Common use of Annual Independent Certified Public Accountants’ Servicing Report Clause in Contracts

Annual Independent Certified Public Accountants’ Servicing Report. Not later than March 1, 2006 and not later than March 1 of each year thereafter, the Company at its expense shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement, in a form acceptable for filing with the Commission on an Exhibit to Form 10-K, to the Master Servicer, the Securities Administrator and the Trustee to the effect that, with respect to the preceding calendar year, such firm has examined certain documents and records relating to the Company’s servicing of mortgage loans of the same type as the EMC Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in compliance with the Uniform Single Attestation Program for Mortgage Bankers, such firm is of the opinion that the Company’s servicing has been conducted in compliance with the agreements examined pursuant to this Section 3.17, except for (i) such exceptions as such firm shall believe to be immaterial, (ii) such other exceptions as shall be set forth in such statement and (iii) such exceptions that the Uniform Single Attestation Program for Mortgage Bankers requires it to report.

Annual Independent Certified Public Accountants’ Servicing Report. Not later than March 1, 2006 and not later than March 1 of each year thereafter, the The Company at its expense shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish not later than March 1, 2006 and not later than March 1 of each year thereafter a statement, in a form acceptable for filing with the Commission on an Exhibit to Form 10-K, to the Master Servicer, the Securities Administrator Servicer and the Trustee Certificate Insurers to the effect that, with respect to the preceding calendar year, year such firm has examined certain documents and records relating to the Company’s servicing of mortgage loans of the same type as the EMC Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in compliance with the Uniform Single Attestation Program for Mortgage Bankers, such firm is of the opinion that the Company’s servicing has been conducted in compliance with the agreements examined pursuant to this Section 3.173.14, except for (i) such exceptions as such firm shall believe to be immaterial, (iiimmaterial,(ii) such other exceptions as shall be set forth in such statement and (iii) such exceptions that the Uniform Single Attestation Program for Mortgage Bankers requires it to report.

Annual Independent Certified Public Accountants’ Servicing Report. Not later than March 1, 2006 and not later than March 1 of each year thereafter, the The Company at its expense shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish not later than March 1, 2005 and not later than March 1 of each year thereafter a statement, in a form acceptable for filing with the Commission on an Exhibit to Form 10-K, to the Master Servicer, the Securities Administrator and the Trustee Servicer to the effect that, with respect to the preceding calendar year, year such firm has examined certain documents and records relating to the Company’s 's servicing of mortgage loans of the same type as the EMC Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in compliance with the Uniform Single Attestation Program for Mortgage Bankers, such firm is of the opinion that the Company’s 's servicing has been conducted in compliance with the agreements examined pursuant to this Section 3.173.14, except for (i) such exceptions as such firm shall believe to be immaterial, (iiimmaterial,(ii) such other exceptions as shall be set forth in such statement and (iii) such exceptions that the Uniform Single Attestation Program for Mortgage Bankers requires it to report.

Annual Independent Certified Public Accountants’ Servicing Report. Not later than March 1, 2006 and not later than March 1 of each year thereafter, the The Company at its expense shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish not later than March 1, 2006 and not later than March 1 of each year thereafter a statement, in a form acceptable for filing with the Commission on an Exhibit to Form 10-K, to the Master Servicer, the Securities Administrator and the Trustee Servicer to the effect that, with respect to the preceding calendar year, year such firm has examined certain documents and records relating to the Company’s 's servicing of mortgage loans of the same type as the EMC Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in compliance with the Uniform Single Attestation Program for Mortgage Bankers, such firm is of the opinion that the Company’s 's servicing has been conducted in compliance with the agreements examined pursuant to this Section 3.173.14, except for (i) such exceptions as such firm shall believe to be immaterial, (iiimmaterial,(ii) such other exceptions as shall be set forth in such statement and (iii) such exceptions that the Uniform Single Attestation Program for Mortgage Bankers requires it to report.

Annual Independent Certified Public Accountants’ Servicing Report. Not later than March 1, 2006 and not later than March 1 of each year thereafter, the The Company at its expense shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish not later than March 1, 2006 and not later than March 1 of each year thereafter a statement, in a form acceptable for filing with the Commission on an Exhibit to Form 10-K, to the Master Servicer, the Securities Administrator Servicer and the Trustee Class A-5 Insurer to the effect that, with respect to the preceding calendar year, year such firm has examined certain documents and records relating to the Company’s servicing of mortgage loans of the same type as the EMC Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in compliance with the Uniform Single Attestation Program for Mortgage Bankers, such firm is of the opinion that the Company’s servicing has been conducted in compliance with the agreements examined pursuant to this Section 3.173.14, except for (i) such exceptions as such firm shall believe to be immaterial, (iiimmaterial,(ii) such other exceptions as shall be set forth in such statement and (iii) such exceptions that the Uniform Single Attestation Program for Mortgage Bankers requires it to report.

Annual Independent Certified Public Accountants’ Servicing Report. Not later than March 1, 2006 2005 and not later than March 1 of each year thereafter, the Company at its expense shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement, in a form acceptable for filing with the Commission on an Exhibit to Form 10-K, to the Master Servicer, the Securities Administrator and the Trustee Servicer to the effect that, with respect to the preceding calendar year, year such firm has examined certain documents and records relating to the Company’s 's servicing of mortgage loans of the same type as the EMC Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in compliance with the Uniform Single Attestation Program for Mortgage Bankers, such firm is of the opinion that the Company’s 's servicing has been conducted in compliance with the agreements examined pursuant to this Section 3.173.14, except for (i) such exceptions as such firm shall believe to be immaterial, (iiimmaterial,(ii) such other exceptions as shall be set forth in such statement and (iii) such exceptions that the Uniform Single Attestation Program for Mortgage Bankers requires it to report.

Annual Independent Certified Public Accountants’ Servicing Report. Not later than March 1, 2006 and not later than March 1 On or before 75 days after the end of each calendar year, commencing with the year thereafterending December 31, 2004, the Company Servicer at its expense shall cause a firm of independent public accountants (who may also render other services to the Servicer, the Depositor or any affiliate thereof) which is a member of the American Institute of Certified Public Accountants to furnish a statement, in a form acceptable for filing with the Commission on an Exhibit to Form 10-K, statement to the Master ServicerTrustee, the Securities Administrator and the Trustee Depositor to the effect that, with respect to the preceding calendar year, that such firm has examined certain documents and records relating to the Company’s Servicer's servicing of mortgage loans of the same type as the EMC Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in compliance with the Uniform Single Attestation Program for Mortgage Bankers, such firm is of the opinion that the Company’s Servicer's servicing has been conducted in compliance with the agreements examined pursuant to this Section 3.17Section, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Copies of such statement and (iii) shall be provided by the Trustee to any Certificateholder upon request at the Servicer's expense, provided such exceptions that statement is delivered to the Uniform Single Attestation Program for Mortgage Bankers requires it to reportTrustee.

Annual Independent Certified Public Accountants’ Servicing Report. Not later than March 1, 2006 and not later than March 1 of each year thereafter, the Company The Servicer at its expense shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish not later than March 15, 2006 and not later than March 15 of each year thereafter a statement, in a form acceptable for filing with the Commission on an Exhibit to Form 10-K, to the Master Servicer, the Securities Administrator and the Trustee Servicer to the effect that, with respect to the preceding calendar year, year such firm has examined certain documents and records relating to the CompanyServicer’s servicing of mortgage loans of the same type as the EMC Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in compliance with the Uniform Single Attestation Program for Mortgage Bankers, such firm is of the opinion that the CompanyServicer’s servicing has been conducted in compliance with the agreements examined pursuant to this Section 3.173.14, except for (i) such exceptions as such firm shall believe to be immaterial, (iiimmaterial,(ii) such other exceptions as shall be set forth in such statement and (iii) such exceptions that the Uniform Single Attestation Program for Mortgage Bankers requires it to report.