Common use of Allocation of Contributions Clause in Contracts

Allocation of Contributions. If the application is in good order, the initial Contribution will be applied within two Business Days of receipt at the Retirement Resource Operations Center. During the right to cancel period, all Contributions will first be allocated to the money market Sub-Account and will remain there until the next Transaction Date following the end of the right to cancel period. On that date, the Annuity Account Value held in the money market Sub- Account will be allocated to the Sub-Accounts selected by the Owner. During the right to cancel period, the Owner may change the allocations to the Sub-Accounts. Any changes made during the right to cancel period will take effect after the right to cancel period has expired. If the Contract is returned during the right to cancel period, it will be void from the start, and the Company will refund the greater of: 1) Contributions (less any indebtedness); or 2) the Annuity Account Value. The amount returned during the right to cancel period will not be subject to a Withdrawal Charge. After the right to cancel period, subsequent Contributions will be allocated to the Annuity Account in the proportion Requested by the Owner. If there are no accompanying instructions, then allocations will be made in accordance with standing instructions. Allocations will be effective upon the Transaction Date. ICC13-J777 7 SECTION 4: ANNUITY ACCOUNT VALUE PROVISIONS

Allocation of Contributions. If the application is in good order, the initial Contribution will be applied within two Business Days of receipt at the Retirement Resource Operations Center. During the right to cancel period, all Contributions will first be allocated to the money market Sub-Account and will remain there until the next Transaction Date following the end of the right to cancel period. On that date, the Annuity Account Value held in the money market Sub- Account will be allocated to the Sub-Accounts selected by the Owner. During the right to cancel period, the Owner may change the allocations to the Sub-Accounts. Any changes made during the right to cancel period will take effect after the right to cancel period has expired. If the Contract is returned during the right to cancel period, it will be void from the start, and the Company will refund the greater of: 1) Contributions (less any indebtedness); or 2) the Annuity Account Value. The amount returned during the right to cancel period will not be subject to a Withdrawal Charge. After the right to cancel period, subsequent Contributions will be allocated to the Annuity Account in the proportion Requested by the Owner. If there are no accompanying instructions, then allocations will be made in accordance with standing instructions. Allocations will be effective upon the Transaction Date. ICC13-J777 J777ny 7 SECTION 4: ANNUITY ACCOUNT VALUE PROVISIONS

Allocation of Contributions. If the application is in good order, the initial Initial Contribution will be applied within two Business Days of receipt at the Retirement Resource Operations CenterHome Office. During the right Right to cancel periodExamine Period, all Contributions will first be allocated to the money market Money Market Sub-Account and will remain there until the next Transaction Date following the end of the right Right to cancel periodExamine Period. On that date, the Annuity Account Value held in the money market Sub- Money Market Sub-Account will be allocated to the Sub-Accounts selected by the Owner. During the right Right to cancel periodExamine Period, the Owner may change the allocations to the Sub-Accounts. Any changes made during the right Right to cancel Examine period will take effect after the right Right to cancel period Examine Period has expired. If the Contract is returned during the right Right to cancel periodExamine Period, it will be void from the start, and the Company First Great-West will refund the greater of: 1) Contributions (less any indebtednesswithdrawals and distributions taken during the Right to Examine Period); or 2) the Annuity Account Value. The amount returned during the right to cancel period will not be subject to a Withdrawal Charge. After the right Right to cancel periodExamine Period, subsequent Contributions will be allocated to the Annuity Account in the proportion Requested by the Owner. If there are no accompanying instructions, then allocations will be made in accordance with standing instructions. Allocations will be effective upon the Transaction Date. ICC13-J777 7 SECTION 4: ANNUITY ACCOUNT VALUE PROVISIONS.

Allocation of Contributions. If the application is in good order, the initial Initial Contribution will be applied within two Business Days of receipt at the Retirement Resource Operations CenterHome Office. During the right Right to cancel periodExamine Period, all Contributions will first be allocated to the money market Money Market Sub-Account and will remain there until the next Transaction Date following the end of the right Right to cancel periodExamine Period. On that date, the Annuity Account Value held in the money market Sub- Money Market Sub-Account will be allocated to the Sub-Accounts selected by the Owner. During the right Right to cancel periodExamine Period, the Owner may change the allocations to the Sub-Accounts. Any changes made during the right Right to cancel Examine period will take effect after the right Right to cancel period Examine Period has expired. If the Contract is returned during the right Right to cancel periodExamine Period, it will be void from the start, and the Company Great-West will refund the greater of: 1) Contributions (less any indebtednesswithdrawals and distributions taken during the Right to Examine Period); or 2) the Annuity Account Value. The amount returned during the right to cancel period will not be subject to a Withdrawal Charge. After the right Right to cancel periodExamine Period, subsequent Contributions will be allocated to the Annuity Account in the proportion Requested by the Owner. If there are no accompanying instructions, then allocations will be made in accordance with standing instructions. Allocations will be effective upon the Transaction Date. ICC13-J777 7 SECTION 4: ANNUITY ACCOUNT VALUE PROVISIONS.

Allocation of Contributions. If the application is in good order, the initial Initial Contribution will be applied within two Business Days of receipt at the Retirement Resource Operations CenterHome Office. During the right Right to cancel periodExamine Period, all Contributions will first be allocated to the money market Money Market Sub-Account and will remain there until the next Transaction Date following the end of the right Right to cancel periodExamine Period. On that date, the Annuity Account Value held in the money market Sub- Money Market Sub-Account will be allocated to the Sub-Accounts selected by the Owner. During the right Right to cancel periodExamine Period, the Owner may change the allocations to the Sub-Accounts. Any changes made during the right Right to cancel Examine period will take effect after the right Right to cancel period Examine Period has expired. If the Contract is returned during the right Right to cancel periodExamine Period, it will be void from the start, and the Company First Great- West will refund the greater of: 1) Contributions (less any indebtednesswithdrawals and distributions taken during the Right to Examine Period); or 2) the Annuity Account Value. The amount returned during the right to cancel period will not be subject to a Withdrawal Charge. After the right Right to cancel periodExamine Period, subsequent Contributions will be allocated to the Annuity Account in the proportion Requested by the Owner. If there are no accompanying instructions, then allocations will be made in accordance with standing instructions. Allocations will be effective upon the Transaction Date. ICC13-J777 7 SECTION 4: ANNUITY ACCOUNT VALUE PROVISIONS.

Allocation of Contributions. If the application is in good order, the initial Initial Contribution will be applied within two Business Days of receipt at the Retirement Resource Operations CenterHome Office. During the right Right to cancel periodExamine Period, all Contributions will first be allocated to the money market Money Market Sub-Account and will remain there until the next Transaction Date following the end of the right Right to cancel periodExamine Period. On that date, the Annuity Account Value held in the money market Sub- Money Market Sub-Account will be allocated to the Sub-Accounts selected by the Owner. During the right Right to cancel periodExamine Period, the Owner may change the allocations to the Sub-Accounts. Any changes made during the right Right to cancel Examine period will take effect after the right Right to cancel period Examine Period has expired. If the Contract is returned during the right Right to cancel periodExamine Period, it will be void from the start, and the Company Great-West will refund the greater of: 1) Contributions (less any indebtednesswithdrawals and distributions taken during the Right to Examine Period); or 2) the Annuity Account Value. The amount returned during the right to cancel period will not be subject to a Withdrawal Charge. After the right Right to cancel periodExamine Period, subsequent Contributions will be allocated to the Annuity Account in the proportion Requested by the Owner. If there are no accompanying instructions, then allocations will be made in accordance with standing instructions. Allocations will be effective upon the Transaction Date. ICC13-J777 7 SECTION 4: ANNUITY ACCOUNT VALUE PROVISIONSJ555