Common use of Annual Operating Expenses Clause in Contracts

Annual Operating Expenses. (As a percentage of average net assets) Management Fee (after waiver) (2)............................................................................... 0.00% 12b-1 Fee (3)................................................................................................... 0.00% Total Other Expenses (after expense reimbursement).............................................................. 0.75% Shareholder Services Fee......................................................................... 0.25% Total Operating Expenses (4)........................................................................... 0.75%

Annual Operating Expenses. (As a percentage of average net assets) Management Fee (after waiver) (2waiver)(2)............................................................................... .............................................................. 0.00% 12b-1 Fee (3Fee(3)................................................................................................... .................................................................................. 0.00% Total Other Expenses (after expense reimbursement).............................................................. 0.75Expenses.......................................................................... 1.97% Shareholder Services Fee......................................................................... ......................................................... 0.25% Total Operating Expenses (4Expenses(4)........................................................................... 0.75.......................................................... 1.97%

Annual Operating Expenses. (As a percentage of average net assets) Management Fee (after waiver) (2waiver)(2)............................................................................... .............................................................. 0.00% 12b-1 Fee (3)................................................................................................... 0.00Fee..................................................................................... 0.75% Total Other Expenses (after expense reimbursement).............................................................. 0.75Expenses.......................................................................... 1.97% Shareholder Services Fee......................................................................... ......................................................... 0.25% Total Operating Expenses (4Expenses(3)(4)........................................................................... 0.75....................................................... 2.72%

Annual Operating Expenses. (As a percentage of average net assets) Management Fee (after waiver) (2waiver)(2)............................................................................... .............................................................. 0.00% 12b-1 Fee (3)................................................................................................... 0.00Fee..................................................................................... 0.75% Total Other Expenses (after expense reimbursement).............................................................. 0.75Expenses.......................................................................... 1.97% Shareholder Services Fee......................................................................... ......................................................... 0.25% Total Operating Expenses (4Expenses(3)........................................................................... 0.75.......................................................... 2.72%