Administrative Role As To Initial Report Review. If Client opts to have Sapphire Check conduct an initial review of completed Reports on its behalf, Client shall supply Sapphire Check with definitive and objective instructions on how to do so.Client understands and agrees that it is solely responsible for creating and defining any such instructions. Client also agrees that Sapphire Check plays no role in deciding whether a Consumer should incur adverse action based upon a Report, and that Sapphire Check’s role is strictly administrative.Client accepts full responsibility for any and all substantive decision-making based upon a Report prepared bySapphire Check.Client understands that Sapphire Check will not send out any notice or communications related to the adverse action process unless expressly instructed by Client to do so and pursuant to agreed-upon terms.Client shall indemnify and hold harmless Sapphire Check, its affiliates, and subsidiaries and their respective officers, directors, employees, agents, and insurers from and against any and all damages, penalties, losses, liabilities, judgments, settlements, awards, costs, and expenses (including reasonable attorneys’ fees and expenses) arising out of or in connection with any third-party claims, assertions, demands, causes of action, suits, proceedings or other actions, whether at law or in equity, relatedto Sapphire Check’s initial review of reports pursuant to Client’s instructions (as discussed in this Section).