Common use of Authority to Disclose Clause in Contracts

Authority to Disclose. All Federal, state, municipal and other --------------------- authorities (including the United States Treasury Department and the Internal Revenue Service) and all banks, trust companies and other banking or financial corporations, and organizations and all accountants, auditors, appraisers and examiners with which or whom the Company has heretofore, now has or hereafter may have banking or professional relations, are hereby irrevocably authorized and directed to permit representatives of the Bank to have full access during regular business hours and from time to time upon reasonable request to make copies of and extracts from all reports, examinations, audits, appraisals, and returns by or with respect to the Company and all information concerning the Company from time to time contained in their files and records. The Bank shall hold information so obtained in confidence in accordance with its customary procedures for handling confidential information of this nature and in accordance with safe and sound banking practices except that it may disclose such information as it may be required by law to disclose with notice to the Company if permitted by law and the Bank's policy.

Authority to Disclose. All Federal, state, municipal and other --------------------- authorities (including the United States Treasury Department and the Internal Revenue Service) and all banks, trust companies and other banking or financial corporations, and organizations and all accountants, auditors, appraisers and examiners with which or whom the Company has heretofore, now has or hereafter may have banking or professional relations, are hereby irrevocably authorized and directed to permit representatives of the Bank to have full access during regular business hours and from time to time upon reasonable request to make copies of and extracts from all reports, examinations, audits, appraisals, and returns by or with respect to the Company and all information concerning the Company from time to time contained in their files and records. The Bank shall hold information so obtained in confidence in accordance with its customary procedures for handling confidential information of this nature and in accordance with safe and sound banking practices except that it may disclose such information as it may be required by law to disclose with notice to the Company if permitted by law and the Bank's policy.