Common use of Benefiting Participants Clause in Contracts

Benefiting Participants. Any Employee who has entered the Plan as a Participant for Non-Safe Harbor Matching Contribution purposes and makes an Elective Deferral in an Allocation Period < ¨ and who is an NHCE for that Allocation Period > will be a Benefiting Participant under this Section for an Allocation Period based on the conditions below < ¨ provided the Participant is still an Eligible Employee under Section 3.1(d) on the last day of the Allocation Period (or earlier Termination of Employment) >. (a) Participants who are still Employees on the last day of the Allocation Period (check one) x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (b) Participants who Terminate Employment before the last day of the Allocation Period because of retirement on or after Normal Retirement Age < ¨ or Early Retirement Age >, or because of death or Disability (check one) ¨ Will not be Benefiting Participants for that Allocation Period x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (c) Participants who Terminate Employment before the last day of the Allocation Period for any other reason (check one) ¨ Will not be Benefiting Participants for that Allocation Period x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period

Benefiting Participants. Any Employee who has entered the Plan as a Participant for Non-Safe Harbor Matching Contribution purposes and makes an Elective Deferral selected in an Allocation Period < paragraph (c) ¨ and who is an a NHCE for that the Allocation Period > will be a Benefiting Participant for purposes of the allocations under this paragraph (a)(3) above if the Participant satisfies < x the applicable requirements in Section for an Allocation Period based on the conditions below 7.3 > < ¨ provided the Participant is still an Eligible Employee under Section 3.1(d) on the last day of the Allocation Period (or earlier Termination of Employment) requirements set forth below >. (a1) Participants who are still Employees on the last day of the Allocation Period (2) Participants who Terminate Employment before the last day of the Allocation Period (check one) x because of retirement on or after Normal Retirement Age < ¨ or Early Retirement Age > ¨ Will not be Benefiting Participants for that Allocation Period ¨ Will always be Benefiting Participants regardless of Service service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (b3) Participants who Terminate Employment before the last day of the Allocation Period because of retirement on or after Normal Retirement Age < ¨ or Early Retirement Age >, or because of death or Disability (check one) ¨ Will not be Benefiting Participants for that Allocation Period x ¨ Will always be Benefiting Participants regardless of Service service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (c4) Participants who Terminate Employment before the last day of the Allocation Period for any other reason (check one) because of death ¨ Will not be Benefiting Participants for that Allocation Period x ¨ Will always be Benefiting Participants regardless of Service service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (5) Participants who Terminate Employment before the last day of the Allocation Period for any other reason ¨ Will not be Benefiting Participants for that Allocation Period ¨ Will always be Benefiting Participants regardless of service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period

Benefiting Participants. Any Employee who has entered the Plan as a Participant for Non-Safe Harbor Matching Contribution purposes and makes an Elective Deferral in an Allocation Period < ¨ o and who is an NHCE for that Allocation Period > will be a Benefiting Participant under this Section for an Allocation Period based on the conditions below < ¨ o provided the Participant is still an Eligible Employee under Section 3.1(d) on the last day of the Allocation Period (or earlier Termination of Employment) >. (a) Participants who are still Employees on the last day of the Allocation Period (check one) x Will always be Benefiting Participants regardless of Service ¨ o Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ o Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ o Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ o Must be credited with (max. 182) consecutive days of employment in the Allocation Period (b) Participants who Terminate Employment before the last day of the Allocation Period because of retirement on or after Normal Retirement Age < ¨ o or Early Retirement Age >, or because of death or Disability (check one) ¨ o Will not be Benefiting Participants for that Allocation Period x Will always be Benefiting Participants regardless of Service ¨ o Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ o Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ o Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ o Must be credited with (max. 182) consecutive days of employment in the Allocation Period (c) Participants who Terminate Employment before the last day of the Allocation Period for any other reason (check one) ¨ o Will not be Benefiting Participants for that Allocation Period x Will always be Benefiting Participants regardless of Service ¨ o Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ o Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ o Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ o Must be credited with (max. 182) consecutive days of employment in the Allocation Period

Benefiting Participants. Any Employee who has entered the Plan as a Participant for Non-Safe Harbor Matching Contribution purposes and makes an Elective Deferral in an Allocation Period < ¨ and who is an NHCE for that Allocation Period > will be a Benefiting Participant under this Section for an Allocation Period based on the conditions below < ¨ x provided the Participant is still an Eligible Employee under Section 3.1(d) on the last day of the Allocation Period (or earlier Termination of Employment) )>. (a) Participants who are still Employees on the last day of the Allocation Period (check one) x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (b) Participants who Terminate Employment before the last day of the Allocation Period because of retirement on or after Normal Retirement Age < ¨ or Early Retirement Age >, or Age> (check one) ¨ Will not be Benefiting Participants for that Allocation Period x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (c) Participants who Terminate Employment before the last day of the Allocation Period because of death or their Disability (check one) ¨ Will not be Benefiting Participants for that Allocation Period x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (cd) Participants who Terminate Employment before the last day of the Allocation Period because of their death (check one) ¨ Will not be Benefiting Participants for that Allocation Period x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (e) Participants who Terminate Employment before the last day of the Allocation Period for any other reason (check one) ¨ Will not be Benefiting Participants for that Allocation Period x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period

Benefiting Participants. Any An Employee who has entered the Plan as is a Participant for Non-Safe Harbor Matching Non-Elective Contribution purposes and makes an Elective Deferral in an Allocation Period < ¨ and who is an NHCE for that Allocation Period > will be a Benefiting Participant under this Section for an Allocation Period based on the conditions below < ¨ þ provided the Participant is still an Eligible Employee under Section 3.1(d3.1(e) on the last day of the Allocation Period (or earlier Termination of Employment) >. (a) Participants who are still Employees on the last day of the Allocation Period (check one) x þ Will always be Benefiting Participants regardless of Service ¨ o Must be credited with ___ (max. 1,000) Hours of Service in the Allocation Period ¨ o Must be credited with a ___ (max. 6) month Period of Service in the Allocation Period ¨ o Must be credited with ___ (max. 6) consecutive calendar months of employment in the Allocation Period ¨ o Must be credited with ___ (max. 182) consecutive days of employment in the Allocation Period (b) Participants who Terminate Employment before the last day of the Allocation Period because of retirement on or after Normal Retirement Age < ¨ þ or Early Retirement Age >, or because of death or Disability > (check one) ¨ þ Will not be Benefiting Participants for that Allocation Period x o Will always be Benefiting Participants regardless of Service ¨ o Must be credited with ___ (max. 1,000) Hours of Service in the Allocation Period ¨ o Must be credited with a ___ (max. 6) month Period of Service in the Allocation Period ¨ o Must be credited with ___ (max. 6) consecutive calendar months of employment in the Allocation Period ¨ o Must be credited with ___ (max. 182) consecutive days of employment in the Allocation Period (c) Participants who Terminate Employment before the last day of the Allocation Period for any other reason because of their Disability (check one) ¨ þ Will not be Benefiting Participants for that Allocation Period x o Will always be Benefiting Participants regardless of Service ¨ o Must be credited with ___ (max. 1,000) Hours of Service in the Allocation Period ¨ o Must be credited with a ___ (max. 6) month Period of Service in the Allocation Period ¨ o Must be credited with ___ (max. 6) consecutive calendar months of employment in the Allocation Period ¨ o Must be credited with ___ (max. 182) consecutive days of employment in the Allocation Period (d) Participants who Terminate Employment before the last day of the Allocation Period because of their death (check one) þ Will not be Benefiting Participants for that Allocation Period o Will always be Benefiting Participants regardless of Service o Must be credited with ___ (max. 1,000) Hours of Service in the Allocation Period o Must be credited with a ___ (max. 6) month Period of Service in the Allocation Period o Must be credited with ___ (max. 6) consecutive calendar months of employment in the Allocation Period o Must be credited with ___ (max. 182) consecutive days of employment in the Allocation Period (e) Participants who Terminate Employment before the last day of the Allocation Period for any other reason (check one) þ Will not be Benefiting Participants for that Allocation Period o Will always be Benefiting Participants regardless of Service o Must be credited with ___ (max. 1,000) Hours of Service in the Allocation Period o Must be credited with a ___ (max. 6) month Period of Service in the Allocation Period o Must be credited with ___ (max. 6) consecutive calendar months of employment in the Allocation Period o Must be credited with ___ (max. 182) consecutive days of employment in the Allocation Period

Benefiting Participants. Any An Employee who has entered the Plan as is a Participant for Non-Safe Harbor Matching Non-Elective Contribution purposes and makes an Elective Deferral in an Allocation Period < ¨ and who is an NHCE for that Allocation Period > will be a Benefiting Participant under this Section for an Allocation Period based on the conditions below < ¨ provided the Participant is still an Eligible Employee under Section 3.1(d3.1(e) on the last day of the Allocation Period (or earlier Termination of Employment) >. (a) Participants who are still Employees on the last day of the Allocation Period (check one) x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (b) Participants who Terminate Employment before the last day of the Allocation Period because of retirement on or after Normal Retirement Age < ¨ or Early Retirement Age >, or because of death or Disability (check one) ¨ Will not be Benefiting Participants for that Allocation Period x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (c) Participants who Terminate Employment before the last day of the Allocation Period for any other reason (check one) ¨ Will not be Benefiting Participants for that Allocation Period x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period

Benefiting Participants. Any An Employee who has entered the Plan as is a Participant for Non-Safe Harbor Matching Non-Elective Contribution purposes and makes an Elective Deferral in an Allocation Period < ¨ and who is an NHCE for that Allocation Period > will be a Benefiting Participant under this Section for an Allocation Period based on the conditions below < ¨ x provided the Participant is still an Eligible Employee under Section 3.1(d3.1(e) on the last day of the Allocation Period (or earlier Termination of Employment) >. (a) Participants who are still Employees on the last day of the Allocation Period (check one) x ¨ Will always be Benefiting Participants regardless of Service ¨ x Must be credited with 1,000 (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (b) Participants who Terminate Employment before the last day of the Allocation Period because of retirement on or after Normal Retirement Age < ¨ x or Early Retirement Age >, or because of death or Disability (check one) ¨ Will not be Benefiting Participants for that Allocation Period x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (c) Participants who Terminate Employment before the last day of the Allocation Period for any other reason (check one) ¨ x Will not be Benefiting Participants for that Allocation Period x ¨ Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period

Benefiting Participants. Any Employee who has entered the Plan as a Participant for Non-Safe Harbor Matching Contribution purposes and makes an Elective Deferral in an Allocation Period < ¨ and who is an NHCE for that Allocation Period > will be a Benefiting Participant under this Section for an Allocation Period based on the conditions below < ¨ provided the Participant is still an Eligible Employee under Section 3.1(d) on the last day of the Allocation Period (or earlier Termination of Employment) >. (a) Participants who are still Employees on the last day of the Allocation Period (check one) x ¨ Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (b) Participants who Terminate Employment before the last day of the Allocation Period because of retirement on or after Normal Retirement Age < ¨ or Early Retirement Age >, or because of death or Disability (check one) ¨ Will not be Benefiting Participants for that Allocation Period x ¨ Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (c) Participants who Terminate Employment before the last day of the Allocation Period for any other reason (check one) ¨ Will not be Benefiting Participants for that Allocation Period x ¨ Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period

Benefiting Participants. Any An Employee who has entered the Plan as is a Participant for Non-Safe Harbor Matching Non-Elective Contribution purposes and makes an Elective Deferral in an Allocation Period < ¨ and who is an NHCE for that Allocation Period > will be a Benefiting Participant under this Section for an Allocation Period based on the conditions below < ¨ x provided the Participant is still an Eligible Employee under Section 3.1(d3.1(e) on the last day of the Allocation Period (or earlier Termination of Employment) >. (a) Participants who are still Employees on the last day of the Allocation Period (check one) x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (b) Participants who Terminate Employment before the last day of the Allocation Period because of retirement on or after Normal Retirement Age < ¨ or Early Retirement Age >, or because of death or Disability > (check one) ¨ x Will not be Benefiting Participants for that Allocation Period x ¨ Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (c) Participants who Terminate Employment before the last day of the Allocation Period for any other reason because of their Disability (check one) ¨ x Will not be Benefiting Participants for that Allocation Period x ¨ Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (d) Participants who Terminate Employment before the last day of the Allocation Period because of their death (check one) x Will not be Benefiting Participants for that Allocation Period ¨ Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (e) Participants who Terminate Employment before the last day of the Allocation Period for any other reason (check one) x Will not be Benefiting Participants for that Allocation Period ¨ Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period

Benefiting Participants. Any An Employee who has entered the Plan as is a Participant for Non-Safe Harbor Matching Non-Elective Contribution purposes and makes an Elective Deferral in an Allocation Period < ¨ and who is an NHCE for that Allocation Period > will be a Benefiting Participant under this Section for an Allocation Period based on the conditions below < ¨ x provided the Participant is still an Eligible Employee under Section 3.1(d3.1(e) on the last day of the Allocation Period (or earlier Termination of Employment) >. (a) Participants who are still Employees on the last day of the Allocation Period (check one) x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (b) Participants who Terminate Employment before the last day of the Allocation Period because of retirement on or after Normal Retirement Age < ¨ or Early Retirement Age >, or because of death or Disability (check one) ¨ Will not be Benefiting Participants for that Allocation Period x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period (c) Participants who Terminate Employment before the last day of the Allocation Period for any other reason (check one) ¨ Will not be Benefiting Participants for that Allocation Period x Will always be Benefiting Participants regardless of Service ¨ Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ Must be credited with (max. 182) consecutive days of employment in the Allocation Period

Benefiting Participants. Any An Employee who has entered the Plan as is a Participant for Non-Safe Harbor Matching Non-Elective Contribution purposes and makes an Elective Deferral in an Allocation Period < ¨ and who is an NHCE for that Allocation Period > will be a Benefiting Participant under this Section for an Allocation Period based on the conditions below < ¨ o provided the Participant is still an Eligible Employee under Section 3.1(d3.1(e) on the last day of the Allocation Period (or earlier Termination of Employment) >. (a) Participants who are still Employees on the last day of the Allocation Period (check one) x o Will always be Benefiting Participants regardless of Service ¨ o Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ o Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ o Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ o Must be credited with (max. 182) consecutive days of employment in the Allocation Period (b) Participants who Terminate Employment before the last day of the Allocation Period because of retirement on or after Normal Retirement Age < ¨ o or Early Retirement Age >, or because of death or Disability (check one) ¨ o Will not be Benefiting Participants for that Allocation Period x o Will always be Benefiting Participants regardless of Service ¨ o Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ o Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ o Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ o Must be credited with (max. 182) consecutive days of employment in the Allocation Period (c) Participants who Terminate Employment before the last day of the Allocation Period for any other reason (check one) ¨ o Will not be Benefiting Participants for that Allocation Period x o Will always be Benefiting Participants regardless of Service ¨ o Must be credited with (max. 1,000) Hours of Service in the Allocation Period ¨ o Must be credited with a (max. 6) month Period of Service in the Allocation Period ¨ o Must be credited with (max. 6) consecutive calendar months of employment in the Allocation Period ¨ o Must be credited with (max. 182) consecutive days of employment in the Allocation Period

Benefiting Participants. Any Employee who has entered the Plan as a Participant for Non-Safe Harbor Matching Contribution purposes and makes an Elective Deferral in an Allocation Period < ¨ o and who is an NHCE for that Allocation Period > will be a Benefiting Participant under this Section for an Allocation Period based on the conditions below < ¨ o provided the Participant is still an Eligible Employee under Section 3.1(d) on the last day of the Allocation Period (or earlier Termination of Employment) >. (a) Participants who are still Employees on the last day of the Allocation Period (check one) x o Will always be Benefiting Participants regardless of Service ¨ o Must be credited with ___ (max. 1,000) Hours of Service in the Allocation Period ¨ o Must be credited with a ___ (max. 6) month Period of Service in the Allocation Period ¨ o Must be credited with ___ (max. 6) consecutive calendar months of employment in the Allocation Period ¨ o Must be credited with ___ (max. 182) consecutive days of employment in the Allocation Period (b) Participants who Terminate Employment before the last day of the Allocation Period because of retirement on or after Normal Retirement Age < ¨ o or Early Retirement Age >, or because of death or Disability > (check one) ¨ o Will not be Benefiting Participants for that Allocation Period x o Will always be Benefiting Participants regardless of Service ¨ o Must be credited with ___ (max. 1,000) Hours of Service in the Allocation Period ¨ o Must be credited with a ___ (max. 6) month Period of Service in the Allocation Period ¨ o Must be credited with ___ (max. 6) consecutive calendar months of employment in the Allocation Period ¨ o Must be credited with ___ (max. 182) consecutive days of employment in the Allocation Period (c) Participants who Terminate Employment before the last day of the Allocation Period for any other reason because of their Disability (check one) ¨ o Will not be Benefiting Participants for that Allocation Period x o Will always be Benefiting Participants regardless of Service ¨ o Must be credited with ___ (max. 1,000) Hours of Service in the Allocation Period ¨ o Must be credited with a ___ (max. 6) month Period of Service in the Allocation Period ¨ o Must be credited with ___ (max. 6) consecutive calendar months of employment in the Allocation Period ¨ o Must be credited with ___ (max. 182) consecutive days of employment in the Allocation Period (d) Participants who Terminate Employment before the last day of the Allocation Period because of their death (check one) o Will not be Benefiting Participants for that Allocation Period o Will always be Benefiting Participants regardless of Service o Must be credited with ___ (max. 1,000) Hours of Service in the Allocation Period o Must be credited with a ___ (max. 6) month Period of Service in the Allocation Period o Must be credited with ___ (max. 6) consecutive calendar months of employment in the Allocation Period o Must be credited with ___ (max. 182) consecutive days of employment in the Allocation Period (e) Participants who Terminate Employment before the last day of the Allocation Period for any other reason (check one) o Will not be Benefiting Participants for that Allocation Period o Will always be Benefiting Participants regardless of Service o Must be credited with ___ (max. 1,000) Hours of Service in the Allocation Period o Must be credited with a ___ (max. 6) month Period of Service in the Allocation Period o Must be credited with ___ (max. 6) consecutive calendar months of employment in the Allocation Period o Must be credited with ___ (max. 182) consecutive days of employment in the Allocation Period