Common use of Applicability of Rates Clause in Contracts

Applicability of Rates. For the fixed Annuity Option, the Annuity Option Tables contained in the following pages illustrate the minimum guaranteed monthly income purchased per $1,000 of the net amount applied. The tables also illustrate the minimum rates for the first monthly variable annuity payment per $1,000 of the net amount applied to the variable annuity payment option. Subsequent payments may be higher or lower than the first payment, based on the investment performance of the Subaccount(s) you elect and whether you exchange Subaccount Annuity Units. For some Qualified Plans and in some states, the use of sex-distinct income factors are prohibited. For those Qualified Plans, we use blended unisex income factors for life payment options for both male and female Annuitants.

Applicability of Rates. For the fixed Annuity Option, the Annuity Option Tables contained in the following pages illustrate the minimum guaranteed monthly income purchased per $1,000 of the net amount applied. The tables also illustrate the minimum rates for the first monthly variable annuity payment Variable Annuity Payment per $1,000 of the net amount applied to the variable annuity payment Variable Annuity Payment option. Subsequent payments may be higher or lower than the first payment, based on the investment performance of the Subaccount(s) you elect and whether you exchange Subaccount Annuity Units. For some Qualified Plans and in some states, the use of sex-distinct income factors are is prohibited. For those Qualified Plans, we use blended unisex income factors for life payment options Life Annuity Options for both male and female all Annuitants.