospectus for this account. I agree that neither the Fund nor the Fund’s transfer agent will be liable for any lossAddress City, cost or expense for acting on such instructions. • I certify that I am not a Foreign Financial Institution as defined in the USA Patriot Act. AN INVESTMENT IN THE FUND IS SPECULATIVE WITH A SUBSTANTIAL RISK OF LOSS. THE FUND DOES NOT GUARANTEE ANY LEVEL OF RETURN OR RISK ON INVESTMENTS AND THERE CAN BE NO ASSURANCE THAT THE FUND’S INVESTMENT OBJECTIVE WILL BE ACHIEVED. AN INVESTMENT IN THE FUND ENTAILS SUBSTANTIAL RISKSState, INCLUDING BUT NOT LIMITED TO: • LOSS OF CAPITAL, UP TO THE ENTIRE AMOUNT OF A SHAREHOLDER’S INVESTMENT. • THE FUND’S SHARES ARE ILLIQUID SECURITIES AND AN INVESTMENT IN THE FUND IS APPROPRIATE ONLY FOR THOSE INVESTORS WHO DO NOT REQUIRE A LIQUID INVESTMENT. • SHARES WILL NOT BE LISTED ON ANY NATIONAL OR OTHER SECURITIES EXCHANGE AND NO SECONDARY MARKET IS EXPECTED TO DEVELOP FOR SHARES OF THE FUND. • SHARES ARE SUBJECT TO SUBSTANTIAL RESTRICTIONS ON TRANSFERABILITY, AND LIQUIDITY, IF ANY, MAY BE PROVIDED BY THE FUND ONLY THROUGH REPURCHASE OFFERS, WHICH MAY, BUT ARE NOT REQUIRED TO, BE MADE FROM TIME TO TIME BY THE FUND AS DETERMINED BY THE FUND’S BOARD OF TRUSTEES IN ITS SOLE DISCRETION. • AN INVESTMENT IN THE FUND IS APPROPRIATE ONLY FOR THOSE INVESTORS WHO CAN TOLERATE A HIGH DEGREE OF RISK AND DO NOT REQUIRE A LIQUID INVESTMENT AND FOR WHOM AN INVESTMENT IN THE FUND DOES NOT CONSTITUTE A COMPLETE INVESTMENT PROGRAM. YOU SHOULD CAREFULLY CONSIDER THESE RISKS TOGETHER WITH ALL OF THE OTHER INFORMATION CONTAINED IN THE PROSPECTUS BEFORE MAKING A DECISION TO INVEST IN THE FUND. Under penalty of perjury, I certify that:Zip

Acknowledgement and Signature. (All account owners/trustees must sign on Note: This Application will not be processed unless signed below by the following page) Depositor and Responsible Individual By signing below: • I this Xxxxxxxxx ESA Application, you certify that I the information you have provided is true, correct, and complete, and the Custodian Computershare Trust Company, n.a. may rely on what you have provided. In addition, you have read and received copies of the Xxxxxxxxx ESA Application, IRS Form 5305-EA, Disclosure Statement and applicable fee schedules. You agree to be bound to their terms and conditions. You understand that you are responsible for the Xxxxxxxxx ESA transactions, and you will indemnify and hold the Custodian harmless from any consequences related to executing your directions. If you have indicated any amounts as “carryback” contributions, you understand the contributions will be credited for the prior tax year. You understand that if the deposit establishing the Xxxxxxxxx ESA contains rollover dollars, you elect to irrevocably designate this deposit as a rollover contribution. You have been advised to seek competent legal and tax advice and have not been provided any such advice from the Custodian. You also agree that you have received and read the current Prospectusbrochure describing the Computershare Investment Plan with Xxxxxx Xxxxxx International Inc. Common Stock under this Plan. In addition, Statement of Additional Information, Declaration of Trust, By-Laws and Privacy Policy as you certify that: (1) all contributions that you make to the CESA meet the requirements of the Fund in which I am investing Internal Revenue Code governing such contributions; (2) you understand and agree accept any applicable fees that are a part of this agreement and authorize deduction of any fees from the CESA if you do not make direct payment; (3) you will promptly provide instructions to be bound the Custodian necessary to enable the Custodian to carry out its duties under this agreement. Responsible Individual’s Signature Date (Complete if Depositor is NOT the Responsible Individual) Computershare Trust Company, N.A., hereby accepts appointment as Custodian of this CESA Trustee/Custodian: For transfer of shares Please send a physical certificate and transfer form. Send the above- specified cash and/or securities to Computershare at P.O. Box 2175, Milwaukee, WI, 00000-0000. You may also contact a Client Service representative at 0.000.000.0000 for DTC Instructions Computershare Trust Company, X.X. Xxxxxxxxx Education Savings Account Enrollment Form Xxxxxx Xxxxxx International Inc Overnight Delivery: The IRA Program c/o Computershare Trust Company, N.A. 000 X. Xxxxxx Xxxxxx Milwaukee, WI 53212-3948 Regular Mail: The IRA Program c/o Computershare Trust Company, N.A. P.O. Box 2175 Milwaukee, WI 53201-2175 Please print all items except the signatures. If you have questions, call toll free from 8a.m. to 8 p.m. Eastern Time, Monday through Friday. Mail your completed form to the address above. If stock certificates are enclosed, please send by its terms registered mail. Please consult the Xxxxxxxxx Education Savings Account (“CESA”) Custodial Agreement and conditionsDisclosure Statement for additional information about moving CESA assets into your CESA Investment Plan, and read the Company’s Investment Plan prospectus for information regarding the IRA Program. I certify that I have the authority and legal capacity to make this purchase and that I am Transfer/Rollover From: Name of legal age in my state of residence. • I authorize the Fund and its agents to act upon instructions Current Trustee/Custodian (by phoneBank, in writing or other meansMutual Fund) believed to be genuine and in accordance with the procedures described in the Prospectus for this account. I agree that neither the Fund nor the Fund’s transfer agent will be liable for any lossAddress City, cost or expense for acting on such instructions. • I certify that I am not a Foreign Financial Institution as defined in the USA Patriot Act. AN INVESTMENT IN THE FUND IS SPECULATIVE WITH A SUBSTANTIAL RISK OF LOSS. THE FUND DOES NOT GUARANTEE ANY LEVEL OF RETURN OR RISK ON INVESTMENTS AND THERE CAN BE NO ASSURANCE THAT THE FUND’S INVESTMENT OBJECTIVE WILL BE ACHIEVED. AN INVESTMENT IN THE FUND ENTAILS SUBSTANTIAL RISKSState, INCLUDING BUT NOT LIMITED TO: • LOSS OF CAPITAL, UP TO THE ENTIRE AMOUNT OF A SHAREHOLDER’S INVESTMENT. • THE FUND’S SHARES ARE ILLIQUID SECURITIES AND AN INVESTMENT IN THE FUND IS APPROPRIATE ONLY FOR THOSE INVESTORS WHO DO NOT REQUIRE A LIQUID INVESTMENT. • SHARES WILL NOT BE LISTED ON ANY NATIONAL OR OTHER SECURITIES EXCHANGE AND NO SECONDARY MARKET IS EXPECTED TO DEVELOP FOR SHARES OF THE FUND. • SHARES ARE SUBJECT TO SUBSTANTIAL RESTRICTIONS ON TRANSFERABILITY, AND LIQUIDITY, IF ANY, MAY BE PROVIDED BY THE FUND ONLY THROUGH REPURCHASE OFFERS, WHICH MAY, BUT ARE NOT REQUIRED TO, BE MADE FROM TIME TO TIME BY THE FUND AS DETERMINED BY THE FUND’S BOARD OF TRUSTEES IN ITS SOLE DISCRETION. • AN INVESTMENT IN THE FUND IS APPROPRIATE ONLY FOR THOSE INVESTORS WHO CAN TOLERATE A HIGH DEGREE OF RISK AND DO NOT REQUIRE A LIQUID INVESTMENT AND FOR WHOM AN INVESTMENT IN THE FUND DOES NOT CONSTITUTE A COMPLETE INVESTMENT PROGRAM. YOU SHOULD CAREFULLY CONSIDER THESE RISKS TOGETHER WITH ALL OF THE OTHER INFORMATION CONTAINED IN THE PROSPECTUS BEFORE MAKING A DECISION TO INVEST IN THE FUND. Under penalty of perjury, I certify that:Zip

Acknowledgement and Signature. (All account owners/trustees must sign on Note: This Application will not be processed unless signed below by the following page) Depositor and Responsible Individual By signing below: • I this Xxxxxxxxx ESA Application, you certify that I the information you have provided is true, correct, and complete, and the Custodian Computershare Trust Company, n.a. may rely on what you have provided. In addition, you have read and received copies of the Xxxxxxxxx ESA Application, IRS Form 5305-EA, Disclosure Statement and applicable fee schedules. You agree to be bound to their terms and conditions. You understand that you are responsible for the Xxxxxxxxx ESA transactions, and you will indemnify and hold the Custodian harmless from any consequences related to executing your directions. If you have indicated any amounts as “carryback” contributions, you understand the contributions will be credited for the prior tax year. You understand that if the deposit establishing the Xxxxxxxxx ESA contains rollover dollars, you elect to irrevocably designate this deposit as a rollover contribution. You have been advised to seek competent legal and tax advice and have not been provided any such advice from the Custodian. You also agree that you have received and read the current Prospectusbrochure describing the Computershare Investment Plan with Ford Motor Company Common Stock under this Plan. In addition, Statement of Additional Information, Declaration of Trust, By-Laws and Privacy Policy as you certify that: (1) all contributions that you make to the CESA meet the requirements of the Fund in which I am investing Internal Revenue Code governing such contributions; (2) you understand and agree accept any applicable fees that are a part of this agreement and authorize deduction of any fees from the CESA if you do not make direct payment; (3) you will promptly provide instructions to be bound the Custodian necessary to enable the Custodian to carry out its duties under this agreement. Responsible Individual’s Signature Date (Complete if Depositor is NOT the Responsible Individual) Computershare Trust Company, N.A., hereby accepts appointment as Custodian of this CESA Trustee/Custodian: For transfer of shares Please send a physical certificate and transfer form. Send the above- specified cash and/or securities to Computershare at P.O. Box 2175, Milwaukee, WI, 00000-0000. You may also contact a Client Service representative at 0.000.000.0000 for DTC Instructions Computershare Trust Company, X.X. Xxxxxxxxx Education Savings Account Enrollment Form Ford Motor Company Overnight Delivery: The IRA Program c/o Computershare Trust Company, N.A. 000 X. Xxxxxx Xxxxxx Milwaukee, WI 53212-3948 Regular Mail: The IRA Program c/o Computershare Trust Company, N.A. P.O. Box 2175 Milwaukee, WI 53201-2175 Please print all items except the signatures. If you have questions, call toll free from 8a.m. to 8 p.m. Eastern Time, Monday through Friday. Mail your completed form to the address above. If stock certificates are enclosed, please send by its terms registered mail. Please consult the Xxxxxxxxx Education Savings Account (“CESA”) Custodial Agreement and conditionsDisclosure Statement for additional information about moving CESA assets into your CESA Investment Plan, and read the Company’s Investment Plan prospectus for information regarding the IRA Program. I certify that I have the authority and legal capacity to make this purchase and that I am Transfer/Rollover From: Name of legal age in my state of residence. • I authorize the Fund and its agents to act upon instructions Current Trustee/Custodian (by phoneBank, in writing or other meansMutual Fund) believed to be genuine and in accordance with the procedures described in the Prospectus for this account. I agree that neither the Fund nor the Fund’s transfer agent will be liable for any lossAddress City, cost or expense for acting on such instructions. • I certify that I am not a Foreign Financial Institution as defined in the USA Patriot Act. AN INVESTMENT IN THE FUND IS SPECULATIVE WITH A SUBSTANTIAL RISK OF LOSS. THE FUND DOES NOT GUARANTEE ANY LEVEL OF RETURN OR RISK ON INVESTMENTS AND THERE CAN BE NO ASSURANCE THAT THE FUND’S INVESTMENT OBJECTIVE WILL BE ACHIEVED. AN INVESTMENT IN THE FUND ENTAILS SUBSTANTIAL RISKSState, INCLUDING BUT NOT LIMITED TO: • LOSS OF CAPITAL, UP TO THE ENTIRE AMOUNT OF A SHAREHOLDER’S INVESTMENT. • THE FUND’S SHARES ARE ILLIQUID SECURITIES AND AN INVESTMENT IN THE FUND IS APPROPRIATE ONLY FOR THOSE INVESTORS WHO DO NOT REQUIRE A LIQUID INVESTMENT. • SHARES WILL NOT BE LISTED ON ANY NATIONAL OR OTHER SECURITIES EXCHANGE AND NO SECONDARY MARKET IS EXPECTED TO DEVELOP FOR SHARES OF THE FUND. • SHARES ARE SUBJECT TO SUBSTANTIAL RESTRICTIONS ON TRANSFERABILITY, AND LIQUIDITY, IF ANY, MAY BE PROVIDED BY THE FUND ONLY THROUGH REPURCHASE OFFERS, WHICH MAY, BUT ARE NOT REQUIRED TO, BE MADE FROM TIME TO TIME BY THE FUND AS DETERMINED BY THE FUND’S BOARD OF TRUSTEES IN ITS SOLE DISCRETION. • AN INVESTMENT IN THE FUND IS APPROPRIATE ONLY FOR THOSE INVESTORS WHO CAN TOLERATE A HIGH DEGREE OF RISK AND DO NOT REQUIRE A LIQUID INVESTMENT AND FOR WHOM AN INVESTMENT IN THE FUND DOES NOT CONSTITUTE A COMPLETE INVESTMENT PROGRAM. YOU SHOULD CAREFULLY CONSIDER THESE RISKS TOGETHER WITH ALL OF THE OTHER INFORMATION CONTAINED IN THE PROSPECTUS BEFORE MAKING A DECISION TO INVEST IN THE FUND. Under penalty of perjury, I certify that:Zip