AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally to stop payment on a check. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six months. If at the end of 6 months You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft POSTDATED, STALE, OR OVERDRAFT SHARE DRAFTS. You understand that SHARE DRAFT SAFEKEEPING. Share draft safekeeping is automatic on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matter.
Appears in 4 contracts
Samples: Agreements and Disclosures, Agreements and Disclosures, Membership Agreements
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You you at the time You you opened Your Account your account and referred to throughout this Agreement contain: (a) a list of fees and charges applicable to Your Accountyour account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Accountyour account. Your Agreements and Disclosures may be amended by Us us from time to time in a manner as prescribed by law. STOP PAYMENTSStop Payments. You may ask Us us orally to stop payment on a share draft/check. For any such request to remain valid, however, You you must also supply Us us with a written request within 14 days after You you make any such oral request. Stop payment requests are also subject to the terms and conditions of the Stop Payment Request form related to any such request. Your request must be given to Us us in a timely manner so that We we have a reasonable opportunity to act on Your your request. A written stop payment request is effective for six months. If at the end of 6 months You six months, you request Us us to continue the stop payment order, that request will be treated as a new request. We are not liable if We we pay a share draft/check which You you have requested Us us to stop payment on as long as We we act in good faith and exercise ordinary care. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICESLost, Destroyed, or Stolen Certified, Cashier’s, Xxxxxx’s, or Corporate Checks. Under some circumstances you may be able to assert a claim for the amount of a lost, destroyed, or stolen certified, cashier’s, teller or corporate check. To assert the claim: (a) you must be the remitter (or drawer of a certified check) or payee of the check, (b) we must receive notice from you describing the check with reasonable certainty and asking for payment of the amount of the check, (c) we must receive the notice in time for us to have a reasonable opportunity to act on it, and (d) you must give us a declaration of your loss with the respect to the check (form supplied by us). Even if all of these conditions are met, your claim may not be immediately enforceable. We may pay the check until the ninetieth day after the date of the check (or the date of acceptance of a certified check). Therefore, your claim is not enforceable until the ninetieth day after the date of the check or date of acceptance, and the conditions listed above have been met. If we have not already paid the check, on the day of your claim is enforceable, we become obligated to pay you the amount of the check. We will issue you another check. Share Draft/Checks and Other Account Access Devices. Any share draft POSTDATEDdraft/check or other account access device which does not meet our standards for acceptance may be rejected by us, STALEwhether such standards are established by law, OR OVERDRAFT SHARE DRAFTSregulation or our own policy. Postdated, Stale or Overdraft share drafts/checks. You understand that SHARE DRAFT SAFEKEEPINGpostdating a share draft/check will have no effect on whether or not it is honored prior to or after the date of any such shared draft/check. A stale share draft/check is any share draft/check received by us that is dated 6 months or more prior to the date of receipt. We may pay or refuse to pay any posted, stale, or overdraft share draft/check, or other item presented for payment on your account without any liability. Check Safekeeping. Share draft draft/Check safekeeping is automatic on Your Account your account and Your your cancelled share drafts draft/checks will not be returned to Youyou. You understand that cancelled share drafts draft/checks retained by Us us are later destroyed after a reasonable period of time. If You you subsequently request a copy of a share draft draft/check and We we are unable to supply it, then We we shall not be liable for any damage You you may sustain in excess of the face amount of the involved share draft/check. PERIODIC STATEMENTSPeriodic Statements. You will be provided with a periodic statement showing activity on Your Accountyour account. If You you believe any statement reflects discrepancies, You you must notify Us us of such discrepancies within 60 days from the date We we mailed the statement to Youyou. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our our Electronic Fund Transfer Agreement with You you will control resolution of the matter.
Appears in 3 contracts
Samples: Consumer Agreements and Disclosures, Consumer Agreements and Disclosures, Consumer Agreements and Disclosures
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You you at the time You you opened Your Account your account and referred to throughout this Agreement contain: (a) a list of fees and charges applicable to Your Accountyour account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Accountyour account. Your Agreements and Disclosures We may change any of the items of this Agreement at any time without prior notice to you if the change is favorable to you. We may make changes that are adverse to you only if we provide you with any notice required by law or required in this Agreement. When we change this Agreement, you may close the account if you do not agree to the changes; if you continue to use the account or keep the account open after the effective date of such change, you will be amended by Us from time deemed to time in a manner as prescribed by lawhave agreed to the changes. STOP PAYMENTS. You Any person who is an authorized signer on your account may ask Us us orally to stop payment on a share draft/check. For any such request to remain valid, however, You you must also supply Us us with a written request within 14 days after You you make any such oral request. Stop payment requests are also subject to the terms and conditions of the Stop Payment Request form related to any such request. Your request must be given to Us us in a timely manner so that We we have a reasonable opportunity to act on Your your request. A written stop payment request is effective for six months. If at the end of 6 months You six months, you request Us us to continue to the stop payment order, that request will be treated as a new request. We are not liable if We we pay a share draft/check which You you have requested Us us to stop payment on as long as We we act in good faith and exercise ordinary care. LOST, DESTROYED, OR STOLEN CERTIFIED, XXXXXXX’S, XXXXXX’S, OR CORPORATE CHECKS. Under some circumstances you may be able to assert a claim for the amount of a lost, destroyed, or stolen certified, cashier’s, teller or corporate check. To assert the claim: (a) you must be the remitter (or drawer of a certified check) or payee of the check, (b) we must receive notice from you describing the check with reasonable certainty and asking for payment of the amount of the check, (c) we must receive the notice in time for us to have a reasonable opportunity to act on it, and (d) you must give us a declaration of your loss with the respect to the check (form supplied by us). Even if all of these conditions are met, your claim may not be immediately enforceable. We may pay the check until the ninetieth day after the date of the check (or the date of acceptance of a certified check). Therefore, your claim is not enforceable until the ninety first day after the date of the check or date of acceptance, and the conditions listed above have been met. If we have not already paid the check, on the day of your claim is enforceable, we become obligated to pay you the amount of the check. We will issue you another check. SHARE DRAFTS DRAFTS/CHECKS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft draft/check or other account access device which does not meet our standards for acceptance may be rejected by us, whether such standards are established by law, regulation or our own policy. POSTDATED, STALE, STALE OR OVERDRAFT SHARE DRAFTS/CHECKS. You understand that postdating a share draft/check will have no effect on whether or not it is honored prior to or after the date of any such share draft/check. A stale share draft/check is any share draft/check received by us that is dated 6 months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale or overdraft share draft/check, or other item presented for payment on your account without any liability. SHARE DRAFT DRAFT/CHECK SAFEKEEPING. Share draft draft/check safekeeping is automatic on Your Account your account and Your your cancelled share drafts drafts/checks will not be returned to Youyou. You understand that cancelled share drafts drafts/checks retained by Us us are later destroyed after a reasonable period of time. If You you subsequently request a copy of a share draft draft/check and We we are unable to supply it, then We we shall not be liable for any damage You you may sustain in excess of the face amount of the involved share draft/check. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Accountyour account. If You you believe any statement reflects discrepancies, You you must notify Us us of such discrepancies within 60 days from the date We we mailed the statement to Youyou. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our our Electronic Fund Transfer Agreement with You and you will control resolution of the matter. Failure to notify us of any discrepancies within 60 days from the date we mailed the statement to you may result in your failure to receive credit to your account for altered or unauthorized drafts.
Appears in 3 contracts
Samples: Commercial Membership and Account Agreements, Commercial Membership and Account Agreements, Commercial Membership and Account Agreements
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement Agreement, contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and orcompounded;and (d) other pertinent information d)otherpertinentinformation related to Your AccountYourAccount. Your Agreements and Disclosures may be maybe amended by Us from time to time in a manner as manneras prescribed by lawbylaw. STOP PAYMENTS. You may ask mayask Us orally orallyor in writing to stop payment on a check. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral requestshare draft. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such anysuch request. Your request must be given to Us in a timely manner timelymanner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six months. If at the end of 6 six months You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check paya share draft which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary careordinarycare. In any event, any damages that We might otherwise be liable for shall not exceed the amount of the involved share draft. If We do paya share draft for which You have requested stop payment and as a result any other item is returned unpaid by Us due to nonsufficient funds, We are not liable for any consequences resulting from such action. If Your Account is a joint Account, any Owner of the Account mayrequest a stop payment. Any release of a stop payment order must be made by the person who made the request. If You ask Us to stop payment on a preauthorized transfer, Your request will be processed under the provisions of Our Electronic Fund Transfer Agreement with You. Stop payment requests are also subject to the terms and conditions of the order for stop payment form related to any such request. You may also ask Us to stop payment on a lost or stolen cashier’s, teller or certified check and if You do, You agree to execute a declaration of loss and claim for reimbursement form together with any other documentation We mayrequire, such as an affidavit. Regardless of the type of documentation presented to Us, the request must be in a form acceptable to the Credit Union and given to Us in a timelymanner so that We have a reasonable opportunity to act on such request. Such declaration of loss and claim for reimbursement will not become effective until the later of: (a) the issuance date of the check; or (b) the date We receive the declaration of loss and claim for reimbursement together with xxxxxxxx required documentation. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft or other Account access device which does not meet Our standards for acceptance maybe rejected by Us, whether such standards are established bylaw, regulation or Our own policy. POSTDATED, STALE, STALE OR OVERDRAFT SHARE DRAFTS. You understand that postdating a share draft will have no effect on whether or not it is honored prior to or after the date of anysuch share draft. Astale share draft is anyshare draft received by Us that is datedsixmonths or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale or overdraft share draft, or other item presented for payment on Your Account without any liability. SHARE DRAFT SAFEKEEPING. Share draft safekeeping Safekeeping is automatic on Your Account YourAccount and Your cancelled Yourcancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply itsupplyit, then We shall not be liable for any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matter.the
Appears in 2 contracts
Samples: Membership Agreements, Membership Agreements
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures and related Fee Schedule provided to You at the time You opened Your Account and referred to throughout this Agreement contain: Agreement, contain (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTSStop Payments. You may ask Us orally to stop payment on a check. For any such request to remain valid, however, You must also supply Check by supplying Us with a written request within 14 days after You make any such oral requestor notifying Us through Our website. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six 6 months. If at the end of 6 months You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check Check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICESChecks and Other Account Access Devices. Any share draft POSTDATEDCheck or other Account access device which does not meet Our standards for acceptance may be rejected by Us, STALEwhether such standards are established by law, OR OVERDRAFT SHARE DRAFTSregulation or Our own policy. Postdated, Stale or Overdraft Checks. You understand that SHARE DRAFT SAFEKEEPINGpostdating a Check will have no effect on whether or not it is honored prior to or after the date of any such Check. Share draft safekeeping A stale Check is automatic any Check received by Us that is dated 6 months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale or overdraft Check, or other item presented for payment on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for without any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matterliability.
Appears in 2 contracts
Samples: Account Agreement, Account Agreement
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account Account, and referred to throughout this Agreement contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally to stop payment on a checkCheck. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six months. If If, at the end of 6 months six months, You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check Check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS You agree to promptly notify Us if any check on which You have requested stop payment is recovered or destroyed or for which any such stop payment request can reasonably be cancelled. CHECKS AND OTHER ACCOUNT ACCESS DEVICES. You may withdraw shares from Your Share Draft Checking Account through such means as a draft or check (or other reasonably acceptable negotiable instrument) drawn against Your Share Draft Account with Us. Any share draft Check or other Account access device which does not meet Our standards for acceptance may be rejected by Us, whether such standards are established by law, regulation, or Our own policy. POSTDATED, STALE, OR OVERDRAFT SHARE DRAFTSCHECKS. You understand that SHARE DRAFT SAFEKEEPINGpostdating a Check will have no effect on whether or not it is honored prior to or after the date of any such Check. Share draft safekeeping A stale Check is automatic any Check received by Us that is dated six months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale, or overdraft Check, or any other item presented for payment on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for without any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matterliability.
Appears in 2 contracts
Samples: Agreements and Disclosures, Agreements and Disclosures
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You you at the time You you opened Your Account your account and referred to throughout this Agreement contain: (a) a list of fees and charges applicable to Your Accountyour account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Accountyour account. Your Agreements and Disclosures may be amended by Us us from time to time in a manner as prescribed by law. STOP PAYMENTS. You Any person who is an authorized signer on your account may ask Us us orally to stop payment on a share draft/check. For any such request to remain valid, however, You you must also supply Us us with a written request within 14 days after You you make any such oral request. Stop payment requests are also subject to the terms and conditions of the Stop Payment Request form related to any such request. Your request must be given to Us us in a timely manner so that We we have a reasonable opportunity to act on Your your request. A written stop payment request is effective for six months. If at the end of 6 months You six months, you request Us us to continue to the stop payment order, that request will be treated as a new request. We are not liable if We we pay a share draft/check which You you have requested Us us to stop payment on as long as We we act in good faith and exercise ordinary care. LOST, DESTROYED, OR STOLEN CERTIFIED, CASHIER’S, TELLER’S, OR CORPORATE CHECKS. Under some circumstances you may be able to assert a claim for the amount of a lost, destroyed, or stolen certified, cashier’s, teller or corporate check. To assert the claim: (a) you must be the remitter (or drawer of a certified check) or payee of the check, (b) we must receive notice from you describing the check with reasonable certainty and asking for payment of the amount of the check, (c) we must receive the notice in time for us to have a reasonable opportunity to act on it, and (d) you must give us a declaration of your loss with the respect to the check (form supplied by us). Even if all of these conditions are met, your claim may not be immediately enforceable. We may pay the check until the ninetieth day after the date of the check (or the date of acceptance of a certified check). Therefore, your claim is not enforceable until the ninety first day after the date of the check or date of acceptance, and the conditions listed above have been met. If we have not already paid the check, on the day of your claim is enforceable, we become obligated to pay you the amount of the check. We will issue you another check. SHARE DRAFTS DRAFTS/CHECKS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft draft/check or other account access device which does not meet our standards for acceptance may be rejected by us, whether such standards are established by law, regulation or our own policy. POSTDATED, STALE, STALE OR OVERDRAFT SHARE DRAFTS/CHECKS. You understand that postdating a share draft/check will have no effect on whether or not it is honored prior to or after the date of any such share draft/check. A stale share draft/check is any share draft/check received by us that is dated 6 months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale or overdraft share draft/check, or other item presented for payment on your account without any liability. SHARE DRAFT DRAFT/CHECK SAFEKEEPING. Share draft draft/check safekeeping is automatic on Your Account your account and Your your cancelled share drafts drafts/checks will not be returned to Youyou. You understand that cancelled share drafts drafts/checks retained by Us us are later destroyed after a reasonable period of time. If You you subsequently request a copy of a share draft draft/check and We we are unable to supply it, then We we shall not be liable for any damage You you may sustain in excess of the face amount of the involved share draft/check. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Accountyour account. If You you believe any statement reflects discrepancies, You you must notify Us us of such discrepancies within 60 days from the date We we mailed the statement to Youyou. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our our Electronic Fund Transfer Agreement with You and you will control resolution of the matter. Failure to notify us of any discrepancies within 60 days from the date we mailed the statement to you may result in your failure to receive credit to your account for altered or unauthorized drafts.
Appears in 2 contracts
Samples: Commercial Membership and Account Agreements, Commercial Membership and Account Agreements
AGREEMENTS AND DISCLOSURES. The Agreements and And Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement Agreement, contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and And Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTSStop Payments. You may ask Us orally to stop payment on a checkCheck. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six months. If at the end of 6 months six months, You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check Check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICESChecks and Other Account Access Devices. Any share draft POSTDATEDCheck or other Account access device which does not meet Our standards for acceptance may be rejected by Us, STALEwhether such standards are established by law, OR OVERDRAFT SHARE DRAFTSregulation or Our own policy. Postdated, Stale or Overdraft Checks. You understand that SHARE DRAFT SAFEKEEPINGpostdating a Check will have no effect on whether or not it is honored prior to or after the date of any such Check. Share draft safekeeping A stale Check is automatic any Check received by Us that is dated 6 months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale or overdraft Check, or other item presented for payment on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for without any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matterliability.
Appears in 2 contracts
Samples: Membership Agreement, Membership Agreement
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement Agreement, contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. PAYMENTS You may ask Us orally to stop payment on a checkshare draft. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six 6 months. If at the end of 6 months You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check share draft which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft or other Account access device which does not meet Our standards for acceptance may be rejected by Us, whether such standards are established by law, regulation or Our own policy. POSTDATED, STALE, STALE OR OVERDRAFT SHARE DRAFTS. You understand that SHARE DRAFT SAFEKEEPING. Share draft safekeeping is automatic on Your Account and and, Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matter.
Appears in 1 contract
Samples: Membership Agreements
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally to stop payment on a check. For any such request to remain valid, however, You must also supply Us with a written request in a form acceptable to Us, within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six months. If at the end of 6 months six months, You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft POSTDATEDIn any event, STALE, OR OVERDRAFT SHARE DRAFTS. You understand any damages that SHARE DRAFT SAFEKEEPING. Share draft safekeeping is automatic on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not might otherwise be liable for any damage You may sustain in excess of shall not exceed the face amount of the involved share draftcheck. PERIODIC STATEMENTSIf We do pay a check for which You have requested stop payment and as a result any other item is returned unpaid by Us due to nonsufficient funds, We are not liable for any consequences resulting from such action. You will be provided with If Your Account is a periodic statement showing activity on Your joint Account, any Owner of the Account may request a stop payment. If You believe any statement reflects discrepancies, You must notify ask Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund stop payment on a pre- authorized transfer, then Your request will be processed under the provisions of Our Electronic Fund Transfer Agreement with You. You will control resolution may also ask Us to replace a lost, destroyed or stolen cashier's, teller or certified check and if You do, You agree to execute a declaration of loss and claim for reimbursement form together with any other documentation We may require, such as an affidavit. Regardless of the mattertype of documentation presented to Us, the request must be in a form acceptable to the Credit Union and given to Us in a timely manner so that We have a reasonable opportunity to act on such request. Such declaration of loss and claim for reimbursement will not become effective until the later of: (a) the 90th day after the date of the check (or 90th day following the date of acceptance, in the case of a certified check); or (b) the date We receive the declaration of loss and claim for reimbursement together with any other required documentation.
Appears in 1 contract
Samples: Business Agreements and Disclosures
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement Agreement, contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. PAYMENTS - You may ask Us orally to stop payment on a check. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six 6 months. If at the end of 6 months You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS CHECKS AND OTHER ACCOUNT ACCESS DEVICES. DEVICES - Any share draft check or other POSTDATED, STALE, STALE OR OVERDRAFT SHARE DRAFTS. CHECKS - You understand that SHARE DRAFT SAFEKEEPINGpostdating a check will have no effect on whether or not it is honored prior to or after the date of any such check. Share draft safekeeping A stale check is any check received by Us that is dated 6 months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale or overdraft check, or other item presented for payment on Your Account without any liability. CHECK SAFEKEEPING - Check Safekeeping is automatic on Your Account and and, Your cancelled share drafts checks will not be returned to You. You understand that cancelled share drafts checks retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft check and We are unable to supply it, then We shall not be liable for any damage You may sustain in excess of the face amount of the involved share draftcheck. PERIODIC STATEMENTS. STATEMENTS - You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Furnj Transfer Agreement with You will control resolution of the matter.
Appears in 1 contract
Samples: Agreements and Disclosures
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement Agreement, contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally to stop payment on a checkshare draft. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six 6 months. If at the end of 6 months You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check share draft which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. In any event, any damages that We might otherwise be liable for shall not exceed the amount of the involved share draft. If We do pay a share draft for which You have requested stop payment and as a result any other item is returned unpaid by Us due to nonsufficient funds, We are not liable for any consequences resulting from such action. Any Owner or authorized signer of the Account may request a stop payment and any release of a stop payment order may be made by any Owner or authorized signer of the Account. If You ask Us to stop payment on a pre-authorized transfer, Your request will be processed under the provisions of Our Electronic Fund Transfer Agreement with You. You may also ask Us to stop payment on a lost or stolen cashier's, teller, or certified check and if You do, You agree to execute a declaration of loss and claim for reimbursement form together with any other documentation We may require, such as an affidavit. Regardless of the type of documentation presented to Us, the request must be in a form acceptable to the Credit Union and given to Us in a timely manner so that We have a reasonable opportunity to act on such request. Such declaration of loss and claim for reimbursement will not become effective until the later of: (a) the issuance date of the check; or (b) the date We receive the declaration of loss and claim for reimbursement together with any other required documentation. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft or other Account access device which does not meet Our standards for acceptance may be rejected by Us, whether such standards are established by law, regulation, or Our own policy. POSTDATED, STALE, OR OVERDRAFT SHARE DRAFTS. You understand that postdating a share draft will have no effect on whether or not it is honored prior to or after the date of any such share draft. A stale share draft is any share draft received by Us that is dated 6 months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale, or overdraft share draft, or other item presented for payment on Your Account without any liability. SHARE DRAFT SAFEKEEPING. Share draft safekeeping is automatic on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matter.
Appears in 1 contract
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account Account, and referred to throughout this Agreement contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally to stop payment on a checkCheck. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six months. If If, at the end of 6 months six months, You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check Check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS You agree to promptly notify Us if any check on which You have requested stop payment is recovered or destroyed or for which any such stop payment request can reasonably be cancelled. CHECKS AND OTHER ACCOUNT ACCESS DEVICES. You may withdraw shares from Your Share Draft Checking Account through such means as a draft or check (or other reasonably acceptable negotiable instrument) drawn against Your Share Draft Account with Us. Any share draft Check or other Account access device which does not meet Our standards for acceptance may be rejected by Us, whether such standards are established by law, regulation, or Our own policy. POSTDATED, STALE, OR OVERDRAFT SHARE DRAFTSCHECKS. You understand that SHARE DRAFT SAFEKEEPINGpostdating a Check will have no effect on whether or not it is honored prior to or after the date of any such Check. Share draft safekeeping A stale Check is automatic any Check received by Us that is dated six months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale, or overdraft Check, or any other item presented for payment on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for without any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matterliability.
Appears in 1 contract
Samples: Agreements and Disclosures
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally to stop payment on a check. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions end of the Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six months. If at the end of 6 months , You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft POSTDATEDIn any event, STALE, OR OVERDRAFT SHARE DRAFTS. You understand any damages that SHARE DRAFT SAFEKEEPING. Share draft safekeeping is automatic on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not might otherwise be liable for any damage You may sustain in excess of shall not exceed the face amount of the involved share draftcheck. PERIODIC STATEMENTSIf We do pay a check for which You have requested stop payment and as a result any other item is returned unpaid by Us due to nonsufficient funds, We are not liable for any consequences resulting from such action. You will If Your Account is a joint Account, any Owner of the Account may request a stop payment. Any release of a stop payment order must be provided with a periodic statement showing activity on Your Accountmade by the person who made the request. If You believe any statement reflects discrepancies, You must notify ask Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund stop payment on a pre-authorized transfer, then Your request will be processed under the provisions of Our Electronic Fund Transfer Agreement with You will control resolution You. Stop payment requests are also subject to the terms and conditions of the matterorder for stop payment form related to any such request. You may also ask Us to stop payment on a lost or stolen cashier's, teller or certified check 90 days after it is first issued and if You do, You agree to execute a Declaration of Loss and Claim for Reimbursement form together with any other documentation We may require, such as an affidavit. Regardless of the type of documentation presented to Us, the request must be in a form acceptable to the Credit Union and given to Us in a timely manner so that We have a reasonable opportunity to act on such request. Such Declaration of Loss and Claim for Reimbursement will not become effective until the later of: (a) the issuance date of the check; or (b) the date We receive the Declaration of Loss and Claim for Reimbursement together with any other required documentation.
Appears in 1 contract
Samples: Agreements and Disclosures
AGREEMENTS AND DISCLOSURES. The Agreements and And Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and And Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally to stop payment on a check. For any such request to remain valid, however, You must also supply Us with a written request in a form acceptable to Us, within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six months. If at the end of 6 months six months, You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft POSTDATEDIn any event, STALE, OR OVERDRAFT SHARE DRAFTS. You understand any damages that SHARE DRAFT SAFEKEEPING. Share draft safekeeping is automatic on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not might otherwise be liable for any damage You may sustain in excess of shall not exceed the face amount of the involved share draftcheck. PERIODIC STATEMENTSIf We do pay a check for which You have requested stop payment and as a result any other item is returned unpaid by Us due to nonsufficient funds, We are not liable for any consequences resulting from such action. You will be provided with If Your Account is a periodic statement showing activity on Your joint Account, any Owner of the Account may request a stop payment. If You believe any statement reflects discrepancies, You must notify ask Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund stop payment on a pre-authorized transfer, then Your request will be processed under the provisions of Our Electronic Fund Transfer Agreement with You will control resolution You. Stop payment requests are also subject to the terms and conditions of the matterOrder For Stop Payment form related to any such request. You may also ask Us to stop payment on a lost or stolen cashier's, teller, or certified check and if You do, You agree to execute a Stop Payment on Credit Union Check Affidavit form together with any other documentation We may require, such as an affidavit. Regardless of the type of documentation presented to Us, the request must be in a form acceptable to the Credit Union and given to Us in a timely manner so that We have a reasonable opportunity to act on such request. Such Declaration of Loss and Claim for Reimbursement will not become effective until the later of: (a) the issuance date of the check; or (b) the date We receive the Declaration of Loss and Claim for Reimbursement together with any other required documentation; and will not be enforceable until the 90th day following the date of the check. CHECKS AND OTHER ACCOUNT ACCESS DEVICES. Any check or other Account access device which does not meet Our standards for acceptance may be rejected by Us, whether such standards are established by law, regulation, or Our own policy. POSTDATED, STALE, OR OVERDRAFT CHECKS. You understand that postdating a check will have no effect on whether or not it is honored prior to or after the date of any such check. A stale check is any check received by Us that is dated six months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale, or overdraft check, or other item presented for payment on Your Account without any liability.
Appears in 1 contract
Samples: Membership Agreements
AGREEMENTS AND DISCLOSURES. The Agreements and And Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement Agreement, contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and And Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally to stop payment on a checkshare draft. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six 6 months. If at the end of 6 months You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS CHECKS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft check or other Account access device which does not meet Our standards for acceptance may be rejected by Us, whether such standards are established by law, regulation, or Our own policy. POSTDATED, STALE, OR OVERDRAFT SHARE DRAFTSCHECKS. You understand that SHARE DRAFT SAFEKEEPINGpostdating a check will have no effect on whether or not it is honored prior to or after the date of any such check. Share draft safekeeping A stale check is automatic any check received by Us that is dated 6 months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale, or overdraft check, or other item presented for payment on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for without any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matterliability.
Appears in 1 contract
Samples: Membership Agreements
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement Agreement, contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally or in writing to stop payment on a check. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral requestshare draft. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six months. If at the end of 6 six months You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft or other Account access device which does not meet Our standards for acceptance may be rejected by Us, whether such standards are established by law, regulation or Our own policy. POSTDATED, STALE, STALE OR OVERDRAFT SHARE DRAFTS. You understand that postdating a share draft will have no effect on whether or not it is honored prior to or after the date of any such share draft. A stale share draft is any share draft received by Us that is dated six months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale or overdraft share draft, or other item presented for payment on Your Account without any liability. SHARE DRAFT SAFEKEEPING. Share draft safekeeping Safekeeping is automatic on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matter.
Appears in 1 contract
Samples: Membership Agreements
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You you at the time You you opened Your Account your account and referred to throughout this Agreement contain: (a) a list of fees and charges applicable to Your Accountyour account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Accountyour account. Your Agreements and Disclosures may be amended by Us us from time to time in a manner as prescribed by law. STOP PAYMENTSStop Payments. You may ask Us us orally to stop payment on a share draft/check. For any such request to remain valid, however, You you must also supply Us us with a written request within 14 days after You you make any such oral request. Stop payment requests are also subject to the terms and conditions of the Stop Payment Request form related to any such request. Your request must be given to Us us in a timely manner so that We we have a reasonable opportunity to act on Your your request. A written stop payment request is effective for six months. If at the end of 6 months You six months, you request Us us to continue the stop payment order, that request will be treated as a new request. We are not liable if We we pay a share draft/check which You you have requested Us us to stop payment on as long as We we act in good faith and exercise ordinary care. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICESLost, Destroyed, or Stolen Certified, Cashier’s, Xxxxxx’s, or Corporate Checks. Under some circumstances you may be able to assert a claim for the amount of a lost, destroyed, or stolen certified, cashier’s, teller or corporate check. To assert the claim: (a) you must be the remitter (or drawer of a certified check) or payee of the check, (b) we must receive notice from you describing the check with reasonable certainty and asking for payment of the amount of the check, (c) we must receive the notice in time for us to have a reasonable opportunity to act on it, and (d) you must give us a dec- laration of your loss with the respect to the check (form supplied by us). Even if all of these conditions are met, your claim may not be immediately enforceable. We may pay the check until the ninetieth day after the date of the check (or the date of acceptance of a certified check). Therefore, your claim is not enforceable until the ninetieth day after the date of the check or date of acceptance, and the conditions listed above have been met. If we have not already paid the check, on the day of your claim is enforceable, we become obligated to pay you the amount of the check. We will issue you another check. Share Draft/Checks and Other Account Access Devices. Any share draft POSTDATEDdraft/check or other account access device which does not meet our standards for acceptance may be rejected by us, STALEwhether such standards are established by law, OR OVERDRAFT SHARE DRAFTSregulation or our own policy. Postdated, Stale or Overdraft share drafts/checks. You understand that SHARE DRAFT SAFEKEEPING. Share draft safekeeping is automatic on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of postdating a share draft and We are unable draft/check will have no effect on whether or not it is honored prior to supply it, then We shall not be liable for or after the date of any damage You may sustain in excess of the face amount of the involved such shared draft/check. A stale share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe /check is any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from share draft/check received by us that is dated 6 months or more prior to the date of receipt. We mailed the statement may pay or refuse to You. If the discrepancy noted is the result of an electronic fund transferpay any posted, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matterstale, or overdraft share draft/check, or other item presented for payment on your account without any liability.
Appears in 1 contract
Samples: Membership Agreements
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally to stop payment on a check. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six months. If at the end of 6 months You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft POSTDATED, STALE, OR OVERDRAFT SHARE DRAFTS. You understand that SHARE DRAFT SAFEKEEPING. Share draft safekeeping is automatic on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matter.
Appears in 1 contract
Samples: Business Agreements and Disclosures
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You you at the time You you opened Your your Account and referred to throughout this Agreement contain: Agreement, contain (a) a list of fees and charges applicable to Your your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your your Account. Your Agreements Agreement and Disclosures may be amended by Us us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us us orally to stop payment on a checkcheck(s). For any such request to remain valid, however, You you must also supply Us us with a written request within 14 fourteen (14) days after You you make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order of Stop Payment Request form related to any such request. Your request must be given to Us us in a timely manner so that We we have a reasonable opportunity to act on Your your request. A written stop payment request is effective for six (6) months. If at the end of 6 six (6) months You you request Us us to continue the stop payment order, that request will be treated as a new request. We are not liable if We we pay a check which You you have requested Us us to stop payment on as long as We we act in good faith and exercise ordinary care. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft POSTDATEDIn any event, STALE, OR OVERDRAFT SHARE DRAFTS. You understand any damages that SHARE DRAFT SAFEKEEPING. Share draft safekeeping is automatic on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not we might otherwise be liable for any damage You may sustain in excess of shall not exceed the face amount of the involved share draftcheck. PERIODIC STATEMENTSIf we do pay a check for which you have requested a stop payment and as a result any other item is returned unpaid by us due to nonsufficient funds, we are not liable for any consequences resulting from such action. If your Account is a joint account, any Joint Owner of the Account may request a stop payment. Any release of a stop payment order must be made by the person who made the request. If you ask us to stop payment on a pre-authorized transfer, your request will be processed under the provisions of our Electronic Funds Transfer Agreement with you. Stop payment requests are also subject to the terms and conditions of the Order of Stop Payment form related to any such request. You will be provided with charged a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matterfee for each check stop payment that you request.
Appears in 1 contract
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally to stop payment on a check. For any such request to remain valid, however, You must also supply Us with a written request in a form acceptable to Us, within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six months. If at the end of 6 months six months, You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft POSTDATEDIn any event, STALE, OR OVERDRAFT SHARE DRAFTS. You understand any damages that SHARE DRAFT SAFEKEEPING. Share draft safekeeping is automatic on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not might otherwise be liable for any damage You may sustain in excess of shall not exceed the face amount of the involved share draftcheck. PERIODIC STATEMENTSIf We do pay a check for which You have requested stop payment and as a result any other item is returned unpaid by Us due to nonsufficient funds, We are not liable for any consequences resulting from such action. You will be provided with If Your Account is a periodic statement showing activity on Your joint Account, any Owner of the Account may request a stop payment. If You believe any statement reflects discrepancies, You must notify ask Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund stop payment on a pre- authorized transfer, then Your request will be processed under the provisions of Our Electronic Fund Transfer Agreement with You will control resolution You. Stop payment requests are also subject to the terms and conditions of the matter.Order For Stop Payment form related to any such request. You may also ask Us to stop payment on a lost or stolen cashier's, teller, or certified check and if You do, You agree to execute a Stop Payment on Credit Union Check Affidavit form together with any other documentation We may require, such as an affidavit. Regardless of the type of documentation presented to Us, the request must be in a form acceptable to the Credit Union and given to Us in a timely manner so that We have a reasonable opportunity to act on such request. Such Declaration of Loss and Claim for Reimbursement will not become effective until the later of:
Appears in 1 contract
Samples: Membership Agreements
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement Agreement, contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally or in writing to stop payment on a check. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral requestshare draft. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six months. If at the end of 6 six months You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check share draft which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. In any event, any damages that We might otherwise be liable for shall not exceed the amount of the involved share draft. If We do pay a share draft for which You have requested stop payment and as a result any other item is returned unpaid by Us due to nonsufficient funds, We are not liable for any consequences resulting from such action. If Your Account is a joint Account, any Owner of the Account may request a stop payment. Any release of a stop payment order must be made by the person who made the request. If You ask Us to stop payment on a preauthorized transfer, Your request will be processed under the provisions of Our Electronic Fund Transfer Agreement with You. Stop payment requests are also subject to the terms and conditions of the order for stop payment form related to any such request. You may also ask Us to stop payment on a lost or stolen cashier’s, teller or certified check and if You do, You agree to execute a declaration of loss and claim for reimbursement form together with any other documentation We may require, such as an affidavit. Regardless of the type of documentation presented to Us, the request must be in a form acceptable to the Credit Union and given to Us in a timely manner so that We have a reasonable opportunity to act on such request. Such declaration of loss and claim for reimbursement will not become effective until the later of: (a) the issuance date of the check; or (b) the date We receive the declaration of loss and claim for reimbursement together with any other required documentation. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft or other Account access device which does not meet Our standards for acceptance may be rejected by Us, whether such standards are established by law, regulation or Our own policy. POSTDATED, STALE, STALE OR OVERDRAFT SHARE DRAFTS. You understand that postdating a share draft will have no effect on whether or not it is honored prior to or after the date of any such share draft. A stale share draft is any share draft received by Us that is dated six months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale or overdraft share draft, or other item presented for payment on Your Account without any liability. SHARE DRAFT SAFEKEEPING. Share draft safekeeping Safekeeping is automatic on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matter.the
Appears in 1 contract
Samples: Membership Agreements
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally to stop payment on a check. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six months. If at the end of 6 months six months, You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS CHECKS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft check or other Account access device which does not meet Our standards for acceptance may be rejected by Us, whether such standards are established by law, regulation or Our own policy. POSTDATED, STALE, STALE OR OVERDRAFT SHARE DRAFTSCHECKS. You understand that SHARE DRAFT SAFEKEEPINGpostdating a check will have no effect on whether or not it is honored prior to or after the date of any such check. Share draft safekeeping A stale check is automatic any check received by Us that is dated six months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale or overdraft check, or other item presented for payment on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for without any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matterliability.
Appears in 1 contract
Samples: Agreements and Disclosures
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement Agreement, contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. PAYMENTS - You may ask Us orally to stop payment on a check. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six 6 months. If at the end of 6 months You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS CHECKS AND OTHER ACCOUNT ACCESS DEVICES. DEVICES - Any share draft check or other POSTDATED, STALE, STALE OR OVERDRAFT SHARE DRAFTS. CHECKS - You understand that SHARE DRAFT SAFEKEEPINGpostdating a check will have no effect on whether or not it is honored prior to or after the date of any such check. Share draft safekeeping A stale check is any check received by Us that is dated 6 months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale or overdraft check, or other item presented for payment on Your Account without any liability. CHECK SAFEKEEPING - Check Safekeeping is automatic on Your Account and and, Your cancelled share drafts checks will not be returned to You. You understand that cancelled share drafts checks retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft check and We are unable to supply it, then We shall not be liable for any damage You may sustain in excess of the face amount of the involved share draftcheck. PERIODIC STATEMENTS. STATEMENTS - You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matter.the
Appears in 1 contract
AGREEMENTS AND DISCLOSURES. The Agreements and And Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement Agreement, contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and And Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally to stop payment on a checkshare draft. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six 6 months. If at the end of 6 months You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check share draft which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft or other Account access device which does not meet Our standards for acceptance may be rejected by Us, whether such standards are established by law, regulation, or Our own policy. POSTDATED, STALE, OR OVERDRAFT SHARE DRAFTS. You understand that SHARE DRAFT SAFEKEEPING. Share draft safekeeping is automatic on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Services Agreement with You will control resolution of the matter.
Appears in 1 contract
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement Agreement, contain: (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally to stop payment on a checkshare draft. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Order For Stop Payment Request form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six 6 months. If at the end of 6 months You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check share draft which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. SHARE DRAFTS CHECKS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft check or other Account access device which does not meet Our standards for acceptance may be rejected by Us, whether such standards are established by law, regulation, or Our own policy. POSTDATED, STALE, OR OVERDRAFT SHARE DRAFTSCHECKS. You understand that SHARE DRAFT SAFEKEEPINGpostdating a check will have no effect on whether or not it is honored prior to or after the date of any such check. Share draft safekeeping A stale check is automatic any check received by Us that is dated 6 months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale, or overdraft check, or other item presented for payment on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for without any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matterliability.
Appears in 1 contract
Samples: Membership Agreements
AGREEMENTS AND DISCLOSURES. The Agreements and Disclosures provided to You at the time You opened Your Account and referred to throughout this Agreement contain: Agreement, contain (a) a list of fees and charges applicable to Your Account; (b) the dividends and applicable Annual Percentage Yield (APY); (c) how dividends are credited or compounded; and (d) other pertinent information related to Your Account. Your Agreements and Disclosures may be amended by Us from time to time in a manner as prescribed by law. STOP PAYMENTS. You may ask Us orally to stop payment on a checkCheck. For any such request to remain valid, however, You must also supply Us with a written request within 14 days after You make any such oral request. Stop payment requests are also subject to the terms and conditions of the Stop Payment Request Order form related to any such request. Your request must be given to Us in a timely manner so that We have a reasonable opportunity to act on Your request. A written stop payment request is effective for six 6 months. If at the end of 6 months You request Us to continue the stop payment order, that request will be treated as a new request. We are not liable if We pay a check Check which You have requested Us to stop payment on as long as We act in good faith and exercise ordinary care. In any event, any damages that We might otherwise be liable for shall not exceed the amount of the involved Check. If We do pay a Check for which You have requested stop payment and as result any other item is returned unpaid by Us due to nonsufficient funds, We are not liable for any consequences resulting from such action. If Your Account is a joint Account, any Owner of the Account may request a stop payment. Any release of a stop payment order must be made by the person who made that request. If You ask Us to stop payment on a pre-authorized transfer, Your request will be processed under the provisions of Our Electronic Funds Transfer Agreement with You. Stop payment requests are also subject to the terms and conditions of the Stop Payment Order form related to any such request. SHARE DRAFTS AND OTHER ACCOUNT ACCESS DEVICES. Any share draft Draft or other Account access device which does not meet Our standards for acceptance may be rejected by Us, whether such standards are established by law, regulations or Our own policy. If you purchase checks from someone other than us, you agree to be responsible for any loss or fees associated with these checks. POSTDATED, STALE, OR OVERDRAFT SHARE DRAFTS. You understand that SHARE DRAFT SAFEKEEPINGpostdating a Share Draft will have no effect on whether or not it is honored prior to or after the date of any such Share Draft. A stale Share draft safekeeping Draft is automatic any Share Draft received by Us that is dated 6 months or more prior to the date of receipt. We may pay or refuse to pay any postdated, stale or overdraft Share Draft, or other item presented for payment on Your Account and Your cancelled share drafts will not be returned to You. You understand that cancelled share drafts retained by Us are later destroyed after a reasonable period of time. If You subsequently request a copy of a share draft and We are unable to supply it, then We shall not be liable for without any damage You may sustain in excess of the face amount of the involved share draft. PERIODIC STATEMENTS. You will be provided with a periodic statement showing activity on Your Account. If You believe any statement reflects discrepancies, You must notify Us of such discrepancies within 60 days from the date We mailed the statement to You. If the discrepancy noted is the result of an electronic fund transfer, then the provisions of Our Electronic Fund Transfer Agreement with You will control resolution of the matterliability.
Appears in 1 contract
Samples: Account Agreements and Disclosures