Common use of Bylaw Requirements Clause in Contracts

Bylaw Requirements. You must complete payment of a membership share in order to maintain accounts at the Credit Union. The par value of a regular share in the Xxxxxxxx-Xxxxxx Federal Credit Union is $1. A member who fails to complete payment of one share within one month of his admission to membership, or within one month from the increase in the par value of shares, or a member who reduces his share balance below the par value of one share and does not increase the balance to at least the par value of one share within one month of the reduction may be terminated from membership. Note: There is a $1 minimum balance requirement in your primary savings accounts to be maintained as long as the account remains open. National Credit Union Share Insurance Fund Member accounts in the Xxxxxxxx-Xxxxxx Federal Credit Union are federally insured by the National Credit Union Share Insurance Fund. Truth in Savings Fee Schedule‌ An important benefit of membership is most fees and charges are lower than other financial institutions. Compare us and you will find many RBFCU services are free! The following fees may be assessed in connection with your accounts without advance notice to you. All fees are assessed at the time of service or deducted from your account. If the Available Balance is insufficient, you will be notified to pay the required fee. We may charge any of your accounts for any fee due. Any fees or charges assessed to us for extra service or special handling of your account will be passed on to you. This Fee Schedule is subject to change at any time. Members will be notified as required by law of any changes in charges that may be imposed on an account. Membership FREE Membership at Xxxxxxxx-Xxxxxx is FREE; just maintain the required minimum balance of $1 in your primary savings account. Savings Accounts Savings FREE RBFCU Classic Money Market FREE RBFCU Choice Money Market FREE Checking Accounts Really Free Checking FREE General Services Account Reconciliation Research $15 per hour Bill Pay Service FREE Optional expedited same-day bill payment service is available for a fee of $12 charged by CheckFree. Calls to our Member Service Center FREE Cashier’s Check $3 each Coin Processing Fee (Member) 5% of value Coin Processing Fee (Non- member) 8% of value Copies Checks $1 per copy (in excess of two copies per month) Statement $1.50 per copy Courtesy Pay Fee $24 per item For information on Courtesy Pay, please refer to the “Overdrafts and Overdraft Protection” section within your Membership and Account Agreement. Collection Items Domestic (sent or received) $5 per item Foreign (sent or received) $15 per item Any external fees imposed by the issuing or paying institution are deducted from the collected item.

Bylaw Requirements. You must complete payment of a membership share in order to maintain accounts at the Credit Union. The par value of a regular share in the Xxxxxxxx-Xxxxxx Federal Credit Union is $1. A member who fails to complete payment of one share within one month of his admission to membership, or within one month from the increase in the par value of shares, or a member who reduces his share balance below the par value of one share and does not increase the balance to at least the par value of one share within one month of the reduction may be terminated from membership. Note: There is a $1 minimum balance requirement in your primary savings accounts to be maintained as long as the account remains open. National Credit Union Share Insurance Fund Member accounts in the Xxxxxxxx-Xxxxxx Federal Credit Union are federally insured by the National Credit Union Share Insurance Fund. Truth in Savings Fee Schedule‌ An important benefit of membership is most fees and charges are lower than other financial institutions. Compare us and you will find many RBFCU services are free! The following fees may be assessed in connection with your accounts without advance notice to you. All fees are assessed at the time of service or deducted from your account. If the Available Balance is insufficient, you will be notified to pay the required fee. We may charge any of your accounts for any fee due. Any fees or charges assessed to us for extra service or special handling of your account will be passed on to you. This Fee Schedule is subject to change at any time. Members will be notified as required by law of any changes in charges that may be imposed on an account. Membership FREE Membership at Xxxxxxxx-Xxxxxx is FREE; just maintain the required minimum balance of $1 in your primary savings account. Savings Accounts Savings FREE RBFCU Classic Money Market FREE RBFCU Choice Money Market FREE Checking Accounts Really Free Checking FREE General Services Account Reconciliation Research $15 per hour Bill Pay Service FREE Optional expedited same-day bill payment service is available for a fee of $12 charged by CheckFree. Calls to our Member Service Center FREE Cashier’s Check $3 each Coin Processing Fee (Member) 5% of value Coin Processing Fee (Non- Non-member) 8% of value Copies Checks $1 per copy (in excess of two copies per month) Statement $1.50 per copy Courtesy Pay Fee $24 per item For information on Courtesy Pay, please refer to the “Overdrafts and Overdraft Protection” section within your Membership and Account Agreement. Collection Items Domestic (sent or received) $5 per item Foreign (sent or received) $15 per item Any external Varies RBFCU offers both domestic and foreign collection services to members. The fees imposed and process times vary by the issuing item(s) presented. If we process a check or paying institution are draft for collection, any outside fees will be deducted from the collected item; in addition to the $15 RBFCU Collection fee per item.

Bylaw Requirements. You must complete payment of a membership share in order to maintain accounts at the Credit Union. The par value of a regular share in the Xxxxxxxx-Xxxxxx Federal Credit Union is $1. A member who fails to complete payment of one share within one month of his admission to membership, or within one month from the increase in the par value of shares, or a member who reduces his share balance below the par value of one share and does not increase the balance to at least the par value of one share within one month of the reduction may be terminated from membership. Note: There is a $1 minimum balance requirement in your primary savings accounts to be maintained as long as the account remains open. National Credit Union Share Insurance Fund Member accounts in the Xxxxxxxx-Xxxxxx Federal Credit Union are federally insured by the National Credit Union Share Insurance Fund. Truth in Savings Fee Schedule‌ An important benefit of membership is most fees and charges are lower than other financial institutions. Compare us and you will find many RBFCU services are free! The following fees may be assessed in connection with your accounts without advance notice to you. All fees are assessed at the time of service or deducted from your account. If the Available Balance is insufficient, you will be notified to pay the required fee. We may charge any of your accounts for any fee due. Any fees or charges assessed to us for extra service or special handling of your account will be passed on to you. This Fee Schedule is subject to change at any time. Members will be notified as required by law of any changes in charges that may be imposed on an account. Membership FREE Membership at Xxxxxxxx-Xxxxxx is FREE; just maintain the required minimum balance of $1 in your primary savings account. Savings Accounts Savings FREE RBFCU Classic Money Market FREE RBFCU Choice Money Market FREE Checking Accounts Really Free Checking FREE General Services Account Reconciliation Research $15 per hour Bill Pay Service FREE Optional expedited same-day bill payment service is available for a fee of $12 charged by CheckFree. Calls to our Member Service Center FREE Cashier’s Check $3 each Coin Processing Fee (Member) 5% of value Coin Processing Fee (Non- Non-member) 8% of value Copies Checks $1 per copy (in excess of two copies per month) Statement $1.50 per copy Courtesy Pay Fee $24 per item For information on Courtesy Pay, please refer to the “Overdrafts and Overdraft Protection” section within your Membership and Account Agreement. Collection Items Domestic (sent or received) $5 per item Foreign (sent or received) $15 per item Any external fees imposed by the issuing or paying institution are deducted from the collected item.

Bylaw Requirements. You must complete payment of a membership share in order to maintain accounts at the Credit Union. The par value of a regular share in the Xxxxxxxx-Xxxxxx Statewide Federal Credit Union is $15. A member who fails to complete payment of one share within one month of his admission to membership, or within one month from the increase in the par value of shares, or a member who reduces his share balance below the par value of one share and does not increase the balance to at least the par value of one share within one month of the reduction may be terminated from membership. Note: There is a $1 5 minimum balance requirement in your primary savings accounts to be maintained as long as the account remains open. National Credit Union Share Insurance Fund Member accounts in the Xxxxxxxx-Xxxxxx Statewide Federal Credit Union are federally insured by the National Credit Union Share Insurance Fund. Truth in Savings Rate Schedule‌ The rates contained on our website (xxx.xxxxxxxxxxxx.xxx) are accurate as of today’s date or call the Member Service Center toll-free at 0-000-000-0000. Please see xxx.xxxxxxxxxxxx.xxx for current rates Dividend Acco1unt Rate Dividend Rate Annual Percentage Yield 1 (APY) Minimum Balance Requirements Savings Account 0.00% 0.00% $5 to open2 Checking Account (Including Really Free Checking and Business Checking) 0.00% 0.00% None SFCU Money Market Account 4 $2,500 and greater 0.00% 0.00% $2,500 to open and earn the APY3 IRA Savings 0.00% 0.00% $1 to open and earn the APY 1For all Accounts except Certificate Accounts, the rates above reflect the dividend rates and APYs as of the last dividend declaration date. For Certificate Accounts, the rates and APYs are accurate as of today. Rates are subject to change at any time. Please refer to the Truth in Savings Account Disclosure for more information. 2Minimum balance required to open the Account. You must maintain the minimum opening balance at all times to keep the Account open, maintain your SFCU membership and receive Credit Union services. 3Minimum balance required to open the Account. You must maintain the minimum opening balance at all times to continue earning the current Money Market products dividend rate. If at any time your daily balance for the period falls below $2,500, your account will automatically revert to the current Savings account dividend rate. 4 SFCU Choice Money Market accounts are limited to one per member as the primary owner. A member may be joint on multiple SFCU Choice Money Market accounts. SFCU Money Market account requires a minimum balance of $2,500. Truth in Savings Fee Schedule‌ Schedule An important benefit of membership is most fees and charges are lower than other financial institutions. Compare us and you will find many RBFCU Statewide services are free! The following fees may be assessed in connection with your accounts Accounts without advance notice to you. Membership Membership at Statewide FCU is FREE; just maintain the required minimum balance of $5 in your primary savings account. Savings Accounts Regular Savings FREE SFCU Classic Money Market FREE ($2,500 minimum daily balance) Checking Accounts Free Checking FREE Bill Pay Service FREE1 Standard Checks FREE General Services Account Reconciliation Research $15 per hour Calls to our Member Service Center FREE Cashier’s Check $2 each Checks Copies $3 per copy Statement $5 per page All fees are assessed at the time of service or deducted from your account. If the Available Balance balance is insufficient, you will be notified to pay the required fee. We may charge any of your accounts for any fee due. Any fees or charges assessed to us for extra service or special handling of your account will be passed on to you. This Fee Schedule is subject to change at any time. Members will be notified as required by law of any changes in charges that may be imposed on an accountAccount. Membership FREE Membership at Xxxxxxxx-Xxxxxx is FREE; just maintain the required minimum balance of $1 in your primary savings account. Savings Accounts Savings FREE RBFCU Classic Money Market FREE RBFCU Choice Money Market FREE Checking Accounts Really Free Checking FREE General Services Account Reconciliation Research $15 per hour Bill Pay Service FREE Optional 1Optional expedited same-day bill payment service is available for a fee of $12 charged by CheckFree. Calls 2If we must send a check or draft for collection, any outside fees will be charged to our Member Service Center FREE Cashier’s Check $3 each Coin Processing Fee (Member) 5% your Account. 3The Overdraft Privilege fee is assessed for transactions that we choose to pay when no other form of value Coin Processing Fee (Non- member) 8% of value Copies Checks $1 per copy (in excess of two copies per month) Statement $1.50 per copy Courtesy Pay Fee $24 per item For information on Courtesy Pay, please refer to the “Overdrafts and Overdraft Protection” section within your Membership and Account Agreementoverdraft protection is available. Collection Items Domestic (sent or received) Overdraft Privilege is automatically added to each account to Domestic $5 per item Foreign Varies Overdraft Privilege $26 per item3 Electronic Statement FREE Inactive Account $5 per Quarter Insufficient Funds Fee $26 per item Levy or Garnishment $60 per notice Money Orders $2 each Online Banking Account Access FREE Notary Service FREE Overdraft Protection (sent auto transfer from savings or receivedLOC) $1 per Transfer Reg D Excessive Transfer Fee $1 per item Returned Deposit $26 per item Stop Payment $26 each Loan Documents $3 per page History Printout $5 ATM Replacement $5 Debit Card Replacement $10 Credit Card Replacement $15 Missing address fee $5 per quarter Wire Transfer Incoming FREE Outgoing (Domestic) $15 per item Any external fees imposed by Outgoing (International) $50 ATMs & Debit Cards Signature-based Transactions FREE Withdrawals/Inquiries/Transfers Please Note at ATMs owned or .a..f.f.il.i.a..t.e..d...w...i.t.h...S..F..C..U FREE cover checks and ACH transactions. Due to regulatory requirements, a member must “Opt In” to receive the issuing or paying institution are deducted from services of Overdraft Privilege on debit card transactions. We pay all checks and debits on your checking account in order of arrival sequence throughout the collected itemday.