Common use of Authorising Transactions Clause in Contracts

Authorising Transactions. a The authorisation of a transaction made with your Current Account card can include authorising any single transaction, a series of recurring transactions (including transactions for an indefinite period) or pre-authorising future transactions of a certain or uncertain amount. b An Post Money Current Account Card transaction will be regarded as authorised by you where you authorise the transaction at the POS by following the instructions provided by the merchant to authorise the transaction, which includes: i entering your PIN or providing any other security code; ii signing a sales voucher; iii providing your Current Account details and/or providing any other details as requested online; iv swiping your Current Account Card in a card reader; v inserting your Current Account card and entering your PIN to request a cash withdrawal at an ATM; vi making a request for a cash withdrawal at any Post Office in the Republic of Ireland; or vii presenting your Current Account card to a contactless terminal. c Authorisation for the Current Account Card transaction may not be withdrawn (or revoked) by you after the time we have received it. However, any transaction which is agreed to take place on a date later than the date it was authorised may be withdrawn if you give notice to the merchant (and provide a copy of the notice to us by emailing xxxxxxxxxxxxxxxx@xxxxxxxxxxx.xxx) by no later than the close of business on the business day before the (future) transaction was due to take place. d Authorisation will be requested at the time of each Current Account card transaction. In the unlikely event (for any reason whatsoever) a transaction is completed when there are insufficient available funds on your account for that transaction, the resulting shortfall must be reimbursed by you immediately. e You are responsible for ensuring that you have sufficient funds available to cover any other type of outbound payment transaction authorised by you, such as SEPA direct debits and SEPA credit transfers, and any other fees such as the monthly fees for your account. f You agree that, once we make a Shortfall known to you, you must repay it immediately. We may suspend your An Post Money Current Account and your card until we are reimbursed the full shortfall amount. g You agree that if we debit or credit funds to your current account in error, we may reverse the debit or credit or otherwise correct our error as we become aware of it. h We shall take your instructions to establish any recurring transactions as correct and final and shall not be liable for correctly authorising a transaction that you have provided instruction to us to complete.

Authorising Transactions. a The authorisation of a transaction made with your Current Account card can include authorising any single transaction, a series of recurring transactions (including transactions for an indefinite period) or pre-authorising future transactions of a certain or uncertain amount. b An Post Money Current Account Card transaction will be regarded as authorised by you where you authorise the transaction at the POS by following the instructions provided by the merchant to authorise the transaction, which includes: i entering your PIN or providing any other security code; ii signing a sales voucher; iii providing your Current Account details and/or providing any other details as requested online; iv swiping your Current Account Card in a card reader; v inserting your Current Account card and entering your PIN to request a cash withdrawal at an ATM; vi making a request for a cash withdrawal at any Post Office in the Republic of Ireland; or vii presenting your Current Account card to a contactless terminal. 14 c Authorisation for the Current Account Card transaction may not be withdrawn (or revoked) by you after the time we have received it. However, any transaction which is agreed to take place on a date later than the date it was authorised may be withdrawn if you give notice to the merchant (and provide a copy of the notice to us by emailing xxxxxxxxxxxxxxxx@xxxxxxxxxxx.xxx) by no later than the close of business on the business day before the (future) transaction was due to take place. d Authorisation will be requested at the time of each Current Account card transaction. In the unlikely event (for any reason whatsoever) a transaction is completed when there are insufficient available funds on your account for that transaction, the resulting shortfall must be reimbursed by you immediately. e You are responsible for ensuring that you have sufficient funds available to cover any other type of outbound payment transaction authorised by you, such as SEPA direct debits and SEPA credit transfers, and any other fees such as the monthly fees for your account. f You agree that, once we make a Shortfall known to you, you must repay it immediately. We may suspend your An Post Money Current Account and your card until we are reimbursed the full shortfall amount. g You agree that if we debit or credit funds to your current account in error, we may reverse the debit or credit or otherwise correct our error as we become aware of it. h We shall take your instructions to establish any recurring transactions as correct and final and shall not be liable for correctly authorising a transaction that you have provided instruction to us to complete.