Common use of Allowance for Credit Losses Clause in Contracts

Allowance for Credit Losses. Each allowance for credit losses shown in the consolidated balance sheets of the Company and its Subsidiaries as of December 31, 1997 and as of March 31, 1998, and included in the Company Financial Statements, complies in all material respects with GAAP and OCC Bank Circular 201.

Allowance for Credit Losses. Each allowance for credit losses shown in the consolidated balance sheets of the Company and its Subsidiaries as of December 31, 1997 1999 and as of March 31June 30, 19982000, and included in the Company Financial Statements, complies in all material respects with GAAP and and, to the knowledge of the Company's management, OCC Bank Circular 201.

Allowance for Credit Losses. Each allowance for credit losses shown in the consolidated balance sheets of the Company and its Subsidiaries as of December 31, 1997 2001 and as of March 31, 19982002, and included in the Company Financial Statements, complies in all material respects with GAAP and and, to the knowledge of the Company's management, OCC Bank Circular 201.

Allowance for Credit Losses. Each allowance for credit losses shown in the consolidated balance sheets of the Company and its Subsidiaries as of December 31, 1997 and as of March 31, 19982000, and included in the Company Financial Statements, complies in all material respects with GAAP and OCC Bank Circular 201GAAP.

Allowance for Credit Losses. Each allowance for credit losses shown in the consolidated balance sheets of the Company and its Subsidiaries as of December 31, 1997 and as of March 31September 30, 1998, and included in the Company Financial Statements, complies in all material respects with GAAP and and, to the knowledge of the Company's management, OCC Bank Circular 201.