Common use of Alternate Variable Rate Basis Clause in Contracts

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106) 19 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 22 5.39 23 5.24 24 5.09 25 4.96 26 4.84 27 4.73 28 4.63 29 4.53 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 2 41.87 3 27.98 4 21.04 5 16.87 6 14.09 7 12.11 8 10.62 9 9.47 10 8.54 11 $ 7.78 12 7.15 13 6.62 14 6.16 15 5.76 16 5.42 17 5.11 18 4.84 19 4.60 20 4.38 21 $ 4.18 22 4.00 23 3.83 24 3.68 25 3.54 26 3.42 27 3.30 28 3.19 29 3.09 30D 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106) 20 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 $ 4.36 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 56 4.49 4.44 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.36 4.24 61 4.98 4.89 4.60 61 4.48 4.44 4.31 62 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 5.63 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 $ 3.89 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates are based on an Assumed Investment Rate of 3.50% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 22 It is recommended that you ... read your Contract. notify your agent or the Company at 000 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000, of an address change. call a Northwestern Mutual agent for information—particularly on a suggestion to terminate, replace or exchange this Contract for any reason.

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contractcontract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106RR.V.B.BK.(0803) 19 21 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 $ 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 22 5.39 23 5.24 24 5.09 25 4.96 26 4.84 27 4.73 28 4.63 29 4.53 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 84.09 2 41.87 42.46 3 27.98 28.59 4 21.04 21.65 5 16.87 17.49 6 14.09 14.72 7 12.11 12.74 8 10.62 11.25 9 9.47 10.10 10 8.54 9.18 11 $ 7.78 8.42 12 7.15 7.80 13 6.62 7.26 14 6.16 6.81 15 5.76 6.42 16 5.42 6.07 17 5.11 5.77 18 4.84 5.50 19 4.60 5.26 20 4.38 5.04 21 $ 4.18 4.85 22 4.00 4.67 23 3.83 4.51 24 4.36 25 4.22 26 4.10 27 3.98 28 3.87 29 3.77 30 3.68 25 3.54 26 3.42 27 3.30 28 3.19 29 3.09 30D 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106RR.V.B.BK.(0803) 20 22 PAYMENT RATE TABLES Monthly Income Payments Per $1000 1,000 Benefits Guaranteed Fixed Payment or First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 4.11 $ 4.36 4.09 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 4.01 56 4.49 4.44 4.18 4.15 4.07 57 4.25 4.22 4.13 58 4.33 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 4.18 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.40 4.36 4.24 60 4.49 4.45 4.30 61 4.98 4.89 4.60 61 4.48 4.44 4.31 4.58 4.53 4.37 62 5.10 4.99 4.67 62 4.57 4.52 4.37 4.68 4.61 4.43 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 4.50 64 4.89 4.81 4.57 65 5.51 5.35 4.87 65 4.88 4.81 4.58 5.01 4.92 4.64 66 5.67 5.47 4.94 66 5.00 4.92 4.66 5.13 5.03 4.72 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 4.78 68 5.41 5.27 4.85 69 6.21 5.89 5.57 5.40 4.93 70 5.74 5.55 5.00 71 5.92 5.69 5.07 72 6.12 5.84 5.13 69 73 6.33 6.00 5.20 74 6.55 6.17 5.26 75 6.79 6.35 5.32 76 7.06 6.53 5.37 77 7.34 6.72 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 78 7.65 6.90 5.46 79 7.98 7.10 5.50 80 8.34 7.30 5.53 81 8.73 7.49 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 82 9.15 7.68 5.59 80 83 9.60 7.88 5.61 84 10.09 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 10.61 8.24 5.63 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE OLDER LIFE ADJUSTED AGE* FEMALE YOUNGER LIFE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 $ 3.89 60 3.83 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 $ 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 $ 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 $ 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 $ 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 $ 7.58 * See Section 11.9 The amount of the payment for any other combination of ages will be furnished by the Company on request. The maximum initial monthly income per $1,000 will be $7.58. Monthly payment rates are based on an Assumed Investment Rate of 3.503 1/2% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106RP.V.B.BK.(0803) 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 22 It is recommended that you ... read your Contract. notify your agent or the Company at 000 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000, of an address change. call a Northwestern Mutual agent for information—particularly on a suggestion to terminate, replace or exchange this Contract for any reason.23

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contractcontract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 10.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106) 19 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS PLAN (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 $ 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 22 5.39 23 5.24 24 5.09 25 4.96 26 4.84 27 4.73 28 4.63 29 4.53 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS PLAN (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 84.09 2 41.87 42.46 3 27.98 28.59 4 21.04 21.65 5 16.87 17.49 6 14.09 14.72 7 12.11 12.74 8 10.62 11.25 9 9.47 10.10 10 8.54 9.18 11 $ 7.78 8.42 12 7.15 7.80 13 6.62 7.26 14 6.16 6.81 15 5.76 6.42 16 5.42 6.07 17 5.11 5.77 18 4.84 5.50 19 4.60 5.26 20 4.38 5.04 21 $ 4.18 4.85 22 4.00 4.67 23 3.83 4.51 24 4.36 25 4.22 26 4.10 27 3.98 28 3.87 29 3.77 30 3.68 25 3.54 26 3.42 27 3.30 28 3.19 29 3.09 30D 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106) 20 QQV.ACCT.A.B. PAYMENT RATE TABLES Monthly Income Payments Per $1000 1,000 Benefits Guaranteed Fixed Payment or First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGEAGE * CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 4.48 $ 4.36 4.43 $ 4.23 4.28 55 $ 4.04 4.09 $ 4.02 4.07 $ 3.96 4.00 56 4.49 4.44 4.56 4.50 4.34 56 4.15 4.13 4.05 57 4.65 4.59 4.40 57 4.22 4.20 4.11 58 4.75 4.68 4.46 58 4.30 4.27 4.17 59 4.85 4.77 4.52 59 4.38 4.34 4.23 60 4.96 4.87 4.59 60 4.46 4.42 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 61 5.07 4.97 4.66 61 4.55 4.50 4.36 62 5.20 5.08 4.72 62 4.65 4.59 4.43 63 5.33 5.19 4.79 63 4.75 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.50 64 5.48 5.32 4.86 64 4.86 4.79 4.54 60 4.39 4.36 4.24 61 4.98 4.57 65 5.63 5.44 4.92 65 4.97 4.89 4.60 61 4.48 4.44 4.31 62 4.64 66 5.80 5.58 4.99 66 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.01 4.71 67 5.97 5.72 5.05 67 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.12 4.79 68 6.16 5.86 5.12 68 5.38 5.25 4.86 69 6.36 6.01 5.18 69 5.53 5.39 4.93 70 6.58 6.17 5.23 70 5.70 5.53 5.01 71 6.81 6.33 5.29 71 5.88 5.68 5.08 72 7.05 6.49 5.34 72 6.08 5.83 5.15 73 7.31 6.66 5.38 73 6.29 6.00 5.21 74 7.59 6.83 5.43 74 6.52 6.17 5.27 75 7.89 7.01 5.46 75 6.77 6.35 5.33 76 8.21 7.19 5.50 76 7.04 6.54 5.38 77 8.56 7.37 5.53 77 7.33 6.73 5.43 78 8.93 7.55 5.56 78 7.65 6.93 5.47 79 9.32 7.72 5.58 79 7.99 7.13 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 80 9.75 7.90 5.60 80 8.36 7.34 5.54 81 10.20 8.07 5.62 81 8.76 7.54 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 82 10.69 8.23 5.63 82 9.20 7.74 5.59 80 8.07 7.18 5.52 81 9.84 83 11.21 8.39 5.64 83 9.67 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 84 11.76 8.54 5.65 84 10.18 8.12 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 12.35 8.68 5.66 85 and over 10.30 8.16 5.63 10.74 8.30 5.64 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE ADJUSTED AGEAGE * FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 3.79 $ 3.89 3.93 $ 4.02 4.07 $ 4.14 $ 4.23 4.19 $ 4.29 $ 4.33 4.35 $ 4.39 60 3.83 3.87 4.07 4.27 4.46 4.61 4.73 4.80 65 3.94 4.18 4.45 4.73 4.98 5.19 5.32 70 3.99 4.27 4.61 4.99 5.37 5.70 5.94 75 4.02 4.21 4.39 4.54 4.65 4.34 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 5.20 5.72 6.21 6.60 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 4.05 4.38 4.81 5.35 6.00 6.67 7.24 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 4.06 4.40 4.86 5.45 6.18 7.00 7.75 * See Section 10.7. The amount of the payment for any other combination of ages will be furnished by the Company on request. The maximum initial monthly income per $1,000 will be $7.75. Monthly payment rates are based on an Assumed Investment Rate of 3.503 1/2% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 22 QQV.ACCT.A.B. It is recommended that you ... read your Contractcontract. notify your Northwestern Mutual agent or the Company at 000 Xxxx X. Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000Xxx. 53202, of an address change. call a your Northwestern Mutual agent for information—information — particularly on a suggestion to terminate, replace terminate or exchange this Contract contract for any reasonanother contract or plan.

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106) 19 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 22 5.39 23 5.24 24 5.09 25 4.96 26 4.84 27 4.73 28 4.63 29 4.53 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 2 41.87 3 27.98 4 21.04 5 16.87 6 14.09 7 12.11 8 10.62 9 9.47 10 8.54 11 $ 7.78 12 7.15 13 6.62 14 6.16 15 5.76 16 5.42 17 5.11 18 4.84 19 4.60 20 4.38 21 $ 4.18 22 4.00 23 3.83 24 3.68 25 3.54 26 3.42 27 3.30 28 3.19 29 3.09 30D 30 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106) 20 PAYMENT RATE TABLES Monthly Income Payments Per $1000 1,000 Benefits First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 4.11 $ 4.36 4.09 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 4.01 56 4.49 4.44 4.18 4.15 4.07 57 4.25 4.22 4.13 58 4.33 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 4.18 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.40 4.36 4.24 60 4.49 4.45 4.30 61 4.98 4.89 4.60 61 4.48 4.44 4.31 4.58 4.53 4.37 62 5.10 4.99 4.67 62 4.57 4.52 4.37 4.68 4.61 4.43 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 4.50 64 4.89 4.81 4.57 65 5.51 5.35 4.87 65 4.88 4.81 4.58 5.01 4.92 4.64 66 5.67 5.47 4.94 66 5.00 4.92 4.66 5.13 5.03 4.72 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 4.78 68 5.41 5.27 4.85 69 6.21 5.89 5.57 5.40 4.93 70 5.74 5.55 5.00 71 5.92 5.69 5.07 72 6.12 5.84 5.13 69 73 6.33 6.00 5.20 74 6.55 6.17 5.26 75 6.79 6.35 5.32 76 7.06 6.53 5.37 77 7.34 6.72 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 78 7.65 6.90 5.46 79 7.98 7.10 5.50 80 8.34 7.30 5.53 81 8.73 7.49 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 82 9.15 7.68 5.59 80 83 9.60 7.88 5.61 84 10.09 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 10.61 8.24 5.63 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE OLDER LIFE ADJUSTED AGE* FEMALE YOUNGER LIFE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 $ 3.89 60 3.83 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 $ 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 $ 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 $ 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 $ 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 $ 7.58 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates are based on an Assumed Investment Rate of 3.50% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 1,000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 3.54 $ 3.74 $ 3.64 55 $ 3.48 3.52 $ 3.46 $ 3.41 56 3.85 3.82 3.60 3.58 3.52 57 3.68 3.65 3.57 58 3.75 3.72 3.64 59 3.83 3.81 3.70 56 3.54 3.52 3.47 57 3.94 60 3.92 3.89 3.77 61 4.01 3.97 3.83 62 4.11 4.06 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 63 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 3.98 64 4.32 4.26 4.03 61 3.93 3.90 3.78 62 4.05 65 4.45 4.37 4.13 66 4.57 4.49 4.21 67 4.71 4.61 4.29 68 4.86 4.74 4.36 69 5.02 4.88 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 70 5.19 5.02 4.52 71 5.37 5.17 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 72 5.57 5.33 4.66 73 5.78 5.50 4.73 74 6.01 5.67 4.80 75 6.26 5.86 4.86 76 6.52 6.05 4.92 77 6.81 6.24 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 78 7.11 6.44 5.02 79 7.45 6.64 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 80 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 6.84 5.10 81 8.95 7.36 5.17 81 8.02 6.97 5.12 8.21 7.05 5.13 82 9.38 7.54 5.20 82 8.44 7.18 5.15 8.63 7.25 5.16 83 9.85 7.72 9.09 7.46 5.19 84 9.58 7.65 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 10.12 7.83 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( with 10 years certain) MALE OLDER LIFE ADJUSTED AGE* FEMALE YOUNGER LIFE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 $ 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 $ 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 $ 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 $ 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 $ 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 $ 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. C. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 22 It is recommended that you ... read your Contract. notify your agent or the Company at 000 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000, of an address change. call a Northwestern Mutual agent for information—particularly on a suggestion to terminate, replace or exchange this Contract for any reason.11.9

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contractcontract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XXRR. V. B. MSNST. (11060803) 19 20 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 Not Available 12 8.46 22 5.39 13 7.94 23 5.24 14 7.49 24 5.09 5 18.12 15 7.10 25 4.96 6 15.35 16 6.76 26 4.84 7 13.38 17 6.47 27 4.73 8 11.90 18 6.20 28 4.63 9 10.75 19 5.97 29 4.53 10 9.83 20 5.75 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 2 41.87 3 27.98 4 21.04 5 16.87 6 14.09 7 12.11 8 10.62 9 9.47 10 8.54 84.09 11 $ 7.78 12 7.15 13 6.62 14 6.16 15 5.76 16 5.42 17 5.11 18 4.84 19 4.60 20 4.38 8.42 21 $ 4.18 4.85 2 42.46 12 7.80 22 4.00 4.67 3 28.59 13 7.26 23 3.83 4.51 4 21.65 14 6.81 24 4.36 5 17.49 15 6.42 25 4.22 6 14.72 16 6.07 26 4.10 7 12.74 17 5.77 27 3.98 8 11.25 18 5.50 28 3.87 9 10.10 19 5.26 29 3.77 10 9.18 20 5.04 30 3.68 25 3.54 26 3.42 27 3.30 28 3.19 29 3.09 30D 2.99 Fixed income installment rates are based on 0.50% interestRR. XX.X.X.XXV. B. MSNST. (11060803) 20 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 1,000 Benefits Guaranteed Fixed Payment or First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 4.11 $ 4.36 4.09 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 4.01 56 4.49 4.44 4.18 4.15 4.07 57 4.25 4.22 4.13 58 4.33 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 4.18 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.40 4.36 4.24 60 4.49 4.45 4.30 61 4.98 4.89 4.60 61 4.48 4.44 4.31 4.58 4.53 4.37 62 5.10 4.99 4.67 62 4.57 4.52 4.37 4.68 4.61 4.43 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 4.50 64 4.89 4.81 4.57 65 5.51 5.35 4.87 65 4.88 4.81 4.58 5.01 4.92 4.64 66 5.67 5.47 4.94 66 5.00 4.92 4.66 5.13 5.03 4.72 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 4.78 68 5.41 5.27 4.85 69 6.21 5.89 5.57 5.40 4.93 70 5.74 5.55 5.00 71 5.92 5.69 5.07 72 6.12 5.84 5.13 69 73 6.33 6.00 5.20 74 6.55 6.17 5.26 75 6.79 6.35 5.32 76 7.06 6.53 5.37 77 7.34 6.72 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 78 7.65 6.90 5.46 79 7.98 7.10 5.50 80 8.34 7.30 5.53 81 8.73 7.49 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 82 9.15 7.68 5.59 80 83 9.60 7.88 5.61 84 10.09 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 10.61 8.24 5.63 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE OLDER LIFE ADJUSTED AGE* FEMALE YOUNGER LIFE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 $ 3.89 60 3.83 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 $ 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 $ 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 $ 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 $ 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates are based on an Assumed Investment Rate of 3.50% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 22 It is recommended that you ... read your Contract. notify your agent or the Company at 000 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000, of an address change. call a Northwestern Mutual agent for information—particularly on a suggestion to terminate, replace or exchange this Contract for any reason.7.58

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contractcontract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106RR.V.A.BK.(0805) 19 22 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 Not Available 12 8.46 22 5.39 13 7.94 23 5.24 14 7.49 24 5.09 5 18.12 15 7.10 25 4.96 6 15.35 16 6.76 26 4.84 7 13.38 17 6.47 27 4.73 8 11.90 18 6.20 28 4.63 9 10.75 19 5.97 29 4.53 10 9.83 20 5.75 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 2 41.87 3 27.98 4 21.04 5 16.87 6 14.09 7 12.11 8 10.62 9 9.47 10 8.54 11 $ 7.78 12 7.15 13 6.62 14 6.16 15 5.76 16 5.42 17 5.11 18 4.84 19 4.60 20 4.38 21 $ 4.18 2 41.87 12 7.15 22 4.00 3 27.98 13 6.62 23 3.83 4 21.04 14 6.16 24 3.68 5 16.87 15 5.76 25 3.54 6 14.09 16 5.42 26 3.42 7 12.11 17 5.11 27 3.30 8 10.62 18 4.84 28 3.19 9 9.47 19 4.60 29 3.09 30D 10 8.54 20 4.38 30 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106RR.V.A.BK.(0805) 20 23 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 $ 4.36 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 56 4.49 4.44 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.36 4.24 61 4.98 4.89 4.60 61 4.48 4.44 4.31 62 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 5.63 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 $ 3.89 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates are based on an Assumed Investment Rate of 3.50% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106RR.V.A.BK.(0805) 21 24 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( (with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106RR.V.A.BK.(0805) 22 25 It is recommended that you ... read your Contractcontract. notify your agent or the Company at 000 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX Xx 00000, of an address change. call a Northwestern Mutual your agent for information—-particularly on a suggestion to terminate, replace terminate or exchange this Contract contract for any reasonanother contract or plan.

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106) 19 17 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 22 5.39 23 5.24 24 5.09 25 4.96 26 4.84 27 4.73 28 4.63 29 4.53 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 2 41.87 3 27.98 4 21.04 5 16.87 6 14.09 7 12.11 8 10.62 9 9.47 10 8.54 11 $ 7.78 12 7.15 13 6.62 14 6.16 15 5.76 16 5.42 17 5.11 18 4.84 19 4.60 20 4.38 21 $ 4.18 22 4.00 23 3.83 24 3.68 25 3.54 26 3.42 27 3.30 28 3.19 29 3.09 30D 30 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106) 20 18 PAYMENT RATE TABLES Monthly Income Payments Per $1000 1,000 Benefits First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 4.11 $ 4.36 4.09 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 4.01 56 4.49 4.44 4.18 4.15 4.07 57 4.25 4.22 4.13 58 4.33 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 4.18 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.40 4.36 4.24 60 4.49 4.45 4.30 61 4.98 4.89 4.60 61 4.48 4.44 4.31 4.58 4.53 4.37 62 5.10 4.99 4.67 62 4.57 4.52 4.37 4.68 4.61 4.43 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 4.50 64 4.89 4.81 4.57 65 5.51 5.35 4.87 65 4.88 4.81 4.58 5.01 4.92 4.64 66 5.67 5.47 4.94 66 5.00 4.92 4.66 5.13 5.03 4.72 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 4.78 68 5.41 5.27 4.85 69 6.21 5.89 5.57 5.40 4.93 70 5.74 5.55 5.00 71 5.92 5.69 5.07 72 6.12 5.84 5.13 69 73 6.33 6.00 5.20 74 6.55 6.17 5.26 75 6.79 6.35 5.32 76 7.06 6.53 5.37 77 7.34 6.72 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 78 7.65 6.90 5.46 79 7.98 7.10 5.50 80 8.34 7.30 5.53 81 8.73 7.49 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 82 9.15 7.68 5.59 80 83 9.60 7.88 5.61 84 10.09 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 10.61 8.24 5.63 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE OLDER LIFE ADJUSTED AGE* FEMALE YOUNGER LIFE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 $ 3.89 60 3.83 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 $ 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 $ 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 $ 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 $ 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 $ 7.58 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates are based on an Assumed Investment Rate of 3.50% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 21 19 PAYMENT RATE TABLES Monthly Income Payments Per $1000 1,000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 3.54 $ 3.74 $ 3.64 55 $ 3.48 3.52 $ 3.46 $ 3.41 56 3.85 3.82 3.60 3.58 3.52 57 3.68 3.65 3.57 58 3.75 3.72 3.64 59 3.83 3.81 3.70 56 3.54 3.52 3.47 57 3.94 60 3.92 3.89 3.77 61 4.01 3.97 3.83 62 4.11 4.06 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 63 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 3.98 64 4.32 4.26 4.03 61 3.93 3.90 3.78 62 4.05 65 4.45 4.37 4.13 66 4.57 4.49 4.21 67 4.71 4.61 4.29 68 4.86 4.74 4.36 69 5.02 4.88 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 70 5.19 5.02 4.52 71 5.37 5.17 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 72 5.57 5.33 4.66 73 5.78 5.50 4.73 74 6.01 5.67 4.80 75 6.26 5.86 4.86 76 6.52 6.05 4.92 77 6.81 6.24 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 78 7.11 6.44 5.02 79 7.45 6.64 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 80 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 6.84 5.10 81 8.95 7.36 5.17 81 8.02 6.97 5.12 8.21 7.05 5.13 82 9.38 7.54 5.20 82 8.44 7.18 5.15 8.63 7.25 5.16 83 9.85 7.72 9.09 7.46 5.19 84 9.58 7.65 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 10.12 7.83 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( with 10 years certain) MALE OLDER LIFE ADJUSTED AGE* FEMALE YOUNGER LIFE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 $ 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 $ 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 $ 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 $ 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 $ 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 $ 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. C. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 22 It is recommended that you ... read your Contract. notify your agent or the Company at 000 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000, of an address change. call a Northwestern Mutual agent for information—particularly on a suggestion to terminate, replace or exchange this Contract for any reason.11.9

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contractcontract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 10.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106) 19 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS PLAN (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 $ 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 22 5.39 23 5.24 24 5.09 25 4.96 26 4.84 27 4.73 28 4.63 29 4.53 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS PLAN (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 84.09 2 41.87 42.46 3 27.98 28.59 4 21.04 21.65 5 16.87 17.49 6 14.09 14.72 7 12.11 12.74 8 10.62 11.25 9 9.47 10.10 10 8.54 9.18 11 $ 7.78 8.42 12 7.15 7.80 13 6.62 7.26 14 6.16 6.81 15 5.76 6.42 16 5.42 6.07 17 5.11 5.77 18 4.84 5.50 19 4.60 5.26 20 4.38 5.04 21 $ 4.18 4.85 22 4.00 4.67 23 3.83 4.51 24 4.36 25 4.22 26 4.10 27 3.98 28 3.87 29 3.77 30 3.68 25 3.54 26 3.42 27 3.30 28 3.19 29 3.09 30D 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106) 20 QPV.ACCT.A.B PAYMENT RATE TABLES Monthly Income Payments Per $1000 1,000 Benefits First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 4.17 $ 4.36 4.14 $ 4.06 56 4.23 55 $ 4.04 $ 4.02 $ 3.96 56 4.49 4.44 4.29 56 4.10 4.08 4.01 4.20 4.11 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 4.69 4.47 59 4.31 4.28 4.18 4.17 58 4.39 4.35 4.23 59 4.47 4.43 4.29 60 4.56 4.51 4.35 61 4.65 4.59 4.42 62 4.76 4.69 4.49 63 4.87 4.79 4.54 60 4.39 4.36 4.24 61 4.56 64 4.98 4.89 4.60 61 4.48 4.44 4.31 62 4.90 4.63 65 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.00 4.70 66 5.24 5.12 4.77 67 5.38 5.24 4.84 68 5.54 5.37 4.91 69 5.70 5.51 4.98 70 5.88 5.66 5.05 71 6.07 5.81 5.12 72 6.27 5.98 5.19 73 6.49 6.13 5.24 74 6.73 6.30 5.30 75 6.99 6.48 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 76 7.27 6.67 5.40 77 7.58 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 5.45 78 7.91 7.05 5.49 79 8.26 7.25 5.52 80 8.64 7.45 5.55 81 9.05 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 5.58 82 10.30 8.10 9.50 7.84 5.60 83 9.98 8.02 5.62 82 8.86 7.58 5.58 83 10.79 8.27 84 10.50 8.20 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 5.63 above 11.06 8.38 5.64 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE OLDER LIFE ADJUSTED AGE* FEMALE YOUNGER LIFE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 3.79 60 3.87 $ 3.89 4.07 65 3.94 4.18 $ 4.45 70 3.99 4.27 4.61 $ 4.99 75 4.02 4.34 4.73 5.20 $ 4.14 5.72 80 4.05 4.38 4.81 5.35 6.00 $ 4.23 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 6.67 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 4.06 4.40 4.86 5.45 6.18 7.00 $ 7.75 * See Section 10.7. The amount of the payment for any other combination combinations of ages will be furnished by the Company on request. The maximum initial monthly income per $1,000 will be $7.75. Monthly payment rates are based on an Assumed Investment Rate of 3.503 1/2% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 22 QPV.A.B. It is recommended that you ... read your Contractcontract. notify your Northwestern Mutual agent or the Company at 000 Xxxx X. Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000Xxx. 53202, of an address change. call a your Northwestern Mutual agent for information—information — particularly on a suggestion to terminate, replace terminate or exchange this Contract contract for any reasonanother contract or plan.

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contractcontract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106RR.V.B.BK.(0805) 19 22 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 Not Available 12 8.46 22 5.39 13 7.94 23 5.24 14 7.49 24 5.09 5 18.12 15 7.10 25 4.96 6 15.35 16 6.76 26 4.84 7 13.38 17 6.47 27 4.73 8 11.90 18 6.20 28 4.63 9 10.75 19 5.97 29 4.53 10 9.83 20 5.75 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 2 41.87 3 27.98 4 21.04 5 16.87 6 14.09 7 12.11 8 10.62 9 9.47 10 8.54 11 $ 7.78 12 7.15 13 6.62 14 6.16 15 5.76 16 5.42 17 5.11 18 4.84 19 4.60 20 4.38 21 $ 4.18 2 41.87 12 7.15 22 4.00 3 27.98 13 6.62 23 3.83 4 21.04 14 6.16 24 3.68 5 16.87 15 5.76 25 3.54 6 14.09 16 5.42 26 3.42 7 12.11 17 5.11 27 3.30 8 10.62 18 4.84 28 3.19 9 9.47 19 4.60 29 3.09 30D 10 8.54 20 4.38 30 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106RR.V.B.BK.(0805) 20 23 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 $ 4.36 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 56 4.49 4.44 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.36 4.24 61 4.98 4.89 4.60 61 4.48 4.44 4.31 62 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 5.63 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 $ 3.89 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates are based on an Assumed Investment Rate of 3.50% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106RR.V.B.BK.(0805) 21 24 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( (with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106RR.V.B.BK.(0805) 22 25 It is recommended that you ... read your Contractcontract. notify your agent or the Company at 000 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX Xx 00000, of an address change. call a Northwestern Mutual your agent for information—-particularly on a suggestion to terminate, replace terminate or exchange this Contract contract for any reasonanother contract or plan.

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contractcontract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106RR.V.B.MSNST.(0805) 19 20 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 22 5.39 23 5.24 24 5.09 25 4.96 26 4.84 27 4.73 28 4.63 29 4.53 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 2 41.87 3 27.98 4 21.04 5 16.87 6 14.09 7 12.11 8 10.62 9 9.47 10 8.54 11 $ 7.78 12 7.15 13 6.62 14 6.16 15 5.76 16 5.42 17 5.11 18 4.84 19 4.60 20 4.38 21 $ 4.18 22 4.00 23 3.83 24 3.68 25 3.54 26 3.42 27 3.30 28 3.19 29 3.09 30D 30 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106RR.V.B.MSNST.(0805) 20 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 $ 4.36 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 56 4.49 4.44 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.36 4.24 61 4.98 4.89 4.60 61 4.48 4.44 4.31 62 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 5.63 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 $ 3.89 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates are based on an Assumed Investment Rate of 3.50% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106RR.V.B.MSNST.(0805) 21 22 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( (with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106RR.V.B.MSNST.(0805) 22 23 It is recommended that you ... read your Contractcontract. notify your agent or the Company at 000 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000, of an address change. call a Northwestern Mutual your agent for information—–particularly on a suggestion to terminate, replace terminate or exchange this Contract contract for any reasonanother contract or plan.

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contractcontract. These higher rates will cannot be available used to increase payments under payment plans that have already in effectstarted. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described defined in Section 11.3 7.2 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. PAYMENT RATE TABLES Monthly Income Payment Per $1,000 Contract Benefits Guaranteed Fixed Payment or First Payment Under Variable Payment Plan INSTALLMENT INCOME PLAN (1106Option B) PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT 11 $ 9.09 21 $ 5.56 (Years 1-4 not available) 12 8.46 22 5.39 13 7.94 23 5.24 14 7.49 24 5.09 5 $ 18.12 15 7.10 25 4.96 6 15.35 16 6.76 26 4.84 7 13.38 17 6.47 27 4.73 8 11.90 18 6.20 28 4.63 9 10.75 19 5.97 29 4.53 10 9.83 20 5.75 30 4.45 MP V 1C PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Contract Benefits First Payment Under Variable Payment Plan INSTALLMENT LIFE INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 22 5.39 23 5.24 24 5.09 25 4.96 26 4.84 27 4.73 28 4.63 29 4.53 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 2 41.87 3 27.98 4 21.04 5 16.87 6 14.09 7 12.11 8 10.62 9 9.47 10 8.54 11 $ 7.78 12 7.15 13 6.62 14 6.16 15 5.76 16 5.42 17 5.11 18 4.84 19 4.60 20 4.38 21 $ 4.18 22 4.00 23 3.83 24 3.68 25 3.54 26 3.42 27 3.30 28 3.19 29 3.09 30D 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106) 20 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION COptions C and E) SINGLE LIFE MONTHLY PAYMENTS MALE (Option C) ADJUSTED AGE* CHOSEN GUARANTEED FIXED PAYMENT CERTAIN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN FIRST PAYMENT UNDER VARIABLE PAYMENT PLAN CERTAIN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 5.56 $ 4.36 5.41 $ 4.23 4.96 55 $ 4.04 4.81 $ 4.02 4.76 $ 3.96 4.59 56 4.49 4.44 4.29 5.70 5.53 5.02 56 4.10 4.08 4.01 4.91 4.86 4.66 57 4.58 4.52 4.35 5.85 5.65 5.09 57 4.17 4.14 4.07 5.02 4.95 4.72 58 4.67 4.60 4.41 6.01 5.78 5.15 58 4.24 4.21 4.12 5.13 5.06 4.79 59 4.77 4.69 4.47 6.18 5.92 5.20 59 4.31 4.28 4.18 5.26 5.17 4.86 60 4.87 4.79 4.54 6.36 6.06 5.26 60 4.39 4.36 4.24 5.39 5.29 4.93 61 4.98 4.89 4.60 6.56 6.21 5.31 61 4.48 4.44 4.31 5.53 5.41 5.00 62 5.10 4.99 4.67 6.77 6.36 5.37 62 4.57 4.52 4.37 5.68 5.54 5.07 63 5.23 5.11 4.74 6.99 6.51 5.41 63 4.66 4.61 4.44 5.84 5.68 5.13 64 5.36 5.22 4.81 7.23 6.67 5.46 64 4.77 4.71 4.51 6.01 5.82 5.20 65 5.51 5.35 4.87 7.48 6.83 5.50 65 4.88 4.81 4.58 6.19 5.97 5.26 66 7.75 7.00 5.54 66 6.39 6.13 5.32 67 8.04 7.17 5.57 67 6.61 6.29 5.38 68 8.35 7.34 5.60 68 6.84 6.46 5.43 69 8.68 7.51 5.63 69 7.10 6.64 5.48 70 9.02 7.68 5.65 70 7.37 6.82 5.52 71 9.39 7.85 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 71 7.67 7.00 5.56 72 9.77 8.01 5.69 72 7.98 7.19 5.60 73 10.18 8.17 5.70 73 8.32 7.38 5.63 74 10.62 8.33 5.71 74 8.68 7.57 5.66 75 11.09 8.48 5.72 75 9.07 7.75 5.68 76 11.61 8.62 5.73 76 9.48 7.94 5.70 77 12.17 8.76 5.74 77 9.92 8.12 5.71 78 12.76 8.88 5.74 78 10.38 8.29 5.72 79 13.39 9.00 5.74 79 10.88 8.46 5.73 80 14.05 9.11 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 80 11.42 8.62 5.74 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 14.73 9.21 5.75 81 8.45 7.38 5.55 11.99 8.78 5.75 82 10.30 8.10 5.62 15.45 9.29 5.75 82 8.86 7.58 5.58 12.60 8.93 5.75 83 10.79 8.27 5.63 16.20 9.37 5.75 83 9.30 7.78 5.60 13.27 9.06 5.75 84 11.31 8.42 5.64 16.98 9.44 5.75 84 9.78 7.98 5.62 13.98 9.19 5.75 85 and over 11.87 8.57 5.65 17.79 9.51 5.75 85 and over 10.30 8.16 5.63 LIFE INCOME PLAN (OPTION E) 14.76 9.30 5.75 JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certainOption E) MALE OLDER LIFE ADJUSTED AGE* FEMALE GUARANTEED FIXED PAYMENT OR FIRST PAYMENT UNDER VARIABLE PAYMENT PLAN YOUNGER LIFE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 4.41 60 4.53 $ 3.89 4.85 65 4.62 5.01 $ 4.02 5.45 70 4.69 5.13 5.66 $ 4.14 6.24 75 4.72 5.21 5.81 6.50 $ 4.23 7.20 80 4.75 5.25 5.90 6.67 7.48 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 8.20 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 4.76 5.27 5.94 6.76 7.64 8.44 $ 9.05 * See Section 8. The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates are based on an Assumed Investment Rate of 3.503 1/2% and the 1983 Table a with Projection Scale G. 1971 Group Annuity Mortality improvements are projected for 22 years plus the remaining life of the AnnuitantTable. * See Section 11.9 XX.X.X.XX. (1106) 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 22 MP V 1C It is recommended that you you... read your Contractcontract. notify your NML agent or the Company at 000 Xxxx X. Xxxxxxxxx Xxxxxx, XxxxxxxxxMilwaukee, XX 00000WI 53202, of an address change. call a Northwestern Mutual your NML agent for information—information — particularly on a suggestion to terminate, replace terminate or exchange this Contract contract for any reasonanother contract or plan.

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contractcontract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106XX.X.X.XX.(0803) 19 20 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 $ 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 22 5.39 23 5.24 24 5.09 25 4.96 26 4.84 27 4.73 28 4.63 29 4.53 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 84.09 2 41.87 42.46 3 27.98 28.59 4 21.04 21.65 5 16.87 17.49 6 14.09 14.72 7 12.11 12.74 8 10.62 11.25 9 9.47 10.10 10 8.54 9.18 11 $ 7.78 8.42 12 7.15 7.80 13 6.62 7.26 14 6.16 6.81 15 5.76 6.42 16 5.42 6.07 17 5.11 5.77 18 4.84 5.50 19 4.60 5.26 20 4.38 5.04 21 $ 4.18 4.85 22 4.00 4.67 23 3.83 4.51 24 4.36 25 4.22 26 4.10 27 3.98 28 3.87 29 3.77 30 3.68 25 3.54 26 3.42 27 3.30 28 3.19 29 3.09 30D 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106XX.X.X.XX.(0803) 20 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 1,000 Benefits Guaranteed Fixed Payment or First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 4.11 $ 4.36 4.09 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 4.01 56 4.49 4.44 4.18 4.15 4.07 57 4.25 4.22 4.13 58 4.33 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 4.18 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.40 4.36 4.24 60 4.49 4.45 4.30 61 4.98 4.89 4.60 61 4.48 4.44 4.31 4.58 4.53 4.37 62 5.10 4.99 4.67 62 4.57 4.52 4.37 4.68 4.61 4.43 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 4.50 64 4.89 4.81 4.57 65 5.51 5.35 4.87 65 4.88 4.81 4.58 5.01 4.92 4.64 66 5.67 5.47 4.94 66 5.00 4.92 4.66 5.13 5.03 4.72 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 4.78 68 5.41 5.27 4.85 69 6.21 5.89 5.57 5.40 4.93 70 5.74 5.55 5.00 71 5.92 5.69 5.07 72 6.12 5.84 5.13 69 73 6.33 6.00 5.20 74 6.55 6.17 5.26 75 6.79 6.35 5.32 76 7.06 6.53 5.37 77 7.34 6.72 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 78 7.65 6.90 5.46 79 7.98 7.10 5.50 80 8.34 7.30 5.53 81 8.73 7.49 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 82 9.15 7.68 5.59 80 83 9.60 7.88 5.61 84 10.09 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 10.61 8.24 5.63 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE OLDER LIFE ADJUSTED AGE* FEMALE YOUNGER LIFE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 $ 3.89 60 3.83 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 $ 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 $ 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 $ 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 $ 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 $ 7.58 * See Section 11.9 The amount of the payment for any other combination of ages will be furnished by the Company on request. The maximum initial monthly income per $1,000 will be $7.58. Monthly payment rates are based on an Assumed Investment Rate of 3.503 1/2% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106XX.X.X.XX.(0803) 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 22 It is recommended that you ... read your Contract. notify your agent or the Company at 000 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000, of an address change. call a Northwestern Mutual agent for information—particularly on a suggestion to terminate, replace or exchange this Contract for any reason.22

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contractcontract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106XX.X.X.XX.(0805) 19 20 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 12 8.46 22 5.39 13 7.94 23 5.24 14 7.49 24 5.09 5 18.12 15 7.10 25 4.96 6 15.35 16 6.76 26 4.84 7 13.38 17 6.47 27 4.73 8 11.90 18 6.20 28 4.63 9 10.75 19 5.97 29 4.53 10 9.83 20 5.75 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 2 41.87 3 27.98 4 21.04 5 16.87 6 14.09 7 12.11 8 10.62 9 9.47 10 8.54 11 $ 7.78 12 7.15 13 6.62 14 6.16 15 5.76 16 5.42 17 5.11 18 4.84 19 4.60 20 4.38 21 $ 4.18 2 41.87 12 7.15 22 4.00 3 27.98 13 6.62 23 3.83 4 21.04 14 6.16 24 3.68 5 16.87 15 5.76 25 3.54 6 14.09 16 5.42 26 3.42 7 12.11 17 5.11 27 3.30 8 10.62 18 4.84 28 3.19 9 9.47 19 4.60 29 3.09 30D 10 8.54 20 4.38 30 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106XX.X.X.XX.(0805) 20 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 $ 4.36 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 56 4.49 4.44 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.36 4.24 61 4.98 4.89 4.60 61 4.48 4.44 4.31 62 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 5.63 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 $ 3.89 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates are based on an Assumed Investment Rate of 3.50% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106XX.X.X.XX.(0805) 21 22 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( (with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106XX.X.X.XX.(0805) 22 23 It is recommended that you ... read your Contractcontract. notify your agent or the Company at 000 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000, of an address change. call a Northwestern Mutual your agent for information—particularly on a suggestion to terminate, replace terminate or exchange this Contract contract for any reasonanother contract or plan.

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contractcontract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 10.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106) 19 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS PLAN (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 $ 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 22 5.39 23 5.24 24 5.09 25 4.96 26 4.84 27 4.73 28 4.63 29 4.53 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS PLAN (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 84.09 2 41.87 42.46 3 27.98 28.59 4 21.04 21.65 5 16.87 17.49 6 14.09 14.72 7 12.11 12.74 8 10.62 11.25 9 9.47 10.10 10 8.54 9.18 11 $ 7.78 8.42 12 7.15 7.80 13 6.62 7.26 14 6.16 6.81 15 5.76 6.42 16 5.42 6.07 17 5.11 5.77 18 4.84 5.50 19 4.60 5.26 20 4.38 5.04 21 $ 4.18 4.85 22 4.00 4.67 23 3.83 4.51 24 4.36 25 4.22 26 4.10 27 3.98 28 3.87 29 3.77 30 3.68 25 3.54 26 3.42 27 3.30 28 3.19 29 3.09 30D 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106) 20 QPV.ACCT.A.B. PAYMENT RATE TABLES Monthly Income Payments Per $1000 1,000 Benefits First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 4.17 $ 4.36 4.14 $ 4.06 56 4.23 55 $ 4.04 $ 4.02 $ 3.96 56 4.49 4.44 4.29 56 4.10 4.08 4.01 4.20 4.11 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 4.69 4.47 59 4.31 4.28 4.18 4.17 58 4.39 4.35 4.23 59 4.47 4.43 4.29 60 4.56 4.51 4.35 61 4.65 4.59 4.42 62 4.76 4.69 4.49 63 4.87 4.79 4.54 60 4.39 4.36 4.24 61 4.56 64 4.98 4.89 4.60 61 4.48 4.44 4.31 62 4.90 4.63 65 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.00 4.70 66 5.24 5.12 4.77 67 5.38 5.24 4.84 68 5.54 5.37 4.91 69 5.70 5.51 4.98 70 5.88 5.66 5.05 71 6.07 5.81 5.12 72 6.27 5.96 5.19 73 6.49 6.13 5.24 74 6.73 6.30 5.30 75 6.99 6.48 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 76 7.27 6.67 5.40 77 7.58 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 5.45 78 7.91 7.05 5.49 79 8.26 7.25 5.52 80 8.64 7.45 5.55 81 9.05 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 5.58 82 10.30 8.10 9.50 7.84 5.60 83 9.98 8.02 5.62 82 8.86 7.58 5.58 83 10.79 8.27 84 10.50 8.20 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 5.63 11.06 8.38 5.64 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE OLDER LIFE ADJUSTED AGE* FEMALE YOUNGER LIFE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 3.79 60 3.87 $ 3.89 4.07 65 3.94 4.18 $ 4.45 70 3.99 4.27 4.64 $ 4.99 75 4.02 4.34 4.73 5.20 $ 4.14 5.72 80 4.05 4.38 4.81 5.35 6.00 $ 4.23 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 6.67 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 4.06 4.40 4.86 5.45 6.18 7.00 $ 7.75 * See Section 10.7. The amount of the payment for any other combination of ages will be furnished by the Company on requestrequest the maximum initial monthly income per $1,000 will be $7.75. Monthly payment rates are based on an Assumed Investment Rate of 3.503 1/2% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 22 QPV.A.B It is recommended that you ... read your Contractcontract. notify your Northwestern Mutual agent or the Company at 000 Xxxx X. Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000Xxx. 53202, of an address change. call a your Northwestern Mutual agent for information—information — particularly on a suggestion to terminate, replace terminate or exchange this Contract contract for any reasonanother contract or plan.

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contractcontract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 10.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106) 19 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS PLAN (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT Years 1-1- 4 Not Available 5 $ 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 22 5.39 23 5.24 24 5.09 25 4.96 26 4.84 27 4.73 28 4.63 29 4.53 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS PLAN (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 84.09 2 41.87 42.46 3 27.98 28.59 4 21.04 21.65 5 16.87 17.49 6 14.09 14.72 7 12.11 12.74 8 10.62 11.25 9 9.47 10.10 10 8.54 9.18 11 $ 7.78 8.42 12 7.15 7.80 13 6.62 7.26 14 6.16 6.81 15 5.76 6.42 16 5.42 6.07 17 5.11 5.77 18 4.84 5.50 19 4.60 5.26 20 4.38 5.04 21 $ 4.18 4.85 22 4.00 4.67 23 3.83 4.51 24 4.36 25 4.22 26 4.10 27 3.98 28 3.87 29 3.77 30 3.68 25 3.54 26 3.42 27 3.30 28 3.19 29 3.09 30D 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106) 20 QQV.ACCT.A.B PAYMENT RATE TABLES Monthly Income Payments Per $1000 1,000 Benefits Guaranteed Fixed Payment or First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 4.48 $ 4.36 4.43 $ 4.23 4.28 55 $ 4.04 4.09 $ 4.02 4.07 $ 3.96 4.00 56 4.49 4.44 4.56 4.50 4.34 56 4.15 4.13 4.05 57 4.65 4.59 4.40 57 4.22 4.20 4.11 58 4.75 4.68 4.46 58 4.30 4.27 4.17 59 4.85 4.77 4.52 59 4.38 4.34 4.23 60 4.96 4.87 4.59 60 4.46 4.42 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 61 5.07 4.97 4.66 61 4.55 4.50 4.36 62 5.20 5.08 4.72 62 4.65 4.59 4.43 63 5.33 5.19 4.79 63 4.75 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.50 64 5.48 5.32 4.86 64 4.86 4.79 4.54 60 4.39 4.36 4.24 61 4.98 4.57 65 5.63 5.44 4.92 65 4.97 4.89 4.60 61 4.48 4.44 4.31 62 4.64 66 5.80 5.58 4.99 66 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.01 4.71 67 5.97 5.72 5.05 67 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.12 4.79 68 6.16 5.86 5.12 68 5.38 5.25 4.86 69 6.36 6.01 5.18 69 5.53 5.39 4.93 70 6.58 6.17 5.23 70 5.70 5.53 5.01 71 6.81 6.33 5.29 71 5.88 5.68 5.08 72 7.05 6.49 5.34 72 6.08 5.83 5.15 73 7.31 6.66 5.38 73 6.29 6.00 5.21 74 7.59 6.83 5.43 74 6.52 6.17 5.27 75 7.89 7.01 5.46 75 6.77 6.35 5.33 76 8.21 7.19 5.50 76 7.04 6.54 5.38 77 8.56 7.37 5.53 77 7.33 6.73 5.43 78 8.93 7.55 5.56 78 7.65 6.93 5.47 79 9.32 7.72 5.58 79 7.99 7.13 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 80 9.75 7.90 5.60 80 8.36 7.34 5.54 81 10.20 8.07 5.62 81 8.76 7.54 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 82 10.69 8.23 5.63 82 9.20 7.74 5.59 80 8.07 7.18 5.52 81 9.84 83 11.21 8.39 5.64 83 9.67 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 84 11.76 8.54 5.65 84 10.18 8.12 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 12.35 8.68 5.66 85 and over 10.30 8.16 5.63 10.74 8.30 5.64 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 3.79 $ 3.89 3.93 $ 4.02 4.07 $ 4.14 $ 4.23 4.19 $ 4.29 $ 4.33 4.35 $ 4.39 60 3.83 3.87 4.07 4.27 4.46 4.61 4.73 4.80 65 3.94 4.18 4.45 4.73 4.98 5.19 5.32 70 3.99 4.27 4.61 4.99 5.37 5.70 5.94 75 4.02 4.21 4.39 4.54 4.65 4.34 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 5.20 5.72 6.21 6.60 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 4.05 4.38 4.81 5.35 6.00 6.67 7.24 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 4.06 4.40 4.86 5.45 6.18 7.00 7.75 * See Section 10.7. The amount of the payment for any other combination of ages will be furnished by the Company on request. The maximum initial monthly income per $1,000 will be $7.75. Monthly payment rates are based on an Assumed Investment Rate of 3.503 1/2% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 22 QQV.ACCT.A.B It is recommended that you ... read your Contractcontract. notify your Northwestern Mutual agent or the Company at 000 Xxxx 720 X. Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000Xxx. 00202, of an address change. call a your Northwestern Mutual agent for information—information — particularly on a suggestion to terminate, replace terminate or exchange this Contract contract for any reasonanother contract or plan.

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contractcontract. These higher rates will not be available to increase payments under payment plans already in effect. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described in Section 11.3 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106XX.X.X.XX.(0805) 19 20 PAYMENT RATE TABLES Monthly Income Payments Per $1,000 Benefits First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 Not Available 12 8.46 22 5.39 13 7.94 23 5.24 14 7.49 24 5.09 5 18.12 15 7.10 25 4.96 6 15.35 16 6.76 26 4.84 7 13.38 17 6.47 27 4.73 8 11.90 18 6.20 28 4.63 9 10.75 19 5.97 29 4.53 10 9.83 20 5.75 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 2 41.87 3 27.98 4 21.04 5 16.87 6 14.09 7 12.11 8 10.62 9 9.47 10 8.54 11 $ 7.78 12 7.15 13 6.62 14 6.16 15 5.76 16 5.42 17 5.11 18 4.84 19 4.60 20 4.38 21 $ 4.18 2 41.87 12 7.15 22 4.00 3 27.98 13 6.62 23 3.83 4 21.04 14 6.16 24 3.68 5 16.87 15 5.76 25 3.54 6 14.09 16 5.42 26 3.42 7 12.11 17 5.11 27 3.30 8 10.62 18 4.84 28 3.19 9 9.47 19 4.60 29 3.09 30D 10 8.54 20 4.38 30 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106XX.X.X.XX.(0805) 20 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits First Payment Under Variable Payment Plan LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 $ 4.36 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 56 4.49 4.44 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.36 4.24 61 4.98 4.89 4.60 61 4.48 4.44 4.31 62 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 5.63 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 $ 3.89 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates are based on an Assumed Investment Rate of 3.50% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106XX.X.X.XX.(0805) 21 22 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( (with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106XX.X.X.XX.(0805) 22 23 It is recommended that you ... . . . read your Contractcontract. notify your agent or the Company at 000 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000, of an address change. call a Northwestern Mutual your agent for information—particularly on a suggestion to terminate, replace terminate or exchange this Contract contract for any reasonanother contract or plan.

Alternate Variable Rate Basis. The Company may from time to time publish higher initial rates for variable payment plans under this Contractcontract. These higher rates will cannot be available used to increase payments under payment plans that have already in effectstarted. When a variable payment plan is effective on an alternate rate basis, the Daily Adjustment Factor described defined in Section 11.3 8.2 will be determined based on the Assumed Investment Rate used in calculating the alternate payment rate. XX.X.X.XX. (1106) 19 PAYMENT RATE TABLES Monthly Income Payments Per MONTHLY INCOME PAYMENT PER $1,000 Benefits CONTRACT BENEFITS Guaranteed Fixed Payment or First Payment Under Variable Payment Plan INSTALLMENT INCOME PLANS PLAN (OPTION Option B) PERIOD (YEARS) MONTHLY PAYMENT Years 1-4 Not Available 5 18.12 6 15.35 7 13.38 8 11.90 9 10.75 10 9.83 11 $ 9.09 12 8.46 13 7.94 14 7.49 15 7.10 16 6.76 17 6.47 18 6.20 19 5.97 20 5.75 21 $ 5.56 22 5.39 23 5.24 24 5.09 25 4.96 26 4.84 27 4.73 28 4.63 29 4.53 30 4.45 Guaranteed Fixed Payment Plans INSTALLMENT INCOME PLANS (OPTION B) PERIOD (YEARS) MONTHLY PAYMENT 1 $ 83.52 2 41.87 3 27.98 4 21.04 5 16.87 6 14.09 7 12.11 8 10.62 9 9.47 10 8.54 PERIOD (YEARS) MONTHLY PAYMENT 11 $ 7.78 12 7.15 13 6.62 14 6.16 15 5.76 16 5.42 17 5.11 18 4.84 19 4.60 20 4.38 9.09 21 $ 4.18 5.56 12 8.46 22 4.00 5.39 1-4 Not available 13 7.94 23 3.83 5.24 14 7.49 24 3.68 5.09 5 18.2 15 7.10 25 3.54 4.96 6 15.35 16 6.76 26 3.42 4.84 7 13.38 17 6.47 27 3.30 4.73 8 11.90 18 6.20 28 3.19 4.63 9 10.75 19 5.97 29 3.09 30D 2.99 Fixed income installment rates are based on 0.50% interest. XX.X.X.XX. (1106) 4.53 10 9.83 20 5.75 30 4.45 NPV.1C PAYMENT RATE TABLES Monthly Income Payments Per MONTHLY INCOME PAYMENTS PER $1000 Benefits First Payment Under Variable Payment Plan 1,000 CONTRACT BENEFITS LIFE INCOME PLAN PLANS (OPTION COptions C and E) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN (Option C) GUARANTEED FIXED PAYMENT OR FIRST PAYMENT UNDER VARIABLE PAYMENT PLAN CERTAIN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 $ 4.41 4.17 $ 4.36 4.14 $ 4.06 56 4.23 55 $ 4.04 $ 4.02 $ 3.96 56 4.49 4.44 4.29 56 4.10 4.08 4.01 4.20 4.11 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 4.69 4.47 59 4.31 4.28 4.18 4.17 58 4.39 4.35 4.23 59 4.47 4.43 4.29 60 4.56 4.51 4.35 61 4.65 4.59 4.42 62 4.76 4.69 4.49 63 4.87 4.79 4.54 60 4.39 4.36 4.24 61 4.56 64 4.98 4.89 4.60 61 4.48 4.44 4.31 62 4.90 4.63 65 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.00 4.70 66 5.24 5.12 4.77 67 5.38 5.24 4.84 68 5.54 5.37 4.91 69 5.70 5.51 4.98 70 5.88 5.66 5.05 71 6.07 5.81 5.12 72 6.27 5.96 5.19 73 6.49 6.13 5.24 74 6.73 6.30 5.30 75 6.99 6.48 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 76 7.27 6.67 5.40 77 7.58 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 5.45 78 7.91 7.05 5.49 79 8.26 7.25 5.52 80 8.64 7.45 5.55 81 9.05 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 5.58 82 10.30 8.10 9.50 7.84 5.60 83 9.98 8.02 5.62 82 8.86 7.58 5.58 83 10.79 8.27 84 10.50 8.20 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 5.63 LIFE INCOME PLAN (OPTION E) 11.08 8.38 5.64 JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certainOption E) MALE GUARANTEED FIXED PAYMENT OR FIRST PAYMENT UNDER VARIABLE PAYMENT PLAN OLDER LIFE ADJUSTED AGE* FEMALE YOUNGER LIFE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.75 3.79 60 3.87 $ 3.89 4.07 65 3.94 4.18 $ 4.45 70 3.99 4.27 4.61 $ 4.99 75 4.02 4.34 4.73 5.20 $ 4.14 5.72 80 4.05 4.38 4.81 5.35 6.00 $ 4.23 $ 4.29 $ 4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 6.67 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates are based on an Assumed Investment Rate of 3.50% and the 1983 Table a with Projection Scale G. Mortality improvements are projected for 22 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 21 PAYMENT RATE TABLES Monthly Income Payments Per $1000 Benefits Guaranteed Fixed Payment LIFE INCOME PLAN (OPTION C) SINGLE LIFE MONTHLY PAYMENTS MALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) FEMALE ADJUSTED AGE* CHOSEN PERIOD (YEARS) ZERO 10 20 ZERO 10 20 55 4.06 4.40 4.86 5.45 6.18 7.00 $ 3.77 $ 3.74 $ 3.64 55 $ 3.48 $ 3.46 $ 3.41 56 3.85 3.82 3.70 56 3.54 3.52 3.47 57 3.94 3.90 3.76 57 3.61 3.59 3.52 58 4.02 3.98 3.83 58 3.68 3.66 3.59 59 4.12 4.07 3.89 59 3.76 3.74 3.65 60 4.22 4.16 3.96 60 3.84 3.82 3.72 61 4.33 4.26 4.03 61 3.93 3.90 3.78 62 4.44 4.36 4.10 62 4.03 3.99 3.85 63 4.57 4.47 4.18 63 4.13 4.08 3.93 64 4.70 4.59 4.25 64 4.23 4.18 4.00 65 4.84 4.71 4.32 65 4.35 4.29 4.08 66 4.99 4.84 4.39 66 4.47 4.40 4.16 67 5.15 4.97 4.47 67 4.60 4.52 4.24 68 5.32 5.11 4.54 68 4.74 4.65 4.32 69 5.50 5.26 4.61 69 4.90 4.78 4.40 70 5.70 5.41 4.68 70 5.06 4.92 4.48 71 5.90 5.57 4.74 71 5.24 5.07 4.55 72 6.12 5.73 4.80 72 5.43 5.23 4.63 73 6.36 5.90 4.86 73 5.63 5.40 4.70 74 6.61 6.07 4.91 74 5.86 5.57 4.77 75 6.88 6.25 4.96 75 6.10 5.76 4.84 76 7.17 6.43 5.01 76 6.36 5.95 4.90 77 7.48 6.62 5.05 77 6.64 6.14 4.95 78 7.81 6.80 5.09 78 6.94 6.35 5.00 79 8.16 6.99 5.12 79 7.27 6.55 5.05 80 8.54 7.18 5.15 80 7.63 6.76 5.09 81 8.95 7.36 5.17 81 8.02 6.97 5.12 82 9.38 7.54 5.20 82 8.44 7.18 5.15 83 9.85 7.72 5.21 83 8.90 7.39 5.18 84 10.35 7.89 5.23 84 9.39 7.59 5.20 85 and over 10.89 8.05 5.24 85 and over 9.93 7.78 5.22 LIFE INCOME PLAN (OPTION E) JOINT AND SURVIVOR MONTHLY PAYMENTS ( with 10 years certain) MALE ADJUSTED AGE* FEMALE ADJUSTED AGE* 55 60 65 70 75 80 85 and over 55 $ 3.17 $ 3.31 $ 3.44 $ 3.55 $ 3.63 $ 3.68 $ 3.71 60 3.26 3.45 3.64 3.81 3.95 4.05 4.11 65 3.33 3.57 3.83 4.08 4.31 4.49 4.61 70 3.38 3.66 3.99 4.34 4.69 4.99 5.20 75 3.42 3.73 4.11 4.56 5.05 5.51 5.86 80 3.44 3.77 4.20 4.72 5.34 5.98 6.52 85 and over 3.45 3.80 4.25 4.83 5.55 6.35 7.08 The amount of the payment for any other combination of ages will be furnished by the Company on request. Monthly payment rates for Life Income Plans are based on 2.50% and Annuity 2000 Mortality Table with 125% of Projection Scale G. Mortality improvements are projected for 8 years plus the remaining life of the Annuitant. * See Section 11.9 XX.X.X.XX. (1106) 22 It is recommended that you ... read your Contract. notify your agent or the Company at 000 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000, of an address change. call a Northwestern Mutual agent for information—particularly on a suggestion to terminate, replace or exchange this Contract for any reason.7.75