Common use of ASSIGNMENTS AND TRANSFERABILITY Clause in Contracts

ASSIGNMENTS AND TRANSFERABILITY. You may not transfer this Contract. No portion of your interest in this Contract or your rights under this Contract may be sold, assigned, pledged or transferred to any person other than the issuer of this Contract, or discounted, encumbered or pledged as collateral for a loan or as security for the performance of an obligation. EQUITABLE FINANCIAL LIFE INSURANCE COMPANY [ [ Xxxx Xxxxxxx, Xxxx X. Xxxxxx, Chief Executive Officer] Senior Executive Director and Secretary] 2021INHNQ-IE ATTACHMENT A* Age Life Expectancy Age Life Expectancy [0 82.4 37 46.5 1 81.6 38 45.6 2 80.6 39 44.6 3 79.7 40 43.6 4 78.7 41 42.7 5 77.7 42 41.7 6 76.7 43 40.7 7 75.8 44 39.8 8 74.8 45 38.8 9 73.8 46 37.9 10 72.8 47 37 11 71.8 48 36 12 70.8 49 35.1 13 69.9 50 34.2 14 68.9 51 33.3 15 67.9 52 32.3 16 66.9 53 31.4 17 66 54 30.5 18 65 55 29.6 19 64 56 28.7 20 63 57 27.9 21 62.1 58 27 22 61.1 59 26.1 23 60.1 60 25.2 24 59.1 61 24.4 25 58.2 62 23.5 26 57.2 63 22.7 27 56.2 64 21.8 28 55.3 65 21 29 54.3 66 20.2 30 53.3 67 19.4 31 52.4 68 18.6 32 51.4 69 17.8 33 50.4 70 17 34 49.4 71 16.3 35 48.5 72 15.5 36 47.5 73 14.8 74 14.1 75 13.4 76 12.7] *See Section 7A.03, “CALCULATION OF AMOUNT OF ANNUITY BENEFIT UNDER THIS ENDORSEMENT”

ASSIGNMENTS AND TRANSFERABILITY. You may not transfer this Contract. No portion of your interest in this Contract or your rights under this Contract may be sold, assigned, pledged or transferred to any person other than the issuer of this Contract, or discounted, encumbered or pledged as collateral for a loan or as security for the performance of an obligation. EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA [ [ Xxxx Xxxxxxx, Xxxx X. XxxxxxXxxxx Xxxxxxxx, Chief Executive Officer] Senior Executive Director Chief Legal Officer and Secretary] 2021INHNQ-IE IE-Z 17 ATTACHMENT A* Age Life Expectancy Age Life Expectancy [0 82.4 37 46.5 1 81.6 38 45.6 2 80.6 39 44.6 3 79.7 40 43.6 4 78.7 41 42.7 5 77.7 42 41.7 6 76.7 43 40.7 7 75.8 44 39.8 8 74.8 45 38.8 9 73.8 46 37.9 10 72.8 47 37 11 71.8 48 36 12 70.8 49 35.1 13 69.9 50 34.2 14 68.9 51 33.3 15 67.9 52 32.3 16 66.9 53 31.4 17 66 54 30.5 18 65 55 29.6 19 64 56 28.7 20 63 57 27.9 21 62.1 58 27 22 61.1 59 26.1 23 60.1 60 25.2 24 59.1 61 24.4 25 58.2 62 23.5 26 57.2 63 22.7 27 56.2 64 21.8 28 55.3 65 21 29 54.3 66 20.2 30 53.3 67 19.4 31 52.4 68 18.6 32 51.4 69 17.8 33 50.4 70 17 34 49.4 71 16.3 35 48.5 72 15.5 36 47.5 73 14.8 74 14.1 75 13.4 76 12.7] ** See Section 7A.03, “CALCULATION OF AMOUNT OF ANNUITY BENEFIT UNDER THIS ENDORSEMENT”

ASSIGNMENTS AND TRANSFERABILITY. You may not transfer this Contract. No portion of your interest in this Contract or your rights under this Contract may be sold, assigned, pledged or transferred to any person other than the issuer of this Contract, or discounted, encumbered or pledged as collateral for a loan or as security for the performance of an obligation. AXA EQUITABLE FINANCIAL LIFE INSURANCE COMPANY [ [ Xxxx Xxxxxxx, Xxxx X. XxxxxxXxxxx Xxxxx Xxxxx, Vice President, Chairman of the Board and Chief Executive OfficerOfficer ] Senior Executive Director Secretary and SecretaryAssociate General Counsel ] 2021INHNQ-IE ATTACHMENT A* Age Life Expectancy Age Life Expectancy [0 82.4 37 46.5 1 81.6 38 45.6 2 80.6 39 44.6 3 79.7 40 43.6 4 78.7 41 42.7 5 77.7 42 41.7 6 76.7 43 40.7 7 75.8 44 39.8 8 74.8 45 38.8 9 73.8 46 37.9 10 72.8 47 37 11 71.8 48 36 12 70.8 49 35.1 13 69.9 50 34.2 14 68.9 51 33.3 15 67.9 52 32.3 16 66.9 53 31.4 17 66 54 30.5 18 65 55 29.6 19 64 56 28.7 20 63 57 27.9 21 62.1 58 27 22 61.1 59 26.1 23 60.1 60 25.2 24 59.1 61 24.4 25 58.2 62 23.5 26 57.2 63 22.7 27 56.2 64 21.8 28 55.3 65 21 29 54.3 66 20.2 30 53.3 67 19.4 31 52.4 68 18.6 32 51.4 69 17.8 33 50.4 70 17 34 49.4 71 16.3 ] 35 48.5 72 15.5 36 47.5 73 14.8 74 14.1 75 13.4 76 12.7] ** See Section 7A.03, “CALCULATION OF AMOUNT OF ANNUITY BENEFIT UNDER THIS ENDORSEMENT”

ASSIGNMENTS AND TRANSFERABILITY. You may not transfer this Contract. No portion of your interest in this Contract or your rights under this Contract may be sold, assigned, pledged or transferred to any person other than the issuer of this Contract, or discounted, encumbered or pledged as collateral for a loan or as security for the performance of an obligation. EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA [ [ Xxxx Xxxxxxx, Xxxx X. XxxxxxXxxxx Xxxxxxxx, Chief Executive Officer] Senior Executive Director Chief Legal Officer and Secretary] 2021INHNQ-IE IE-Z ATTACHMENT A* Age Life Expectancy Age Life Expectancy [0 82.4 37 46.5 1 81.6 38 45.6 2 80.6 39 44.6 3 79.7 40 43.6 4 78.7 41 42.7 5 77.7 42 41.7 6 76.7 43 40.7 7 75.8 44 39.8 8 74.8 45 38.8 9 73.8 46 37.9 10 72.8 47 37 11 71.8 48 36 12 70.8 49 35.1 13 69.9 50 34.2 14 68.9 51 33.3 15 67.9 52 32.3 16 66.9 53 31.4 17 66 54 30.5 18 65 55 29.6 19 64 56 28.7 20 63 57 27.9 21 62.1 58 27 22 61.1 59 26.1 23 60.1 60 25.2 24 59.1 61 24.4 25 58.2 62 23.5 26 57.2 63 22.7 27 56.2 64 21.8 28 55.3 65 21 29 54.3 66 20.2 30 53.3 67 19.4 31 52.4 68 18.6 32 51.4 69 17.8 33 50.4 70 17 34 49.4 71 16.3 35 48.5 72 15.5 36 47.5 73 14.8 74 14.1 75 13.4 76 12.7] *See Section 7A.03, “CALCULATION OF AMOUNT OF ANNUITY BENEFIT UNDER THIS ENDORSEMENT”

ASSIGNMENTS AND TRANSFERABILITY. You may not transfer this Contract. No portion of your interest in this Contract or your rights under this Contract may be sold, assigned, pledged or transferred to any person other than the issuer of this Contract, or discounted, encumbered or pledged as collateral for a loan or as security for the performance of an obligation. EQUITABLE FINANCIAL LIFE INSURANCE COMPANY [ [ Xxxx Xxxxxxx, Xxxx X. Xxxxxx, Chief Executive OfficerOfficer ] Senior Executive Director and SecretarySecretary ] 2021INHNQ-IE 17 ATTACHMENT A* Age Life Expectancy Age Life Expectancy [0 82.4 37 46.5 1 81.6 38 45.6 2 80.6 39 44.6 3 79.7 40 43.6 4 78.7 41 42.7 5 77.7 42 41.7 6 76.7 43 40.7 7 75.8 44 39.8 8 74.8 45 38.8 9 73.8 46 37.9 10 72.8 47 37 11 71.8 48 36 12 70.8 49 35.1 13 69.9 50 34.2 14 68.9 51 33.3 15 67.9 52 32.3 16 66.9 53 31.4 17 66 54 30.5 18 65 55 29.6 19 64 56 28.7 20 63 57 27.9 21 62.1 58 27 22 61.1 59 26.1 23 60.1 60 25.2 24 59.1 61 24.4 25 58.2 62 23.5 26 57.2 63 22.7 27 56.2 64 21.8 28 55.3 65 21 29 54.3 66 20.2 30 53.3 67 19.4 31 52.4 68 18.6 32 51.4 69 17.8 33 50.4 70 17 34 49.4 71 16.3 35 48.5 72 15.5 36 47.5 73 14.8 74 14.1 75 13.4 76 12.7] *See Section 7A.03, “CALCULATION OF AMOUNT OF ANNUITY BENEFIT UNDER THIS ENDORSEMENT”