Bill Pay Transfer Methods. Your Bill Pay payment may be made either by transferring funds electronically (Automated Clearing House or “ACH” transaction) or by sending a paper check to the Payee. ACH transactions will be subject to the rules of the National Automated Clearing House Association (NACHA). Payments made by paper check will be debited to your account as any other personal check. If you authorize a recurring payment to any Payee, those payments will continue until the specified end date unless you cancel the recurring payment or there is not a sufficient available balance to allow the payment. You assume the risk of loss due to an overpayment to the Payee on any payment you initiate using Bill Pay.
