Common use of Agreements with Respect to Use of Cards and the Account Clause in Contracts

Agreements with Respect to Use of Cards and the Account. 1.3.1 The Card is our property and must be returned to us upon request. We may revoke any Card at any time, without cause and without notice. 1.3.2 If a merchant or a financial institution where the Card is attempted to be used asks for the surrender of the Card, you must surrender it immediately. 1.3.3 We may issue renewal or replacement Cards in our sole discretion. 1.3.4 You agree that you will not use your Card, Card Number, or Convenience Checks in any of the following circumstances: a) if we or you have suspended or cancelled your Card or Account; b) after you report them as lost or stolen; c) after you file a petition for bankruptcy; d) if you do not honestly expect to be able to pay your Balance in full in accordance with the terms of this Agreement; e) for illegal transactions or any other illegal purpose, such as illegal gambling; f) after the expiration date printed on the front of a Card; and g) in violation of the VISA International Operating Regulations.