Common use of Annual Operating Expenses Clause in Contracts

Annual Operating Expenses. (As a percentage of average net assets) Management Fee (after waiver)(2).............................................................. 0.00% 12b-1 Fee(3).................................................................................. 0.00% Total Other Expenses.......................................................................... 1.97% Shareholder Services Fee......................................................... 0.25% Total Operating Expenses(4)......................................................

Annual Operating Expenses. (As a percentage of average net assets) Management Fee (after waiver)(2).............................................................. 0.00% 12b-1 Fee(3).................................................................................. 0.00Fee..................................................................................... 0.75% Total Other Expenses.......................................................................... 1.97% Shareholder Services Fee......................................................... 0.25% Total Operating Expenses(4Expenses(3)......................................................

Annual Operating Expenses. (As a percentage of average net assets) Management Fee (after waiver)(2waiver) (2).............................................................. ............................................................................... 0.00% 12b-1 Fee(3Fee (3).................................................................................. ................................................................................................... 0.00% Total Other Expenses.......................................................................... 1.97Expenses (after expense reimbursement).............................................................. 0.75% Shareholder Services Fee......................................................... ......................................................................... 0.25% Total Operating Expenses(4Expenses (4)................................................................................................................................. 0.75%

Annual Operating Expenses. (As a percentage of average net assets) Management Fee (after waiver)(2).............................................................. 0.00% 12b-1 Fee(3).................................................................................. 0.00Fee..................................................................................... 0.75% Total Other Expenses.......................................................................... 1.97% Shareholder Services Fee......................................................... 0.25% Total Operating Expenses(4Expenses(3)(4).........................................................................................................