Common use of Authorization and No Contravention Clause in Contracts

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement to which the Servicer is a party or by which its properties are bound, in each case, other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.

Authorization and No Contravention. The execution, delivery and performance by the Servicer Seller of the each Transaction Documents Document to which it is a party and the Underwriting Agreement (i) have been duly authorized by all necessary action on the part of the Servicer Seller and (ii) do not contravene violate or constitute a default under (iA) any applicable law, rule or regulation, (iiB) its organizational documents or (iiiC) any material indenture or material agreement to which the Servicer Seller is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documentsinstruments, indentures agreements or agreements documents which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the ServicerSeller’s ability to perform its obligations under, the Transaction DocumentsDocuments to which it is a party or the Underwriting Agreement).

Authorization and No Contravention. The execution, delivery and performance by the Servicer Xxxxxxx of the Transaction Documents to which it is a party have been duly authorized by all necessary limited liability company action on the part of the Servicer Xxxxxxx and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer Xxxxxxx is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures indentures, agreements or agreements instruments which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s Xxxxxxx’x ability to perform its obligations under, the Transaction Documentsthis Agreement).

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer is a party or by which its properties are bound, in each case, other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.

Authorization and No Contravention. The execution, delivery and performance by the Servicer Depositor of the each Transaction Documents Document to which it is a party and the Underwriting Agreement (i) have been duly authorized by all necessary action on the part of the Servicer Depositor and (ii) do not contravene violate or constitute a default under (iA) any applicable law, rule or regulation, (iiB) its organizational documents or (iiiC) any material indenture or material agreement to which the Servicer Depositor is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documentsinstruments, indentures agreements or agreements documents which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the ServicerDepositor’s ability to perform its obligations under, the Transaction DocumentsDocuments to which it is a party or the Underwriting Agreement).

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party this Agreement (i) have been duly authorized by all necessary action on the part of the Servicer and (ii) do not contravene or constitute a default under (iA) any applicable law, rule or regulationApplicable Law, (iiB) its organizational documents or (iiiC) any material indenture agreement, contract, order or material agreement other instrument to which the Servicer it is a party or by which its properties are bound, in each case, property is subject (other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and or which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documentsthis Agreement).

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer is a party or by which its properties are bound, in each case, other than violations of such laws, rules, regulations, organizational documents, indentures indentures, agreements or agreements instruments which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party this Agreement (i) have been duly authorized by all necessary action on the part of the Servicer and (ii) do not contravene or constitute a default under (iA) any applicable order, law, rule or regulation, (iiB) its organizational documents or (iiiC) any material indenture agreement, contract, order or material agreement other instrument to which the Servicer it is a party or by which its properties are bound, in each case, property is subject (other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and or which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documentsthis Agreement).

Authorization and No Contravention. The execution, delivery and performance by the Servicer Seller of the each Transaction Documents Document to which it is a party and the Underwriting Agreement (i) have been duly authorized by all necessary action on the part of the Servicer Seller and (ii) do not contravene violate or constitute a default under (iA) any applicable law, rule or regulation, (iiB) its organizational documents instruments or (iiiC) any material indenture agreement or material agreement instrument to which the Servicer Seller is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documentsinstruments, indentures agreements or agreements instruments which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the ServicerSeller’s ability to perform its obligations under, the Transaction DocumentsDocuments to which it is a party).

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer is a party or by which its properties are bound, in each case, other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in if the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.

Authorization and No Contravention. The execution, delivery and performance by the Servicer Seller of the Underwriting Agreement and each Transaction Documents Document to which it is a party (i) have been duly authorized by all necessary action on the part of the Servicer Seller and (ii) do not contravene violate or constitute a default under (iA) any applicable law, rule or regulation, (iiB) its organizational documents instruments or (iiiC) any material indenture or material agreement or instrument to which the Servicer Seller is a party or by which it its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures indenture or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the ServicerSeller’s ability to perform its obligations under, the Transaction DocumentsDocuments to which it is a party).

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party (i) have been duly authorized by all necessary action on the part of the Servicer and (ii) do not contravene or constitute a default under (iA) any applicable law, rule or regulation, (iiB) its organizational documents or (iiiC) any material indenture agreement, contract, order or material agreement other instrument to which the Servicer it is a party or by which its properties are boundproperty is subject (other than, in each casethe case of clauses (A), other than (B) and (C), violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents).

Authorization and No Contravention. The execution, delivery and performance by the Servicer Seller of the Transaction Documents to which it is a party (i) have been duly authorized by all necessary limited liability company action on the part of the Servicer Seller and (ii) do not contravene or constitute a default under (iA) any applicable law, rule or regulation, (iiB) its organizational documents or (iiiC) any material indenture agreement, contract, order or material agreement other instrument to which the Servicer it is a party or by which its properties are boundproperty is subject (other than, in each casethe case of clauses (A), other than (B) and (C), violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the ServicerSeller’s ability to perform its obligations under, the Transaction Documents).

Authorization and No Contravention. The execution, delivery and performance by the Servicer Depositor of the each Transaction Documents Document to which it is a party (i) have been duly authorized by all necessary limited liability company action on the part of the Servicer Depositor and (ii) do not contravene or constitute a default under (iA) any applicable law, rule or regulation, (iiB) its organizational documents instruments or (iiiC) any material indenture agreement, contract, order or material agreement other instrument to which the Servicer it is a party or by which its properties are boundproperty is subject (other than, in each casethe case of clauses (A), other than (B) and (C), violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the ServicerDepositor’s ability to perform its obligations under, the Transaction DocumentsDocuments to which it is a party).

Authorization and No Contravention. The execution, delivery and performance by the Servicer Depositor of the each Transaction Documents Document to which it is a party and the Underwriting Agreement (i) have been duly authorized by all necessary action on the part of the Servicer Depositor and (ii) to its knowledge, do not contravene violate or constitute a default under (iA) any applicable law, rule or regulation, (iiB) its organizational documents or (iiiC) any material indenture or material agreement to which the Servicer Depositor is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documentsinstruments, indentures agreements or agreements documents which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the ServicerDepositor’s ability to perform its obligations under, the Transaction DocumentsDocuments to which it is a party or the Underwriting Agreement).

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and and, to its knowledge, do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement to which the Servicer is a party or by which its properties are bound, in each case, other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.

Authorization and No Contravention. The execution, delivery and performance by the Servicer FTH LLC of the Transaction Documents to which it is a party (i) have been duly authorized by all necessary limited liability company action on the part of the Servicer FTH LLC and (ii) do not contravene or constitute a default under (iA) any applicable law, rule or regulation, (iiB) its organizational documents or (iiiC) any material indenture agreement, contract, order or material agreement other instrument to which the Servicer it is a party or by which its properties are boundproperty is subject (other than, in each casethe case of clauses (A), other than (B) and (C), violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the ServicerFTH LLC’s ability to perform its obligations under, the Transaction Documents).

Authorization and No Contravention. The execution, delivery and performance by the Servicer Issuer of the Transaction Documents to which it is a party have been duly authorized by all necessary statutory trust action on the part of the Servicer and Issuer and, to its knowledge, do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement to which the Servicer Issuer is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the ServicerIssuer’s ability to perform its obligations under, the Transaction Documents).

Authorization and No Contravention. The execution, delivery and performance by the Servicer Seller of each Transaction Document and the Transaction Documents Underwriting Agreement to which it is a party (i) have been duly authorized by all necessary action on the part of the Servicer Seller and (ii) do not contravene violate or constitute a default under (iA) any applicable law, rule or regulation, (iiB) its organizational documents instruments or (iiiC) any material indenture or material agreement or instrument to which the Servicer Seller is a party or by which it its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures indenture or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the ServicerSeller’s ability to perform its obligations under, the Transaction DocumentsDocuments to which it is a party).

Authorization and No Contravention. The execution, delivery and performance by the Servicer Depositor of the each Transaction Documents Document to which it is a party and the Underwriting Agreement (i) have been duly authorized by all necessary action on the part of the Servicer Depositor and (ii) do not contravene violate or constitute a default under (iA) any applicable law, rule or regulation, (iiB) its organizational documents instruments or (iiiC) any material indenture or material agreement or instrument to which the Servicer Depositor is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures indenture or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the ServicerDepositor’s ability to perform its obligations under, the Transaction DocumentsDocuments to which it is a party and the Underwriting Agreement).

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer is a party or by which its properties are bound, in each case, case other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in if the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer is a party or by which its properties are bound, in each case, other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents).

Authorization and No Contravention. The execution, delivery and performance by the Servicer [ ] of the Transaction Documents to which it is a party have been duly authorized by all necessary [ ] action on the part of the Servicer [ ] and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer [ ] is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures indentures, agreements or agreements instruments which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer[ ]’s ability to perform its obligations under, the Transaction Documentsthis Agreement).

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents this Agreement and each Program Portfolio Schedule to which it is a party have been duly authorized by all necessary corporate action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures indentures, agreements or agreements instruments which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documentsthis Agreement and each Program Portfolio Schedule).

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in if the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s 's ability to perform its obligations under, the Transaction Documents).

Authorization and No Contravention. The execution, delivery and performance by the Servicer [ ] of the Transaction Documents to which it is a party have been duly authorized by all necessary corporate action on the part of the Servicer [ ] and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer [ ] is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures indentures, agreements or agreements instruments which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer[ ]’s ability to perform its obligations under, the Transaction Documentsthis Agreement).

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement to which the Servicer is a party or by which its 24 Sale and Servicing Agreement (SDART 2022-2) properties are bound, in each case, other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement to which the Servicer is a party or by which its 24 Sale and Servicing Agreement (SDART 2022-4) properties are bound, in each case, other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement to which the Servicer is a party or by which its properties are bound, in each case, other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.. 24 Sale and Servicing Agreement (SDART 2020-4)

Authorization and No Contravention. The execution, delivery and performance by the Servicer Xxxxxxx of the Transaction Documents to which it is a party have been duly authorized by all necessary corporate action on the part of the Servicer Xxxxxxx and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer Xxxxxxx is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures indentures, agreements or agreements instruments which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s Xxxxxxx’x ability to perform its obligations under, the Transaction Documentsthis Agreement).

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement to which the Servicer is a party or by which its 24 Sale and Servicing Agreement (SDART 2022-3) properties are bound, in each case, other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.

Authorization and No Contravention. The execution, delivery and performance by the Servicer Seller of the Underwriting Agreement and each Transaction Documents Document to which it is a party (i) have been duly authorized by all necessary action on the part of the Servicer Seller and (ii) do not contravene or constitute a default under (iA) any applicable law, rule or regulation, (iiB) its organizational documents instruments or (iiiC) any material indenture agreement, contract, order or material agreement other instrument to which the Servicer it is a party or by which its properties are bound, in each case, property is subject (other than violations of such laws, rules, regulations, organizational documents, indentures indenture or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the ServicerSeller’s ability to perform its obligations under, the Transaction DocumentsDocuments to which it is a party).

Authorization and No Contravention. The execution, delivery and performance by the Initial Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement to which the Initial Servicer is a party or by which its properties are bound, in each case, other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in if the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents).

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement to which the Servicer is a party or by which its 24 Sale and Servicing Agreement (SDART 2020-2) properties are bound, in each case, other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.

Authorization and No Contravention. The execution, delivery and performance by the Servicer Seller of the each Transaction Documents Document to which it is a party (i) have been duly authorized 19 Sale and Servicing Agreement (USAA 20[ ]-[ ]) by all necessary limited liability company action on the part of the Servicer Seller and (ii) do not contravene or constitute a default under (iA) any applicable law, rule or regulation, (iiB) its organizational documents or (iiiC) any material indenture agreement, contract, order or material agreement other instrument to which the Servicer it is a party or by which its properties are bound, in each case, property is subject (other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the ServicerSeller’s ability to perform its obligations under, the Transaction Documents).

Authorization and No Contravention. The execution, delivery and performance by the Master Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Master Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Master Servicer is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Master Servicer’s ability to perform its obligations under, the Transaction Documents).

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party this Agreement (i) have been duly authorized by all necessary action on the part of the Servicer and (ii) do not contravene or constitute a default under (iA) any applicable order, law, rule or regulation, (iiB) its organizational documents or (iiiC) any material indenture agreement, contract, order or material agreement other instrument to which the Servicer it is a party or by which its properties are bound, in each case, property is subject (other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and or which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.this Agreement). Table of Contents

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement to which the Servicer is a party or by which its properties are bound, in each case, other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.. 26 Sale and Servicing Agreement (20[ ]-[ ])

Authorization and No Contravention. The execution, delivery and performance by the Servicer of the Transaction Documents to which it is a party have been duly authorized by 20 Sale and Servicing Agreement (2004-3) all necessary action on the part of the Servicer and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer is a party or by which its properties are bound, in each case, case other than violations of such laws, rules, regulations, organizational documents, indentures or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in if the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer’s ability to perform its obligations under, the Transaction Documents.

Authorization and No Contravention. The execution, delivery and performance by the Servicer [ARR] of the Transaction Documents to which it is a party have been duly authorized by all necessary limited liability company action on the part of the Servicer [ARR] and do not contravene or constitute a default under (i) any applicable law, rule or regulation, (ii) its organizational documents or (iii) any material indenture or material agreement or instrument to which the Servicer [ARR] is a party or by which its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures indentures, agreements or agreements instruments which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the Servicer[ARR]’s ability to perform its obligations under, the Transaction Documentsthis Agreement).

Authorization and No Contravention. The execution, delivery and performance by the Servicer Depositor of each Transaction Document and the Transaction Documents Underwriting Agreement to which it is a party (i) have been duly authorized by all necessary action on the part of the Servicer Depositor and (ii) do not contravene violate or constitute a default under (iA) any applicable law, rule or regulation, (iiB) its organizational documents instruments or (iiiC) any material indenture or material agreement or instrument to which the Servicer Depositor is a party or by which it its properties are bound, in each case, bound (other than violations of such laws, rules, regulations, organizational documents, indentures indenture or agreements which do not affect the legality, validity or enforceability of any of such agreements and which, individually or in the aggregate, would not materially and adversely affect the transactions contemplated by, or the ServicerDepositor’s ability to perform its obligations under, the Transaction DocumentsDocuments to which it is a party).