Common use of ASF RMBS DISCLOSURE PACKAGE Clause in Contracts

ASF RMBS DISCLOSURE PACKAGE. The American Securitization Forum is a broad-based professional forum through which participants in the U.S. securitization market advocate their common interests on important legal, regulatory and market practice issues. ASF members include over 380 firms, including issuers, investors, servicers, financial intermediaries, rating agencies, financial guarantors, legal and accounting firms, and other professional organizations involved in securitization transactions. The ASF also provides information, education and training on a range of securitization market issues and topics through industry conferences, seminars and similar initiatives. For more information about ASF, its members and activities, please go to wxx.xxxxxxxxxxxxxxxxxxxxxx.xxx. Field Number Field Name Field Description Type of Field Data Type Sample Data Format When Applicable? Valid Values Proposed Unique Coding Notes 1 Primary Servicer The MERS Organization ID of the company that has or will have the right to service the loan. General Information Numeric – Integer 2351805 9(7) Always “9999999” if Unknown 2 Servicing Fee—Percentage Aggregate monthly fee paid to all servicers, stated in decimal form. General Information Numeric - Decimal 0.0025 9.999999 Loans without flat-dollar servicing fees >= 0 and < 1 Must be populated if Field 3 is Null 4 Servicing Advance Methodology The manner in which principal and/or interest are to be advanced by the servicer. General Information Numeric – Integer 2 99 Always See Coding 1 = Scheduled Interest, Scheduled Principal 2 = Actual Interest, Actual Principal 3 = Scheduled Interest, Actual Principal 99 = Unknown 5 Originator The MERS Organization ID of the entity that lends funds to the borrower and, in return, places a lien on the mortgage property as collateral. General Information Numeric – Integer 5938671 9(7) Always “9999999” if Unknown 8 Amortization Type Indicates whether the loan’s interest rate is fixed or adjustable (Hybrid ARMs are adjustable). Loan Type Numeric – Integer 2 99 Always See Coding 1 = Fixed 2 = Adjustable 99 = Unknown

ASF RMBS DISCLOSURE PACKAGE. The American Securitization Forum is a broad-based professional forum through which participants in the U.S. securitization market advocate their common interests on important legal, regulatory and market practice issues. ASF members include over 380 firms, including issuers, investors, servicers, financial intermediaries, rating agencies, financial guarantors, legal and accounting firms, and other professional organizations involved in securitization transactions. The ASF also provides information, education and training on a range of securitization market issues and topics through industry conferences, seminars and similar initiatives. For more information about ASF, its members and activities, please go to wxx.xxxxxxxxxxxxxxxxxxxxxx.xxx. Field Number Field Name Field Description Type of Field Data Type Sample Data Format When Applicable? Valid Values Proposed Unique Coding Notes 1 Primary Servicer The MERS Organization ID of the company that has or will have the right to service the loan. General Information Numeric – Integer 2351805 9(7) Always “”9999999” if Unknown 2 Servicing Fee—Percentage Aggregate monthly fee paid to all servicers, stated in decimal form. General Information Numeric - Decimal 0.0025 9.999999 Loans without flat-dollar servicing fees >= 0 and < 1 Must be populated if Field 3 is Null 4 Servicing Advance Methodology The manner in which principal and/or interest are to be advanced by the servicer. General Information Numeric – Integer 2 99 Always See Coding 1 = Scheduled Interest, Scheduled Principal 2 = Actual Interest, Actual Principal 3 = Scheduled Interest, Actual Principal 99 = Unknown 5 Originator The MERS Organization ID of the entity that lends funds to the borrower and, in return, places a lien on the mortgage property as collateral. General Information Numeric – Integer 5938671 9(7) Always “”9999999” if Unknown 8 Amortization Type Indicates whether the loan’s interest rate is fixed or adjustable (Hybrid ARMs are adjustable). Loan Type Numeric – Integer 2 99 Always See Coding 1 = Fixed 2 = Adjustable 99 = Unknown

ASF RMBS DISCLOSURE PACKAGE. The American Securitization Forum is a broad-based professional forum through which participants in the U.S. securitization market advocate their common interests on important legal, regulatory and market practice issues. ASF members include over 380 firms, including issuers, investors, servicers, financial intermediaries, rating agencies, financial guarantors, legal and accounting firms, and other professional organizations involved in securitization transactions. The ASF also provides information, education and training on a range of securitization market issues and topics through industry conferences, seminars and similar initiatives. For more information about ASF, its members and activities, please go to wxx.xxxxxxxxxxxxxxxxxxxxxx.xxxwwx.xxxxxxxxxxxxxxxxxxxxxx.xxx. Field Number Field Name Field Description Type of Field Data Type Sample Data Format When Applicable? Valid Values Proposed Unique Coding Notes 1 Primary Servicer The MERS Organization ID of the company that has or will have the right to service the loan. General Information Numeric – Integer 2351805 9(7) Always “9999999” if Unknown 2 Servicing Fee—Percentage Aggregate monthly fee paid to all servicers, stated in decimal form. General Information Numeric - Decimal 0.0025 9.999999 Loans without flat-dollar servicing fees >= 0 and < 1 Must be populated if Field 3 is Null 4 Servicing Advance Methodology The manner in which principal and/or interest are to be advanced by the servicer. General Information Numeric – Integer 2 99 Always See Coding 1 = Scheduled Interest, Scheduled Principal 2 = Actual Interest, Actual Principal 3 = Scheduled Interest, Actual Principal 99 = Unknown 5 Originator The MERS Organization ID of the entity that lends funds to the borrower and, in return, places a lien on the mortgage property as collateral. General Information Numeric – Integer 5938671 9(7) Always “9999999” if Unknown 8 Amortization Type Indicates whether the loan’s interest rate is fixed or adjustable (Hybrid ARMs are adjustable). Loan Type Numeric – Integer 2 99 Always See Coding 1 = Fixed 2 = Adjustable 99 = Unknown

ASF RMBS DISCLOSURE PACKAGE. The American Securitization Forum is a broad-based professional forum through which participants in the U.S. securitization market advocate their common interests on important legal, regulatory and market practice issues. ASF members include over 380 firms, including issuers, investors, servicers, financial intermediaries, rating agencies, financial guarantors, legal and accounting firms, and other professional organizations involved in securitization transactions. The ASF also provides information, education and training on a range of securitization market issues and topics through industry conferences, seminars and similar initiatives. For more information about ASF, its members and activities, please go to wxx.xxxxxxxxxxxxxxxxxxxxxx.xxxxxx.xxxxxxxxxxxxxxxxxxxxxx.xxx. Field Number Field Name Field Description Type of Field Data Type Sample Data Format When Applicable? Valid Values Proposed Unique Coding Notes 1 Primary Servicer The MERS Organization ID of the company that has or will have the right to service the loan. General Information Numeric – Integer 2351805 9(7) Always “”9999999” if Unknown 2 Servicing Fee—Percentage Aggregate monthly fee paid to all servicers, stated in decimal form. General Information Numeric - Decimal 0.0025 9.999999 Loans without flat-dollar servicing fees >= 0 and < 1 Must be populated if Field 3 is Null 4 Servicing Advance Methodology The manner in which principal and/or interest are to be advanced by the servicer. General Information Numeric – Integer 2 99 Always See Coding 1 = Scheduled Interest, Scheduled Principal 2 = Actual Interest, Actual Principal 3 = Scheduled Interest, Actual Principal 99 = Unknown 5 Originator The MERS Organization ID of the entity that lends funds to the borrower and, in return, places a lien on the mortgage property as collateral. General Information Numeric – Integer 5938671 9(7) Always “”9999999” if Unknown 8 Amortization Type Indicates whether the loan’s interest rate is fixed or adjustable (Hybrid ARMs are adjustable). Loan Type Numeric – Integer 2 99 Always See Coding 1 = Fixed 2 = Adjustable 99 = Unknown