Common use of ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS Clause in Contracts

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 4.1 Continuation of Banking Business 17 4.2 Credit Card Business 17 4.3 Safe Deposit Business 17 4.4 Safekeeping Business 18 4.5 Trust Business 18 4.6 Bank Premises 19 4.7 Agreement with Respect to Leased Data Management Equipment 22 4.8 Certain Existing Agreements 23 4.9 Informational Tax Reporting 24 4.10 Insurance 24 4.11 Office Space for Receiver and Corporation; Certain Payments 24 4.12 Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 4.13 Interim Asset Servicing 26 4.14 [RESERVED] 26 4.15 Loss Sharing 26

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 19 4.1 Continuation of Banking Business 17 19 4.2 Credit Card Business 17 19 4.3 Safe Deposit Business 17 19 4.4 Safekeeping Business 18 19 4.5 Trust Business 18 20 4.6 Bank Premises 19 20 4.7 Agreement with Respect to Leased Data Management Equipment 22 24 4.8 Certain Existing Agreements 23 25 4.9 Informational Tax Reporting 24 26 4.10 Insurance 24 26 4.11 Office Space for Receiver and Corporation; Certain Payments 24 26 4.12 Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 27 4.13 Interim Asset Servicing 26 28 4.14 [RESERVED] 26 28 4.15 Loss Sharing 2628

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 4.1 Continuation of Banking Business 17 4.2 Credit Card Business 17 4.3 Safe Deposit Business 17 4.4 Safekeeping Business 18 4.5 Trust Business 18 4.6 Bank Premises 19 18 4.7 Agreement with Respect to Leased Data Management Equipment 22 4.8 Certain Existing Agreements 23 4.9 Informational Tax Reporting 24 4.10 Insurance 24 4.11 Office Space for Receiver and Corporation; Certain Payments 24 4.12 Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 4.13 Interim Asset Servicing 26 4.14 [RESERVED] 26 4.15 Loss Sharing 26

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 18 4.1 Continuation of Banking Business 17 18 4.2 Credit Card Business 17 19 4.3 Safe Deposit Business 17 19 4.4 Safekeeping Business 18 19 4.5 Trust Business 18 19 4.6 Bank Premises 19 20 4.7 Agreement with Respect to Leased Data Management Equipment 22 24 4.8 Certain Existing Agreements 23 25 4.9 Informational Tax Reporting 24 25 4.10 Insurance 24 26 4.11 Office Space for Receiver and Corporation; Certain Payments 24 26 4.12 Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 27 4.13 Interim Asset Servicing 26 28 4.14 [RESERVED] 26 28 4.15 Loss Sharing 2628

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 4.1 25 4.1. Continuation of Banking Business 17 4.2 25 4.2. Credit Card Business 17 4.3 26 4.3. Safe Deposit Business 17 4.4 26 4.4. Safekeeping Business 18 4.5 26 4.5. Trust Business 18 4.6 27 4.6. Bank Premises 19 4.7 27 4.7. Agreement with Respect to Leased Data Management Equipment 22 4.8 Equipment. 31 4.8. Certain Existing Agreements 23 4.9 32 4.9. Informational Tax Reporting 24 4.10 33 4.10. Insurance 24 4.11 34 4.11. Office Space for Receiver and Corporation; Certain Payments 24 4.12 34 4.12. Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 4.13 35 4.13. Interim Asset Servicing 26 4.14 36 4.14. [RESERVEDReserved] 26 4.15 36 4.15. Loss Sharing 2636

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 18 4.1 Continuation of Banking Business 17 18 4.2 Credit Card Business 17 18 4.3 Safe Deposit Business 17 18 4.4 Safekeeping Business 18 4.5 Trust Business 18 19 4.6 Bank Premises 19 4.7 Agreement with Respect to Leased Data Management Equipment 22 23 4.8 Certain Existing Agreements 23 24 4.9 Informational Tax Reporting 24 4.10 Insurance 24 25 4.11 Office Space for Receiver and Corporation; Certain Payments 24 25 4.12 Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 26 4.13 Interim Asset Servicing 26 27 4.14 [RESERVED] 26 27 4.15 Loss Sharing 2627

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 4.1 18 4.1. Continuation of Banking Business 17 4.2 18 4.2. Credit Card Business 17 4.3 19 4.3. Safe Deposit Business 17 4.4 19 4.4. Safekeeping Business 18 4.5 19 4.5. Trust Business 18 4.6 19 4.6. Bank Premises 19 4.7 20 4.7. Agreement with Respect to Leased Data Management Equipment 22 4.8 24 4.8. Certain Existing Agreements 23 4.9 24 4.9. Informational Tax Reporting 24 4.10 25 4.10. Insurance 24 4.11 25 4.11. Office Space for Receiver and Corporation; Certain Payments 24 4.12 26 4.12. Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 4.13 26 4.13. Interim Asset Servicing 26 4.14 [RESERVED] 26 4.15 28 4.14. Reserved 28 4.15. Loss Sharing 2628

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 18 4.1 Continuation of Banking Business 17 18 4.2 Credit Card Business 17 18 4.3 Safe Deposit Business 17 18 4.4 Safekeeping Business 18 4.5 Trust Business 18 19 4.6 Bank Premises 19 4.7 Agreement with Respect to Leased Data Management Equipment 22 4.8 Certain Existing Agreements 23 4.9 Informational Tax Reporting 24 4.10 Insurance 24 4.11 Office Space for Receiver and Corporation; Certain Payments 24 4.12 Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 4.13 Interim Asset Servicing 26 4.14 [RESERVED] 26 4.15 Loss Sharing 26

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 4.1 Continuation of Banking Business 17 4.2 Credit Card Business 17 18 4.3 Safe Deposit Business 17 18 4.4 Safekeeping Business 18 4.5 Trust Business 18 4.6 Bank Premises 19 4.7 Agreement with Respect to Leased Data Management Equipment 22 4.8 Certain Existing Agreements 23 4.9 Informational Tax Reporting 24 4.10 Insurance 24 4.11 Office Space for Receiver and Corporation; Certain Payments 24 25 4.12 Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 4.13 Interim Asset Servicing 26 4.14 [RESERVED] 26 27 4.15 Loss Sharing 2627

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 4.1 19 4.1. Continuation of Banking Business 17 4.2 19 4.2. Credit Card Business 17 4.3 19 4.3. Safe Deposit Business 17 4.4 19 4.4. Safekeeping Business 18 4.5 20 4.5. Trust Business 18 4.6 20 4.6. Bank Premises 19 4.7 20 4.7. Agreement with Respect to Leased Data Management Equipment 22 4.8 24 4.8. Certain Existing Agreements 23 4.9 25 4.9. Informational Tax Reporting 24 4.10 26 4.10. Insurance 24 4.11 26 4.11. Office Space for Receiver and Corporation; Certain Payments 24 4.12 27 4.12. Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 4.13 27 4.13. Interim Asset Servicing 26 4.14 29 4.14. [RESERVEDReserved] 26 4.15 29 4.15. Loss Sharing 2629

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 4.1 Continuation of Banking Business 17 4.2 Credit Card Business 17 4.3 Safe Deposit Business 17 4.4 Safekeeping Business 18 4.5 Trust Business 18 4.6 Bank Premises 19 18 4.7 Agreement with Respect to Leased Data Management Equipment 22 4.8 Certain Existing Agreements 23 4.9 Informational Tax Reporting 24 23 4.10 Insurance 24 4.11 Office Space for Receiver and Corporation; Certain Payments 24 4.12 Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 4.13 Interim Asset Servicing 26 4.14 [RESERVED] 26 4.15 Loss Sharing 26

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 18 4.1 Continuation of Banking Business 17 18 4.2 Credit Card Business 17 19 4.3 Safe Deposit Business 17 19 4.4 Safekeeping Business 18 19 4.5 Trust Business 18 19 4.6 Bank Premises 19 20 4.7 Agreement with Respect to Leased Data Management Equipment 22 24 4.8 Certain Existing Agreements 23 24 4.9 Informational Tax Reporting 24 25 4.10 Insurance 24 25 4.11 Office Space for Receiver and Corporation; Certain Payments 24 26 4.12 Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 27 4.13 Interim Asset Servicing 26 28 4.14 [RESERVED] 26 28 4.15 Loss Sharing 2628

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 18 4.1 Continuation of Banking Business 17 18 4.2 Credit Card Business 17 19 4.3 Safe Deposit Business 17 19 4.4 Safekeeping Business 18 19 4.5 Trust Business 18 19 4.6 Bank Premises 19 20 4.7 Agreement with Respect to Leased Data Management Equipment 22 24 4.8 Certain Existing Agreements 23 24 4.9 Informational Tax Reporting 24 25 4.10 Insurance 24 25 4.11 Office Space for Receiver and Corporation; Certain Payments 24 26 4.12 Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 26 4.13 Interim Asset Servicing 26 28 4.14 [RESERVED] 26 28 4.15 Loss Sharing 2628

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 4.1 20 4.1. Continuation of Banking Business 17 4.2 20 4.2. Credit Card Business 17 4.3 20 4.3. Safe Deposit Business 17 4.4 20 4.4. Safekeeping Business 18 4.5 20 4.5. Trust Business 18 4.6 21 4.6. Bank Premises 19 4.7 21 4.7. Agreement with Respect to Leased Data Management Equipment 22 4.8 26 4.8. Certain Existing Agreements 23 4.9 27 4.9. Informational Tax Reporting 24 4.10 27 4.10. Insurance 24 4.11 27 4.11. Office Space for Receiver and Corporation; Certain Payments 24 4.12 28 4.12. Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 4.13 29 4.13. Interim Asset Servicing 26 4.14 30 4.14. [RESERVED] 26 4.15 30 4.15. Loss Sharing 2630

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 23 4.1 Continuation of Banking Business 17 23 4.2 Credit Card Business 17 23 4.3 Safe Deposit Business 17 23 4.4 Safekeeping Business 18 24 4.5 Trust Business 18 24 4.6 Bank Premises 19 25 4.7 Agreement with Respect to Leased Data Management Equipment 22 28 4.8 Certain Existing Agreements 23 29 4.9 Informational Tax Reporting 24 30 4.10 Insurance 24 31 4.11 Office Space OfficeSpace for Receiver and Corporation; Certain Payments 24 31 4.12 Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 32 4.13 Interim Asset Servicing 26 AssetServicing 33 4.14 [RESERVED] 26 4.15 Loss Sharing 26LossSharing 33

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 19 4.1 Continuation of Banking Business 17 19 4.2 Credit Card Business 17 19 4.3 Safe Deposit Business 17 19 4.4 Safekeeping Business 18 19 4.5 Trust Business 18 20 4.6 Bank Premises 19 20 4.7 Agreement with Respect to Leased Data Management Equipment 22 24 4.8 Certain Existing Agreements 23 25 4.9 Informational Tax Reporting 24 26 4.10 Insurance 24 26 4.11 Office Space for Receiver and Corporation; Certain Payments 24 27 4.12 Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 27 4.13 Interim Asset Servicing 26 28 4.14 [RESERVED] 26 29 4.15 Loss Sharing 2629

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 4.1 Continuation of Banking Business 17 4.2 Credit Card Business 17 4.3 Safe Deposit Business 17 18 4.4 Safekeeping Business 18 4.5 Trust Business 18 4.6 Bank Premises 19 4.7 Agreement with Respect to Leased Data Management Equipment 22 4.8 Certain Existing Agreements 23 4.9 Informational Tax Reporting 24 4.10 Insurance 24 4.11 Office Space for Receiver and Corporation; Certain Payments 24 4.12 Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 4.13 Interim Asset Servicing 26 4.14 [RESERVED] 26 4.15 Loss Sharing 26

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 4.1 19 4.1. Continuation of Banking Business 17 4.2 19 4.2. Credit Card Business 17 4.3 19 4.3. Safe Deposit Business 17 4.4 19 4.4. Safekeeping Business 18 4.5 19 4.5. Trust Business 18 4.6 20 4.6. Bank Premises 19 4.7 20 4.7. Agreement with Respect to Leased Data Management Equipment 22 4.8 24 4.8. Certain Existing Agreements 23 4.9 25 4.9. Informational Tax Reporting 24 4.10 26 4.10. Insurance 24 4.11 26 4.11. Office Space for Receiver and Corporation; Certain Payments 24 4.12 27 4.12. Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 4.13 27 4.13. Interim Asset Servicing 26 4.14 28 4.14. [RESERVED] 26 4.15 29 4.15. Loss Sharing 2629

ASSUMPTION OF CERTAIN DUTIES AND OBLIGATIONS. 17 19 4.1 Continuation of Banking Business 17 19 4.2 Credit Card Business 17 19 4.3 Safe Deposit Business 17 20 4.4 Safekeeping Business 18 20 4.5 Trust Business 18 20 4.6 Bank Premises 19 21 4.7 Agreement with Respect to Leased Data Management Equipment 22 25 4.8 Certain Existing Agreements 23 25 4.9 Informational Tax Reporting 24 26 4.10 Insurance 24 26 4.11 Office Space for Receiver and Corporation; Certain Payments 24 27 4.12 Continuation of Group Health Plan Coverage for Former Employees of the Failed Bank 25 28 4.13 Interim Asset Servicing 26 29 4.14 [RESERVED] 26 29 4.15 Loss Sharing 2629