Common use of Authorising Transactions Clause in Contracts

Authorising Transactions. a) You will need to authorise each Transaction. This includes authorising any single or recurring Transaction or pre-authorising future Transactions of a certain or uncertain amount. b) A Transaction may be regarded as authorised by you where you have authorised the Transaction at the point of sale by following the instructions provided by the Merchant, which may include: i. entering your PIN or providing another Security Detail; ii. your signature; iii. providing your Card details and/or providing you Security Details and/ or Safeguard System as requested; iv. making a request for a cash withdrawal at any bank counter or branch or at any Merchant. Once you have authorised a Transaction we will deduct its value from your Available Funds immediately. c) You must also comply with any additional third party terms connected with the use of your Card (for example, those of a Safeguard System). d) Only future dated authorised Transactions may be withdrawn by you by giving notice to the Merchant (providing a copy of the notice to us) as long as such notice is provided no later than the close of business on the Business Day before the Transaction was due to take place. We will charge you a fee if authorisation is withdrawn by you under this Section (set out in the Fees and Limits Section 13). e) If you have authorised a Transaction with a merchant for an uncertain amount and you were charged more than you could have reasonably expected you have a right to a refund from us if you inform us within eight weeks of this Transaction having taken place. You will not be given this right if you directly consented to this Transaction and information about the Transaction has been made to you by the merchant four weeks prior to the Transaction.

Authorising Transactions. a) You will need to authorise each Transaction. This includes authorising any single or recurring Transaction or pre-authorising future Transactions of a certain or uncertain amount. b) A Transaction may be regarded as authorised by you where you have authorised the Transaction at the point of sale by following the instructions provided by the Merchant, which may include: i. entering your PIN or providing another Security Detail; ii. your signature; iii. providing your Card details and/or providing you Security Details and/ or Safeguard System as requested; iv. making a request for a cash withdrawal at any bank counter or branch or at any Merchant. Once you have authorised a Transaction we will deduct its value from your fromyour Available Funds immediatelyFundsimmediately. c) You must also comply with any additional third party terms connected with the use of your ofyour Card (for example, those of a Safeguard System). d) Only future dated authorised Transactions may be withdrawn by you by giving notice to the Merchant (providing a copy of the notice to us) as long as such notice is provided no later than the close of business on the Business Day before the Transaction was due to take place. We will charge you a fee if authorisation is withdrawn by you under this Section (set out in the Fees and Limits Section 13). e) If you have authorised a Transaction with a merchant for an uncertain amount and you were charged more than you could have reasonably expected you have a right to a refund from us if you inform us within eight weeks of this Transaction having taken place. You will not be given this right if you directly consented to this Transaction and information about the Transaction has been made to you by the merchant four weeks prior to the Transaction.