Common use of Beneficiary(ies) Clause in Contracts

Beneficiary(ies). If you die before you receive all of the amounts in your Xxxx XXX, payments from your Xxxx XXX will be made to your beneficiary(ies). We have no obligation to pay to your beneficiaries until such time we are notified of your death by receiving a valid death certificate. You may designate one or more persons or entities as beneficiary(ies) of your Xxxx XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during your lifetime. Each beneficiary designation you file with us will cancel all previous designations. The consent of a beneficiary(ies) shall not be required for you to revoke a beneficiary designation. If you have designated both primary and contingent beneficiaries and no primary beneficiary(ies) survives you, the contingent beneficiary(ies) shall acquire the designated share of your Xxxx XXX. If you do not designate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your spouse will be the beneficiary, or if there is no spouse living at the time of your death your estate shall be the beneficiary. If your surviving spouse is the designated beneficiary, your spouse may elect to treat your Xxxx XXX as his or her own Xxxx XXX, and would not be subject to the required minimum distribution rules. Your surviving spouse will also be entitled to such additional beneficiary payment options as are granted under the Code or applicable Regulations. If the beneficiary designated to receive payments hereunder is a minor or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative of such minor or incompetent and the receipt by any such person as selected by us shall be a full and complete discharge of us for any sums so paid. We reserve the right to, at our discretion, deposit funds in a special savings account established in our name as Custodian for a beneficiary when within six months after any payment is due because we cannot ascertain the whereabouts or the identity of the beneficiary by mailing to the last known address shown on our records, and such beneficiary has not submitted a written claim for such payment before the expiration of said six-month period. We may allow, if permitted by state law, an original Xxxx XXX beneficiary(ies) (the beneficiary(ies) who is entitled to receive distribution(s) from an inherited Xxxx XXX at the time of your death) to name a successor beneficiary(ies) for the inherited Xxxx XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during the original Xxxx XXX beneficiary’s(ies’) lifetime. Each beneficiary designation form that the original Xxxx XXX beneficiary(ies) files with us will cancel all previous designations. The consent of a successor beneficiary(ies) shall not be required for the original Xxxx XXX beneficiary(ies) to revoke a successor beneficiary(ies) designation. If the original Xxxx XXX beneficiary(ies) does not designate a successor beneficiary(ies), his or her estate will be the successor beneficiary. In no event shall the successor beneficiary(ies) be able to extend the distribution period beyond that required for the original Xxxx XXX beneficiary. If we so choose, for any reason (e.g., due to limitations of our charter or bylaws), we may require that a beneficiary of a deceased Xxxx XXX owner take total distribution of all Xxxx XXX assets by December 31 of the year following the year of death.

Beneficiary(ies). If you die before you receive all of the amounts in your Xxxx XXX, payments from your Xxxx XXX will be made to your beneficiary(ies). We have no obligation to pay to your beneficiaries until such time we are notified of your death by receiving a valid death certificate. You may designate one or more persons or entities as beneficiary(ies) beneficiary of your Xxxx XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during your lifetime. Each Unless otherwise specified, each beneficiary designation you file with us will cancel all previous designationsones. The consent of a beneficiary(ies) shall not be required for you to revoke a beneficiary designation. If you have designated both primary and contingent beneficiaries and no primary beneficiary(ies) survives you, the contingent beneficiary(ies) shall acquire the designated share of your Xxxx XXX. If you do not designate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your spouse will be the beneficiary, or if there is no spouse living at the time of your death your estate shall be the beneficiary. If your surviving spouse is the designated beneficiary, your spouse may elect to treat your Xxxx XXX as his or her own Xxxx XXX, and would not be subject to the required minimum distribution rules. Your surviving spouse will also be entitled to such additional beneficiary payment options as are granted under the Code or applicable Regulations. If the beneficiary designated to receive payments hereunder is a minor or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative of such minor or incompetent and the receipt by any such person as selected by us shall be a full and complete discharge of us for any sums so paid. We reserve the right to, at our discretion, deposit funds in a special savings account established in our name as Custodian for a beneficiary when within six months after any payment is due because we cannot ascertain the whereabouts or the identity of the beneficiary by mailing to the last known address shown on our records, and such beneficiary has not submitted a written claim for such payment before the expiration of said six-month period. We may allow, if permitted by state law, an original Xxxx XXX beneficiary(ies) (the beneficiary(ies) who is entitled to receive distribution(s) from an inherited Xxxx XXX at the time of your death) to name a successor beneficiary(ies) for the inherited Xxxx XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during the original Xxxx XXX beneficiary’s(ies’) lifetime. Each Unless otherwise specified, each beneficiary designation form that the original Xxxx XXX beneficiary(ies) files with us will cancel all previous designationsones. The consent of a successor beneficiary(ies) shall not be required for the original Xxxx XXX beneficiary(ies) to revoke a successor beneficiary(ies) designation. If the original Xxxx XXX beneficiary(ies) does not designate a successor beneficiary(ies), his or her estate will be the successor beneficiary. In no event shall the successor beneficiary(ies) be able to extend the distribution period beyond that required for the original Xxxx XXX beneficiary. If we so choose, for any reason (e.g., due to limitations of our charter or bylaws), we may require that a beneficiary of a deceased Xxxx XXX owner take total distribution of all Xxxx XXX assets by December 31 of the year following the year of death.

Beneficiary(ies). As Owner, I hereby make the following designation of beneficiary in accordance with the First National Bank of Omaha Traditional Individual Retirement Custodial Account or Xxxx Individual Retirement Custodial Account: In the event of my death, pay any interest I may have under my Account to the following Primary Beneficiary or Beneficiaries who survive me. Make payment in the proportions specified below (or in equal proportions if no different proportions are specified). If any Primary Beneficiary predeceases me, his share is to be divided among the Primary Beneficiaries who survive me in the relative proportions assigned to each such surviving Primary Beneficiary. If none of the Primary Beneficiaries survives me, pay any interest I may have under my Account to the following Contingent Beneficiary or Beneficiaries who survive me. Make payment in the proportions specified below (or in equal proportions if no different proportions are specified). If any Contingent Beneficiary predeceases me, his share is to be divided among the Contingent Beneficiaries who survive me in the relative proportions assigned to each such surviving Contingent Beneficiary. If more than one primary beneficiary is designated and no distribution percentages are indicated, the beneficiaries will be deemed to own equal share percentages in the account(s). Multiple contingent beneficiaries with no share percentage indicated will also be deemed to share equally. Primary Beneficiaries Primary Beneficiary Name (First, Middle, Last) Share % Relationship Date of Birth SSN Address Primary Beneficiary Name (First, Middle, Last) Share % Relationship Date of Birth SSN Address Primary Beneficiary Name (First, Middle, Last) Share % Relationship Date of Birth SSN Address Contingent Beneficiaries Contingent Beneficiary Name (First, Middle, Last) Share % Relationship Date of Birth SSN Address Contingent Beneficiary Name (First, Middle, Last) Share % Relationship Date of Birth SSN Address Contingent Beneficiary Name (First, Middle, Last) Share % Relationship Date of Birth SSN Address This Designation of Beneficiary may have important tax or estate planning effects. If you die before cannot accomplish your estate planning objectives by using this Section to designate your beneficiary(ies) (for example, if you receive all wish to provide that the surviving children of a beneficiary who predeceases you should take that beneficiary’s share by right of representation), you may submit another form of written beneficiary designation to the amounts Custodian. Any amount remaining in your Xxxx XXX, payments from your Xxxx XXX the Account that is not disposed of by a proper Designation of Beneficiary will be made distributed to your beneficiary(ies). We have no obligation to pay to your beneficiaries until such time we are notified estate (unless otherwise required by the laws of your death by receiving a valid death certificatestate of residence). You may designate one or more persons or entities as change the beneficiary(ies) named above at anytime by filing a new Designation of Beneficiary with the Custodian. Any subsequent Designation filed with the Custodian will revoke all prior Designations, even if the subsequent designation does not dispose of your Xxxx XXXentire Account. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during your lifetimeSpousal Consent* I am the spouse of the above-named Owner. Each beneficiary designation you file with us will cancel all previous designations. The consent of a beneficiary(ies) shall not be required for you to revoke a beneficiary designation. If you I acknowledge that I have designated both primary and contingent beneficiaries and no primary beneficiary(ies) survives you, the contingent beneficiary(ies) shall acquire the designated share of your Xxxx XXX. If you do not designate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your spouse will be the beneficiary, or if there is no spouse living at the time of your death your estate shall be the beneficiary. If your surviving spouse is the designated beneficiary, your spouse may elect to treat your Xxxx XXX as his or her own Xxxx XXX, and would not be subject to the required minimum distribution rules. Your surviving spouse will also be entitled to such additional beneficiary payment options as are granted under the Code or applicable Regulations. If the beneficiary designated to receive payments hereunder is a minor or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative of such minor or incompetent and the receipt by any such person as selected by us shall be received a full and complete discharge reasonable disclosure of us my spouse’s property and financial obligations. Due to any possible consequences of giving up my community or marital property interest in this IRA, I have been advised to see a tax professional or legal advisor. I hereby consent to the beneficiary designation(s) indicated above. I assume full responsibility for any sums so paidadverse consequence that may result. We reserve No tax or legal advice was given to me by the right toCustodian, at our discretionXXXX Funds, deposit funds in a special savings account established in our name as Custodian for or the investment advisor. Signature of Spouse Date Signature of Witness Date * This section should be reviewed if the Owner is married and designates a beneficiary when within six months after other than the spouse. It is the Owner’s responsibility to determine if this section applies. The Owner may need to consult with legal counsel. Neither the Custodian, XXXX Funds, nor the investment advisor are liable for any payment is due because we cannot ascertain the whereabouts or the identity consequences resulting from a failure of the beneficiary by mailing Owner to the last known address shown on our records, and such beneficiary has not submitted a written claim for such payment before the expiration of said six-month period. We may allow, if permitted by state law, an original Xxxx XXX beneficiary(ies) (the beneficiary(ies) who is entitled to receive distribution(s) from an inherited Xxxx XXX at the time of your death) to name a successor beneficiary(ies) for the inherited Xxxx XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during the original Xxxx XXX beneficiary’s(ies’) lifetime. Each beneficiary designation form that the original Xxxx XXX beneficiary(ies) files with us will cancel all previous designations. The consent of a successor beneficiary(ies) shall not be required for the original Xxxx XXX beneficiary(ies) to revoke a successor beneficiary(ies) designation. If the original Xxxx XXX beneficiary(ies) does not designate a successor beneficiary(ies), his or her estate will be the successor beneficiary. In no event shall the successor beneficiary(ies) be able to extend the distribution period beyond that required for the original Xxxx XXX beneficiary. If we so choose, for any reason (e.g., due to limitations of our charter or bylaws), we may require that a beneficiary of a deceased Xxxx XXX owner take total distribution of all Xxxx XXX assets by December 31 of the year following the year of deathprovide proper spousal consent.

Beneficiary(ies). If you die before you receive all of the amounts in your Xxxx XXXfunds from this HSA, payments from your Xxxx XXX HSA will be made to your death beneficiary(ies). We have no obligation to pay to your beneficiaries until such time we are notified of your death by receiving a valid death certificate. You may designate one (1) or more persons or entities as beneficiary(ies) death beneficiary of your Xxxx XXXHSA. This designation can only be made through the Application or on a form provided by or acceptable to us, and it will only be effective when it is filed with us the TPA during your lifetime. Each Unless otherwise specified, each death beneficiary designation you file with us the TPA will cancel all previous designationsones. The consent of a death beneficiary(ies) shall not be required for you to revoke a death beneficiary designation. If you have designated both primary and contingent death beneficiaries and no primary death beneficiary(ies) survives you, the contingent death beneficiary(ies) shall acquire the designated share of your Xxxx XXXHSA. If you do not designate a death beneficiary, or if all of your primary and contingent death beneficiary(ies) predecease you, your spouse estate will be the death beneficiary. You understand that if you designate your spouse as primary death beneficiary or contingent death beneficiary of this HSA, the dissolution, termination, annulment or other legal termination of your marriage will automatically revoke all beneficiary designations, both primary and contingent. After such revocation and until such time as a new beneficiary designation is completed, the HSA shall be treated as if there is no beneficiary designated. Based on the above, if your spouse living acquires the interest in this HSA by reason of being the death beneficiary at the time of your death your estate death, this HSA shall be treated as if the beneficiary. If your surviving spouse is were the designated beneficiary, your spouse may elect to treat your Xxxx XXX as his or her own Xxxx XXX, and would not be subject to the required minimum distribution rules. Your surviving spouse will also be entitled to such additional beneficiary payment options as are granted under the Code or applicable RegulationsAccountholder. If the death beneficiary designated is not your spouse, the HSA (or in accordance with rules established by the IRS the relevant portion thereof) will cease to receive payments hereunder is a minor or person be an HSA as of unsound mind, whether so formally adjudicated or notthe date of death. Upon learning of the Accountholder’s death, we may, at in our complete and sole discretion, make such payments a final distribution to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative a death beneficiary (other than the Accountholder’s spouse) of such minor or incompetent and the receipt by any such person as selected by us shall be a full and complete discharge of us for any sums so paid. We reserve the right to, at our discretion, deposit funds in a special savings account established in our name as Custodian for a beneficiary when within six months after any payment is due because we cannot ascertain the whereabouts or the identity of the beneficiary by mailing to the last known address shown on our records, and such beneficiary has not submitted a written claim for such payment before the expiration of said six-month period. We may allow, if permitted by state law, an original Xxxx XXX beneficiary(ies) (the beneficiary(ies) who is entitled to receive distribution(s) from an inherited Xxxx XXX at the time of your death) to name a successor beneficiary(ies) for the inherited Xxxx XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during the original Xxxx XXX beneficiary’s(ies’) lifetime. Each beneficiary designation form that the original Xxxx XXX beneficiary(ies) files with us will cancel all previous designations. The consent of a successor beneficiary(ies) shall not be required for the original Xxxx XXX beneficiary(ies) to revoke a successor beneficiary(ies) designation. If the original Xxxx XXX beneficiary(ies) does not designate a successor beneficiary(ies), his or her estate will interest in the HSA. This distribution may be made without the successor death beneficiary. In no event shall the successor beneficiary(ies’s consent and may be placed in an interest-bearing (or similar) be able to extend the distribution period beyond account that required for the original Xxxx XXX beneficiary. If we so choose, for any reason (e.g., due to limitations of our charter or bylaws), we may require that a beneficiary of a deceased Xxxx XXX owner take total distribution of all Xxxx XXX assets by December 31 of the year following the year of death.

Beneficiary(ies). If you die before you receive all of the amounts in your Xxxx XXXfunds from this HSA, payments from your Xxxx XXX HSA will be made to your death beneficiary(ies). We have no obligation to pay to your beneficiaries until such time we are notified of your death by receiving a valid death certificate. You may designate one (1) or more persons or entities as beneficiary(ies) death beneficiary of your Xxxx XXXHSA. This designation can only be made through the Consumer Driven Account System or on a form provided by or acceptable to us, and it will only be effective when it is filed with us the TPA during your lifetime. Each Unless otherwise specified, each death beneficiary designation you make through the Consumer Driven Account System or file with us the TPA will cancel all previous designationsones. The consent of a death beneficiary(ies) shall not be required for you to revoke a death beneficiary designation. If you have designated both primary and contingent death beneficiaries and no primary death beneficiary(ies) survives you, the contingent death beneficiary(ies) shall acquire the designated share of your Xxxx XXXHSA. If you do not designate a death beneficiary, or if all of your primary and contingent death beneficiary(ies) predecease you, your spouse estate will be the death beneficiary. You understand that if you designate your spouse as primary death beneficiary or contingent death beneficiary of this HSA, the dissolution, termination, annulment or other legal termination of your marriage will automatically revoke all beneficiary designations, both primary and contingent. After such revocation and until such time as a new beneficiary designation is completed, the HSA shall be treated as if there is no beneficiary designated. Based on the above, if your spouse living acquires the interest in this HSA by reason of being the death beneficiary at the time of your death your estate death, this HSA shall be the beneficiary. If treated as if your surviving spouse were you. If the death beneficiary is not your spouse, the designated beneficiaryHSA (or in accordance with rules established by the IRS the relevant portion thereof) will cease to be an HSA as of the date of death. Upon learning of your death, the TPA may, in the TPA’s complete and sole discretion, make a final distribution to a death beneficiary (other than your spouse may elect to treat your Xxxx XXX as spouse) of his or her own Xxxx XXX, and would not be subject to interest in the required minimum HSA. This distribution rules. Your surviving spouse will also be entitled to such additional beneficiary payment options as are granted under the Code or applicable Regulations. If the beneficiary designated to receive payments hereunder is a minor or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee made without the death beneficiary's consent and may be placed in an interest-bearing (or legal representative of such minor similar) account that TPA chooses. Neither the Custodian nor the TPA are responsible for interpreting or incompetent and the receipt by any such person as selected by us shall be a full and complete discharge of us for any sums so paid. We reserve the right to, at our discretion, deposit funds in a special savings account established in our name as Custodian for a directing beneficiary when within six months after any payment is due because we cannot ascertain the whereabouts designations or the identity of the beneficiary by mailing to the last known address shown on our records, and such beneficiary has not submitted a written claim for such payment before the expiration of said six-month period. We may allow, if permitted by state law, an original Xxxx XXX beneficiary(ies) (the beneficiary(ies) who is entitled to receive distribution(s) from an inherited Xxxx XXX at the time of your death) to name a successor beneficiary(ies) for the inherited Xxxx XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during the original Xxxx XXX beneficiary’s(ies’) lifetime. Each beneficiary designation form that the original Xxxx XXX beneficiary(ies) files with us will cancel all previous designations. The consent of a successor beneficiary(ies) shall not be required for the original Xxxx XXX beneficiary(ies) to revoke a successor beneficiary(ies) designation. If the original Xxxx XXX beneficiary(ies) does not designate a successor beneficiary(ies), his or her estate will be the successor beneficiary. In no event shall the successor beneficiary(ies) be able to extend the distribution period beyond that required for the original Xxxx XXX beneficiary. If we so choose, for any reason (e.g., due to limitations of our charter or bylaws), we may require that a beneficiary of a deceased Xxxx XXX owner take total distribution of all Xxxx XXX assets by December 31 of the year following the year of deathdivisions.

Beneficiary(ies). If you die before you receive all of the amounts in your Xxxx XXXIRA, payments from your Xxxx XXX IRA will be made to your beneficiary(ies). We have no obligation to pay to your beneficiaries until such time we are notified of your death by receiving a valid death certificate. You may designate one or more persons or entities as beneficiary(ies) of your Xxxx XXXIRA. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during your lifetime. Each Unless otherwise specified, each beneficiary designation you file with us will cancel all previous designationsones. The consent of a (a) beneficiary(ies) shall not be required for you to revoke a beneficiary designation. If you have designated both primary and contingent beneficiaries and no primary beneficiary(ies) survives survive(s) you, the contingent beneficiary(ies) shall acquire the designated share of your Xxxx XXXIRA. If you do not designate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your spouse estate will be the beneficiary, or if there is no . A spouse living at the time of your death your estate beneficiary shall be the beneficiary. If your surviving spouse is the designated beneficiary, your spouse may elect to treat your Xxxx XXX have all rights as his or her own Xxxx XXX, and would not be subject to the required minimum distribution rules. Your surviving spouse will also be entitled to such additional beneficiary payment options as are granted under the Code or applicable Regulations. If the beneficiary designated Regulations to receive payments hereunder is a minor treat your IRA as his or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative of such minor or incompetent and the receipt by any such person as selected by us shall be a full and complete discharge of us for any sums so paid. We reserve the right to, at our discretion, deposit funds in a special savings account established in our name as Custodian for a beneficiary when within six months after any payment is due because we cannot ascertain the whereabouts or the identity of the beneficiary by mailing to the last known address shown on our records, and such beneficiary has not submitted a written claim for such payment before the expiration of said six-month periodher own. We may allow, if permitted by state law, an (an) original Xxxx XXX IRA beneficiary(ies) (the beneficiary(ies) who is is/are entitled to receive the distribution(s) from an inherited Xxxx XXX IRA at the time of your death) to name a (a) successor beneficiary(ies) for the inherited Xxxx XXXIRA. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during the original Xxxx XXX IRA beneficiary’s(ies’) lifetimelifetime(s). Each Unless otherwise specified, each beneficiary designation form that the original Xxxx XXX IRA beneficiary(ies) files file(s) with us will cancel all previous designationsones. The consent of a (a) successor beneficiary(ies) shall not be required for the original Xxxx XXX IRA beneficiary(ies) to revoke a (a) successor beneficiary(ies) designation. If the original Xxxx XXX IRA beneficiary(ies) does does/do not designate a (a) successor beneficiary(ies), his or her her/their estate will be the successor beneficiary. In no event shall the successor beneficiary(ies) be able to extend the distribution period beyond that required for the original Xxxx XXX beneficiary. If we so choose, for any reason (e.g., due to limitations of our charter or bylawsIRA beneficiary(ies), we may require that a beneficiary of a deceased Xxxx XXX owner take total distribution of all Xxxx XXX assets by December 31 of the year following the year of death.

Beneficiary(ies). If you die before you receive all of the amounts in your Xxxx XXXIRA, payments from your Xxxx XXX IRA will be made to your beneficiary(ies). We have no obligation to pay to your beneficiaries until such time we are notified of your death by receiving a valid death certificate. You may designate one or more persons or entities as beneficiary(ies) beneficiary of your Xxxx XXXIRA. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during your lifetime. Each Unless otherwise specified, each beneficiary designation you file with us will cancel all previous designationsones. The consent of a beneficiary(ies) shall not be required for you to revoke a beneficiary designation. If you have designated both primary and contingent beneficiaries and no primary beneficiary(ies) survives you, the contingent beneficiary(ies) shall acquire the designated share of your Xxxx XXXIRA. If you do not designate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your spouse estate will be the beneficiary, or if there is no . A spouse living at the time of your death your estate beneficiary shall be the beneficiary. If your surviving spouse is the designated beneficiary, your spouse may elect to treat your Xxxx XXX have all rights as his or her own Xxxx XXX, and would not be subject to the required minimum distribution rules. Your surviving spouse will also be entitled to such additional beneficiary payment options as are granted under the Code or applicable Regulations. If the beneficiary designated Regulations to receive payments hereunder is a minor treat your IRA as his or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative of such minor or incompetent and the receipt by any such person as selected by us shall be a full and complete discharge of us for any sums so paid. We reserve the right to, at our discretion, deposit funds in a special savings account established in our name as Custodian for a beneficiary when within six months after any payment is due because we cannot ascertain the whereabouts or the identity of the beneficiary by mailing to the last known address shown on our records, and such beneficiary has not submitted a written claim for such payment before the expiration of said six-month periodher own. We may allow, if permitted by state law, an original Xxxx XXX IRA beneficiary(ies) (the beneficiary(ies) who is entitled to receive distribution(s) from an inherited Xxxx XXX IRA at the time of your death) to name a successor beneficiary(ies) for the inherited Xxxx XXXIRA. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during the original Xxxx XXX IRA beneficiary’s(ies’) lifetime. Each Unless otherwise specified, each beneficiary designation form that the original Xxxx XXX IRA beneficiary(ies) files with us will cancel all previous designationsones. The consent of a successor beneficiary(ies) shall not be required for the original Xxxx XXX IRA beneficiary(ies) to revoke a successor beneficiary(ies) designation. If the original Xxxx XXX IRA beneficiary(ies) does not designate a successor beneficiary(ies), his or her estate will be the successor beneficiary. In no event shall the successor beneficiary(ies) be able to extend the distribution period beyond that required for the original Xxxx XXX IRA beneficiary. If we so choose, for any reason (e.g., due to limitations of our charter or bylaws), we may require that a beneficiary of a deceased Xxxx XXX owner take total distribution of all Xxxx XXX assets by December 31 of the year following the year of death.

Beneficiary(ies). If you die before you receive all of the amounts in your Xxxx XXX, payments from your Xxxx XXX will be made to your beneficiary(ies). We have no obligation to pay to your beneficiaries until such time we are notified of your death by receiving a valid death certificate. You may designate one or more persons or entities as beneficiary(ies) beneficiary of your Xxxx XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during your lifetime. Each Unless otherwise specified, each beneficiary designation you file with us will cancel all previous designationsones. The consent of a beneficiary(ies) shall not be required for you to revoke a beneficiary designation. If you have designated both primary and contingent beneficiaries and no primary beneficiary(ies) survives you, the contingent beneficiary(ies) shall acquire the designated share of your Xxxx XXX. If you do not designate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your spouse will be the beneficiary, or if there is no spouse living at the time of your death death, your estate shall be the beneficiary. If your surviving A spouse is the designated beneficiary, your spouse may elect to treat your Xxxx XXX beneficiary shall have all rights as his or her own Xxxx XXX, and would not be subject to the required minimum distribution rules. Your surviving spouse will also be entitled to such additional beneficiary payment options as are granted under the Code or applicable RegulationsRegulations to treat your XXX as his or her own. If the beneficiary designated to receive payments hereunder is a minor or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative of such minor or incompetent and the receipt by any such person as selected by us shall be a full and complete discharge of us for any sums so paid. We reserve the right to, at our discretion, deposit funds in a special savings account established in our name as Custodian for a beneficiary when within six months after any payment is due because we cannot ascertain the whereabouts or the identity of the beneficiary by mailing to the last known address shown on our records, and such beneficiary has not submitted a written claim for such payment before the expiration of said six-month six-­‐month period. We may allow, if permitted by state law, an original Xxxx XXX beneficiary(ies) (the beneficiary(ies) who is entitled to receive distribution(s) from an inherited Xxxx XXX at the time of your death) to name a successor beneficiary(ies) for the inherited Xxxx XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during the original Xxxx XXX beneficiary’s(ies’) lifetime. Each Unless otherwise specified, each beneficiary designation form that the original Xxxx XXX beneficiary(ies) files with us will cancel all previous designationsones. The consent of a successor beneficiary(ies) shall not be required for the original Xxxx XXX beneficiary(ies) to revoke a successor beneficiary(ies) designation. If the original Xxxx XXX beneficiary(ies) does not designate a successor beneficiary(ies), his or her estate will be the successor beneficiary. In no event shall the successor beneficiary(ies) be able to extend the distribution period beyond that required for the original Xxxx XXX beneficiary. If we so choose, for any reason (e.g., due to limitations of our charter or bylaws), we may require that a beneficiary of a deceased Xxxx XXX owner take total distribution of all Xxxx XXX assets by December 31 of the year following the year of death.

Beneficiary(ies). If you die before you receive all of the amounts in your Xxxx XXX, payments from your Xxxx XXX will be made to your beneficiary(ies). We have no obligation to pay to your beneficiaries until such time we are notified of your death by receiving a valid death certificate. You may designate one or more persons or entities as beneficiary(ies) beneficiary of your Xxxx XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during your lifetime. Each Unless otherwise specified, each beneficiary designation you file with us will cancel all previous designationsones. The consent of a beneficiary(ies) shall not be required for you to revoke a beneficiary designation. If you have designated both primary and contingent beneficiaries and no primary beneficiary(ies) survives you, the contingent beneficiary(ies) shall acquire the designated share of your Xxxx XXX. If you do not designate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your spouse will be the beneficiary, or if there is no spouse living at the time of your death your estate shall be the beneficiary. If your surviving spouse is the designated beneficiary, your spouse may elect to treat your Xxxx XXX as his or her own Xxxx XXX, and would not be subject to the required minimum distribution rules. Your surviving spouse will also be entitled to such additional beneficiary payment options as are granted under the Code or applicable Regulations. If the beneficiary designated to receive payments hereunder is a minor or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative of such minor or incompetent and the receipt by any such person as selected by us shall be a full and complete discharge of us for any sums so paid. We reserve the right to, at our discretion, deposit funds in a special savings account established in our name as Custodian for a beneficiary when within six months after any payment is due because we cannot ascertain the whereabouts or the identity of the beneficiary by mailing to the last known address shown on our records, and such beneficiary has not submitted a written claim for such payment before the expiration of said six-month six-­‐month period. We may allow, if permitted by state law, an original Xxxx XXX beneficiary(ies) (the beneficiary(ies) who is entitled to receive distribution(s) from an inherited Xxxx XXX at the time of your death) to name a successor beneficiary(ies) for the inherited Xxxx XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during the original Xxxx XXX beneficiary’s(ies’) lifetime. Each Unless otherwise specified, each beneficiary designation form that the original Xxxx XXX beneficiary(ies) files with us will cancel all previous designationsones. The consent of a successor beneficiary(ies) shall not be required for the original Xxxx XXX beneficiary(ies) to revoke a successor beneficiary(ies) designation. If the original Xxxx XXX beneficiary(ies) does not designate a successor beneficiary(ies), his or her estate will be the successor beneficiary. In no event shall the successor beneficiary(ies) be able to extend the distribution period beyond that required for the original Xxxx XXX beneficiary. If we so choose, for any reason (e.g., due to limitations of our charter or bylaws), we may require that a beneficiary of a deceased Xxxx XXX owner take total distribution of all Xxxx XXX assets by December 31 of the year following the year of death.

Beneficiary(ies). If you die before you receive all of the amounts in your Xxxx XXXSIMPLE IRA, payments from your Xxxx XXX SIMPLE IRA will be made to your beneficiary(ies). We have no obligation to pay to your beneficiaries until such time we are notified of your death by receiving a valid death certificate. You may designate one or more persons or entities as beneficiary(ies) beneficiary of your Xxxx XXXSIMPLE IRA. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during your lifetimelifetime or after as provided by law. Each Unless otherwise specified, each beneficiary designation you file with us will cancel all previous designationsones. The consent of a beneficiary(ies) shall not be required for you to revoke a beneficiary designation. If you have designated both primary and contingent beneficiaries and no primary beneficiary(ies) survives you, the contingent beneficiary(ies) shall acquire the designated share of your Xxxx XXXSIMPLE IRA. If you do not designate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your spouse estate will be the beneficiary, or if there is no . A spouse living at the time of your death your estate beneficiary shall be the beneficiary. If your surviving spouse is the designated beneficiary, your spouse may elect to treat your Xxxx XXX have all rights as his or her own Xxxx XXX, and would not be subject to the required minimum distribution rules. Your surviving spouse will also be entitled to such additional beneficiary payment options as are granted under the Code or applicable Regulations. If the beneficiary designated Regulations to receive payments hereunder is a minor treat your IRA as his or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative of such minor or incompetent and the receipt by any such person as selected by us shall be a full and complete discharge of us for any sums so paid. We reserve the right to, at our discretion, deposit funds in a special savings account established in our name as Custodian for a beneficiary when within six months after any payment is due because we cannot ascertain the whereabouts or the identity of the beneficiary by mailing to the last known address shown on our records, and such beneficiary has not submitted a written claim for such payment before the expiration of said six-month periodher own. We may allow, if permitted by state law, an original Xxxx XXX IRA beneficiary(ies) (the beneficiary(ies) who is entitled to receive distribution(s) from an inherited Xxxx XXX IRA at the time of your death) to name a successor beneficiary(ies) for the inherited Xxxx XXXIRA. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during the original Xxxx XXX IRA beneficiary’s(ies’) lifetimelifetime or after as provided by law. Each Unless otherwise specified, each beneficiary designation form that the original Xxxx XXX IRA beneficiary(ies) files with us will cancel all previous designationsones. The consent of a successor beneficiary(ies) shall not be required for the original Xxxx XXX IRA beneficiary(ies) to revoke a successor beneficiary(ies) designation. If the original Xxxx XXX IRA beneficiary(ies) does not designate a successor beneficiary(ies), his or her estate will be the successor beneficiary. In no event shall the successor beneficiary(ies) be able to extend the distribution period beyond that required for the original Xxxx XXX IRA beneficiary. If we so choose, for any reason (e.g., due to limitations of our charter or bylaws), we may require that a beneficiary of a deceased Xxxx XXX owner take total distribution of all Xxxx XXX assets by December 31 of the year following the year of death.

Beneficiary(ies). If you die before you receive all of the amounts in your Xxxx Traditional XXX, payments from your Xxxx Traditional XXX will be made to your beneficiary(ies). We have no obligation to pay to your beneficiaries until such time we are notified of your death by receiving a valid death certificate. You may designate one or more persons or entities as beneficiary(ies) beneficiary of your Xxxx Traditional XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during your lifetimelifetime or after as provided by law. Each Unless otherwise specified, each beneficiary designation you file with us will cancel all previous designationsones. The consent of a beneficiary(ies) shall not be required for you to revoke a beneficiary designation. If you have designated both primary and contingent beneficiaries and no primary beneficiary(ies) survives you, the contingent beneficiary(ies) shall acquire the designated share of your Xxxx Traditional XXX. If you do not designate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your spouse estate will be the beneficiary, or if there is no . A spouse living at the time of your death your estate beneficiary shall be the beneficiary. If your surviving spouse is the designated beneficiary, your spouse may elect to treat your Xxxx XXX have all rights as his or her own Xxxx XXX, and would not be subject to the required minimum distribution rules. Your surviving spouse will also be entitled to such additional beneficiary payment options as are granted under the Code or applicable Regulations. If the beneficiary designated Regulations to receive payments hereunder is a minor treat your XXX as his or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative of such minor or incompetent and the receipt by any such person as selected by us shall be a full and complete discharge of us for any sums so paid. We reserve the right to, at our discretion, deposit funds in a special savings account established in our name as Custodian for a beneficiary when within six months after any payment is due because we cannot ascertain the whereabouts or the identity of the beneficiary by mailing to the last known address shown on our records, and such beneficiary has not submitted a written claim for such payment before the expiration of said six-month periodher own. We may allow, if permitted by state law, an original Xxxx XXX beneficiary(ies) (the beneficiary(ies) who is entitled to receive distribution(s) from an inherited Xxxx XXX at the time of your death) to name a successor beneficiary(ies) for the inherited Xxxx XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during the original Xxxx XXX beneficiary’s(ies’) lifetimelifetime or after as provided by law. Each Unless otherwise specified, each beneficiary designation form that the original Xxxx XXX beneficiary(ies) files with us will cancel all previous designationsones. The consent of a successor beneficiary(ies) shall not be required for the original Xxxx XXX beneficiary(ies) to revoke a successor beneficiary(ies) designation. If the original Xxxx XXX beneficiary(ies) does not designate a successor beneficiary(ies), his or her estate will be the successor beneficiary. In no event shall the successor beneficiary(ies) be able to extend the distribution period beyond that required for the original Xxxx XXX beneficiary. If we so choose, for any reason (e.g., due to limitations of our charter or bylaws), we may require that a beneficiary of a deceased Xxxx XXX owner take total distribution of all Xxxx XXX assets by December 31 of the year following the year of death.

Beneficiary(ies). If you die before you receive all of the amounts in your Xxxx XXXIRA, payments from your Xxxx XXX IRA will be made to your beneficiary(ies). We have no obligation NOTE: Account Proceeds and Securities will be distributed proportionately in kind to pay the beneficiaries according to your beneficiaries until such time we are notified their respective interests. Stifel reserves the right to liquidate so much of your death by receiving a valid death certificateany security that cannot be divided exactly in the proportion set forth in the Beneficiary Designation Form. You may designate one or more persons or entities as beneficiary(ies) beneficiary of your Xxxx XXXIRA. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during your lifetime. Each Un- less otherwise specified, each beneficiary designation you file with us will cancel all previous designationsones. The consent of a beneficiary(ies) shall not be required for you to revoke a beneficiary designation. If you have designated both primary and contingent beneficiaries and no primary beneficiary(ies) survives you, the contingent beneficiary(ies) shall acquire the designated share of your Xxxx XXXIRA. If you do not designate desig- nate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your spouse estate will be the beneficiary, or if there is no . A spouse living at the time of your death your estate beneficiary shall be the beneficiary. If your surviving spouse is the designated beneficiary, your spouse may elect to treat your Xxxx XXX have all rights as his or her own Xxxx XXX, and would not be subject to the required minimum distribution rules. Your surviving spouse will also be entitled to such additional beneficiary payment options as are granted under the Code or applicable Regulations. If the beneficiary designated Regulations to receive payments hereunder is a minor treat your IRA as his or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative of such minor or incompetent and the receipt by any such person as selected by us shall be a full and complete discharge of us for any sums so paid. We reserve the right to, at our discretion, deposit funds in a special savings account established in our name as Custodian for a beneficiary when within six months after any payment is due because we cannot ascertain the whereabouts or the identity of the beneficiary by mailing to the last known address shown on our records, and such beneficiary has not submitted a written claim for such payment before the expiration of said six-month periodher own. We may allow, if permitted by state law, an original Xxxx XXX IRA beneficiary(ies) (the beneficiary(ies) who is entitled to receive distribution(s) from an inherited Xxxx XXX IRA at the time of your death) to name a successor beneficiary(ies) for the inherited Xxxx XXXIRA. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during the original Xxxx XXX IRA beneficiary’s(ies’) lifetime. Each Un- less otherwise specified, each beneficiary designation form that the original Xxxx XXX IRA beneficiary(ies) files with us will cancel all previous designations. The consent of a successor beneficiary(ies) shall not be required for the original Xxxx XXX beneficiary(ies) to revoke a successor beneficiary(ies) designation. If the original Xxxx XXX beneficiary(ies) does not designate a successor beneficiary(ies), his or her estate will be the successor beneficiary. In no event shall the successor beneficiary(ies) be able to extend the distribution period beyond that required for the original Xxxx XXX beneficiary. If we so choose, for any reason (e.g., due to limitations of our charter or bylaws), we may require that a beneficiary of a deceased Xxxx XXX owner take total distribution of all Xxxx XXX assets by December 31 of the year following the year of death.all

Beneficiary(ies). If you die before you receive all of the amounts in your Xxxx XXX, payments from your Xxxx XXX will be made to your beneficiary(ies). We have no obligation to pay to your beneficiaries until such time we are notified of your death by receiving a valid death certificate. You may designate one or more persons or entities as beneficiary(ies) beneficiary of your Xxxx XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during your lifetimelifetime or after as provided by law. Each Unless otherwise specified, each beneficiary designation you file with us will cancel all previous designationsones. The consent of a beneficiary(ies) shall not be required for you to revoke a beneficiary designation. If you have designated both primary and contingent beneficiaries and no primary beneficiary(ies) survives you, the contingent beneficiary(ies) shall acquire the designated share of your Xxxx XXX. If you do not designate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your spouse estate will be the beneficiary, or if there is no spouse living at the time of your death your estate shall be the beneficiary. If your surviving spouse is the designated beneficiary, your spouse may elect to treat your Xxxx XXX as his or her own Xxxx XXX, and would not be subject to the required minimum distribution rules. Your surviving spouse will also be entitled to such additional beneficiary payment options as are granted under the Code or applicable Regulations. If the beneficiary designated to receive payments hereunder is a minor or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative of such minor or incompetent and the receipt by any such person as selected by us shall be a full and complete discharge of us for any sums so paid. We reserve the right to, at our discretion, deposit funds in a special savings account established in our name as Custodian for a beneficiary when within six months after any payment is due because we cannot ascertain the whereabouts or the identity of the beneficiary by mailing to the last known address shown on our records, and such beneficiary has not submitted a written claim for such payment before the expiration of said six-month period. We may allow, if permitted by state law, an original Xxxx XXX beneficiary(ies) (the beneficiary(ies) who is entitled to receive distribution(s) from an inherited Xxxx XXX at the time of your death) to name a successor beneficiary(ies) for the inherited Xxxx XXX. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during the original Xxxx XXX beneficiary’s(ies’) lifetimelifetime or after as provided by law. Each Unless otherwise specified, each beneficiary designation form that the original Xxxx XXX beneficiary(ies) files with us will cancel all previous designationsones. The consent of a successor beneficiary(ies) shall not be required for the original Xxxx XXX beneficiary(ies) to revoke a successor beneficiary(ies) designation. If the original Xxxx XXX beneficiary(ies) does not designate a successor beneficiary(ies), his or her estate will be the successor beneficiary. In no event shall the successor beneficiary(ies) be able to extend the distribution period beyond that required for the original Xxxx XXX beneficiary. If we so choose, for any reason (e.g., due to limitations of our charter or bylaws), we may require that a beneficiary of a deceased Xxxx XXX owner take total distribution of all Xxxx XXX assets by December 31 of the year following the year of death.

Beneficiary(ies). If you die before you receive all of the amounts in your Xxxx XXX, payments from your Xxxx XXX will be made to your beneficiary(ies). We have no obligation to pay to your beneficiaries until such time we are notified of your death by receiving a valid death certificate. You may designate one or more persons or entities as beneficiary(ies) beneficiary of your Xxxx XXXaccount. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during your lifetime. Each Unless otherwise specified, each beneficiary designation you file with us will cancel all previous designationsones. The consent of a beneficiary(ies) shall not be required for you to revoke a beneficiary designation. If you have designated both primary and contingent beneficiaries and no primary beneficiary(ies) survives you, the contingent beneficiary(ies) shall acquire the designated share of your Xxxx XXXaccount. If you do not designate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your spouse estate will be the beneficiary. A spouse beneficiary shall have all rights as granted under the Code, Regulations, or if there is no spouse living at the time of your death your estate shall be the beneficiary. If your surviving spouse is the designated beneficiaryany other applicable federal, your spouse may elect state or local laws to treat your Xxxx XXX account as his or her own Xxxx XXX, and would not be subject to the required minimum distribution rules. Your surviving spouse will also be entitled to such additional beneficiary payment options as are granted under the Code or applicable Regulations. If the beneficiary designated to receive payments hereunder is a minor or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative of such minor or incompetent and the receipt by any such person as selected by us shall be a full and complete discharge of us for any sums so paid. We reserve the right to, at our discretion, deposit funds in a special savings account established in our name as Custodian for a beneficiary when within six months after any payment is due because we cannot ascertain the whereabouts or the identity of the beneficiary by mailing to the last known address shown on our records, and such beneficiary has not submitted a written claim for such payment before the expiration of said six-month periodown. We may allow, if permitted by state law, an original Xxxx XXX account beneficiary(ies) (the beneficiary(ies) who is entitled to receive distribution(s) from an inherited Xxxx XXX account at the time of your death) to name a successor beneficiary(ies) for the inherited Xxxx XXXaccount. This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during the original Xxxx XXX account beneficiary’s(ies’) lifetime. Each Unless otherwise specified, each beneficiary designation form that the original Xxxx XXX account beneficiary(ies) files with us will cancel all previous designationsones. The consent of a successor beneficiary(ies) shall not be required for the original Xxxx XXX account beneficiary(ies) to revoke a successor beneficiary(ies) designation. If the original Xxxx XXX account beneficiary(ies) does not designate a successor beneficiary(ies), his or her estate will be the successor beneficiary. In no event shall the successor beneficiary(ies) be able to extend the distribution period beyond that required for the original Xxxx XXX beneficiary. If we so choose, for any reason (e.g., due to limitations of our charter or bylaws), we may require that a beneficiary of a deceased Xxxx XXX owner take total distribution of all Xxxx XXX assets by December 31 of the year following the year of death.