Common use of Advisory Fee Waiver Clause in Contracts

Advisory Fee Waiver. A. During the term of this Agreement, for so long as a Portfolio invests substantially all of its assets in the master fund, each a series of the American Funds Insurance Series, the Adviser hereby agrees to limit its total investment advisory fee to the following percentages: American Funds Growth SAST Portfolio 0.25% American Funds Growth-Income SAST Portfolio 0.25% American Funds Global Growth SAST Portfolio 0.25% American Funds Asset Allocation SAST Portfolio 0.25% Protected Asset Allocation SAST Portfolio 0.25%

Advisory Fee Waiver. A. During the term of this Agreement, for so long as a Portfolio invests substantially all of its assets in the master fund, each a series of the American Funds Insurance Series, the Adviser hereby agrees to limit its total investment advisory fee to the following percentages: American Funds Growth SAST Portfolio 0.250.25 % American Funds Growth-Income SAST Portfolio 0.250.25 % American Funds Global Growth SAST Portfolio 0.250.25 % American Funds Asset Allocation SAST Portfolio 0.250.25 % Protected Asset Allocation SAST Portfolio 0.250.25 %

Advisory Fee Waiver. A. During the term of this Agreement, for so long as a Portfolio invests substantially all of its assets in the master fund, each a series of the American Funds Insurance Series, the Adviser hereby agrees to limit its total investment advisory fee to the following percentages: American Funds Growth SAST Portfolio 0.25% American Funds Growth-Income SAST Portfolio 0.25% American Funds Global Growth SAST Portfolio 0.25% American Funds Asset Allocation SAST Portfolio 0.25% Protected Asset Allocation SAST Portfolio 0.25%

Advisory Fee Waiver. A. During the term of this Agreement, for so long as a Portfolio invests substantially all of its assets in the master fund, each a series of the American Funds Insurance Seriesits corresponding Master Portfolio, the Adviser hereby agrees to limit waive that portion of its total investment advisory fee to that exceeds the following percentages: American Funds Growth SAST Portfolio 0.25% American Funds Growth-Income SAST Portfolio 0.25% American Funds Global Growth SAST Portfolio 0.25% American Funds Asset Allocation SAST Portfolio 0.25% Protected Asset Allocation SAST Portfolio 0.25%