Common use of Billing & Settlement Clause in Contracts

Billing & Settlement. 9.1 The Bank will send at your mailing address or e-mail ID provided by you, a Statement, once a month for each billing period during which there is any activity or outstanding on the Card Account. Your obligation and liabilities under this Agreement will not be affected in any way by non-receipt of any Statement of Account, and you shall be liable to settle the outstanding balance on the Card, on the basis of the charge slips or any other evidence of the Charge within 30 days of incurring the Charges. 9.2 The Bank will debit the Card Account for all the Charges incurred, and credit the Card Account for all payments made by you to the Bank, and also for any credits received from the Merchant Establishments in your favour. 9.3 The Bank shall render monthly statements on the basis of transactions done by the Cardmember, and / or the payment made and / or credits received. The monthly statement for each billing period will identify, inter alia, of purchase of goods and / or services, cash advances, fees, GST and other charges, payments and credits to the Card Account. The monthly statements will show the Total Outstanding Amount as well as the Minimum Amount Due required to be paid by you. You shall make payment for at least the Minimum Amount Due, so as to reach the Bank on or before the Payment Due Date indicated in the Statement. Your account will be credited only when the Bank receives the payment of cleared funds from you or your Bank. Any overdue amounts and any amount over Credit Limit shall be payable immediately. 9.4 You may exercise the option to pay the Minimum Amount Due as indicated in the Monthly Statement of Account, and carry forward the payment of the balance amount to next Billing Cycle. Minimum Amount Due shall be determined by the Bank at its sole discretion. 9.5 Non-payment of the Minimum Amount Due by the Payment Due Date shall render you liable to risk of withdrawal or suspension (whether temporary or permanent) of the facility on the Credit Card. A fee may be levied for such non-payment as well. The Bank may at its sole discretion, also instruct the Merchant Establishments not to honour the Credit Card and / or to take custody of the Card, by listing the Card Number in the Warning Bulletin issued by the Bank from time to time or otherwise. 9.6 You may pay more than the Minimum Amount Due, pay the Bank before the Payment Due Date, pay more than once during the billing period, or pay the balance outstanding on the Card Account at any time. The payment may be made by draft, cheque, cash and by giving standing instructions or auto debit instructions to the Bank for crediting the Card Account by debiting any other deposit account with the Bank. You may also authorise the Bank through the Electronic Clearing Service (ECS) / Pay Online using other Bank Account introduced by the Reserve Bank of India to directly debit the account maintained with the Bank or any other bank and credit your Card Account. Should you desire ECS / Pay Online using other Bank Account, the Bank shall advice you separately on the Terms and Conditions applicable thereto. 9.7 Outstation cheque / draft i.e. cheque / draft payable at cities other than certain specified cities, (List of such specified cities as are decided by the Bank from time to time is available on request) will attract processing fee. The fee in respect of processing outstation cheques is mentioned in the Schedule of Charges. The list of such locations and the processing fee may be changed by the Bank at its sole discretion without Notice. 9.8 Should any payment instrument of yours be subsequently dishonoured, the Card privileges may be suspended / terminated, and a fee, as mentioned in the Schedule of Charges shall be levied to the Card Account, at the sole discretion of the Bank. Such fee amount is subject to change at the sole discretion of the Bank. The Bank also reserves the right to initiate any appropriate legal action. 9.9 Any and all payments received towards the Card Account may be applied or appropriated by us as per our internal accounting and credit guidelines, notwithstanding any instructions or specific appropriation by you or other person making the payments. 9.10 Duplicate Monthly Statements of Accounts will be provided by the Bank to you only up to a period of twelve months preceding your request, subject to payment of service charge specified in the Schedule of Charges, and which can be changed at the discretion of the Bank.

Billing & Settlement. 9.1 The Bank will send at your mailing address or e-mail ID provided by you, a Statement, once a month for each billing period during which there is any activity or outstanding of more than `100 on the Card Account. Your obligation and liabilities under this Agreement will not be affected in any way by non-receipt of any Statement of Account, and you shall be liable to settle the outstanding balance on the Card, on the basis of the charge slips or any other evidence of the Charge within 30 days of incurring the Charges. 9.2 The Bank will debit the Card Account for all the Charges incurred, and credit the Card Account for all payments made by you to the Bank, and also for any credits received from the Merchant Establishments in your favour. 9.3 The Bank shall render monthly statements on the basis of transactions done by the Cardmember, and / or the payment made and / or credits received. The monthly statement for each billing period will identify, inter alia, of purchase of goods and / or services, cash advances, fees, GST and other charges, payments and credits to the Card Account. The monthly statements will show the Total Outstanding Amount as well as the Minimum Amount Due required to be paid by you. You shall make payment for at least the Minimum Amount Due, so as to reach the Bank on or before the Payment Due Date indicated in the Statement. Your account will be credited only when the Bank receives the payment of cleared funds from you or your Bank. Any overdue amounts and any amount over Credit Limit shall be payable immediately. 9.4 You may exercise the option to pay the Minimum Amount Due as indicated in the Monthly Statement of Account, and carry forward the payment of the balance amount to next Billing Cycle. Minimum Amount Due shall be determined by the Bank at its sole discretion. 9.5 Non-payment of the Minimum Amount Due by the Payment Due Date shall render you liable to risk of withdrawal or suspension (whether temporary or permanent) of the facility on the Credit Card. A fee may be levied for such non-payment as well. The Bank may at its sole discretion, also instruct the Merchant Establishments not to honour the Credit Card and / or to take custody of the Card, by listing the Card Number in the Warning Bulletin issued by the Bank from time to time or otherwise. 9.6 You may pay more than the Minimum Amount Due, pay the Bank before the Payment Due Date, pay more than once during the billing period, or pay the balance outstanding on the Card Account at any time. The payment may be made by draft, cheque, cash and by giving standing instructions or auto debit instructions to the Bank for crediting the Card Account by debiting any other deposit account with the Bank. You may also authorise the Bank through the Electronic Clearing Service (ECS) / Pay Online using other Bank Account introduced by the Reserve Bank of India to directly debit the account maintained with the Bank or any other bank and credit your Card Account. Should you desire ECS / Pay Online using other Bank Account, the Bank shall advice you separately on the Terms and Conditions applicable thereto. 9.7 Outstation cheque / draft i.e. cheque / draft payable at cities other than certain specified cities, (List of such specified cities as are decided by the Bank from time to time is available on request) will attract processing fee. The fee in respect of processing outstation cheques is mentioned in the Schedule of Charges. The list of such locations and the processing fee may be changed by the Bank at its sole discretion without Notice. 9.8 Should any payment instrument of yours be subsequently dishonoured, the Card privileges may be suspended / terminated, and a fee, as mentioned in the Schedule of Charges shall be levied to the Card Account, at the sole discretion of the Bank. Such fee amount is subject to change at the sole discretion of the Bank. The Bank also reserves the right to initiate any appropriate legal action. 9.9 Any and all payments received towards the Card Account may be applied or appropriated by us as per our internal accounting and credit guidelines, notwithstanding not withstanding any instructions or specific appropriation by you or other person making the payments. 9.10 Duplicate Monthly Statements of Accounts will be provided by the Bank to you only up to a period of twelve months preceding your request, subject to payment of service charge specified in the Schedule of Charges, and which can be changed at the discretion of the Bank.

Billing & Settlement. 9.1 8.1 The Bank will send at al your mailing address or e-mail ID email id provided by you, a Statementstatement, once a month for each billing period during which there is any activity or outstanding of more than Rs.100 on the Card Account. Your obligation and liabilities under this Agreement will not be affected in any way by non-non receipt of any Statement statement of Account, account and you shall be liable to settle the outstanding balance on the Card, Card on the basis or the charge slips or any other evidence of the charge within 30 days of incurring the charges. 8.2 Your obligation and liabilities under this agreement will not be affected in any way by non receipt of any statement of account and you shall be liable to settle the outstanding balance on the card on the basis of the charge slips or any other evidence of the Charge charge within 30 days of incurring the Chargescharges. 9.2 8.3 The Bank will debit the Card Account for all the Charges incurred, charges incurred and credit the Card Account for all payments made by you to lo the Bank, Bank and also for any credits received from the Merchant Establishments in your favour. 9.3 8.4 The Bank shall render monthly statements on the basis of transactions done by the Cardmember, and / or Cardmember and/or the payment made and / or and/or credits received. The monthly statement for each billing period will identify, inter alia, alia of purchase of goods and / or and/or services, cash advances, fees, GST service tax and other charges, payments and credits to the Card Account. The monthly statements will show the Total Outstanding Amount as well as the Minimum Amount Due required to be paid by youamount. You shall make payment for at least the Minimum Amount Due, Total Payment Due so as to reach the Bank on or before the Payment Due Date indicated in the Statementstatement. Your account will be credited only when the Bank receives the payment of cleared funds from you or your Bank. Any overdue amounts and any amount over Credit Limit shall be payable immediately. 9.4 You may exercise the option to pay the Minimum Amount Due as indicated in the Monthly Statement of Account, and carry forward the payment of the balance amount to next Billing Cycle. Minimum Amount Due shall be determined by the Bank at its sole discretion. 9.5 8.5 Non-payment of the Minimum Amount Total Payment Due by the Payment Due Date shall render you liable to risk of withdrawal or suspension (whether temporary or permanent) of the facility on the Credit Corporate Card. .A fee may be levied for such non-payment as well. The Bank may at its sole discretion, discretion also instruct the Merchant Establishments not to honour the Credit Corporate Card and / or and/or to take custody of the Card, Card by listing the Card Number in the Warning Bulletin issued by the Bank from time to time or otherwise. 9.6 8.6 You may pay more than the Minimum Amount Total Payment Due, pay the Bank before the Payment Due Date, pay more than once during the billing period, period or pay the balance outstanding on the Card Account at any time. The payment may be made by draft, cheque, cash and by giving standing instructions or auto debit instructions to the Bank for crediting the Card Account by debiting any other deposit account with the Bank. You Xxxx.Xxx may also authorise the Bank through the Electronic Clearing Service (ECS) / Pay Online using other Bank Account introduced by the Reserve Bank of India to directly debit the account maintained with the Bank or any other bank and credit your Card Account. Should you desire ECS / Pay Online using other Bank AccountECS, the Bank shall advice you separately on the Terms terms and Conditions conditions applicable thereto. 9.7 8.7 Outstation cheque / cheque/draft i.e. cheque / cheque/draft payable at cities other than certain specified cities, cities (List of such specified cities as are decided by the Bank from time to time is available on request) will attract processing fee. The fee in respect of processing outstation cheques is mentioned in the Schedule of Charges. The list of such locations and the processing fee may be changed by the Bank at its sole discretion without Noticenotice. 9.8 8.8 Should any payment instrument of yours be subsequently dishonoured, the Card privileges may be suspended / terminated, suspended/ terminated and a fee, as mentioned in the Schedule of Charges shall be levied to the Card Account, at the sole discretion of the Bank. Such fee amount is subject to change at the sole discretion of the Bank. The Bank also reserves the right to initiate any appropriate legal action. 9.9 8.9 Any and all payments received towards the Card Account may be applied or appropriated by us as per our internal accounting and credit guidelines, notwithstanding not withstanding any instructions or specific appropriation by you or other person making the payments. 9.10 8.10 Duplicate Monthly Statements monthly statements of Accounts accounts will be provided by the Bank to you only up to a period of twelve months preceding your request, request subject to payment of service charge specified in the Schedule of Charges, Charges and which can be changed at the discretion of the Bank.

Billing & Settlement. 9.1 The Bank will send at your mailing address or e-mail ID provided by you, a Statement, once a month for each billing period during which there is any activity or outstanding of more than `100 on the Card Account. Your obligation and liabilities under this Agreement will not be affected in any way by non-receipt of any Statement of Account, and you shall be liable to settle the outstanding balance on the Card, on the basis of the charge slips or any other evidence evidenc e of the Charge within 30 days of incurring the Charges. 9.2 The Bank will debit the Card Account for all the Charges incurred, and credit the Card Account for all payments made by you to the Bank, and also for any credits received from the Merchant Establishments in your favour. 9.3 The Bank shall render monthly statements on the basis of transactions done by the Cardmember, and / or the payment made and / or credits received. The monthly statement for each billing period will identify, inter alia, of purchase of goods and / or services, cash advances, fees, GST and other charges, payments and credits to the Card Account. The monthly statements will show the Total Outstanding Amount as well as the Minimum Amount Due required to be paid by you. You shall make payment for at least the Minimum Amount Due, so as to reach the Bank on or before the Payment Due Date indicated in the Statement. Your account will be credited only when the Bank receives the payment of cleared funds from you or your Bank. Any overdue amounts and any amount over Credit Limit shall be payable immediately. 9.4 You may exercise the option to pay the Minimum Amount Due as indicated in the Monthly Statement of Account, and carry forward the payment of the balance amount to next Billing Cycle. Minimum Amount Due shall be determined by the Bank at its sole discretion. 9.5 Non-payment of the Minimum Amount Due by the Payment Due Date shall render you liable to risk of withdrawal or suspension (whether temporary or permanent) of the facility on the Credit Card. A fee may be levied for such non-payment as well. The Bank may at its sole discretion, also instruct the Merchant Establishments not to honour the Credit Card and / or to take custody of the Card, by listing the Card Number in the Warning Bulletin issued by the Bank from time to time or otherwise. 9.6 You may pay more than the Minimum Amount Due, pay the Bank before the Payment Due Date, pay more than once during the billing period, or pay the balance outstanding on the Card Account at any time. The payment may be made by draft, cheque, cash and by giving standing instructions or auto debit instructions to the Bank for crediting the Card Account by debiting any other deposit account with the Bank. You may also authorise the Bank through the Electronic Clearing Service (ECS) / Pay Online using other Bank Account introduced by the Reserve Bank of India to directly debit the account maintained with the Bank or any other bank and credit your Card Account. Should you desire ECS / Pay Online using other Bank Account, the Bank shall advice you separately on the Terms and Conditions applicable thereto. 9.7 Outstation cheque / draft i.e. cheque / draft payable at cities other than certain specified cities, (List of such specified cities as are decided by the Bank from time to time is available on request) will attract processing fee. The fee in respect of processing outstation cheques is mentioned in the Schedule of Charges. The list of such locations and the processing fee may be changed by the Bank at its sole discretion without Notice. 9.8 Should any payment instrument of yours be subsequently dishonoured, the Card privileges may be suspended / terminated, and a fee, as mentioned in the Schedule of Charges shall be levied to the Card Account, at the sole discretion of the Bank. Such fee amount is subject to change at the sole discretion of the Bank. The Bank also reserves the right to initiate any appropriate legal action. 9.9 Any and all payments received towards the Card Account may be applied or appropriated by us as per our internal accounting and credit guidelines, notwithstanding not withstanding any instructions or specific appropriation by you or other person making the payments. 9.10 Duplicate Monthly Statements of Accounts will be provided by the Bank to you only up to a period of twelve months preceding your request, subject to payment of service charge specified in the Schedule of Charges, and which can be changed at the discretion of the Bank.

Billing & Settlement. 9.1 The Bank will send at your mailing address or e-mail ID email id provided by you, a Statementstatement, once a month for each billing period during which there is any activity or outstanding of more than Rs.100 on the Card Account. Your obligation and liabilities under this Agreement will not be affected in any way by non-non- receipt of any Statement statement of Account, account and you shall be liable to settle the outstanding balance on the Card, Card on the basis of the charge slips or any other evidence of the Charge charge within 30 days of incurring the Chargescharges. 9.2 The Bank will debit the Card Account for all the Charges incurred, charges incurred and credit the Card Account for all payments made by you to the Bank, Bank and also for any credits received from the Merchant Establishments in your favour. 9.3 The Bank shall render monthly statements on the basis of transactions done by the Cardmember, and / or Cardmember and/or the payment made and / or and/or credits received. The monthly statement for each billing period will identify, inter alia, alia of purchase of goods and / or and/or services, cash advances, fees, GST service tax and other charges, payments and credits to the Card Account. .The monthly statements will show the Total Outstanding Amount amount as well as the Minimum Amount Due required to be paid by you. You shall make payment for at least the Minimum Amount Due, Due so as to reach the Bank on or before the Payment Due Date indicated in the Statementstatement. Your account will be credited only when the Bank receives the payment of cleared funds from you or your Bank. Any overdue amounts and any amount over Credit Limit shall be payable immediately. 9.4 You may exercise the option to pay the Minimum Amount Due as indicated in the Monthly Statement monthly statement of Account, account and carry forward the payment of the balance amount to the next Billing Cycle. Minimum Amount Due shall be determined by the Bank at its sole discretion. 9.5 Non-payment of the Minimum Amount Due by the Payment Due Date shall render you liable to risk of withdrawal or suspension (whether temporary or permanent) of the facility on the Credit Card. .A fee may be levied for such non-payment nonpayment as well. The Bank may at its sole discretion, discretion also instruct the Merchant Establishments not to honour the Credit Card and / or and/or to take custody of the Card, Card by listing the Card Number in the Warning Bulletin issued by the Bank from time to time or otherwise. 9.6 You may pay more than the Minimum Amount Due, pay the Bank before the Payment Due Date, pay more than once during the billing period, period or pay the balance outstanding on the Card Account at any time. .The payment may be made by draft, cheque, cash and by giving standing instructions or auto debit instructions to the Bank for crediting the Card Account by debiting any other deposit account with the Bank. You may also authorise the Bank through the Electronic Clearing Service (ECS) / Pay Online using other Bank Account introduced by the Reserve Bank of India to directly debit the account maintained with the Bank or any other bank Bank and credit your Card Account. Should you desire ECS / Pay Online using other Bank Account, ECS,the Bank shall advice you separately on the Terms terms and Conditions conditions applicable thereto. 9.7 Outstation cheque / cheque/draft i.e. cheque / cheque/draft payable at cities other than certain specified cities, cities (List of such specified cities as are decided by the Bank from time to time is available on request) will attract processing fee. The fee in respect of processing outstation cheques is mentioned in the Schedule of Charges. The list of such locations and the processing fee may be changed by the Bank at its sole discretion without Noticenotice. 9.8 Should any payment instrument of yours be subsequently dishonoured, the Card privileges may be suspended / terminated, suspended/ terminated and a fee, as mentioned in the Schedule of Charges shall be levied to the Card Account, at the sole discretion of the Bank. Such fee amount is subject to change at the sole discretion of the Bank. The Bank also reserves the right to initiate any appropriate legal action. 9.9 Any and all payments received towards the Card Account may be applied or appropriated by us as per our internal accounting and credit guidelines, notwithstanding not withstanding any instructions or specific appropriation by you or other person making the payments. 9.10 Duplicate Monthly Statements monthly statements of Accounts accounts will be provided by the Bank to you only up to a period of twelve months preceding your request, request subject to payment of service charge specified in the Schedule of Charges, Charges and which can be changed at the discretion of the Bank.

Billing & Settlement. 9.1 The Bank 9.1. A monthly credit card statement will send at be available in your mailing address or e-mail ID app, and intimated to you via email provided by you, a Statement, once a month for each billing period during which there is any activity or outstanding on the Card Account. Your obligation and liabilities under this Agreement will not be affected in any way by non-receipt of any Statement of Account, and you shall be liable to settle the outstanding balance on the Card, on the basis of the charge slips or any other evidence of the Charge charge within 30 days of incurring the Chargescharges. 9.2 9.2. The Bank will debit the Card Account for all the Charges incurred, and credit the Card Account for all payments made by you to the Bank, and also for any credits received from the Merchant Establishments in your favour. 9.3 9.3. The Bank shall render monthly statements on the basis of transactions done by the Cardmembercardholder, and / or the payment made and / or credits received. The monthly statement for each billing period will identify, inter alia, of purchase of goods and / or services, cash advances, fees, GST and other charges, payments and credits to the Card Account. The monthly statements will show the Total Outstanding Amount as well as the Minimum Amount Due required to be paid by you. You shall make payment for at least the Minimum Amount Due, so as to reach the Bank on or before the Payment Due Date indicated in the Statement. Your account will be credited only when the Bank receives the payment of cleared funds from you or your Bank. Any overdue amounts and any amount over Credit Limit shall be payable immediately. 9.4 9.4. You may exercise the option to pay the Minimum Amount Due as indicated in the Monthly Statement of Account, and carry forward the payment of the balance amount to the next Billing Cycle. Minimum Amount Due shall be determined by the Bank at its sole discretion. 9.5 9.5. Non-payment of the Minimum Amount Due by the Payment Due Date shall render you liable to risk of withdrawal or suspension (whether temporary or permanent) of the facility on the Credit Card. A fee may be levied for such non-payment as well. The Bank may at its sole discretion, also instruct the Merchant Establishments not to honour the Credit Card and / or to take custody of the Card, by listing the Card Number in the Warning Bulletin issued by the any such suitable measure as per Bank from time to time or otherwise.policy 9.6 9.6. You may pay more than the Minimum Amount Due, pay the Bank before the Payment Due Date, pay more than once during the billing period, or pay the balance outstanding on the Card Account at any time. The payment may be made by draft, cheque, cash and by giving standing instructions or auto debit instructions to the Bank for crediting the Card Account by debiting any other deposit account with the Bank. You may also authorise the Bank through the Electronic Clearing Service (ECS) / Pay Online using other Bank Account introduced by the Reserve Bank of India to directly debit the account maintained with the Bank or any other bank and credit your Card Account. Should you desire ECS / Pay Online using other Bank Account, the Bank shall advice you separately on the Terms and Conditions applicable thereto. 9.7 Outstation cheque / draft i.e. cheque / draft payable at cities other than certain specified cities, (List of such specified cities as are decided by the Bank from time to time is available on request) will attract processing fee9.7. The fee in respect of processing outstation cheques is mentioned in the Schedule of Charges. The list of such locations and the processing fee may be changed by the Bank at its sole discretion without Notice. 9.8 Should any payment instrument of yours be subsequently dishonoured, the Card privileges may be suspended / terminated, and a fee, as mentioned in the Schedule of Charges shall be levied to the Card Account, at the sole discretion of the Bank. Such fee amount is subject to change at the sole discretion of the Bank. The Bank also reserves the right to initiate any appropriate legal action. 9.9 9.8. Any and all payments received towards the Card Account may be applied or appropriated by us as per our internal accounting and credit guidelines, notwithstanding any instructions or specific appropriation by you or other person making the payments. 9.10 Duplicate Monthly Statements of Accounts will be provided by the Bank to you only up to a period of twelve months preceding your request, subject to payment of service charge specified in the Schedule of Charges, and which can be changed at the discretion of the Bank.

Billing & Settlement. 9.1 The Bank will send at your mailing address or e-mail ID provided by you, a Statement, once 10.1 Once a month for each billing period during which there is any activity or outstanding of more than `100 on the Card Account. Your obligation and liabilities under this Agreement , The Bank will not be affected in any way by non-receipt of any send a Statement of Account, and Charges at your mailing address or email ID as provided by you. you shall be liable to settle the outstanding balance on the Card, on the basis of the charge slips or any other evidence of the Charge within 30 days of incurring the Charges. 9.2 Charges and non -receipt of the Statement of Account does not affect in any way your obligation and liabilities under this agreement. The Bank will debit the Card Account for all the Charges incurred, and . The Bank will also credit the Card Account for all payments made by you to the Bank, and also for any credits received from the Merchant Establishments in your favourfavour on account of cancellation or reversal of charges. 9.3 10.2 The Bank shall render generate monthly statements on showing the basis record of transactions done by the Cardmember, and / or the payment made and / or credits received. The monthly statement for each billing period will identify, inter alia, of purchase of goods and / or services, cash advances, fees, GST and other charges, payments and credits to the Card Account. The monthly statements will show the Total Outstanding Amount as well as the Minimum Amount Due required to be paid by youyou will be calculated and shown in the monthly statement. You shall make The Cardmember must ensure that the payment for at least the Minimum Amount Due, so as to Due must reach the Bank bank on or before the Payment Due Date indicated mentioned in the Statement. Your account will be credited only when the Bank receives the payment of cleared funds from you you. or your BankBank though ECS/Pay online mode. Any The Cardmember must pay immediately any overdue amounts and or any amount over the Credit Limit Limit. 10.3 The Minimum Amount Due to be paid at the end of each billing cycle shall be payable immediately. 9.4 You may exercise determined at the sole discretion of the bank. The Cardholder has an option to only pay the Minimum Amount Due as indicated mentioned in the Monthly Statement of Account, statement and carry forward the payment of the balance amount to the next Billing Cycle. Minimum Amount Due shall be determined by the Bank at its sole discretion. 9.5 Non-10.4 Failure to make payment of the Minimum Amount Due by the Payment Due Date as mentioned in the monthly billing statement shall render you the cardholder liable to risk of withdrawal or suspension (whether temporary or permanent) of the facility on the Credit Card. Further, A fee may also be levied for such non-payment of Minimum Amount Due as well. The Bank may at its sole discretion, also instruct the Merchant Establishments not to honour the Credit Card and / or to take custody of the Card, by listing the Card Number in the Warning Bulletin issued by the Bank from time to time or otherwise. 9.6 You may 10.5 The Cardholder has an option to pay more than the Minimum Amount Due, pay the Bank before the Payment Due Date, pay more than once during the billing period, or pay the balance outstanding on the Card Account at any time. The payment may be made by draft, cheque, cash and by giving standing instructions or auto Auto debit instructions to the Bank for crediting the Card Account by debiting any other deposit account with the Bank. You may also authorise Authorize the Bank through the Electronic Clearing Service (ECS) / National Automated Clearing House (NACH) / Pay Online using other Bank Account introduced by the Reserve Bank of India to directly debit the account maintained with the Bank or any other bank and credit your Card Account. Should you desire ECS / NACH / Pay Online using other Bank Account, the Bank shall advice you separately on the Terms and Conditions applicable thereto. 9.7 10.6 Payment by Outstation cheque / draft i.e. cheque / draft payable at cities other than certain specified cities, (List of such specified cities as are decided by the Bank from time to time is available on request) will attract processing fee. The fee in respect of for processing outstation cheques is are mentioned in the Schedule of Charges. The list of such locations and the processing fee may be changed by the Bank at its sole discretion without Notice. 9.8 Should 10.7 In the event that any payment instrument of yours be is subsequently dishonoured, the Bank may, at its sole discretion, suspend or terminate the Card privileges may be suspended / terminated, and levy a fee, fee as mentioned in the Schedule of Charges shall be levied to the Card Account, at the sole discretion of the BankCharges. Such fee amount is subject to change at the sole discretion of the Bank. The Bank also reserves the right to initiate any appropriate legal action. 9.9 10.8 Any and all payments received towards the Card Account may be applied or appropriated by us as per our internal accounting and credit guidelines, notwithstanding not withstanding any instructions or specific appropriation by you or other person making the payments. 9.10 10.9 The Bank will provide a facility for issuing Duplicate Monthly Statements of Accounts will be provided by the Bank to you only up to a period of twelve months preceding your request, subject to payment of service charge specified in the Schedule of Charges, and which can be changed at the discretion of the Bank.