Common use of ANTI-MONEY Clause in Contracts

ANTI-MONEY. LAUNDERING We may approach a third party (i.e. credit reference agency) to confirm your identity, or any other person providing funds on your behalf and by dealing with us we accept this as your consent. We may also run additional verification checks at a later date should this be necessary, where further information is required, to confirm identity, we may delay applications or withhold settlement until adequate identification has been provided. 4. DUE CARE AND DILIGENCE We will exercise due care and diligence in conducting business with you. We are not however liable for any loss or fall in the value of any investments. Investments can go down in value as well as up and you could get back less than you invest. The past performance is not a guide to future performance. 5. CLIENT MONEY Xxxxxxxx Law Financial Services Ltd is not permitted to handle client money and we cannot accept a cheque made out to us (unless it is in respect of an item for which we have sent you an invoice, such as for our own fees) or handle cash. 6. DELAYS IN PROCESSING We will not be held responsible for any delay beyond our control, or as a result of a failure by any party (including you) to complete all the necessary steps to process a transaction. 7. CONFLICTS OF INTEREST We will act honestly, fairly and professionally known as conducting business in ‘Client’s best interest’ regulations. Occasionally situations may arise where we or one of our other clients have some form of interest in business transacted for you. If this happens or we become aware that our interests or those of one of our other clients’ conflict with your interest, we will write to you and obtain your consent before we carry out your instructions, and detail the steps we will take to ensure fair treatment. In accordance with the rules of our regulator, The Financial Conduct Authority, we are prohibited from accepting any payment (commission or other non-monetary benefits) which is likely to conflict with the duty of the firm to its clients. 8. YOUR CANCELLATION RIGHTS Once you have accepted our advice and applied for a product or service, you may have the right to cancel. Different products and services will have different cancellation periods ranging from 0 to 30 days. If you exercise your right to cancel and the underlying investments are sold, you could suffer a shortfall between the amount you invested and the amount raised by the sale of the investments. Xxxxxxxx Law will not be responsible for any shortfall that arises. Any shortfall will be borne by you. Where an ISA investment has been made by transferring funds from another provider, cancellation may result in the return of the ISA proceeds directly to you. This may mean that you lose those ISA allowances relating to the transfer. For details and how to exercise this right see the terms of your chosen product or service. 9. DATA PROTECTION The information you have provided is subject to the EU General Data Protection Regulation (GDPR). Full details of this may be found in our Customer Privacy Notice. This is also on our website at xxx.xxxxxxxxxxx.xx.xx/xxxxxxx-xxxxxx/ If at any time you wish us or any company associated with us to cease processing your personal data or sensitive personal data, or contacting you for marketing purposes, please contact The Data Protection Officer by telephoning 01224 630302 or writing to Xxxxxxxx Law Financial Services Ltd at Xxxxxxxx Xxxxx, 0 Xxxxxx Xxxx Xxxxx, Xxxxxxxx, XX00 0XX. You may be assured that we and any company associated with us will treat all personal data and sensitive personal data as confidential and will not process it other than for a legitimate purpose. Steps will be taken to ensure that the information is accurate, kept up to date and not kept for longer than is necessary. Measures will also be taken to safeguard against unauthorised or unlawful processing and accidental loss or destruction or damage to the data. 10. LAW This client agreement is governed and shall be construed in accordance with Scottish Law and the parties shall submit to the exclusive jurisdiction of the Scottish Courts. 11.

ANTI-MONEY. LAUNDERING We may approach a third party (i.e. credit reference agency) to confirm your identity, or any other person providing funds on your behalf and by dealing with us we accept this as your consent. We may also run additional verification checks at a later date should this be necessary, where further information is required, to confirm identity, we may delay applications or withhold settlement until adequate identification has been provided. 4. DUE CARE AND DILIGENCE We will exercise due care and diligence in conducting business with you. We are not however liable for any loss or fall in the value of any investments. Investments can go down in value as well as up and you could get back less than you invest. The past performance is not a guide to future performance. 5. CLIENT MONEY Xxxxxxxx Law Financial Services Ltd is not permitted to handle client money and we cannot accept a cheque made out to us (unless it is in respect of an item for which we have sent you an invoice, such as for our own fees) or handle cash. 6. DELAYS IN PROCESSING We will not be held responsible for any delay beyond our control, or as a result of a failure by any party (including you) to complete all the necessary steps to process a transaction. 7. CONFLICTS OF INTEREST We will act honestly, fairly and professionally known as conducting business in ‘Client’s best interest’ regulations. Occasionally situations may arise where we or one of our other clients have some form of interest in business transacted for you. If this happens or we become aware that our interests or those of one of our other clients’ clients conflict with your interest, we will write to you and obtain your consent before we carry out your instructions, and detail the steps we will take to ensure fair treatment. In accordance with the rules of our regulator, The Financial Conduct Authority, we are prohibited from accepting any payment (commission or other non-monetary benefits) which is likely to conflict with the duty of the firm to its clients. 8. YOUR CANCELLATION RIGHTS Once you have accepted our advice and applied for a product or service, you may have the right to cancel. Different products and services will have different cancellation periods ranging from 0 to 30 days. If you exercise your right to cancel and the underlying investments are sold, you could suffer a shortfall between the amount you invested and the amount raised by the sale of the investments. Xxxxxxxx Law will not be responsible for any shortfall that arises. Any shortfall will be borne by you. Where an ISA investment has been made by transferring funds from another provider, cancellation may result in the return of the ISA proceeds directly to you. This may mean that you lose those ISA allowances relating to the transfer. For details and how to exercise this right see the terms of your chosen product or service. 9. DATA PROTECTION The information you have provided is subject to the EU General Data Protection Regulation (GDPR). Full details of this may be found in our Customer Privacy Notice. This is also on our website at xxx.xxxxxxxxxxx.xx.xx/xxxxxxx-xxxxxx/ If at any time you wish us or any company associated with us to cease processing your personal data or sensitive personal data, or contacting you for marketing purposes, please contact The Data Protection Officer by telephoning 01224 630302 or writing to Xxxxxxxx Law Financial Services Ltd at Xxxxxxxx Xxxxx, 0 Xxxxxx Xxxx Xxxxx, Xxxxxxxx, XX00 0XX. You may be assured that we and any company associated with us will treat all personal data and sensitive personal data as confidential and will not process it other than for a legitimate purpose. Steps will be taken to ensure that the information is accurate, kept up to date and not kept for longer than is necessary. Measures will also be taken to safeguard against unauthorised or unlawful processing and accidental loss or destruction or damage to the data. 10. LAW This client agreement is governed and shall be construed in accordance with Scottish Law and the parties shall submit to the exclusive jurisdiction of the Scottish Courts. 11.

ANTI-MONEY. LAUNDERING We may approach a third party (i.e. credit reference agency) to confirm your identity, or any other person providing funds on your behalf and by dealing with us we accept this as your consent. We may also run additional verification checks at a later date should this be necessary, where further information is required, to confirm identity, we may delay applications or withhold settlement until adequate identification has been provided. 4. DUE CARE AND DILIGENCE We will exercise due care and diligence in conducting business with you. We are not however liable for any loss or fall in the value of any investments. Investments can go down in value as well as up and you could get back less than you invest. The past performance is not a guide to future performance. 5. CLIENT MONEY Xxxxxxxx Law Financial Services Ltd is not permitted to handle client money and we cannot accept a cheque made out to us (unless it is in respect of an item for which we have sent you an invoice, such as for our own fees) or handle cash. 6. DELAYS IN PROCESSING We will not be held responsible for any delay beyond our control, or as a result of a failure by any party (including you) to complete all the necessary steps to process a transaction. 7. CONFLICTS OF INTEREST We will act honestly, fairly and professionally known as conducting business in ‘Client’s best interest’ regulations. Occasionally situations may arise where we or one of our other clients have some form of interest in business transacted for you. If this happens or we become aware that our interests or those of one of our other clients’ conflict with your interest, we will write to you and obtain your consent before we carry out your instructions, and detail the steps we will take to ensure fair treatment. In accordance with the rules of our regulator, The Financial Conduct Authority, we are prohibited from accepting any payment (commission or other non-monetary benefits) which is likely to conflict with the duty of the firm to its clients. 8. YOUR CANCELLATION RIGHTS Once you have accepted our advice and applied for a product or service, you may have the right to cancel. Different products and services will have different cancellation periods ranging from 0 to 30 days. If you exercise your right to cancel and the underlying investments are sold, you could suffer a shortfall between the amount you invested and the amount raised by the sale of the investments. Xxxxxxxx Law will not be responsible for any shortfall that arises. Any shortfall will be borne by you. Where an ISA investment has been made by transferring funds from another provider, cancellation may result in the return of the ISA proceeds directly to you. This may mean that you lose those ISA allowances relating to the transfer. For details and how to exercise this right see the terms of your chosen product or service. 9. DATA PROTECTION The information you have provided is subject to the EU General Data Protection Regulation (GDPR). Full details of this may be found in our Customer Privacy Notice. This is also on our website at xxx.xxxxxxxxxxx.xx.xx/xxxxxxx-xxxxxx/ If at any time you wish us or any company associated with us to cease processing your personal data or sensitive personal data, or contacting you for marketing purposes, please contact The Data Protection Officer by telephoning 01224 630302 or writing to Xxxxxxxx Law Financial Services Ltd at Xxxxxxxx XxxxxInverden House, 0 Xxxxxx Xxxx Xxxxx, Xxxxxxxx, XX00 0XX. You may be assured that we and any company associated with us will treat all personal data and sensitive personal data as confidential and will not process it other than for a legitimate purpose. Steps will be taken to ensure that the information is accurate, kept up to date and not kept for longer than is necessary. Measures will also be taken to safeguard against unauthorised or unlawful processing and accidental loss or destruction or damage to the data. 10. LAW This client agreement is governed and shall be construed in accordance with Scottish Law and the parties shall submit to the exclusive jurisdiction of the Scottish Courts. 11.