Common use of By Us Clause in Contracts

By Us. We may cancel this policy by giving you 30 days’ written notice via your insurance broker. The cancellation will take effect 30 days after the day you are notified of the cancellation and we shall return the premium paid for the unused period of insurance (other than in circumstances where we invoke the ‘Disclosure and accuracy of information condition’ and/or the ‘Fraudulent claim(s) condition’ in this policy). Reasons we may cancel this policy include: i. you do not co-operate or supply information or documentation that we request which materially affects our ability to process the policy or our ability to defend our interests; or ii. following a survey at any of your premises or sites we have required you to make risk improvements and you have not completed these within a reasonable period of time advised by us; or iii. the premium has not been paid; or