Common use of Amounts and Terms of the Advances Clause in Contracts

Amounts and Terms of the Advances. The Revolving Advances and Letters of Credit 19 SECTION 2.02 Making the Revolving Advances 20 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 Interest Rate Determination 28 SECTION 2.12 Optional Conversion of Revolving Advances 29 SECTION 2.13 Optional Prepayments of Revolving Advances 29 SECTION 2.14 Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 Payments and Computations 30 SECTION 2.17 Taxes 31 SECTION 2.18 Sharing of Payments, Etc. 33 SECTION 2.19 Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 SECTION 3.02 Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 SECTION 3.03 Conditions Precedent to Each CAF Borrowing 37 SECTION 3.04 Determinations Under Section 3.01 37

Amounts and Terms of the Advances. 12 SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 12 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 13 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 2.03. The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 Advances 14 SECTION 2.07 2.04. Fees 26 17 SECTION 2.08 2.05. Termination or Reduction of the Commitments 17 SECTION 2.06. Repayment of Revolving Commitments 26 Credit Advances 18 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 18 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 19 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 20 SECTION 2.13 Optional 2.10. Prepayments of Revolving Credit Advances 29 20 SECTION 2.14 2.11. Increased Costs 29 21 SECTION 2.15 2.12. Illegality 30 21 SECTION 2.16 2.13. Payments and Computations 30 21 SECTION 2.17 2.14. Taxes 31 22 SECTION 2.18 2.15. Sharing of Payments, Etc. 33 24 SECTION 2.19 2.16. Evidence of Debt 24 SECTION 2.17. Use of Proceeds 33 25 SECTION 2.20 2.18. Extension Option 33 of Termination Date 25 ARTICLE III CONDITIONS TO EFFECTIVENESS AND LENDING 26 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 3.02. Initial Advance to Each Designated Subsidiary 27 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 SECTION 3.02 3.03. Conditions Precedent to Each Revolving Borrowing, Issuance Credit Borrowing and Commitment Increase 36 Extension Date 28 SECTION 3.03 3.04. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 28 SECTION 3.04 3.05. Determinations Under Section 3.01 37and 3.02 29 ARTICLE IV REPRESENTATIONS AND WARRANTIES 29 SECTION 4.01. Representations and Warranties of the Company 29 ARTICLE V COVENANTS OF THE COMPANY 30 SECTION 5.01. Affirmative Covenants 30 SECTION 5.02. Negative Covenants 33 SECTION 5.03. Financial Covenants 36 ARTICLE VI EVENTS OF DEFAULT 37 SECTION 6.01. Events of Default 37 ARTICLE VII GUARANTY 39 7.01. Guaranty 39 7.02. Guaranty Absolute 39 7.03. Waivers and Acknowledgments 40 7.04. Subrogation 40 7.05. Continuing Guaranty; Assignments 41 ARTICLE VIII THE AGENT 41 SECTION 8.01. Authorization and Action 41 SECTION 8.02. Agent's Reliance, Etc. 41 SECTION 8.03. Citibank and Affiliates 42 SECTION 8.04. Lender Credit Decision 42 SECTION 8.05. Indemnification 42 SECTION 8.06. Successor Agent 42 SECTION 8.07. Sub-Agent 43 SECTION 8.08. Other Agents. 43 ARTICLE IX MISCELLANEOUS 43 SECTION 9.01. Amendments, Etc. 43 SECTION 9.02. Notices, Etc. 43 SECTION 9.03. No Waiver; Remedies 44 SECTION 9.04. Costs and Expenses 44 SECTION 9.05. Right of Set-off 45 SECTION 9.06. Binding Effect 45 SECTION 9.07. Assignments and Participations 45 SECTION 9.08. Confidentiality 47 SECTION 9.09. Designated Subsidiaries 48 SECTION 9.10. Governing Law 48 SECTION 9.11. Execution in Counterparts 48 SECTION 9.12. Judgment 48 SECTION 9.13. Jurisdiction, Etc. 49 SECTION 9.14. Substitution of Currency 49 SECTION 9.15. Waiver of Jury Trial 50 Schedules Schedule I - List of Applicable Lending Offices Schedule 5.02(f) - Acquisitions (i) Subsidiary Debt Exhibits Exhibit A-1 - Form of Revolving Credit Note Exhibit A-2 - Form of Competitive Bid Note Exhibit B-1 - Form of Notice of Revolving Credit Borrowing Exhibit B-2 - Form of Notice of Competitive Bid Borrowing Exhibit C - Form of Assignment and Acceptance Exhibit D - Form of Opinion of Counsel for the Company Exhibit E - Form of Designation Agreement 364-DAY CREDIT AGREEMENT Dated as of May 16, 2002 AMENDED AND RESTATED as of December 31, 2002 THE INTERPUBLIC GROUP OF COMPANIES, INC., a Delaware corporation (the "Company"), the banks, financial institutions and other institutional lenders (the "Initial Lenders") listed on the signature pages hereof, SALOMON SMITH BARNEY INC., as lead arranger and book manager, and XXXXXXXX, X.X. ("Citibank"), as administrative agent (the "Agent") for the Lenders (as hereinafter defined), agree as follows:

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 19 SECTION 2.03 Swingline Loans 2.03. The Competitive Bid Advances 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 2.04. Fees 25 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 2.06. Repayment of Revolving Credit Advances 27 SECTION 2.10 2.07. Interest on Revolving Credit Advances 27 SECTION 2.11 2.08. Interest Rate Determination 28 27 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 SECTION 2.14 2.11. Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 2.12. Illegality 31 SECTION 2.13. Payments and Computations 30 32 SECTION 2.17 2.14. Taxes 31 33 SECTION 2.18 2.15. Sharing of Payments, EtcEtc 36 SECTION 2.16. 33 Extensions of Termination Date 36 SECTION 2.19 Use 2.17. Substitution of Proceeds 33 Lender 37 SECTION 2.20 Extension Option 33 2.18. Evidence of Debt 37 SECTION 2.21 2.19. Defaulting Lenders 38 SECTION 2.20. Increase in the Aggregate Revolving Commitments 34 39 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 Amendment SECTION 3.02 3.02. Conditions Precedent to Each Revolving Credit Borrowing, Issuance Commitment Increase and Commitment Increase 36 Extension 41 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 42 SECTION 3.04 3.04. Determinations Under Section 3.01 3742 SECTION 3.05. Labor Dispute 42 SECTION 4.01. Representations and Warranties of the Borrower 43

Amounts and Terms of the Advances. 30 SECTION 2.01. The Revolving Advances and Letters Credit Advances; Allocation of Credit 19 Commitments 30 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 31 SECTION 2.03 Swingline Loans 21 2.03. [Reserved]. 33 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 2.04. Fees 38 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or 2.05. Reduction of the Revolving Commitments 26 Commitments; Bank Additions 38 SECTION 2.09 2.06. Repayment 27 of Advances 41 SECTION 2.10 2.07. Interest 27 on Advances 41 SECTION 2.11 2.08. Interest Rate Determination 28 42 SECTION 2.12 Optional Conversion of Revolving Advances 29 SECTION 2.13 Optional 2.09. Prepayments of Revolving Advances 29 42 SECTION 2.14 2.10. Increased Costs 29 Costs; Capital Adequacy; Illegality 43 SECTION 2.15 Illegality 30 SECTION 2.16 2.11. Payments and Computations 30 46 SECTION 2.17 2.12. Taxes 31 47 SECTION 2.18 2.13. Sharing of Payments, EtcEtc 49 SECTION 2.14. 33 Tax Forms 49 SECTION 2.19 Use 2.15. Market Disruption; Denomination of Proceeds 33 Amounts in Dollars 50 SECTION 2.20 Extension Option 33 2.16. Extensions of the Commitments 53 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 2.17. Defaulting Banks 55 SECTION 2.22 Evidence of Debt 35 2.18. Funding Vehicle 56 ARTICLE III CONDITIONS OF LENDING 56 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 Initial Advances 56 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 Borrowing 57 SECTION 3.03 3.03. Conditions Precedent to Each CAF Borrowing 37 Certain Borrowings 57 ARTICLE IV REPRESENTATIONS AND WARRANTIES 58 SECTION 3.04 Determinations Under Section 3.01 374.01. Representations and Warranties of the Borrowers 58 SECTION 4.02. Additional Representations and Warranties of CFSC, CIF and CFKK 61 ARTICLE V COVENANTS OF THE BORROWERS 61 SECTION 5.01. Affirmative Covenants 61 SECTION 5.02. Negative Covenants 65 SECTION 5.03. Financial Covenant of Caterpillar 65 SECTION 5.04. Financial and Other Covenants of CFSC 65 ARTICLE VI EVENTS OF DEFAULT 66 SECTION 6.01. Events of Default 66 ARTICLE VII AGENCY 70 SECTION 7.01. Appointment and Authority 70 SECTION 7.02. Agent Individually 70 SECTION 7.03. Duties of Agent; Exculpatory Provisions 71 SECTION 7.04. Reliance by Agent 72 SECTION 7.05. Delegation of Duties 73 SECTION 7.06. Resignation or Removal of Agent 73 SECTION 7.07. Non-Reliance on Agents and Other Banks 74 SECTION 7.08. No Other Duties, etc 75 SECTION 7.09. Indemnification 75 SECTION 7.10. Bank ERISA Matters 76 SECTION 7.11. Erroneous Payments 77 ARTICLE VIII MISCELLANEOUS 80 SECTION 8.01. Amendments, Etc 80 SECTION 8.02. Notices; Communications, Etc 81 SECTION 8.03. No Waiver; Remedies 84 SECTION 8.04. Costs, Expenses and Taxes 84 SECTION 8.05. Right of Set-off 86 SECTION 8.06. Binding Effect 86 SECTION 8.07. Assignments and Participations 87 SECTION 8.08. Governing Law; Submission to Jurisdiction; Service of Process 89 SECTION 8.09. Caterpillar as Agent for the Borrowers 90 SECTION 8.10. Judgment Currency 90 SECTION 8.11. Execution in Counterparts 91 SECTION 8.12. Waiver of Jury Trial 91 SECTION 8.13. USA Patriot Act Notification 91 SECTION 8.14. Confidentiality 92 SECTION 8.15. Treatment of Information 93 SECTION 8.16. Amendment and Restatement; Departing Bank 95 SECTION 8.17. No Fiduciary Duty 95 SECTION 8.18. Arrangers 96 SECTION 8.19. Acknowledgement and Consent to Bail-In of Affected Financial Institutions 96 ARTICLE IX CFSC GUARANTY 96 SECTION 9.01. The Guaranty 96 SECTION 9.02. Guaranty Unconditional 97

Amounts and Terms of the Advances. SECTION 2.01 The Revolving Advances and Letters of Credit 19 17 SECTION 2.02 Making the Revolving Advances 18 SECTION 2.03 Fees 19 SECTION 2.04 Reduction of the Commitments 20 SECTION 2.05 Repayment of Advances 20 SECTION 2.03 Swingline Loans 2.06 Interest on Advances 20 SECTION 2.07 [Intentionally Omitted.] 21 SECTION 2.04 Issuance 2.08 Interest Rate Determination 21 SECTION 2.09 Optional Conversion of and Drawings and Reimbursement Under Letters of Credit Advances 22 SECTION 2.05 The CAF 2.10 Prepayments of Advances 23 SECTION 2.06 Competitive Bid Procedure 23 2.11 Increased Costs 24 SECTION 2.07 Fees 2.12 Illegality 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 Interest Rate Determination 28 SECTION 2.12 Optional Conversion of Revolving Advances 29 SECTION 2.13 Optional Prepayments of Revolving Advances 29 SECTION 2.14 Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 Payments and Computations 30 26 SECTION 2.17 2.14 Taxes 31 28 SECTION 2.18 2.15 Sharing of Payments, Etc. etc 32 SECTION 2.16 Mandatory Assignment by a Lender; Mitigation 32 SECTION 2.17 Evidence of Debt 33 SECTION 2.19 2.18 Use of Proceeds 33 34 SECTION 2.19 [Intentionally Omitted.] 34 SECTION 2.20 Extension Option 33 of Scheduled Termination Date 34 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 Defaulting Lenders 37 SECTION 2.22 Evidence of Debt 35 Term-Out Option 38 SECTION 3.01 Conditions Precedent to Effectiveness of Sections Section 2.01 and 2.05 35 38 SECTION 3.02 Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 Borrowing 40 SECTION 3.03 Conditions Precedent to Each CAF Borrowing 37 SECTION 3.04 Determinations Under Section 3.01 3740

Amounts and Terms of the Advances. Section 2.01 The Revolving Credit Advances and Letters of Credit 19 SECTION 17 Section 2.02 Making the Revolving Credit Advances 20 SECTION Section 2.03 Swingline Loans 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION Section 2.04 Fees 24 Section 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 25 Section 2.06 Repayment of Advances; Required Cash Collateral 26 SECTION Section 2.07 Interest 28 Section 2.08 Additional Interest on Eurodollar Rate Advances 29 Section 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 Interest Rate Determination 28 SECTION 2.12 Optional Conversion of Revolving Advances 29 SECTION 2.13 30 Section 2.10 Optional Prepayments of Revolving Advances 29 SECTION 2.14 Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 31 Section 2.11 Payments and Computations 30 SECTION 2.17 31 Section 2.12 Increased Costs and Capital Requirements 33 Section 2.13 Taxes 31 SECTION 2.18 34 Section 2.14 Sharing of Payments, Etc. 33 SECTION Etc 37 Section 2.15 Illegality 38 Section 2.16 Conversion of Advances 39 Section 2.17 Replacement or Removal of Bank 39 Section 2.18 Evidence of Indebtedness 40 Section 2.19 Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Credit Commitments 34 SECTION 41 Section 2.20 New Issuing Banks 42 Section 2.21 Extension of Commitments 42 Section 2.22 Evidence of Debt 35 SECTION Change in Control 44 Section 2.23 Defaulting Bank Provisions 46 ARTICLE III CONDITIONS OF LENDING Section 3.01 Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 SECTION 47 Section 3.02 Conditions Precedent to Each Revolving Borrowingeach Advance, Issuance and each Commitment Increase 36 SECTION and each Issuance, Renewal and Increase of each Letter of Credit 48 Section 3.03 Conditions Precedent to Each CAF Borrowing 37 SECTION 3.04 Determinations Under Section 3.01 3749 Section 3.04 Additional Defaulting Bank Requirements 49

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 14 SECTION 2.02 2.02. Making the Revolving Credit Advances 15 SECTION 2.03. The Competitive Bid Advances 16 SECTION 2.04. Fees 19 SECTION 2.05. Termination, Reduction or Increase of the Commitments 20 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance 2.06. Repayment of and Drawings and Reimbursement Under Letters of Revolving Credit Advances 22 SECTION 2.05 The CAF 2.07. Interest on Revolving Credit Advances 23 22 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 23 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 24 SECTION 2.13 2.10. Optional Prepayments of Revolving Credit Advances 29 24 SECTION 2.14 2.11. Increased Costs 29 25 SECTION 2.15 2.12. Illegality 30 26 SECTION 2.16 2.13. Payments and Computations 30 27 SECTION 2.17 2.14. Taxes 31 28 SECTION 2.18 2.15. Sharing of Payments, EtcEtc 30 SECTION 2.16. 33 SECTION 2.19 Use of Proceeds 33 30 SECTION 2.20 2.17. Extension Option 33 of Termination Date 30 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 32 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Credit Borrowing, Issuance Increase Date and Commitment Increase 36 Extension Date 34 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 34 SECTION 3.04 3.04. Determinations Under Section 3.01 3735

Amounts and Terms of the Advances. The Revolving Credit Advances and Letters of Credit 19 14 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 14 SECTION 2.03 Swingline Loans 2.03. The Competitive Bid Advances 15 SECTION 2.04. Fees 19 SECTION 2.05. Termination, Reduction or Increase of the Commitments 19 SECTION 2.06. Repayment of Revolving Credit Advances 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of 2.07. Interest on Revolving Credit 22 Advances 21 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 22 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 23 SECTION 2.13 2.10. Optional Prepayments of Revolving Credit Advances 29 24 SECTION 2.14 2.11. Increased Costs 29 24 SECTION 2.15 2.12. Illegality 30 25 SECTION 2.16 2.13. Payments and Computations 30 26 SECTION 2.17 2.14. Taxes 31 27 SECTION 2.18 2.15. Sharing of Payments, EtcEtc 29 SECTION 2.16. 33 SECTION 2.19 Use of Proceeds 33 29 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 29 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance Credit Borrowing and Commitment Increase 36 Date 30 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 31 SECTION 3.04 3.04. Determinations Under Section 3.01 3731

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 16 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 16 SECTION 2.03 Swingline Loans 21 2.03. The Competitive Bid Advances 18 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 2.04. Fees 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Commitments 23 SECTION 2.06. Repayment of Revolving Commitments 26 Credit Advances 23 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 23 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 24 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 25 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 26 SECTION 2.14 2.11. Increased Costs 29 27 SECTION 2.15 2.12. Illegality 30 27 SECTION 2.16 2.13. Payments and Computations 30 28 SECTION 2.17 2.14. Taxes 31 29 SECTION 2.18 2.15. Sharing of Payments, EtcEtc 31 SECTION 2.16. Extensions of Termination Date and Final Maturity Date 32 SECTION 2.17. Substitution of Lender 33 SECTION 2.19 Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 2.18. Evidence of Debt 35 33 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 34 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance Credit Borrowing and Commitment Increase 36 to Extension of the Final Maturity Date 35 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 35 SECTION 3.04 3.04. Determinations Under Section 3.01 3736 SECTION 3.05. Labor Dispute 36 SECTION 4.01. Representations and Warranties of the Borrower 36 SECTION 5.01. Affirmative Covenants 39 SECTION 5.02. Negative Covenants 42 SECTION 6.01. Events of Default 43 SECTION 7.01. Authorization and Authority 45 SECTION 7.02. Agent Individually 45 SECTION 7.03. Duties of Agent; Exculpatory Provisions 46 SECTION 7.04. Reliance by Agent 47 SECTION 7.05. Delegation of Duties 47 SECTION 7.06. Resignation of Agent 47 SECTION 7.07. Non-Reliance on Agent and Other Lenders 48 SECTION 7.08. No Other Duties, etc 49 SECTION 8.01. Amendments, Etc 49 SECTION 8.02. Notices, Etc 49 SECTION 8.03. No Waiver; Remedies 51 SECTION 8.04. Costs and Expenses 51 SECTION 8.05. Right of Setoff 53 SECTION 8.06. Binding Effect 54 SECTION 8.07. Assignments, Designations and Participations 54 SECTION 8.08. Confidentiality 58 SECTION 8.09. Governing Law 59 SECTION 8.10. Execution in Counterparts 59 SECTION 8.11. Jurisdiction, Etc 59 SECTION 8.12. Judgment 60 SECTION 8.13. Substitution of Currency 60 SECTION 8.14. Patriot Act Notice 61 SECTION 8.15. No Advisory or Fiduciary Responsibility 61 Schedule I - Applicable Lending Offices Exhibit A-1 - Form of Revolving Credit Note Exhibit A-2 - Form of Competitive Bid Note Exhibit B-1 - Form of Notice of Revolving Credit Borrowing Exhibit B-2 - Form of Notice of Competitive Bid Borrowing Exhibit C - Form of Assignment and Acceptance Exhibit D - Form of Designation Agreement Exhibit E - Form of Opinion of Counsel for the Borrower Exhibit F - Debenture Indenture UNITED PARCEL SERVICE, INC., a Delaware corporation (the “Borrower”), the banks, financial institutions and other institutional lenders (collectively, the “Initial Lenders”) listed on the signature pages hereof, Citibank, N.A. (“Citibank”), as administrative agent (in such capacity, the “Agent”) for the Lenders (as hereinafter defined), JPMorgan Chase Bank, N.A., as syndication agent, Barclays Bank PLC and BNP Paribas, as co-documentation agents, and Citigroup Global Markets Inc. and X.X. Xxxxxx Securities Inc., as joint arrangers and book managers (in such capacity, the “Arrangers”), agree as follows:

Amounts and Terms of the Advances. 9 Section 2.01. The Revolving Pro Rata Advances and Letters of Credit 19 SECTION 2.02 9 Section 2.02. Making the Revolving Pro Rata Advances 20 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance 10 Section 2.03. Repayment of and Drawings and Reimbursement Under Letters Pro Rata Advances 11 Section 2.04. Interest on Pro Rata Advances 11 Section 2.05. Additional Interest on LIBO Rate Advances 12 Section 2.06. Conversion of Credit 22 SECTION 2.05 Pro Rata Advances 12 Section 2.07. The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Advances 13 Section 2.08. LIBO Rate Determination 17 Section 2.09. Fees 26 SECTION 2.08 Termination 18 Section 2.10. Optional Termination, Reduction or Reduction Increase of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 Interest Rate Determination 28 SECTION 2.12 Optional Conversion of Revolving Advances 29 SECTION 2.13 18 Section 2.11. Optional Prepayments of Revolving Pro Rata Advances 29 SECTION 2.14 20 Section 2.12. Increased Costs 29 SECTION 2.15 20 Section 2.13. Illegality 30 SECTION 2.16 21 Section 2.14. Payments and Computations 30 SECTION 2.17 22 Section 2.15. Taxes 31 SECTION 2.18 23 Section 2.16. Sharing of Payments, Etc. 33 SECTION 2.19 25 Section 2.17. Evidence of Debt 25 Section 2.18. Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 26 ARTICLE III CONDITIONS TO EFFECTIVENESS AND LENDING 26 Section 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 SECTION 3.02 26 Section 3.02. Initial Advance to Each Designated Subsidiary 27 Section 3.03. Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 SECTION 3.03 Pro Rata Borrowing 28 Section 3.04. Conditions Precedent to Each CAF Competitive Bid Borrowing 29 i Table of Contents (continued) Page ARTICLE IV REPRESENTATIONS AND WARRANTIES 29 Section 4.01. Representations and Warranties of Kraft 29 ARTICLE V COVENANTS OF KRAFT 30 Section 5.01. Affirmative Covenants 30 Section 5.02. Negative Covenants 31 ARTICLE VI EVENTS OF DEFAULT 33 Section 6.01. Events of Default 33 Section 6.02. Lenders' Rights upon Event of Default 34 ARTICLE VII THE ADMINISTRATIVE AGENTS 35 Section 7.01. Authorization and Action 35 Section 7.02. Administrative Agents' Reliance, Etc 35 Section 7.03. JPMorgan Chase, Citibank and Affiliates 36 Section 7.04. Lender Credit Decision 36 Section 7.05. Indemnification 36 Section 7.06. Successor Administrative Agents 37 SECTION 3.04 Determinations Under Section 3.01 377.07. Syndication Agents and Arrangers and Documentation Agents 37 ARTICLE VIII GUARANTY 37 Section 8.01. Guaranty 37 Section 8.02. Guaranty Absolute 37 Section 8.03. Waivers 38 Section 8.04. Continuing Guaranty 39 ARTICLE IX MISCELLANEOUS 39 Section 9.01. Amendments, Etc 39 Section 9.02. Notices, Etc 39 Section 9.03. No Waiver; Remedies 41 Section 9.04. Costs and Expenses 41 Section 9.05. Right of Set-Off 42 ii Table of Contents (continued) Page Section 9.06. Binding Effect 42 Section 9.07. Assignments and Participations 42 Section 9.08. Designated Subsidiaries 45 Section 9.09. Governing Law 46 Section 9.10. Execution in Counterparts 46 Section 9.11. Jurisdiction, Etc 46 Section 9.12. Confidentiality 47 Section 9.13. Integration 47 SCHEDULE Schedule I — List of Applicable Lending Offices EXHIBITS Exhibit A-1 — Form of Pro Rata Note Exhibit A-2 — Form of Competitive Bid Note Exhibit B-1 — Form of Notice of Pro Rata Borrowing Exhibit B-2 — Form of Notice of Competitive Bid Borrowing Exhibit C — Form of Assignment and Acceptance Exhibit D — Form of Designation Agreement Exhibit E-1 — Form of Opinion of Counsel for Kraft Exhibit E-2 — Form of Opinion of Counsel for Kraft Exhibit F — Form of Opinion of Counsel for Designated Subsidiary Exhibit G — Form of Opinion of Counsel for JPMorgan Chase, as Adminstrative Agent Exhibit H — Form of New Lender Supplement iii 364-DAY REVOLVING CREDIT AGREEMENT Dated as of July 14, 2003

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 16 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 16 SECTION 2.03 Swingline Loans 21 2.03. The Competitive Bid Advances 18 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 2.04. Fees 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Commitments 23 SECTION 2.06. Repayment of Revolving Commitments 26 Credit Advances 23 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 23 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 24 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 25 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 26 SECTION 2.14 2.11. Increased Costs 29 27 SECTION 2.15 2.12. Illegality 30 27 SECTION 2.16 2.13. Payments and Computations 30 28 SECTION 2.17 2.14. Taxes 31 29 SECTION 2.18 2.15. Sharing of Payments, EtcEtc 31 SECTION 2.16. Extensions of Termination Date and Final Maturity Date 32 SECTION 2.17. Substitution of Lender 33 SECTION 2.19 Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 2.18. Evidence of Debt 35 33 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 34 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance Credit Borrowing and Commitment Increase 36 to Extension of the Final Maturity Date 35 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 35 SECTION 3.04 3.04. Determinations Under Section 3.01 3736 SECTION 3.05. Labor Dispute 36 SECTION 4.01. Representations and Warranties of the Borrower 36 SECTION 5.01. Affirmative Covenants 39 SECTION 5.02. Negative Covenants 42 SECTION 6.01. Events of Default 43 SECTION 7.01. Authorization and Action 45 SECTION 7.02. Agent’s Reliance, Etc 45 SECTION 7.03. Citibank and Its Affiliates 46 SECTION 7.04. Lender Credit Decision 46 SECTION 7.05. Indemnification 46 SECTION 7.06. Successor Agent 46 SECTION 7.07. Sub-Agent 47 SECTION 7.08. Other Agents 47 SECTION 8.01. Amendments, Etc 47 SECTION 8.02. Notices, Etc 48 SECTION 8.03. No Waiver; Remedies 49 SECTION 8.04. Costs and Expenses 49 SECTION 8.05. Right of Setoff 51 SECTION 8.06. Binding Effect 52 SECTION 8.07. Assignments, Designations and Participations 52 SECTION 8.08. Confidentiality 56 SECTION 8.09. Governing Law 57 SECTION 8.10. Execution in Counterparts 57 SECTION 8.11. Jurisdiction, Etc 57 SECTION 8.12. Judgment 57 SECTION 8.13. Substitution of Currency 58 SECTION 8.14. Patriot Act Notice 58 Schedule I - Applicable Lending Offices Exhibit A-1 - Form of Revolving Credit Note Exhibit A-2 - Form of Competitive Bid Note Exhibit B-1 - Form of Notice of Revolving Credit Borrowing Exhibit B-2 - Form of Notice of Competitive Bid Borrowing Exhibit C - Form of Assignment and Acceptance Exhibit D - Form of Designation Agreement Exhibit E - Form of Opinion of Counsel for the Borrower Exhibit F - Debenture Indenture UNITED PARCEL SERVICE, INC., a Delaware corporation (the “Borrower”), the banks, financial institutions and other institutional lenders (collectively, the “Initial Lenders”) listed on the signature pages hereof, Citibank, N.A. (“Citibank”), as administrative agent (in such capacity, the “Agent”) for the Lenders (as hereinafter defined), JPMorgan Chase Bank, N.A., as syndication agent, Barclays Bank PLC, BNP Paribas, Mellon Bank NA and Xxxxx Fargo Bank, N.A., as co-documentation agents, and Citigroup Global Markets Inc. and X.X. Xxxxxx Securities Inc., as joint arrangers and book managers (in such capacity, the “Arrangers”), agree as follows:

Amounts and Terms of the Advances. SECTION 2.01 The Revolving Advances and Letters of Credit 19 SECTION 2.02 Making the Revolving Advances 20 19 SECTION 2.03 Swingline Loans Commitment Fee 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 21 SECTION 2.05 Repayment of Advances 21 SECTION 2.06 Interest on Advances 22 SECTION 2.07 [Intentionally Omitted.] 22 SECTION 2.08 Interest Rate and Letter of Credit Determination 22 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 Interest Rate Determination 28 SECTION 2.12 Optional Conversion of Revolving Advances 29 24 SECTION 2.10 Prepayments of Advances 24 SECTION 2.11 Increased Costs 26 SECTION 2.12 Illegality 28 SECTION 2.13 Optional Prepayments of Revolving Advances 29 SECTION 2.14 Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 Payments and Computations 28 SECTION 2.14 Taxes 30 SECTION 2.17 Taxes 31 SECTION 2.18 2.15 Sharing of Payments, Etc. 33 etc 35 SECTION 2.19 2.16 Mandatory Assignment by a Lender; Mitigation 35 SECTION 2.17 Evidence of Debt 36 SECTION 2.18 Use of Proceeds 33 37 SECTION 2.20 Extension Option 33 SECTION 2.21 2.19 Increase in the Aggregate Revolving Commitments 34 37 SECTION 2.22 Evidence 2.20 Extension of Debt 35 Termination Date 39 SECTION 2.21 Defaulting Lenders 41 SECTION 3.01 Conditions Precedent to Effectiveness Letters of Sections 2.01 and 2.05 35 Credit 44 SECTION 3.02 Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 Issuing the Letters of Credit 46 SECTION 3.03 Conditions Precedent to Each CAF Borrowing 37 Reimbursement Obligations 46 SECTION 3.04 Determinations Under Section 3.01 37Participations Purchased by the Lenders 47

Amounts and Terms of the Advances. SECTION 2.01. The Revolving A Advances and Letters of Credit 19 15 SECTION 2.02 2.02. Making the Revolving Advances 20 16 SECTION 2.03 Swingline Loans 21 2.03. Fees 24 SECTION 2.04 Issuance of 2.04. Reduction, Increase and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction Extension of the Revolving Commitments 26 Commitments/Substitution of Banks 24 SECTION 2.09 2.05. Repayment 27 SECTION 2.10 2.06. Interest 27 28 SECTION 2.11 2.07. Additional Interest on Eurodollar Rate Advances 29 SECTION 2.08. Interest Rate Determination 28 SECTION 2.12 Optional Conversion of Revolving Advances 29 SECTION 2.13 Optional 2.09. Prepayments of Revolving Advances 29 SECTION 2.14 2.10. Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 2.11. Payments and Computations 30 SECTION 2.17 Taxes 31 SECTION 2.18 2.12. Evidence of Indebtedness 32 SECTION 2.13. Sharing of Payments, Etc. Etc 33 SECTION 2.19 Use of Proceeds 2.14. Taxes 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence of Debt 2.15. Interest Elections 35 SECTION 3.01 Conditions 3.01. Condition Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.02 36 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Borrowing Increasing the Aggregate Amount of Advances and each Letter of Credit Issuance and Commitment Increase 36 37 SECTION 3.03 3.03. Conditions Precedent to Each CAF B Borrowing 37 SECTION 3.04 3.04. Determinations Under Section 3.01 3738

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 16 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 17 SECTION 2.03 Swingline Loans 21 2.03. The Competitive Bid Advances 19 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 2.04. Fees 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Commitments 23 SECTION 2.06. Repayment of Revolving Commitments 26 Credit Advances 24 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 24 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 24 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 26 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 26 SECTION 2.14 2.11. Increased Costs 29 27 SECTION 2.15 2.12. Illegality 30 28 SECTION 2.16 2.13. Payments and Computations 28 SECTION 2.14. Taxes 30 SECTION 2.17 Taxes 31 SECTION 2.18 2.15. Sharing of Payments, EtcEtc 32 SECTION 2.16. Extensions of Termination Date 33 SECTION 2.19 Use 2.17. Substitution of Proceeds Lender 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 2.18. Evidence of Debt 35 34 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 34 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 Credit Borrowing 35 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 36 SECTION 3.04 3.04. Determinations Under Section 3.01 3736 SECTION 3.05. Labor Dispute 36

Amounts and Terms of the Advances. 23 SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 23 SECTION 2.02 2.02. Making the Revolving Advances 20 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 2.03. Fees 25 SECTION 2.07 Fees 26 SECTION 2.08 Termination 2.04. Optional Termination, Reduction, Increase or Reduction Extension of the Commitments 25 SECTION 2.05. Repayment 28 SECTION 2.06. Interest on Revolving Commitments 26 Credit Advances 28 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 2.07. Interest Rate Determination 28 29 SECTION 2.12 2.08. Optional Conversion of Revolving Credit Advances 29 33 SECTION 2.13 Optional 2.09. Prepayments of Revolving Credit Advances 29 33 SECTION 2.14 2.10. Increased Costs 29 34 SECTION 2.15 2.11. Illegality 30 35 SECTION 2.16 2.12. Payments and Computations 30 35 SECTION 2.17 2.13. Taxes 31 37 SECTION 2.18 2.14. Sharing of Payments, Etc. 33 39 SECTION 2.19 2.15. Evidence of Debt 40 SECTION 2.16. Use of Proceeds 33 40 SECTION 2.20 Extension Option 33 2.17. Letters of Credit 40 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 2.18. Defaulting Lenders 44 ARTICLE III CONDITIONS TO EFFECTIVENESS AND LENDING 46 SECTION 2.22 Evidence of Debt 35 3.01. Conditions Precedent 46 SECTION 3.01 3.02. Conditions Precedent to Effectiveness the Initial Borrowing of Sections 2.01 and 2.05 35 Each Designated Subsidiary 48 SECTION 3.02 3.03. Conditions Precedent to Each Revolving Borrowing, Credit Borrowing or Letter of Credit Issuance and Commitment Increase 36 49 SECTION 3.03 Conditions Precedent to Each CAF Borrowing 37 SECTION 3.04 3.04. Determinations Under Section 3.01 3750 ARTICLE IV REPRESENTATIONS AND WARRANTIES 50 SECTION 4.01. Representations and Warranties of PPG 50 ARTICLE V COVENANTS OF THE BORROWERS 53 SECTION 5.01. Affirmative Covenants 53 SECTION 5.02. Negative Covenants 55 ARTICLE VI EVENTS OF DEFAULT 58 SECTION 6.01. Events of Default 58 ARTICLE VII GUARANTY 59 SECTION 7.01. Guaranty 59 SECTION 7.02. Guaranty Absolute 60 SECTION 7.03. Waivers and Acknowledgments 61 SECTION 7.04. Subrogation 62 SECTION 7.05. Subordination 63 SECTION 7.06. Continuing Guaranty; Assignments 63 ARTICLE VIII THE ADMINISTRATIVE AGENT 64 SECTION 8.01. Authorization and Action 64 SECTION 8.02. Administrative Agent’s Reliance, Etc. 64 SECTION 8.03. JPMCB and Affiliates 64 SECTION 8.04. Lender Credit Decision 65 SECTION 8.05. Indemnification 65 SECTION 8.06. Successor Administrative Agent 65 SECTION 8.07. Other Agents 66 SECTION 8.08. Certain ERISA Matters 66 ARTICLE IX MISCELLANEOUS 67 SECTION 9.01. Amendments, Etc. 67 SECTION 9.02. Notices, Etc. 68 SECTION 9.03. No Waiver; Remedies 69 SECTION 9.04. Costs and Expenses 69 SECTION 9.05. Right of Set-off 70 SECTION 9.06. Binding Effect 71 SECTION 9.07. Assignments and Participations 71 SECTION 9.08. Confidentiality 74 SECTION 9.09. Governing Law 75 SECTION 9.10. Execution in Counterparts 75 SECTION 9.11. Judgment 75 SECTION 9.12. Jurisdiction, Etc. 75 SECTION 9.13. Substitution of Currency 76 SECTION 9.14. Designated Subsidiaries 76 SECTION 9.15. Waiver of Jury Trial 77 SECTION 9.16. USA PATRIOT ACT 77 SECTION 9.17. No Fiduciary Duty 77 SECTION 9.18. Acknowledgment and Consent to Bail-In of EEA Financial Institutions 78 SECTION 9.19. Acknowledgement Regarding Any Supported QFCs 78 SECTION 9.20. Effect of Amendment and Restatement 79 ii Schedule I - List of Pre-Approved Designated Subsidiaries Schedule 2.01 - Commitments Exhibit A - Form of Note Exhibit B-1 - Form of Notice of Revolving Credit Borrowing Exhibit B-2 - Form of Designation of Existing Letters of Credit Exhibit C - Form of Assignment and Acceptance Exhibit D - Form of Designation Letter Exhibit E-1 - Form of Opinion of Counsel for PPG Exhibit E-2 - Form of Opinion of K&L Gates LLP Exhibit E-3 - Form of Opinion of Special Counsel for a Designated Subsidiary This agreement is among PPG INDUSTRIES, INC., a Pennsylvania corporation (“PPG”), each Subsidiary of PPG who becomes a borrower hereunder pursuant to Section 9.14 (collectively with PPG, the “Borrowers” and each, a “Borrower”) the banks, financial institutions and other institutional lenders (the “Initial Lenders”) listed on the signature pages hereof, JPMORGAN CHASE BANK, N.A. (“JPMCB”), as Administrative Agent for the Lenders, MUFG BANK, LTD. (“MUFG”), BNP PARIBAS, CITIBANK, N.A. and PNC BANK, NATIONAL ASSOCIATION (“PNC”), as co-syndication agents, and JPMORGAN CHASE BANK, N.A., MUFG, BNP PARIBAS SECURITIES CORP., CITIBANK, N.A. (“Citi”) and PNC CAPITAL MARKETS LLC, as co-lead arrangers and co-bookrunners.

Amounts and Terms of the Advances. 20 SECTION 2.01. The Revolving Advances and Letters of Credit 19 SECTION 2.02 Making the Revolving A Advances 20 SECTION 2.03 Swingline Loans 2.02. Making the A Advances 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 2.03. The B Advances 22 SECTION 2.05 The CAF Advances 23 2.04. Fees 25 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or 2.05. Reduction of the Revolving Commitments 26 SECTION 2.09 2.06. Repayment of A Advances 26 SECTION 2.07. Interest on the A Advances 27 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 and Protection 30 SECTION 2.12 Optional 2.09. Voluntary Conversion of Revolving A Advances 29 31 SECTION 2.13 Optional 2.10. Prepayments of Revolving A Advances 29 32 SECTION 2.14 2.11. Increased Costs 29 Costs, Etc. 34 SECTION 2.15 2.12. Illegality 30 36 SECTION 2.16 2.13. Payments and Computations 30 36 SECTION 2.17 2.14. Taxes 31 38 SECTION 2.18 2.15. Sharing of Payments, Etc. 33 40 SECTION 2.19 2.16. Additional Interest on Eurodollar Rate Advances 40 SECTION 2.17. Use of Proceeds 33 40 ARTICLE III CONDITIONS OF LENDING 41 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 Initial Advances 41 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 A Borrowing 43 SECTION 3.03 3.03. Conditions Precedent to Each CAF B Borrowing 37 44 SECTION 3.04 3.04. Conditions Precedent to Borrowings for the Xxxxx Acquisitions 44 SECTION 3.05. Conditions Precedent to Borrowings for an Approved Acquisition 45 SECTION 3.06. Determinations Under Section 3.01 3746

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 21 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 2.03. The CAF Competitive Bid Advances 23 SECTION 2.06 Competitive Bid Procedure 23 2.04. Fees 27 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Commitments 28 SECTION 2.06. Repayment of Revolving Commitments 26 Credit Advances 28 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 28 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 29 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 30 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 31 SECTION 2.14 2.11. Increased Costs 29 31 SECTION 2.15 2.12. Illegality 30 32 SECTION 2.16 2.13. Payments and Computations 30 32 SECTION 2.17 2.14. Taxes 31 34 SECTION 2.18 2.15. Sharing of Payments, Etc. 33 36 SECTION 2.19 Use 2.16. Extensions of Proceeds 33 Termination Date 37 SECTION 2.20 Extension Option 33 2.17. Substitution of Lender 37 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 2.18. Evidence of Debt 35 38 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 38 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 Credit Borrowing 39 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 40 SECTION 3.04 3.04. Determinations Under Section 3.01 3740 SECTION 3.05. Labor Dispute 41

Amounts and Terms of the Advances. AND LETTERS OF CREDIT 17 SECTION 2.01. The Revolving Advances and Letters of Credit 19 17 SECTION 2.02 2.02. Making the Revolving Advances 20 18 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under 2.03. Letters of Credit 22 19 SECTION 2.05 The CAF Advances 2.04. Certain Fees 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Revolving Commitments 23 SECTION 2.06. Repayment of Advances; Letter of Credit Reimbursements 24 SECTION 2.07. Interest 24 SECTION 2.08. [Intentionally Omitted] 25 SECTION 2.09. Interest Rate Determinations; Changes in Rating Systems 25 SECTION 2.10. Voluntary Conversion and Continuation of Advances 26 SECTION 2.09 Repayment 2.11. Prepayments of Advances 26 SECTION 2.12. Increased Costs 27 SECTION 2.10 Interest 2.13. Illegality 27 SECTION 2.11 Interest Rate Determination 28 SECTION 2.12 Optional Conversion of Revolving Advances 29 SECTION 2.13 Optional Prepayments of Revolving Advances 29 SECTION 2.14 Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 2.14. Payments and Computations 30 27 SECTION 2.17 2.15. Taxes 31 28 SECTION 2.18 2.16. Set-Off; Sharing of Payments, Etc. 33 30 SECTION 2.19 Use of Proceeds 33 2.17. Right to Replace a Lender 31 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 2.18. Evidence of Debt Indebtedness 31 SECTION 2.19. Increase of Revolving Credit Commitments 32 SECTION 2.20. Defaulting Lenders 33 ARTICLE 3 CONDITIONS OF LENDING 35 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 Initial Borrowing 35 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase Borrowing 36 ARTICLE 4 REPRESENTATIONS AND WARRANTIES 36 SECTION 3.03 Conditions Precedent 4.01. Representations and Warranties of the Borrower 36 ARTICLE 5 COVENANTS OF THE BORROWER 39 SECTION 5.01. Covenants 39 ARTICLE 6 EVENTS OF DEFAULT 44 SECTION 6.01. Events of Default 44 SECTION 6.02. Actions in Respect of Letters of Credit upon Default 47 ARTICLE 7 THE ADMINISTRATIVE AGENT 47 SECTION 7.01. Authorization and Action 47 SECTION 7.02. Administrative Agent’s Reliance, Etc. 47 SECTION 7.03. JPMorgan and Affiliates 48 SECTION 7.04. Lender Credit Decision 48 SECTION 7.05. Indemnification 48 Page SECTION 7.06. Successor Administrative Agent 49 SECTION 7.07. Arrangers 49 ARTICLE 8 MISCELLANEOUS 49 SECTION 8.01. Amendments, Etc. 49 SECTION 8.02. Notices, Etc. 50 SECTION 8.03. No Waiver; Remedies 52 SECTION 8.04. Costs, Expenses and Indemnification 52 SECTION 8.05. Binding Effect 53 SECTION 8.06. Assignments and Participations 54 SECTION 8.07. Governing Law; Submission to Each CAF Jurisdiction 56 SECTION 8.08. Severability 56 SECTION 8.09. Execution in Counterparts; Electronic Execution 56 SECTION 8.10. Survival 57 SECTION 8.11. Waiver of Jury Trial 57 SECTION 8.12. Confidentiality 57 SECTION 8.13. Nonliability of Lenders; No Advisory or Fiduciary Responsibility 58 SECTION 8.14. USA PATRIOT Act 58 SECTION 8.15. Interest Rate Limitation 58 Schedule I – Lenders and Commitments Schedule II – Existing Liens Securing Indebtedness, in each case, of $5,000,000 or more Schedule III – Litigation Schedule IV – Subsidiaries Schedule V – Permitted Subsidiary Indebtedness Exhibit A – Form of Notice of Borrowing 37 SECTION 3.04 Determinations Under Section 3.01 37Exhibit B – Form of Assignment and Acceptance Exhibit C – Form of Opinion of Special Counsel to the Borrower Exhibit D – Form of Compliance Certificate of Borrower Exhibit E – List of Closing Documents AMENDED AND RESTATED CREDIT AGREEMENT dated as of October 16, 2014 among COCA-COLA BOTTLING CO. CONSOLIDATED, a corporation organized under the laws of Delaware (the “Borrower”), the Lenders from time to time party hereto, BRANCH BANKING AND TRUST COMPANY, as documentation agent, CITIBANK, N.A., a national banking association, and XXXXX FARGO BANK, NATIONAL ASSOCIATION, a national banking association, as co-syndication agents, and JPMORGAN CHASE BANK, N.A., a national banking association, as administrative agent (in such capacity, the “Administrative Agent”).

Amounts and Terms of the Advances. The Revolving 12 Section 2.01.The Contract Advances 12 Section 2.02.Making the Contract Advances 13 Section 2.03.The Auction Advances 14 Section 2.04.Fees 18 Section 2.05.Reduction of the Commitments 19 Section 2.06.Repayment of Contract Advances 19 Section 2.07.Interest on Contract Advances 19 Section 2.08.Additional Interest on Eurodollar Rate Advances and Letters of Credit 19 SECTION 2.02 Making the Revolving Eurodollar Rate Auction Advances 20 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 Interest Section 2.09.Interest Rate Determination 28 SECTION 2.12 Optional Conversion 20 Section 2.10.Conversion of Revolving Contract Advances 29 SECTION 2.13 Optional Prepayments of Revolving Advances 29 SECTION 2.14 Increased 21 Section 2.11.Prepayments 22 Section 2.12.Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 Payments 23 Section 2.13.Illegality 24 Section 2.14.Payments and Computations 30 SECTION 2.17 Taxes 31 SECTION 2.18 Sharing 25 Section 2.15.Taxes 26 Section 2.16.Sharing of Payments, Etc. 33 SECTION 2.19 Use 28 Section 2.17.Extension of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence Termination Date. 29 Article III Conditions of Debt 35 SECTION 3.01 Conditions Lending 29 Section 3.01.Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 SECTION 3.02 Conditions Initial Advances 29 Section 3.02.Condition Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 SECTION 3.03 Conditions Contract Borrowing 32 Section 3.03.Conditions Precedent to Each CAF Auction Borrowing 37 SECTION 3.04 Determinations Under 32 Section 3.01 373.04.Condition Precedent to Certain Conversions 33 Article IV Representations and Warranties 33 Section 4.01.Representations and Warranties of the Borrower 33 Article V Covenants of the Borrower 36 Section 5.01.Affirmative Covenants 36 Section 5.02.Negative Covenants 39 Article VI Events of Default 41 Section 6.01.Events of Default 41 Article VII The AGENTS 44 Section 7.01.Authorization and Action 44 Section 7.02.Administrative Agent's Reliance, Etc 44 Section 7.03.Agents and Affiliates 45 Section 7.04.Lender Credit Decision 45 Section 7.05.Indemnification 45 Section 7.06.Successor Administrative Agent 46 Article VIII Miscellaneous 46 Section 8.01.Amendments, Etc 46 Section 8.02.Notices, Etc 47 Section 8.03.No Waiver, Remedies 47 Section 8.04.Costs and Expenses; Indemnification 47 Section 8.05.Right of Set-off 48 Section 8.06.Binding Effect 48 Section 8.07.Assignments and Participations 49 Section 8.08.Discretion of Lender as to Manner of Funding 51 Section 8.09.Governing Law 52 Section 8.10.Waiver of Jury Trial 52 Section 8.11.Execution in Counterparts 52 Section 8.12.Termination of Existing Credit Agreements 52 Signatures 53

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 Canadian Prime Rate Advances 14 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 and Canadian Prime Rate Advances 14 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 2.03. The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 Advances 15 SECTION 2.07 2.04. Fees 26 19 SECTION 2.08 2.05. Termination or Reduction of the Revolving Commitments 26 19 SECTION 2.09 2.06. Repayment 27 of Committed Advances 19 SECTION 2.10 2.07. Interest 27 on Committed Advances 20 SECTION 2.11 2.08. Interest Rate Determination 28 20 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 22 SECTION 2.13 Optional 2.10. Prepayments of Revolving Committed Advances 29 22 SECTION 2.14 2.11. Increased Costs 29 23 SECTION 2.15 2.12. Illegality 30 24 SECTION 2.16 2.13. Payments and Computations 30 24 SECTION 2.17 2.14. Taxes 31 25 SECTION 2.18 2.15. Sharing of Payments, Etc. 33 28 SECTION 2.19 2.16. Evidence of Debt 28 SECTION 2.17. Use of Proceeds 33 29 SECTION 2.20 Extension Option 33 SECTION 2.21 2.18. Increase in the Aggregate Revolving Credit Commitments 34 or Aggregate Canadian Prime Rate Commitments 29 SECTION 2.22 Evidence of Debt 35 2.19. Regulation D Compensation 30 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 31 SECTION 3.02 3.02. Initial Advance to Each Designated Subsidiary 32 SECTION 3.03. Conditions Precedent to Each Revolving Credit Borrowing, Issuance Canadian Prime Rate Borrowing and Commitment Increase 36 32 SECTION 3.03 3.04. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 33 SECTION 3.04 3.05. Determinations Under Section 3.01 3733 SECTION 4.01. Representations and Warranties of the Borrowers 34 SECTION 5.01. Affirmative Covenants 35 SECTION 5.02. Negative Covenants 37 SECTION 6.01. Events of Default 39 SECTION 7.01. Unconditional Guarantee 41 SECTION 7.02. Guarantee Absolute 41 SECTION 7.03. Waivers 41 SECTION 7.04. Subrogation 42 SECTION 7.05. Survival 42 SECTION 8.01. Authorization and Action 42 SECTION 8.02. Agent's Reliance, Etc 43 SECTION 8.03. Citibank and Affiliates 43 SECTION 8.04. Lender Credit Decision 43 SECTION 8.05. Indemnification 43 SECTION 8.06. Successor Agent 44 SECTION 8.07. Other Agents 44 SECTION 9.01. Amendments, Etc. 44 SECTION 9.02. Notices, Etc. 44 SECTION 9.03. No Waiver; Remedies 46 SECTION 9.04. Costs and Expenses 46 SECTION 9.05. Right of Set-off 47 SECTION 9.06. Binding Effect 47 SECTION 9.07. Assignments and Participations 47 SECTION 9.08. Designated Subsidiaries 49 SECTION 9.09. Confidentiality 49 SECTION 9.10. Governing Law 49 SECTION 9.11. Execution in Counterparts 49 SECTION 9.12. Judgment 49 SECTION 9.13. Jurisdiction, Etc. 50 SECTION 9.14. Substitution of Currency 50 SECTION 9.15. Power of Attorney 50 SECTION 9.16. Patriot Act Notice 51 Schedule I - List of Applicable Lending Offices Exhibit A-1 - Form of Revolving Credit Note Exhibit A-2 - Form of Competitive Bid Note Exhibit A-3 - Form of Canadian Prime Rate Note Exhibit B-1 - Form of Notice of Committed Borrowing Exhibit B-2 - Form of Notice of Competitive Bid Borrowing Exhibit C - Form of Assignment and Acceptance Exhibit D - Form of Designation Letter Exhibit E - From of Acceptance by Process Agent Exhibit F - Form of Opinion of Counsel for the Company Exhibit G - Form of Opinion of Counsel for Xxxxx Exhibit H - Form of Opinion of Counsel to a Designated Subsidiary COCA-COLA ENTERPRISES INC., a Delaware corporation (the “Company”), COCA-COLA ENTERPRISES (CANADA) BOTTLING FINANCE COMPANY, a Nova Scotia unlimited liability company (“Xxxxx”), the banks, financial institutions and other institutional lenders (the “Initial Lenders”) listed on the signature pages hereof, CITIBANK, N.A. (“Citibank”), as administrative agent (the “Agent”) for the Lenders (as hereinafter defined), and BANK OF AMERICA, N.A. and DEUTSCHE BANK SECURITIES INC., as co-syndication agents (each a “Co-Syndication Agent”), agree as follows:

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 21 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 2.03. The CAF Competitive Bid Advances 23 SECTION 2.06 Competitive Bid Procedure 23 2.04. Fees 27 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Commitments 28 SECTION 2.06. Repayment of Revolving Commitments 26 Credit Advances 28 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 28 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 29 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 30 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 31 SECTION 2.14 2.11. Increased Costs 29 32 SECTION 2.15 2.12. Illegality 30 32 SECTION 2.16 2.13. Payments and Computations 30 33 SECTION 2.17 2.14. Taxes 31 34 SECTION 2.18 2.15. Sharing of Payments, Etc. 33 36 SECTION 2.19 Use 2.16. Extensions of Proceeds 33 Termination Date and Final Maturity Date 37 SECTION 2.20 Extension Option 33 2.17. Substitution of Lender 38 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 2.18. Evidence of Debt 35 38 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 39 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance Credit Borrowing and Commitment Increase 36 to Extension of the Final Maturity Date 40 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 40 SECTION 3.04 3.04. Determinations Under Section 3.01 3741 SECTION 3.05. Labor Dispute 41

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 14 SECTION 2.02 2.02. Making the Revolving Credit Advances 15 SECTION 2.03. The Competitive Bid Advances 16 SECTION 2.04. Fees 20 SECTION 2.03 Swingline Loans 21 2.05. Termination, Reduction or Increase of the Commitments 20 SECTION 2.04 Issuance 2.06. Repayment of and Drawings and Reimbursement Under Letters of Revolving Credit Advances; Term Loan Election 22 SECTION 2.05 The CAF 2.07. Interest on Revolving Credit Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 23 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 24 SECTION 2.13 2.10. Optional Prepayments of Revolving Credit Advances 29 25 SECTION 2.14 2.11. Increased Costs 29 25 SECTION 2.15 2.12. Illegality 30 26 SECTION 2.16 2.13. Payments and Computations 30 27 SECTION 2.17 2.14. Taxes 31 28 SECTION 2.18 2.15. Sharing of Payments, EtcEtc 30 SECTION 2.16. 33 SECTION 2.19 Use of Proceeds 33 30 SECTION 2.20 2.17. Extension Option 33 of Termination Date 30 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 33 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Credit Borrowing, Issuance Increase Date and Commitment Increase 36 Extension Date 34 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 34 SECTION 3.04 3.04. Determinations Under Section 3.01 3735

Amounts and Terms of the Advances. 16 Section 2.01. The Revolving A Advances and Letters of Credit 19 SECTION 2.02 16 Section 2.02. Making the Revolving A Advances 17 Section 2.03. The B Advances 17 Section 2.04. Making the B Advances 17 Section 2.05. Borrowings; Advances; Termination of Eurodollar Rate Advances 20 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance Section 2.06. Conversions and Continuations of A Borrowings 23 Section 2.07. Optional Termination and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 24 Section 2.08. Repayment 27 SECTION 2.10 and Prepayment of Advances 24 Section 2.09. Interest 27 SECTION 2.11 on Advances 25 Section 2.10. Interest Rate Determination 26 Section 2.11. Fees 26 Section 2.12. Payments; Computations; Interest on Overdue Amounts 27 Section 2.13. Consequential Losses on Fixed Rate Advances 28 SECTION 2.12 Optional Conversion of Revolving Advances 29 SECTION 2.13 Optional Prepayments of Revolving Advances 29 SECTION 2.14 Section 2.14. Increased Costs 28 Section 2.15. Replacement of Banks 29 SECTION 2.15 Section 2.16. Illegality 29 Section 2.17. Taxes 30 SECTION 2.16 Section 2.18. Payments and Computations 30 SECTION 2.17 Taxes Pro Rata 31 SECTION 2.18 Sharing of Payments, EtcARTICLE III CONDITIONS 32 Section 3.01. 33 SECTION 2.19 Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 SECTION 3.02 32 Section 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 SECTION 3.03 A Borrowing 33 Section 3.03. Conditions Precedent to Each CAF B Borrowing 37 SECTION 3.04 Determinations Under 34 Section 3.01 373.04. Administrative Agent.. 34

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 13 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 13 SECTION 2.03 Swingline Loans 21 2.03. Fees 14 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.04. Termination or Reduction of the Revolving Commitments 26 15 SECTION 2.09 2.05. Repayment 27 15 SECTION 2.10 2.06. Interest 27 15 SECTION 2.11 2.07. Interest Rate Determination 28 16 SECTION 2.12 Optional 2.08. Conversion of Revolving Credit Advances 29 16 SECTION 2.13 2.09. Optional Prepayments of Revolving Advances 29 16 SECTION 2.14 2.10. Increased Costs 29 17 SECTION 2.15 2.11. Illegality 30 18 SECTION 2.16 2.12. Payments and Computations 30 18 SECTION 2.17 2.13. Taxes 31 19 SECTION 2.18 2.14. Sharing of Payments, Etc. 33 21 SECTION 2.19 2.15. Use of Proceeds 33 21 SECTION 2.20 Extension Option 33 SECTION 2.21 2.16. Increase in the Aggregate Revolving Commitments 34 21 SECTION 2.22 2.17. Swing Line Advances 22 SECTION 2.18. Replacement of Lenders 24 SECTION 2.19. Evidence of Debt 35 25 SECTION 3.01 2.20. Defaulting Lenders 25 SECTION 3.01. Conditions Precedent to Effectiveness of Sections Section 2.01 and 2.05 35 25 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance Borrowing and Commitment Increase 36 27 SECTION 3.03 Conditions Precedent to Each CAF Borrowing 37 SECTION 3.04 3.03. Determinations Under Section 3.01 3727

Amounts and Terms of the Advances. Section 2.01. The Revolving Advances and Letters of Credit 19 SECTION 2.02 25 Section 2.02. Making the Revolving Advances 20 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 26 Section 2.03. [Reserved] 27 Section 2.04. Fees 26 SECTION 2.08 27 Section 2.05. Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 28 Section 2.06. Repayment 27 SECTION 2.10 of Advances 28 Section 2.07. Interest 27 SECTION 2.11 on Advances 28 Section 2.08. Interest Rate Determination 28 SECTION 2.12 29 Section 2.09. Optional Conversion of Revolving Advances 29 SECTION 2.13 Optional 31 Section 2.10. Prepayments of Revolving Advances 29 SECTION 2.14 31 Section 2.11. Increased Costs 29 SECTION 2.15 32 Section 2.12. Illegality 30 SECTION 2.16 33 Section 2.13. Payments and Computations 30 SECTION 2.17 34 Section 2.14. Taxes 31 SECTION 2.18 35 Section 2.15. Sharing of Payments, EtcEtc 39 Section 2.16. 33 SECTION 2.19 Evidence of Debt 39 Section 2.17. Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 40 Section 2.18. Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence 40 Section 2.19. Extension of Debt 35 SECTION 3.01 Termination Date 41 Section 2.20. Defaulting Lenders 42 Section 2.21. Mitigation Obligations; Replacement of Lenders 43 Section 2.22. Termination of Borrowers 44 Section 2.23. Benchmark Replacement 45 Section 3.01. Conditions Precedent to Effectiveness of Sections Section 2.01 and 2.05 35 SECTION 3.02 47 Section 3.02. Initial Advance to Each Designated Subsidiary 48 Section 3.03. Conditions Precedent to Each Revolving Borrowing, Issuance Commitment Increase and Commitment Increase 36 SECTION 3.03 Conditions Precedent to Each CAF Borrowing 37 SECTION 3.04 Extension 49 Section 3.04. Determinations Under Section 3.01 37and 3.02 50

Amounts and Terms of the Advances. 27 SECTION 2.01. The Revolving Advances and Letters of Credit 19 27 SECTION 2.02 2.02. Making the Revolving Advances 20 28 SECTION 2.03 Swingline Loans 21 2.03. Fees 30 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.04. Termination or Reduction of the Revolving Commitments 26 31 SECTION 2.09 2.05. Repayment 27 of Advances 31 SECTION 2.10 2.06. Interest 27 32 SECTION 2.11 2.07. Interest Rate Determination 28 33 SECTION 2.12 Optional Conversion of Revolving Advances 29 2.08. Prepayments 33 SECTION 2.13 Optional Prepayments of Revolving Advances 29 2.09. Increased Costs, Etc. 36 SECTION 2.14 Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 2.10. Payments and Computations 30 38 SECTION 2.17 2.11. Taxes 31 40 SECTION 2.18 2.12. Sharing of Payments, Etc. 33 42 SECTION 2.19 2.13. Use of Proceeds 33 42 SECTION 2.20 Extension Option 33 2.14. First Eurodollar Method and Second Eurodollar Method 43 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 2.15. Redistribution of Payments 43 ARTICLE III CONDITIONS TO EFFECTIVENESS AND LENDING 44 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections Section 2.01 and 2.05 35 44 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 Borrowing 44 SECTION 3.03 3.03. Conditions Precedent to Each CAF Effectiveness of this Agreement 45 ARTICLE IV REPRESENTATIONS AND WARRANTIES 50 SECTION 4.01. Representations and Warranties of the Borrower 50 ARTICLE V COVENANTS OF THE BORROWER 58 SECTION 5.01. Affirmative Covenants 58 SECTION 5.02. Negative Covenants 63 SECTION 5.03. Reporting Requirements 73 SECTION 5.04. Operational and Financial Covenants 77 ARTICLE VI EVENTS OF DEFAULT 81 SECTION 6.01. Events of Default 81 ARTICLE VII THE ADMINISTRATIVE AGENT 87 SECTION 7.01. Authorization and Action 87 SECTION 7.02. Agent's Reliance, Etc. 87 SECTION 7.03. Agent and Affiliates 88 SECTION 7.04. Lender Credit Decision 88 SECTION 7.05. Indemnification 88 SECTION 7.06. Successor Agent 89 ARTICLE VIII MISCELLANEOUS 89 SECTION 8.01. Amendments, Etc. 89 SECTION 8.02. Notices, Etc. 90 SECTION 8.03. No Waiver; Remedies 91 SECTION 8.04. Costs and Expenses; Indemnification 91 SECTION 8.05. Right of Set-off 93 SECTION 8.06. Binding Effect 93 SECTION 8.07. Assignments and Participations 93 SECTION 8.08. Confidentiality 96 SECTION 8.09. Governing Law 96 SECTION 8.10. Execution in Counterparts 96 SECTION 8.11. Jurisdiction, Judgment Currency, Etc. 97 SECTION 8.12. Waiver of Jury Trial 98 SECTION 8.13. Intercreditor Arrangements 98 SECTION 8.14. Intercreditor Agreement; Amendments to Lucent Credit Agreement. 98 Page Schedule 3.01(a)(i) Disclosed Litigation Schedule 4.01(b) Subsidiaries Schedule 4.01(f) Authorizations, Approvals, Notices and Filings Schedule 4.01(o) Liens Schedule 4.01(t) Leases of Real Property Schedule 4.01(v) Existing Debt Schedule 4.01(w) Investments Schedule 4.01(x) Material Contracts Schedule 4.01(y) Licenses Schedule 4.01(z) Insurance Policies Schedule 4.01(dd) Plans, Multiemployer Plans and Welfare Plans Schedule 4.01(ii) Material Licenses Schedule 5.02(u) Stock Purchase Agreements EXHIBITS Exhibit A Form of Note Exhibit B Form of Notice of Borrowing 37 SECTION 3.04 Determinations Under Section 3.01 37Exhibit C Form of Assignment and Acceptance Exhibit D-1 Form of Operating Subsidiary Guaranty Exhibit D-2 Form of Intermediate Holding Company Subsidiary Guaranty Exhibit E Terms of Intercompany Mirror Subordinated Debt Exhibit F Form of Intercompany Mirror Subordinated Debt Subordination Agreement Exhibit G Form of Subordination Agreement Exhibit H Form of Blocked Account Letter Agreement AMENDED AND RESTATED CREDIT AGREEMENT AMENDED AND RESTATED CREDIT AGREEMENT dated as of November 24, 1999 among DIVEO, INC., a Delaware corporation (the "Borrower"), ERICSSON CREDIT AB (the "Initial Lender") and ERICSSON CREDIT AB as administrative agent (the "Administrative Agent") for the Lenders (as hereinafter defined).

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 18 SECTION 2.02 2.02. Making the Revolving Credit Advances 19 SECTION 2.03. The Competitive Bid Advances 20 SECTION 2.03 Swingline Loans 21 2.04. Fees 25 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Commitments 25 SECTION 2.06. Repayment of Revolving Commitments Credit Advances 26 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 26 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 27 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 28 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 28 SECTION 2.14 2.11. Increased Costs 29 SECTION 2.15 2.12. Illegality 30 SECTION 2.16 2.13. Payments and Computations 30 SECTION 2.17 2.14. Taxes 31 32 SECTION 2.18 2.15. Sharing of Payments, Etc. 33 SECTION 2.19 Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 2.16. Extensions of Termination Date and Final Maturity Date 35 SECTION 2.17. Substitution of Lender 36 SECTION 2.18. Evidence of Debt 35 36 SECTION 3.01 2.19. Defaulting Lenders 37 SECTION 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 37 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance Credit Borrowing and Commitment Increase 36 to Extension of the Final Maturity Date 38 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 39 SECTION 3.04 3.04. Determinations Under Section 3.01 3739 SECTION 3.05. Labor Dispute 40

Amounts and Terms of the Advances. 27 SECTION 2.01. The Revolving Advances and Letters of Credit 19 27 SECTION 2.02 2.02. Making the Revolving Advances 20 27 SECTION 2.03 Swingline Loans 21 2.03. Fees 30 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.04. Termination or Reduction of the Revolving Commitments 26 31 SECTION 2.09 2.05. Repayment 27 of Advances 31 SECTION 2.10 2.06. Interest 27 32 SECTION 2.11 2.07. Interest Rate Determination 28 32 SECTION 2.12 Optional Conversion of Revolving Advances 29 2.08. Prepayments 32 SECTION 2.13 Optional Prepayments of Revolving Advances 29 2.09. Increased Costs, Etc. 35 SECTION 2.14 Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 2.10. Payments and Computations 30 38 SECTION 2.17 2.11. Taxes 31 39 SECTION 2.18 2.12. Sharing of Payments, Etc. 33 41 SECTION 2.19 2.13. Use of Proceeds 33 42 SECTION 2.20 Extension Option 33 2.14. First Eurodollar Method and Second Eurodollar Method 42 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 2.15. Redistribution of Payments 43 ARTICLE III CONDITIONS TO EFFECTIVENESS AND LENDING 43 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections Section 2.01 and 2.05 35 43 SECTION 3.02 3.02. Conditions Precedent to Each Revolving BorrowingBorrowing 48 ARTICLE IV REPRESENTATIONS AND WARRANTIES 49 SECTION 4.01. Representations and Warranties of the Borrower 49 ARTICLE V COVENANTS OF THE BORROWER 57 SECTION 5.01. Affirmative Covenants 58 SECTION 5.02. Negative Covenants 62 SECTION 5.03. Reporting Requirements 72 SECTION 5.04. Operational and Financial Covenants 77 ARTICLE VI EVENTS OF DEFAULT 81 SECTION 6.01. Events of Default 81 ARTICLE VII THE ADMINISTRATIVE AGENT 86 SECTION 7.01. Authorization and Action 86 SECTION 7.02. Agent's Reliance, Issuance Etc. 86 SECTION 7.03. Agent and Commitment Increase 36 Affiliates 87 SECTION 3.03 Conditions Precedent 7.04. Lender Credit Decision 87 SECTION 7.05. Indemnification 87 SECTION 7.06. Successor Agent 88 ARTICLE VIII MISCELLANEOUS 88 SECTION 8.01. Amendments, Etc. 88 SECTION 8.02. Notices, Etc. 90 SECTION 8.03. No Waiver; Remedies 90 SECTION 8.04. Costs and Expenses; Indemnification 90 SECTION 8.05. Right of Set-off 92 SECTION 8.06. Binding Effect 92 SECTION 8.07. Assignments and Participations 93 SECTION 8.08. Confidentiality 95 SECTION 8.09. Governing Law 96 SECTION 8.10. Execution in Counterparts 96 SECTION 8.11. Jurisdiction, Judgment Currency, Etc. 96 SECTION 8.12. Waiver of Jury Trial 97 SECTION 8.13. Intercreditor Arrangements 97 SECTION 8.14. Intercreditor Agreement; Amendments to Each CAF Ericsson Credit Agreement. 97 Schedule 3.01(a)(i) Disclosed Litigation Schedule 4.01(b) Subsidiaries Schedule 4.01(f) Authorizations, Approvals, Notices and Filings Schedule 4.01(o) Liens Schedule 4.01(t) Leases of Real Property Schedule 4.01(v) Existing Debt Schedule 4.01(w) Investments Schedule 4.01(x) Material Contracts Schedule 4.01(y) Licenses Schedule 4.01(z) Insurance Policies Schedule 4.01(dd) Plans, Multiemployer Plans and Welfare Plans Schedule 4.01(ii) Material Licenses Schedule 5.02(u) Stock Purchase Agreements Exhibits Exhibit A Form of Note Exhibit B Form of Notice of Borrowing 37 SECTION 3.04 Determinations Under Section 3.01 37Exhibit C Form of Assignment and Acceptance Exhibit D-1 Form of Operating Subsidiary Guaranty Exhibit D-2 Form of Intermediate Holding Company Subsidiary Guaranty Exhibit E Terms of Intercompany Mirror Subordinated Debt Exhibit F Form of Intercompany Mirror Subordinated Debt Subordination Agreement Exhibit G Form of Subordination Agreement Exhibit H Form of Blocked Account Letter Agreement CREDIT AGREEMENT CREDIT AGREEMENT dated as of November 22, 1999 among DIVEO, INC., a Delaware corporation (the "Borrower"), the Initial Lender, the Lenders (as hereinafter defined) party hereto and LUCENT TECHNOLOGIES INC., as administrative agent (the "Administrative Agent") for the Lenders (as hereinafter defined).

Amounts and Terms of the Advances. 11 Section 2.01. The Revolving Pro Rata Advances and Letters of Credit 19 SECTION 2.02 11 Section 2.02. Making the Revolving Pro Rata Advances 20 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance 12 Section 2.03. Repayment of and Drawings and Reimbursement Under Letters Pro Rata Advances 13 Section 2.04. Interest on Pro Rata Advances 14 Section 2.05. Additional Interest on LIBO Rate Advances 14 Section 2.06. Conversion of Credit 22 SECTION 2.05 Pro Rata Advances 14 Section 2.07. The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Advances 15 Section 2.08. LIBO Rate Determination 19 Section 2.09. Fees 26 SECTION 2.08 20 Section 2.10. Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 Interest Rate Determination 28 SECTION 2.12 Optional Conversion of Revolving Advances 29 SECTION 2.13 Optional 21 Section 2.11. Prepayments of Revolving Advances 29 SECTION 2.14 21 Section 2.12. Increased Costs 29 SECTION 2.15 21 Section 2.13. Illegality 30 SECTION 2.16 22 Section 2.14. Payments and Computations 30 SECTION 2.17 23 Section 2.15. Taxes 31 SECTION 2.18 24 Section 2.16. Sharing of Payments, Etc. 33 SECTION 2.19 26 Section 2.17. Evidence of Debt 26 Section 2.18. Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 27 ARTICLE III CONDITIONS TO EFFECTIVENESS AND LENDING 27 Section 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 SECTION 3.02 27 Section 3.02. Initial Advance to Each Designated Subsidiary 29 Section 3.03. Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 SECTION 3.03 Pro Rata Borrowing 29 Section 3.04. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 SECTION 3.04 Determinations Under Section 3.01 3730 Table of Contents (continued)

Amounts and Terms of the Advances. AND LETTERS OF CREDIT 39 Section 2.01. The Revolving Advances and Letters of Credit 19 SECTION 2.02 39 Section 2.02. Making the Revolving Advances 20 SECTION 2.03 Swingline Loans 21 SECTION 2.04 42 Section 2.03. Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 45 Section 2.04. Fees 26 SECTION 2.08 49 Section 2.05. Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 50 Section 2.06. Repayment 27 SECTION 2.10 of Advances and Letter of Credit Drawings 50 Section 2.07. Interest 27 SECTION 2.11 on Advances 52 Section 2.08. Interest Rate Determination 28 SECTION 2.12 53 Section 2.09. Optional Conversion of Revolving Advances 29 SECTION 2.13 Optional 56 Section 2.10. Prepayments of Revolving Advances 29 SECTION 2.14 56 Section 2.11. Increased Costs 29 SECTION 2.15 58 Section 2.12. Illegality 30 SECTION 2.16 59 Section 2.13. Payments and Computations 30 SECTION 2.17 60 Section 2.14. Taxes 31 SECTION 2.18 62 Section 2.15. Sharing of Payments, EtcEtc 70 Section 2.16. 33 SECTION 2.19 Evidence of Debt 71 Section 2.17. Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 72 Section 2.18. Increase in the Aggregate Revolving Credit Commitments 34 SECTION 2.22 Evidence 72 Section 2.19. Defaulting Lenders 73 Section 2.20. Extensions of Debt 35 SECTION 3.01 Termination Date 77 Section 2.21. Benchmark Replacement Setting 79 Section 2.22. Designated Borrowers 84 ARTICLE III. CONDITIONS TO EFFECTIVENESS AND LENDING 86 Section 3.01. Conditions Precedent to Effectiveness of Sections Section 2.01 and 2.05 35 SECTION 3.02 86 Section 3.02. Conditions Precedent to the Closing Date 86 Section 3.03. Conditions Precedent to Each Revolving Borrowing, Issuance Issuance, Commitment Increase and Commitment Increase 36 SECTION 3.03 Extension after the Closing Date 89 Section 3.04. Conditions Precedent to Each CAF Borrowing 37 SECTION 3.04 the Restatement Date 90 Section 3.05. Determinations Under Section 3.01 37Article III 92

Amounts and Terms of the Advances. SECTION 2.01. The Revolving A Advances and Letters of Credit 19 15 SECTION 2.02 2.02. Making the Revolving A Advances 16 SECTION 2.03. The B Advances 17 SECTION 2.04. Fees 20 SECTION 2.03 Swingline Loans 2.05. Termination, Reduction, Extension and Increase of Commitments 21 SECTION 2.04 Issuance 2.06. Repayment of and Drawings and Reimbursement Under Letters Advances; Evidence of Credit 22 Debt 24 SECTION 2.05 The CAF 2.07. Interest on A Advances 23 25 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 Determination; Changes in Rating Systems 25 SECTION 2.12 2.09. Optional Conversion of Revolving A Advances 26 SECTION 2.10. Prepayments, Etc. 27 SECTION 2.11. Increased Costs 28 SECTION 2.12. Illegality 29 SECTION 2.13 Optional Prepayments of Revolving Advances 29 SECTION 2.14 Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 2.13. Payments and Computations 30 SECTION 2.17 Taxes 2.14. Notations on the A Notes 31 SECTION 2.18 2.15. Taxes 32 SECTION 2.16. Sharing of Payments, Etc. 33 SECTION 2.19 Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments Etc 34 SECTION 2.22 Evidence of Debt 35 2.17. Borrowings by Designated Borrowers 34 ARTICLE III CONDITIONS TO EFFECTIVENESS AND LENDING SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 Amendment and 2.05 Restatement 35 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase A Borrowing 36 SECTION 3.03 3.03. Conditions Precedent to Each CAF B Borrowing 37 36 SECTION 3.04 3.04. Determinations Under Section 3.01 3736

Amounts and Terms of the Advances. SECTION 2.01 The Revolving Advances and Letters of Credit 19 16 SECTION 2.02 Making the Revolving Advances 17 SECTION 2.03 Commitment Fee 18 SECTION 2.04 Reduction of the Commitments 19 SECTION 2.05 Repayment of Advances 19 SECTION 2.06 Interest on Advances 19 SECTION 2.07 Additional Interest on Eurocurrency Rate Advances 20 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 Interest Rate Determination 28 20 SECTION 2.12 2.09 Optional Conversion of Revolving Advances 29 21 SECTION 2.10 Prepayments of Advances 22 SECTION 2.11 Increased Costs 23 SECTION 2.12 Illegality 25 SECTION 2.13 Optional Prepayments of Revolving Advances 29 SECTION 2.14 Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 Payments and Computations 30 25 SECTION 2.17 2.14 Taxes 31 27 SECTION 2.18 2.15 Sharing of Payments, Etc. 33 etc 31 SECTION 2.19 2.16 Mandatory Assignment by a Lender; Mitigation 31 SECTION 2.17 Evidence of Debt 32 SECTION 2.18 Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 2.19 Increase in the Aggregate Revolving Commitments 34 33 SECTION 2.22 Evidence 2.20 Extension of Debt Termination Date 35 SECTION 2.21 Defaulting Lenders 38 ARTICLE III CONDITIONS OF LENDING SECTION 3.01 Conditions Precedent to Effectiveness of Sections Section 2.01 and 2.05 35 39 SECTION 3.02 Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 Borrowing 40 SECTION 3.03 Conditions Precedent to Each CAF Borrowing 37 SECTION 3.04 Determinations Under Section 3.01 3740

Amounts and Terms of the Advances. SECTION 2.01 The Revolving Advances and Letters of Credit 19 15 SECTION 2.02 Making the Revolving Advances 16 SECTION 2.03 [Reserved] 17 SECTION 2.04 Fees 17 SECTION 2.05 Termination, Reduction or Increase of the Commitments 17 SECTION 2.06 Repayment of Advances 20 SECTION 2.03 Swingline Loans 2.07 Interest on Advances 20 SECTION 2.08 Interest Rate Determination 21 SECTION 2.04 Issuance 2.09 Optional Conversion of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 Interest Rate Determination 28 SECTION 2.12 Optional Conversion of Revolving Advances 29 SECTION 2.13 Optional Prepayments of Revolving Advances 29 23 SECTION 2.14 2.11 Increased Costs 29 24 SECTION 2.15 2.12 Illegality 30 25 SECTION 2.16 2.13 Payments and Computations 30 26 SECTION 2.17 2.14 Taxes 31 27 SECTION 2.18 2.15 Sharing of Payments, Etc. 33 30 SECTION 2.19 2.16 Use of Proceeds 33 30 SECTION 2.20 Extension Option 33 2.17 Mandatory Assignment by a Lender; Mitigation 30 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 2.18 Evidence of Debt 35 31 SECTION 2.19 Extension of Termination Date 32 SECTION 2.20 Defaulting Lenders 34 SECTION 3.01 Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 Section 2 35 SECTION 3.02 Conditions Precedent to Initial Borrowing of Each Revolving Borrowing, Issuance and Commitment Increase 36 Designated Subsidiary 37 SECTION 3.03 Conditions Precedent to Each CAF Borrowing 37 SECTION 3.04 Determinations Under Section 3.01 373 38

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 14 SECTION 2.02 2.02. Making the Revolving Credit Advances 14 SECTION 2.03. The Competitive Bid Advances 16 SECTION 2.04. Fees 19 SECTION 2.05. Termination, Reduction or Increase of the Commitments 20 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance 2.06. Repayment of and Drawings and Reimbursement Under Letters of Revolving Credit Advances; Term Loan Election 22 SECTION 2.05 The CAF 2.07. Interest on Revolving Credit Advances 23 22 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 23 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 24 SECTION 2.13 2.10. Optional Prepayments of Revolving Credit Advances 29 24 SECTION 2.14 2.11. Increased Costs 29 25 SECTION 2.15 2.12. Illegality 30 26 SECTION 2.16 2.13. Payments and Computations 30 27 SECTION 2.17 2.14. Taxes 31 28 SECTION 2.18 2.15. Sharing of Payments, EtcEtc 30 SECTION 2.16. 33 SECTION 2.19 Use of Proceeds 33 30 SECTION 2.20 2.17. Extension Option 33 of Termination Date 30 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 32 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Credit Borrowing, Issuance Increase Date and Commitment Increase 36 Extension Date 33 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 34 SECTION 3.04 3.04. Determinations Under Section 3.01 3734

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 16 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 17 SECTION 2.03 Swingline Loans 21 2.03. The Competitive Bid Advances 19 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 2.04. Fees 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Commitments 23 SECTION 2.06. Repayment of Revolving Commitments 26 Credit Advances 24 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 24 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 24 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 26 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 26 SECTION 2.14 2.11. Increased Costs 29 27 SECTION 2.15 2.12. Illegality 30 27 SECTION 2.16 2.13. Payments and Computations 28 SECTION 2.14. Taxes 30 SECTION 2.17 Taxes 31 SECTION 2.18 2.15. Sharing of Payments, EtcEtc 32 SECTION 2.16. Extensions of Termination Date 33 SECTION 2.19 Use 2.17. Substitution of Proceeds Lender 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 2.18. Evidence of Debt 35 34 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 34 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 Credit Borrowing 35 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 36 SECTION 3.04 3.04. Determinations Under Section 3.01 3736 SECTION 3.05. Labor Dispute 36

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 14 SECTION 2.02 2.02. Making the Revolving Credit Advances 15 SECTION 2.03. The Competitive Bid Advances 16 SECTION 2.04. Fees 20 SECTION 2.03 Swingline Loans 21 2.05. Termination, Reduction or Increase of the Commitments 20 SECTION 2.04 Issuance 2.06. Repayment of and Drawings and Reimbursement Under Letters of Revolving Credit Advances; Term Loan Election 22 SECTION 2.05 The CAF 2.07. Interest on Revolving Credit Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 23 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 24 SECTION 2.13 2.10. Optional Prepayments of Revolving Credit Advances 29 25 SECTION 2.14 2.11. Increased Costs 29 25 SECTION 2.15 2.12. Illegality 30 26 SECTION 2.16 2.13. Payments and Computations 30 27 SECTION 2.17 2.14. Taxes 31 28 SECTION 2.18 2.15. Sharing of Payments, Etc. 33 30 SECTION 2.19 2.16. Use of Proceeds 33 30 SECTION 2.20 2.17. Extension Option 33 of Termination Date 30 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 33 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Credit Borrowing, Issuance Increase Date and Commitment Increase 36 Extension Date 34 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 34 SECTION 3.04 3.04. Determinations Under Section 3.01 3735

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 16 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 17 SECTION 2.03 Swingline Loans 21 2.03. The Competitive Bid Advances 19 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 2.04. Fees 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Commitments 23 SECTION 2.06. Repayment of Revolving Commitments 26 Credit Advances 24 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 24 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 24 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 26 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 26 SECTION 2.14 2.11. Increased Costs 29 27 SECTION 2.15 2.12. Illegality 30 28 SECTION 2.16 2.13. Payments and Computations 28 SECTION 2.14. Taxes 30 SECTION 2.17 Taxes 31 SECTION 2.18 2.15. Sharing of Payments, Etc. 33 32 SECTION 2.19 Use 2.16. Extensions of Proceeds 33 Termination Date and Final Maturity Date 32 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 2.17. Substitution of Lender 34 SECTION 2.22 2.18. Evidence of Debt 35 34 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 2.03 35 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance Credit Borrowing and Commitment Increase to Extension of the Final Maturity Date 36 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 36 SECTION 3.04 3.04. Determinations Under Section 3.01 37 SECTION 3.05. Labor Dispute 37

Amounts and Terms of the Advances. SECTION 2.01 The Revolving Advances and Letters of Credit 19 17 SECTION 2.02 Making the Revolving Advances 18 SECTION 2.03 Commitment Fee 20 SECTION 2.04 Reduction of the Commitments 20 SECTION 2.05 Repayment of Advances 20 SECTION 2.03 Swingline Loans 2.06 Interest on Advances 20 SECTION 2.07 Additional Interest on Eurocurrency Rate Advances 21 SECTION 2.04 Issuance 2.08 Interest Rate Determination 21 SECTION 2.09 Optional Conversion of and Drawings and Reimbursement Under Letters of Credit Advances 22 SECTION 2.05 The CAF 2.10 Prepayments of Advances 23 SECTION 2.06 Competitive Bid Procedure 23 2.11 Increased Costs 24 SECTION 2.07 Fees 2.12 Illegality 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 Interest Rate Determination 28 SECTION 2.12 Optional Conversion of Revolving Advances 29 SECTION 2.13 Optional Prepayments of Revolving Advances 29 SECTION 2.14 Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 Payments and Computations 30 27 SECTION 2.17 2.14 Taxes 31 28 SECTION 2.18 2.15 Sharing of Payments, Etcetc. 31 SECTION 2.16 Mandatory Assignment by a Lender; Mitigation 32 SECTION 2.17 Evidence of Debt 33 SECTION 2.19 2.18 Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 2.19 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence 2.20 Extension of Debt Termination Date 35 SECTION 2.21 Defaulting Lenders 38 SECTION 3.01 Conditions Precedent to Effectiveness Letters of Sections 2.01 and 2.05 35 Credit 40 SECTION 3.02 Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 Issuing the Letters of Credit 42 SECTION 3.03 Conditions Precedent to Each CAF Borrowing 37 Reimbursement Obligations 42 SECTION 3.04 Determinations Under Section 3.01 37Participations Purchased by the Lenders 43 SECTION 3.05 Letter of Credit Fees 44

Amounts and Terms of the Advances. SECTION 2.01 The Revolving Advances and Letters of Credit 19 16 SECTION 2.02 Making the Revolving Advances 16 SECTION 2.03 Fees 17 SECTION 2.04 Reduction of the Commitments 17 SECTION 2.05 Repayment of Advances 18 SECTION 2.06 Interest on Advances 18 SECTION 2.07 [Intentionally Omitted.] 18 SECTION 2.08 Interest Rate Determination 18 SECTION 2.09 Optional Conversion of Advances 20 SECTION 2.03 Swingline Loans 2.10 Prepayments of Advances 20 SECTION 2.11 Increased Costs 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 2.12 Illegality 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 Interest Rate Determination 28 SECTION 2.12 Optional Conversion of Revolving Advances 29 SECTION 2.13 Optional Prepayments of Revolving Advances 29 SECTION 2.14 Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 Payments and Computations 30 23 SECTION 2.17 2.14 Taxes 31 24 SECTION 2.18 2.15 Sharing of Payments, Etc. 33 etc 28 SECTION 2.19 2.16 Mandatory Assignment by a Lender; Mitigation 28 SECTION 2.17 Evidence of Debt 29 SECTION 2.18 Use of Proceeds 33 29 SECTION 2.19 [Intentionally Omitted.] 29 SECTION 2.20 Extension Option 33 of Scheduled Termination Date 29 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 Defaulting Lenders 31 SECTION 2.22 Evidence of Debt 35 Term-Out Option 32 SECTION 3.01 Conditions Precedent to Effectiveness of Sections Section 2.01 and 2.05 35 33 SECTION 3.02 Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 Borrowing 34 SECTION 3.03 Conditions Precedent to Each CAF Borrowing 37 SECTION 3.04 Determinations Under Section 3.01 3734

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 15 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 16 SECTION 2.03 Swingline Loans 2.03. The Competitive Bid Advances 17 SECTION 2.04. Fees 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Commitments 21 SECTION 2.06. Repayment of Revolving Commitments 26 Credit Advances 22 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 22 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 23 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 24 SECTION 2.13 2.10. Optional Prepayments of Revolving Credit Advances 29 25 SECTION 2.14 2.11. Increased Costs 29 25 SECTION 2.15 2.12. Illegality 30 27 SECTION 2.16 2.13. Payments and Computations 30 28 SECTION 2.17 2.14. Taxes 31 29 SECTION 2.18 2.15. Sharing of Payments, Etc. 33 31 SECTION 2.19 2.16. Use of Proceeds 33 32 SECTION 2.20 Extension Option 33 2.17. Mandatory Assignment by a Lender; Mitigation 32 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 2.18. Evidence of Debt 35 33 SECTION 3.01 2.19. [Reserved] 34 SECTION 2.20. Defaulting Lenders 34 SECTION 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 36 SECTION 3.02 3.02. Initial Borrowing of Each Designated Subsidiary 37 SECTION 3.03. Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 Credit Borrowing 38 SECTION 3.03 3.04. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 38 SECTION 3.04 3.05. Determinations Under Section 3.01 3739 SECTION 4.01. Representations and Warranties of the Company 39 SECTION 5.01. Affirmative Covenants 41 SECTION 5.02. Negative Covenants 45 SECTION 5.03. Financial Covenant 46 SECTION 6.01. Events of Default 47 SECTION 7.01. Guaranty 49 SECTION 7.02. Guaranty Absolute 49 SECTION 7.03. Waivers and Acknowledgments 50 SECTION 7.04. Subrogation 50 SECTION 7.05. Continuing Guaranty; Assignments Under the Credit Agreement 51 SECTION 7.06. No Stay 51 SECTION 8.01. Authorization and Authority 52 SECTION 8.02. Rights as a Lender. 52 SECTION 8.03. Exculpatory Provisions 52 SECTION 8.04. Reliance by Agent 53 SECTION 8.05. Delegation of Duties 53 SECTION 8.06. Resignation of Agent 53 SECTION 8.07. Non-Reliance on Agent and Other Lenders 54 SECTION 8.08. No Other Duties, Etc 55 SECTION 8.09. Lender ERISA Matters 55 SECTION 9.01. Amendments, Etc. 55 SECTION 9.02. Notices, Etc. 56 SECTION 9.03. No Waiver; Remedies 58 SECTION 9.04. Costs and Expenses 59 SECTION 9.05. Right of Set‑off 61 SECTION 9.06. Binding Effect 62 SECTION 9.07. Assignments, Designations and Participations, 62 SECTION 9.08. Designated Subsidiaries 66 SECTION 9.09. Confidentiality 67 SECTION 9.10. Governing Law 68 SECTION 9.11. Execution in Counterparts 68 SECTION 9.12. Jurisdiction, Etc. 68 SECTION 9.13. Patriot Act 69 SECTION 9.14. Survival of Representations and Warranties 69 SECTION 9.15. Severability 69 SECTION 9.16. No Advisory or Fiduciary Responsibility 69 SECTION 9.17. Acknowledgement and Consent to Bail-In of EEA Financial Institutions 70 SECTION 9.18. Waiver of Jury Trial 71 Schedule I – Commitments Schedule 4.01(c) - Required Authorizations and Approvals 10.02 - Agent’s Office; Certain Addresses for Notices Exhibit A-1 - Form of Revolving Credit Note Exhibit A-2 - Form of Competitive Bid Note Exhibit B-1 - Form of Notice of Revolving Credit Borrowing Exhibit B-2 - Form of Notice of Competitive Bid Borrowing Exhibit C - Form of Assignment and Assumption Exhibit D - [Reserved] Exhibit E - Form of Designation Letter Exhibit F - Form of Acceptance by Process Agent Exhibit G - Form of Opinion of General Counsel of the Company Exhibit H - Form of Opinion of Counsel to a Designated Subsidiary THE HERSHEY COMPANY, a Delaware corporation (the “Company”), the banks, financial institutions and other institutional lenders (the “Initial Lenders”) listed on the signature pages hereof, and CITIBANK, N.A. (“Citibank”), as administrative agent (or any successor thereto, the “Agent”) for the Lenders (as hereinafter defined), BANK OF AMERICA, N.A., as syndication agent, ROYAL BANK OF CANADA, as documentation agent, and CITIGROUP GLOBAL MARKETS INC. and XXXXXXX LYNCH, PIERCE, XXXXXX & XXXXX INCORPORATED, as joint lead arrangers and joint book managers (the “Arrangers”), agree as follows:

Amounts and Terms of the Advances. AND LETTERS OF CREDIT 30 Section 2.01 The Revolving Advances and Letters of Credit 19 SECTION 30 Section 2.02 Making the Revolving Advances 20 SECTION Loans 31 Section 2.03 Swingline Loans 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 32 Section 2.04 Fees 35 Section 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 Optional Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 36 Section 2.06 Repayments 36 Section 2.07 Interest 27 SECTION 2.11 on Loans 37 Section 2.08 Interest Rate Determination 28 SECTION 2.12 38 Section 2.09 Optional Conversion of Revolving Advances 29 SECTION 2.13 Optional Loans 39 Section 2.10 Prepayments of Revolving Advances 29 SECTION 2.14 Loans 39 Section 2.11 Increased Costs 29 SECTION 2.15 40 Section 2.12 Illegality 30 SECTION 2.16 41 Section 2.13 Payments and Computations 30 SECTION 2.17 41 Section 2.14 Taxes 31 SECTION 2.18 42 Section 2.15 Sharing of Payments, Etc. 33 SECTION 2.19 Etc 47 Section 2.16 Evidence of Debt 47 Section 2.17 Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 48 Section 2.18 Increase in the Aggregate Revolving Commitments 34 SECTION 48 Section 2.19 Defaulting Lenders 49 Section 2.20 [reserved] - Section 2.21 Benchmark Replacement Setting 52 Section 2.22 Evidence The Swing Line 53 Section 2.23 Extension of Debt 35 SECTION Termination Date 55 ARTICLE III CONDITIONS TO EFFECTIVENESS AND LENDING 57 Section 3.01 Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 SECTION Closing Date 57 Section 3.02 Additional Conditions Precedent to Each Revolving Borrowing, Borrowing and Issuance and Commitment Increase 36 SECTION 58 Section 3.03 Conditions Precedent to Each CAF Borrowing 37 SECTION 3.04 Determinations Under Sections 3.01 and 3.02 59 ARTICLE IV REPRESENTATIONS AND WARRANTIES 59 Section 3.01 374.01 Representations and Warranties of the Borrower 59 CHAR1\1986393v3

Amounts and Terms of the Advances. The Revolving Credit Advances and Letters of Credit 19 17 SECTION 2.02 2.02. Making the Revolving Credit Advances 18 SECTION 2.03. The Competitive Bid Advances 20 SECTION 2.03 Swingline Loans 21 2.04. Fees 24 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Commitments 24 SECTION 2.06. Repayment of Revolving Commitments 26 Credit Advances 25 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 25 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 26 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 27 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 28 SECTION 2.14 2.11. Increased Costs 29 SECTION 2.15 2.12. Illegality 30 29 SECTION 2.16 2.13. Payments and Computations 30 SECTION 2.17 2.14. Taxes 31 SECTION 2.18 2.15. Sharing of Payments, Etc. 33 SECTION 2.19 Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments Etc 34 SECTION 2.22 2.16. Extensions of Termination Date and Final Maturity Date 34 SECTION 2.17. Substitution of Lender 35 SECTION 2.18. Evidence of Debt 35 SECTION 3.01 2.19. Defaulting Lenders 36 SECTION 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 37 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Credit Borrowing, Issuance Commitment Extension and Commitment Increase 36 Extension of the Final Maturity Date 38 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 38 SECTION 3.04 3.04. Determinations Under Section 3.01 3739 SECTION 3.05. Labor Dispute 39

Amounts and Terms of the Advances. The Revolving Credit Advances and Letters of Credit 19 18 SECTION 2.02 2.02. Making the Revolving Credit Advances 19 SECTION 2.03. The Competitive Bid Advances 20 SECTION 2.03 Swingline Loans 21 2.04. Fees 24 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Commitments 25 SECTION 2.06. Repayment of Revolving Commitments 26 Credit Advances 25 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 25 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 26 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 28 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 28 SECTION 2.14 2.11. Increased Costs 29 SECTION 2.15 2.12. Illegality 30 SECTION 2.16 2.13. Payments and Computations 30 SECTION 2.17 2.14. Taxes 31 32 SECTION 2.18 2.15. Sharing of Payments, Etc. 33 SECTION 2.19 Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments Etc 34 SECTION 2.22 2.16. Extensions of Termination Date and Final Maturity Date 34 SECTION 2.17. Substitution of Lender 35 SECTION 2.18. Evidence of Debt 35 SECTION 3.01 2.19. Defaulting Lenders 36 SECTION 2.20. Increase in the Aggregate Commitments 36 SECTION 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 Amendment SECTION 3.02 3.02. Conditions Precedent to Each Revolving Credit Borrowing, Issuance Commitment Increase and Commitment Increase 36 Extension 39 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 39 SECTION 3.04 3.04. Determinations Under Section 3.01 3740 SECTION 3.05. Labor Dispute 40

Amounts and Terms of the Advances. The Revolving Credit Advances and Letters of Credit 19 18 SECTION 2.02 2.02. Making the Revolving Credit Advances 19 SECTION 2.03. The Competitive Bid Advances 20 SECTION 2.03 Swingline Loans 21 2.04. Fees 24 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Commitments 25 SECTION 2.06. Repayment of Revolving Commitments 26 Credit Advances 25 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 25 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 26 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 28 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 28 SECTION 2.14 2.11. Increased Costs 29 SECTION 2.15 2.12. Illegality 30 29 SECTION 2.16 2.13. Payments and Computations 30 SECTION 2.17 2.14. Taxes 31 SECTION 2.18 2.15. Sharing of Payments, Etc. 33 SECTION 2.19 Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 2.16. Extensions of Termination Date 34 SECTION 2.17. Substitution of Lender 35 SECTION 2.18. Evidence of Debt 35 SECTION 3.01 2.19. Defaulting Lenders 35 SECTION 2.20. Increase in the Aggregate Commitments 36 SECTION 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 38 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Credit Borrowing, Issuance Commitment Increase and Commitment Increase 36 Extension 39 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 39 SECTION 3.04 3.04. Determinations Under Section 3.01 3740 SECTION 3.05. Labor Dispute 40

Amounts and Terms of the Advances. AND LETTERS OF CREDIT 13 SECTION 2.01. The Revolving Advances and Letters of Credit 19 Credit. 13 SECTION 2.02 2.02. Making the Revolving Advances 20 13 SECTION 2.03 Swingline Loans 21 SECTION 2.04 2.03. Issuance of and Drawings and Reimbursement Under Letters of Credit 22 15 SECTION 2.05 The CAF Advances 23 2.04. Fees 16 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Revolving Commitments 26 17 SECTION 2.09 2.06. Repayment 27 of Advances and Letter of Credit Drawings 17 SECTION 2.10 2.07. Interest 27 on Advances 18 SECTION 2.11 2.08. Interest Rate Determination 28 18 SECTION 2.12 2.09. Optional Conversion of Revolving Advances 29 19 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 19 SECTION 2.14 2.11. Increased Costs 29 20 SECTION 2.15 2.12. Illegality 30 21 SECTION 2.16 2.13. Payments and Computations 30 21 SECTION 2.17 2.14. Taxes 31 22 SECTION 2.18 2.15. Sharing of Payments, EtcEtc 23 SECTION 2.16. 33 Evidence of Debt 23 SECTION 2.19 2.17. Use of Proceeds 33 24 SECTION 2.20 Extension Option 33 2.18. Incremental Facilities 24 ARTICLE III CONDITIONS TO EFFECTIVENESS AND LENDING 26 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 3.01. Conditions Precedent to Effectiveness of Sections Section 2.01 and 2.05 35 26 SECTION 3.02 3.02. Conditions Precedent to Initial Borrowing 27 SECTION 3.03. Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 27 SECTION 3.03 Conditions Precedent to Each CAF Borrowing 37 SECTION 3.04 3.04. Determinations Under Section 3.01 3728 ARTICLE IV REPRESENTATIONS AND WARRANTIES 28 SECTION 4.01. Representations and Warranties of the Borrower 28 ARTICLE V COVENANTS OF THE BORROWER 30 SECTION 5.01. Affirmative Covenants 30 SECTION 5.02. Negative Covenants 32 SECTION 5.03. Financial Covenants 35 ARTICLE VI EVENTS OF DEFAULT 35 SECTION 6.01. Events of Default 35 SECTION 6.02. Actions in Respect of the Letters of Credit upon Default 37 ARTICLE VII THE AGENT 37 SECTION 7.01. Authorization and Action 37 SECTION 7.02. Agent's Reliance, Etc 37 SECTION 7.03. CNAI and Affiliates 38 SECTION 7.04. Lender Credit Decision 38 SECTION 7.05. Indemnification 38 SECTION 7.06. Successor Agent 39 SECTION 7.07. Other Agents 39 ARTICLE VIII MISCELLANEOUS 39 SECTION 8.01. Amendments, Etc 39 SECTION 8.02. Notices, Etc 40 SECTION 8.03. No Waiver; Remedies 40 SECTION 8.04. Costs and Expenses 40 SECTION 8.05. Right of Set-off 42 SECTION 8.06. Binding Effect 42 SECTION 8.07. Assignments and Participations 42 SECTION 8.08. Confidentiality 44 SECTION 8.09. Governing Law 44 SECTION 8.10. Execution in Counterparts 44 SECTION 8.11. Jurisdiction, Etc 44 SECTION 8.12. No Liability of the Issuing Banks 45 SECTION 8.13. Patriot Act Notice 45 SECTION 8.14. Waiver of Jury Trial 45 SECTION 8.15. Replacement of Lenders 45 Schedules Schedule I — Commitments; List of Applicable Lending Offices Schedule 2.01(b) — Existing Letters of Credit Schedule 2.04(a) — Fiscal Quarters Schedule 3.02(b) — Terminated Indebtedness Schedule 5.02(a) — Existing Liens Schedule 5.02(c) — Existing Debt

Amounts and Terms of the Advances. SECTION 2.01. The Revolving Credit Advances and Letters of Credit 19 18 SECTION 2.02 2.02. Making the Revolving Credit Advances 18 SECTION 2.03. The Competitive Bid Advances 20 SECTION 2.03 Swingline Loans 21 2.04. Fees 24 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Commitments 25 SECTION 2.06. Repayment of Revolving Commitments 26 Credit Advances 25 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 25 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 26 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 38 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 28 SECTION 2.14 2.11. Increased Costs 29 SECTION 2.15 2.12. Illegality 30 29 SECTION 2.16 2.13. Payments and Computations 30 SECTION 2.17 2.14. Taxes 31 SECTION 2.18 2.15. Sharing of Payments, Etc. 33 SECTION 2.19 Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments Etc 34 SECTION 2.22 2.16. Extensions of Termination Date and Final Maturity Date 34 SECTION 2.17. Substitution of Lender 35 SECTION 2.18. Evidence of Debt 35 SECTION 3.01 2.19. Defaulting Lenders 36 SECTION 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03 37 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Borrowing, Issuance Credit Borrowing and Commitment Increase 36 to Extension of the Final Maturity Date 38 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 38 SECTION 3.04 3.04. Determinations Under Section 3.01 3739 SECTION 3.05. Labor Dispute 39

Amounts and Terms of the Advances. The Revolving Credit Advances and Letters of Credit 19 18 SECTION 2.02 2.02. Making the Revolving Credit Advances 20 19 SECTION 2.03 Swingline Loans 2.03. The Competitive Bid Advances 21 SECTION 2.04 Issuance of and Drawings and Reimbursement Under Letters of Credit 22 2.04. Fees 25 SECTION 2.05 The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Fees 26 SECTION 2.08 2.05. Termination or Reduction of the Commitments 25 SECTION 2.06. Repayment of Revolving Commitments Credit Advances 26 SECTION 2.09 Repayment 27 2.07. Interest on Revolving Credit Advances 26 SECTION 2.10 Interest 27 SECTION 2.11 2.08. Interest Rate Determination 28 27 SECTION 2.12 2.09. Optional Conversion of Revolving Credit Advances 29 SECTION 2.13 Optional 2.10. Prepayments of Revolving Advances 29 SECTION 2.14 2.11. Increased Costs 29 SECTION 2.15 Illegality 30 SECTION 2.16 2.12. Illegality 31 SECTION 2.13. Payments and Computations 30 SECTION 2.17 Taxes 31 SECTION 2.18 2.14. Taxes 33 SECTION 2.15. Sharing of Payments, EtcEtc 36 SECTION 2.16. 33 Extensions of Termination Date and Final Maturity Date 36 SECTION 2.19 Use 2.17. Substitution of Proceeds 33 Lender 37 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 2.18. Evidence of Debt 35 37 SECTION 3.01 2.19. Defaulting Lenders 38 SECTION 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 2.03. 39 SECTION 3.02 3.02. Conditions Precedent to Each Revolving Credit Borrowing, Issuance Commitment Extension and Commitment Increase 36 Extension of the Final Maturity Date 40 SECTION 3.03 3.03. Conditions Precedent to Each CAF Competitive Bid Borrowing 37 40 SECTION 3.04 3.04. Determinations Under Section 3.01 3741 SECTION 3.05. Labor Dispute 41

Amounts and Terms of the Advances. 11 Section 2.01. The Revolving Pro Rata Advances and Letters of Credit 19 SECTION 2.02 11 Section 2.02. Making the Revolving Pro Rata Advances 20 SECTION 2.03 Swingline Loans 21 SECTION 2.04 Issuance 11 Section 2.03. Repayment of and Drawings and Reimbursement Under Letters Pro Rata Advances 13 Section 2.04. Interest on Pro Rata Advances 13 Section 2.05. Additional Interest on LIBO Rate Advances 13 Section 2.06. Conversion of Credit 22 SECTION 2.05 Pro Rata Advances 14 Section 2.07. The CAF Advances 23 SECTION 2.06 Competitive Bid Procedure 23 SECTION 2.07 Advances 14 Section 2.08. LIBO Rate Determination 19 Section 2.09. Fees 26 SECTION 2.08 20 Section 2.10. Optional Termination or Reduction of the Revolving Commitments 26 SECTION 2.09 Repayment 27 SECTION 2.10 Interest 27 SECTION 2.11 Interest Rate Determination 28 SECTION 2.12 Optional Conversion of Revolving Advances 29 SECTION 2.13 20 Section 2.11. Optional Prepayments of Revolving Pro Rata Advances 29 SECTION 2.14 20 Section 2.12. Increased Costs 29 SECTION 2.15 21 Section 2.13. Illegality 30 SECTION 2.16 22 Section 2.14. Payments and Computations 30 SECTION 2.17 22 Section 2.15. Taxes 31 SECTION 2.18 23 Section 2.16. Sharing of Payments, EtcEtc 25 Section 2.17. 33 SECTION 2.19 Evidence of Debt 26 Section 2.18. Use of Proceeds 33 SECTION 2.20 Extension Option 33 SECTION 2.21 Increase in the Aggregate Revolving Commitments 34 SECTION 2.22 Evidence of Debt 35 SECTION 3.01 26 ARTICLE III CONDITIONS TO EFFECTIVENESS AND LENDING 27 Section 3.01. Conditions Precedent to Effectiveness of Sections 2.01 and 2.05 35 SECTION 3.02 27 Section 3.02. Initial Advance to Each Designated Subsidiary 28 Section 3.03. Conditions Precedent to Each Revolving Borrowing, Issuance and Commitment Increase 36 SECTION 3.03 Pro Rata Borrowing 29 Section 3.04. Conditions Precedent to Each CAF Competitive Bid Borrowing 29 Table of Contents (continued) ARTICLE IV REPRESENTATIONS AND WARRANTIES 30 Section 4.01. Representations and Warranties of Kraft 30 ARTICLE V COVENANTS OF KRAFT 32 Section 5.01. Affirmative Covenants 32 Section 5.02. Negative Covenants 33 ARTICLE VI EVENTS OF DEFAULT 34 Section 6.01. Events of Default 34 Section 6.02. Lenders' Rights upon Event of Default 36 ARTICLE VII THE ADMINISTRATIVE AGENTS 36 Section 7.01. Authorization and Action 36 Section 7.02. Administrative Agents' Reliance, Etc 37 SECTION 3.04 Determinations Under Section 3.01 377.03. Chase, Citibank and Affiliates 37 Section 7.04. Lender Credit Decision 38 Section 7.05. Indemnification 38 Section 7.06. Successor Administrative Agents 38 Section 7.07. Syndication Agents and Arrangers and Documentation Agents 39 ARTICLE VIII GUARANTY 39 Section 8.01. Guaranty 39 Section 8.02. Guaranty Absolute 39 Section 8.03. Waivers 40 Section 8.04. Continuing Guaranty 40 ARTICLE IX MISCELLANEOUS 41 Section 9.01. Amendments, Etc 41 Section 9.02. Notices, Etc 41 Section 9.03. No Waiver; Remedies 42 Section 9.04. Costs and Expenses 43 Section 9.05. Right of Set-Off 44 Table of Contents (continued) Section 9.06. Binding Effect 44 Section 9.07. Assignments and Participations 44 Section 9.08. Designated Subsidiaries 47 Section 9.09. Governing Law 48 Section 9.10. Execution in Counterparts 48 Section 9.11. Jurisdiction, Etc 48 Section 9.12. Confidentiality 49 Section 9.13. Integration 49 SCHEDULE Schedule I — List of Applicable Lending Offices EXHIBITS Exhibit A-1 – Form of Pro Rata Note Exhibit A-2 – Form of Competitive Bid Note Exhibit B-1 – Form of Notice of Pro Rata Borrowing Exhibit B-2 – Form of Notice of Competitive Bid Borrowing Exhibit C – Form of Assignment and Acceptance Exhibit D – Form of Designation Agreement Exhibit E-1 – Form of Opinion of Counsel for Kraft Exhibit E-2 – Form of Opinion of Counsel for Kraft Exhibit F – Form of Opinion of Counsel for Designated Subsidiary Exhibit G – Form of Opinion of Counsel for Chase, as Adminstrative Agent KRAFT FOODS INC., a Virginia corporation ("Kraft"), the banks, financial institutions and other institutional lenders (the "Initial Lenders") listed on the signature pages hereof, and THE CHASE MANHATTAN BANK ("Chase") and CITIBANK, N.A. ("Citibank"), as administrative agents (each, in such capacity, an "Administrative Agent"), CREDIT SUISSE FIRST BOSTON and DEUTSCHE BANK AG NEW YORK BRANCH AND/OR CAYMAN ISLANDS BRANCH ("Deutsche Bank AG"), as syndication agents (each, in such capacity, a "Syndication Agent") and ABN AMRO BANK N.V., BNP PARIBAS, DRESDNER BANK AG, NEW YORK AND GRAND CAYMAN BRANCHES and HSBC BANK USA, as arrangers and documentation agents (each, in such capacity, an "Arranger and Documentation Agent") for the Lenders (as hereinafter defined), agree as follows: