Bank Unable to Determine the Applicable Interest Rate. If, at any time, Bank determines (which determination shall be conclusive and binding for all purposes) that (a) Bank is unable to determine or ascertain the SOFR-based Rate, or (b) the SOFR-based Rate will not adequately and fairly cover or reflect the cost to Bank of maintaining any of the Indebtedness (including, without limitation, as a result of the alteration of the methods of calculation or availability of the SOFR-based Rate), Bank shall promptly give notice thereof to Borrower. Thereafter, until Bank notifies Borrower that the foregoing conditions or circumstances no longer exist, the right of Borrower to request an Advance hereunder and any obligation of Bank to maintain any of the Indebtedness hereunder at an Applicable Interest Rate based on such interest rate shall be suspended, and the Prime Referenced Rate will replace such interest rate in accordance with Section 10.2.
