Common use of ADDITIONAL TERMS OF SALE Clause in Contracts

ADDITIONAL TERMS OF SALE. General Subsequent Cut-off Date: March 1, 2007 Subsequent Transfer Date: March 30, 2007 Aggregate Principal Balance of the Subsequent Mortgage Loans as of the Subsequent Cut-off Date: $119,903,379.86 Purchase Price: 100.00% The obligation of the Trust Fund to purchase a Subsequent Mortgage Loan on any Subsequent Transfer Date is subject to the satisfaction of the conditions set forth in the immediately preceding paragraph and the accuracy of the following representations and warranties with respect to each such Subsequent Mortgage Loan determined as of the applicable Subsequent Cut-off Date: (i) such Subsequent Mortgage Loan may not be 30 or more days delinquent as of the applicable Subsequent Cut-off Date; provided, however, that such Subsequent Mortgage Loans may have a first payment date occurring on or after the applicable Subsequent Cut-off Date and, therefore, such Subsequent Mortgage Loan could not have been delinquent as of such Subsequent Cut-off Date; (ii) the remaining term to maturity of such Subsequent Mortgage Loan will not be less than 180 months and will not exceed 360 months from its first payment date; (iii) the Subsequent Mortgage Loan may not provide for negative amortization; (iv) the Subsequent Mortgage Loan will not have a Loan-to-Value Ratio greater than 100.000%; (v) such Subsequent Mortgage Loans will have, as of the related Subsequent Cut-off Date, a weighted average age since origination not in excess of two months; (vi) such Subsequent Mortgage Loan will not have a Mortgage Rate less than 3.875% or greater than 13.750%; (vii) such Subsequent Mortgage Loan will have been serviced by the Servicer since origination or purchase by the Seller in accordance with its standard servicing practices; (viii) such Subsequent Mortgage Loan will have a first payment date occurring on or before May 1, 2007; (ix) such Subsequent Mortgage Loan will have a principal balance no greater than $1,100,000; and (x) such Subsequent Mortgage Loan will have been underwritten in accordance with the criteria set forth under “The Mortgage Pool—Underwriting Standards” in the Prospectus Supplement. Following the purchase of any Subsequent Mortgage Loan by the Trust to be included in Loan Group I, the Mortgage Loans in Loan Group I (including the related Subsequent Mortgage Loans) will as of the related Subsequent Cut-off Date: (i) have an original term to stated maturity of not more than 360 months from the first payment date thereon; (ii) have a Mortgage Rate of not less than 5.375% and not more than 13.750%; (iii) have a weighted average Loan-to-value ratio of approximately 81.70%; (iv) have no mortgage loan with a principal balance in excess of Xxxxxx Xxx and Freddie Mac limits; (v) will consist of Mortgage Loans with Prepayment Charges representing no less than approximately 59.41% of the Mortgage Loans in Loan Group I; (vi) with respect to the adjustable-rate mortgage loans in Loan Group I, have a weighted average gross margin of approximately 5.940%; (vii) have a non-zero weighted average FICO Score of approximately 605; and (viii) no more than 1.11% of the Mortgage Loans included in Loan Group I will be second lien loans; in each case measured by aggregate principal balance of the mortgage loans in Loan Group I as of the related Cut-off Date applicable to each Mortgage Loan. For purposes of the calculations described in this paragraph, percentages of the Mortgage Loans in Loan Group I will be based on the principal balance of the Closing Date Mortgage Loans in Loan Group I and the principal balance of the Subsequent Mortgage Loans included in Loan Group I as of their respective Cut-off Dates. Following the purchase of any Subsequent Mortgage Loan by the Trust to be included in Loan Group II, the Mortgage Loans in Loan Group II (including the related Subsequent Mortgage Loans) will as of the related Subsequent Cut-off Date: (i) have an original term to stated maturity of not more than 360 months from the first payment date thereon; (ii) have a mortgage rate of not less than 3.875% and not more than 13.375%; (iii) have a weighted average loan-to-value ratio of approximately 79.27%; (iv) have no mortgage loan with a principal balance in excess of $1,048,846; (v) will consist of mortgage loans with prepayment charges representing no less than approximately 61.34% of the mortgage loans in loan group II; (vi) with respect to the adjustable-rate mortgage loans in loan group II, have a weighted average gross margin of approximately 5.848%; (vii) have a weighted average FICO Score of approximately 605; and (viii) no more than 1.48% the mortgage loans included in loan group II will be Second Lien Loans; in each case measured by the aggregate Stated Principal Balance of the mortgage loans in loan group II as of the related cut-off date applicable to each mortgage loan. For purposes of the calculations described in this paragraph, percentages of the Mortgage Loans in Loan Group II will be based on the principal balance of the Closing Date Mortgage Loans in Loan Group II and the principal balance of the Subsequent Mortgage Loans included in Loan Group II as of their respective Cut-off Dates. ATTACHMENT B

ADDITIONAL TERMS OF SALE. General Subsequent Cut-off Date: March 1__________, 2007 2005 Subsequent Transfer Date: March 30__________, 2007 2005 Aggregate Principal Balance of the Subsequent Mortgage Loans as of the Subsequent Cut-off Date: $119,903,379.86 __________ Purchase Price: 100.00% [100.00]% The obligation of the Trust Fund to purchase a Subsequent Mortgage Loan on any Subsequent Transfer Date is subject to the satisfaction of the conditions set forth in the immediately preceding paragraph and the accuracy of the following representations and warranties with respect to each such Subsequent Mortgage Loan determined as of the applicable related Subsequent Cut-off DateDate are true and correct: (i) such Subsequent Mortgage Loan may not be 30 or more days delinquent as of the applicable Subsequent Cut-off Date; provided, however, that such Subsequent Mortgage Loans may have a first payment date occurring on or after the applicable Subsequent Cut-off Date and, therefore, such Subsequent Mortgage Loan could not have been delinquent as of such Subsequent Cut-off Date; (ii) the remaining term to maturity of such Subsequent Mortgage Loan will not be less than 180 3 months and will not exceed 360 60 months from its first payment date; (iii) the Subsequent Mortgage Loan may not provide for negative amortization; (iv) the Subsequent Mortgage Loan will not have a Loan-to-Value Ratio greater than 100.00090%; (v) such Subsequent Mortgage Loans will have, as of the related Subsequent Cut-off Date, a weighted average age since origination not in excess of two months; (vi) such Subsequent Mortgage Loan will not have a Mortgage Rate less than 3.8753.00% or greater than 13.75010.75%; (vii) such Subsequent Mortgage Loan mortgage loan will have been serviced by the Master Servicer since origination or purchase by the Seller in accordance with its standard servicing practices; (viii) such Subsequent Mortgage Loan will have a first payment date occurring on or before May August 1, 20072005; (ix) such Subsequent Mortgage Loan will have a principal balance no greater than $1,100,0001,425,000; (x) the final maturity of such Subsequent Mortgage Loan shall be on or before June 1, 2010 and (x) such Subsequent Mortgage Loan will have been underwritten in accordance with the criteria set forth under “The Mortgage Pool—Underwriting Standards-Underwriting Standards of the Seller” in the Prospectus Supplement. Following the purchase of any the Subsequent Mortgage Loan by the Trust to be included in Loan Group ILoans, the Mortgage Loans in Loan Group I (including the related Subsequent Mortgage Loans) will shall, as of the related Subsequent Cut-off Date: (i) have an original term to stated maturity of not more than 360 60 months from the first payment date thereon; (ii) have a Mortgage Rate of not less than 5.3753.00% and not more than 13.75010.75%; (iii) have a weighted average Loan-to-value ratio Value Ratio of approximately 81.7076.70%; (iv) have no mortgage loan Mortgage Loan with a principal balance in excess of Xxxxxx Xxx and Freddie Mac limits$1,425,000; (v) will consist of Mortgage Loans mortgage loans with Prepayment Charges prepayment charges representing no less than approximately 59.4138.70% of the Mortgage Loans in Loan Group I; mortgage loans, (vi) with respect to the adjustable-rate mortgage loans in Loan Group IMortgage Loans, have a weighted average gross margin of approximately 5.9404.83%; and (vii) have a non-zero weighted average FICO Score of approximately 605; and (viii) no more than 1.11% of the Mortgage Loans included in Loan Group I will be second lien loans729; in each case measured by aggregate principal balance of the mortgage loans in Loan Group I Mortgage Loans as of the related Cut-off Date or Subsequent Cut-off Date applicable to each Mortgage Loan. For purposes of the calculations described in this paragraph, percentages of the Mortgage Loans in Loan Group I will be based on the principal balance of the Closing Date Mortgage Loans in Loan Group I as of the Cut-off Date and the principal balance of the Subsequent Mortgage Loans included in Loan Group I as of their respective Cut-off Dates. Following the purchase of any Subsequent Mortgage Loan by the Trust to be included in Loan Group II, the Mortgage Loans in Loan Group II (including the related Subsequent Mortgage Loans) will as of the related Subsequent Cut-off Date: (i) have an original term to stated maturity of not more than 360 months from the first payment date thereon; (ii) have a mortgage rate of not less than 3.875% and not more than 13.375%; (iii) have a weighted average loan-to-value ratio of approximately 79.27%; (iv) have no mortgage loan with a principal balance in excess of $1,048,846; (v) will consist of mortgage loans with prepayment charges representing no less than approximately 61.34% of the mortgage loans in loan group II; (vi) with respect to the adjustable-rate mortgage loans in loan group II, have a weighted average gross margin of approximately 5.848%; (vii) have a weighted average FICO Score of approximately 605; and (viii) no more than 1.48% the mortgage loans included in loan group II will be Second Lien Loans; in each case measured by the aggregate Stated Principal Balance of the mortgage loans in loan group II as of the related cut-off date applicable to each mortgage loan. For purposes of the calculations described in this paragraph, percentages of the Mortgage Loans in Loan Group II will be based on the principal balance of the Closing Date Mortgage Loans in Loan Group II and the principal balance of the Subsequent Mortgage Loans included in Loan Group II as of their respective Cut-off Dates. ATTACHMENT BB SCHEDULE OF SUBSEQUENT MORTGAGE LOANS AVAILABLE UPON REQUEST SCHEDULE I LIST OF MULTIPLE MORTGAGE LOANS TO SINGLE BORROWERS

ADDITIONAL TERMS OF SALE. General Subsequent Cut-off Date: March September 1, 2007 2006 Subsequent Transfer Date: March 30September 29, 2007 2006 Aggregate Principal Balance of the Subsequent Mortgage Loans as of the Subsequent Cut-off Date: $119,903,379.86 $ 159,181,652 Purchase Price: 100.00% The obligation of the Trust Fund to purchase a Subsequent Mortgage Loan on any Subsequent Transfer Date is subject to the satisfaction of the conditions set forth in the immediately preceding paragraph and the accuracy of the following representations and warranties with respect to each such Subsequent Mortgage Loan determined as of the applicable Subsequent Cut-off Date: (i) such Subsequent Mortgage Loan may not be 30 or more days delinquent as of the applicable Subsequent Cut-off Date; provided, however, that such Subsequent Mortgage Loans may have a first payment date occurring on or after the applicable Subsequent Cut-off Date and, therefore, such Subsequent Mortgage Loan could not have been delinquent as of such Subsequent Cut-off Date; (ii) the remaining term to maturity of such Subsequent Mortgage Loan will not be less than 180 months and will not exceed 360 months from its first payment date; (iii) the Subsequent Mortgage Loan may not provide for negative amortization; (iv) the Subsequent Mortgage Loan will not have a Loan-to-Value Ratio greater than 100.000%; (v) such Subsequent Mortgage Loans will have, as of the related Subsequent Cut-off Date, a weighted average age since origination not in excess of two zero months; (vi) such Subsequent Mortgage Loan will not have a Mortgage Rate less than 3.8754.750% or greater than 13.75015.000%; (vii) such Subsequent Mortgage Loan will have been serviced by the Servicer since origination or purchase by the Seller in accordance with its standard servicing practices; (viii) such Subsequent Mortgage Loan will have a first payment date occurring on or before May November 1, 20072006; (ix) such Subsequent Mortgage Loan will have a principal balance no greater than $1,100,0001,800,000; and (x) such Subsequent Mortgage Loan will have been underwritten in accordance with the criteria set forth under “The Mortgage Pool—Underwriting Standards” in the Prospectus Supplement. Following the purchase of any Subsequent Mortgage Loan by the Trust to be included in Loan Group I, the Mortgage Loans in Loan Group I (including the related Subsequent Mortgage Loans) will as of the related Subsequent Cut-off Date: (i) have an original term to stated maturity of not more than 360 months from the first payment date thereon; (ii) have a Mortgage Rate of not less than 5.3754.750% and not more than 13.75012.750%; (iii) have a weighted average Loan-to-value ratio of approximately 81.7080.04%; (iv) have no mortgage loan with a principal balance in excess of Xxxxxx Xxx Fxxxxx Mxx and Freddie Fxxxxxx Mac limits; (v) will consist of Mortgage Loans with Prepayment Charges representing no less than approximately 59.4165.55% of the Mortgage Loans in Loan Group I; (vi) with respect to the adjustable-rate mortgage loans in Loan Group I, have a weighted average gross margin of approximately 5.9406.039%; (vii) have a non-zero weighted average FICO Score of approximately 605615; and (viii) no more than 1.110.63% of the Mortgage Loans included in Loan Group I will be second lien loans; in each case measured by aggregate principal balance of the mortgage loans in Loan Group I as of the related Cut-off Date applicable to each Mortgage Loan. For purposes of the calculations described in this paragraph, percentages of the Mortgage Loans in Loan Group I will be based on the principal balance of the Closing Date Mortgage Loans in Loan Group I and the principal balance of the Subsequent Mortgage Loans included in Loan Group I as of their respective Cut-off Dates. Following the purchase of any Subsequent Mortgage Loan by the Trust to be included in Loan Group II, the Mortgage Loans in Loan Group II (including the related Subsequent Mortgage Loans) will as of the related Subsequent Cut-off Date: (i) have an original term to stated maturity of not more than 360 months from the first payment date thereon; (ii) have a mortgage rate Mortgage Rate of not less than 3.8754.750% and not more than 13.37515.000%; (iii) have a weighted average loanLoan-to-value ratio of approximately 79.2779.54%; (iv) have no mortgage loan with a principal balance in excess of $1,048,8461,800,000; (v) will consist of mortgage loans Mortgage Loans with prepayment charges Prepayment Charges representing no less than approximately 61.3462.88% of the mortgage loans Mortgage Loans in loan group Loan Group II; (vi) with respect to the adjustable-rate mortgage loans in loan group Loan Group II, have a weighted average gross margin of approximately 5.8485.655%; (vii) have a non-zero weighted average FICO Score of approximately 605619; and (viii) no more than 1.483.03% of the mortgage loans Mortgage Loans included in loan group Loan Group II will be Second Lien Loanssecond lien loans; in each case measured by the aggregate Stated Principal Balance principal balance of the mortgage loans in loan group Loan Group II as of the related cutCut-off date Date applicable to each mortgage loanMortgage Loan. For purposes of the calculations described in this paragraph, percentages of the Mortgage Loans in Loan Group II will be based on the principal balance of the Closing Date Mortgage Loans in Loan Group II and the principal balance of the Subsequent Mortgage Loans included in Loan Group II as of their respective Cut-off Dates. ATTACHMENT BB SCHEDULE OF SUBSEQUENT MORTGAGE LOANS AVAILABLE UPON REQUEST

ADDITIONAL TERMS OF SALE. General Subsequent Cut-off Date: March June 1, 2007 Subsequent Transfer Date: March 30June 29, 2007 Aggregate Principal Balance of the Subsequent Mortgage Loans as of the Subsequent Cut-off Date: $119,903,379.86 99,741,561.60 Purchase Price: 100.00% The obligation of the Trust Fund to purchase a Subsequent Mortgage Loan on any Subsequent Transfer Date is subject to the satisfaction of the conditions set forth in the immediately preceding paragraph and the accuracy of the following representations and warranties with respect to each such Subsequent Mortgage Loan determined as of the applicable Subsequent Cut-off Date: (i) such Subsequent Mortgage Loan may not be 30 or more days delinquent as of the applicable Subsequent Cut-off Date; provided, however, that such Subsequent Mortgage Loans may have a first payment date occurring on or after the applicable Subsequent Cut-off Date and, therefore, such Subsequent Mortgage Loan could not have been delinquent as of such Subsequent Cut-off Date; (ii) the remaining term to maturity of such Subsequent Mortgage Loan will not be less than 180 170 months and will not exceed 360 months from its first payment date; (iii) the Subsequent Mortgage Loan may not provide for negative amortization; (iv) the Subsequent Mortgage Loan will not have a Loan-to-Value Ratio greater than 100.000%; (v) such Subsequent Mortgage Loans will have, as of the related Subsequent Cut-off Date, a weighted average age since origination not in excess of two three months; (vi) such Subsequent Mortgage Loan will not have a Mortgage Rate less than 3.8754.375% or greater than 13.75015.50%; (vii) such Subsequent Mortgage Loan will have been serviced by the Servicer since origination or purchase by the Seller in accordance with its standard servicing practices; (viii) such Subsequent Mortgage Loan will have a first payment date occurring on or before May August 1, 2007; (ix) such Subsequent Mortgage Loan will have a principal balance no greater than $1,100,0001,000,000; and (x) such Subsequent Mortgage Loan will have been underwritten in accordance with the criteria set forth under “The Mortgage Pool—Underwriting Standards” in the Prospectus Supplement. Following the purchase of any Subsequent Mortgage Loan by the Trust to be included in Loan Group I, the Mortgage Loans in Loan Group I (including the related Subsequent Mortgage Loans) will as of the related Subsequent Cut-off DateDate and subject to a variance of plus or minus 5%: (i) have an original term to stated maturity of not more than 360 months from the first payment date thereon; (ii) have a Mortgage Rate of not less than 5.3755.88% and not more than 13.75014.25%; (iii) have a weighted average Loan-to-value ratio of approximately 81.7082.89%; (iv) have no mortgage loan with a principal balance in excess of Xxxxxx Xxx and Freddie Mac limits; (v) will consist of Mortgage Loans with Prepayment Charges representing no less than approximately 59.4156.25% of the Mortgage Loans in Loan Group I; (vi) with respect to the adjustable-rate mortgage loans in Loan Group I, have a weighted average gross margin of approximately 5.9405.90%; (vii) have a non-zero weighted average FICO Score of approximately 605609; and (viii) no more than 1.110.67% of the Mortgage Loans included in Loan Group I will be second lien loans; in each case measured by aggregate principal balance of the mortgage loans in Loan Group I as of the related Cut-off Date applicable to each Mortgage Loan. For purposes of the calculations described in this paragraph, percentages of the Mortgage Loans in Loan Group I will be based on the principal balance of the Closing Date Mortgage Loans in Loan Group I and the principal balance of the Subsequent Mortgage Loans included in Loan Group I as of their respective Cut-off Dates. Following the purchase of any Subsequent Mortgage Loan by the Trust to be included in Loan Group II, the Mortgage Loans in Loan Group II (including the related Subsequent Mortgage Loans) will as of the related Subsequent Cut-off DateDate and subject to a variance of plus or minus 5%: (i) have an original term to stated maturity of not more than 360 months from the first payment date thereon; (ii) have a mortgage rate of not less than 3.8754.38% and not more than 13.37515.90%; (iii) have a weighted average loan-to-value ratio of approximately 79.2781.47%; (iv) have no mortgage loan with a principal balance in excess of $1,048,846850,000,000; (v) will consist of mortgage loans with prepayment charges representing no less than approximately 61.3456.00% of the mortgage loans in loan group II; (vi) with respect to the adjustable-rate mortgage loans in loan group II, have a weighted average gross margin of approximately 5.8485.80%; (vii) have a weighted average FICO Score of approximately 605614; and (viii) no more than 1.481.86% the mortgage loans included in loan group II will be Second Lien Loans; in each case measured by the aggregate Stated Principal Balance of the mortgage loans in loan group Loan Group II as of the related cutCut-off date Date applicable to each mortgage loanMortgage Loan. For purposes of the calculations described in this paragraph, percentages of the Mortgage Loans in Loan Group II will be based on the principal balance of the Closing Date Mortgage Loans in Loan Group II and the principal balance of the Subsequent Mortgage Loans included in Loan Group II as of their respective Cut-off Dates. ATTACHMENT B