Common use of Cancellation by Us Clause in Contracts

Cancellation by Us. We may cancel this Cover by giving You notice in writing for reasons including failure to comply with the Terms and Conditions within this booklet or misrepresentation either prior to purchasing the Cover or during a claim. If the Cover is cancelled after the Cooling Off Period, We will retain the proportionate premium for the time during which Cover has been provided and We will not refund the amount paid for Cover if You have already made a claim. All refunds for cancellations are calculated for the unexpired portion of the Cover on a pro-rata basis. The exclusions below set out what is not covered under this Cover. Samsung Care+ Cover does not provide Cover: • Where You have not taken reasonable care to prevent Accidental Damage of the Covered Item or comply with Your legal requirements and manufacturers' recommendations relating to safeguarding and operating the Covered Item; • Where the loss or damage to the Covered Item is a result of wear and tear, or gradual deterioration or arises as a result of its ordinary use or operation; • Where You have the right to claim for the Accidental Damage from a manufacturer; • Where Your claim is fraudulent or dishonest or You cannot reasonably prove the Accidental Damage; • Where the continued use of the Covered Item while it is subject to Accidental Damage causes further damage or loss to the Covered Item; • For Theft or Accidental Loss of Your Covered Item; • Where the Accidental Damage results from any electronic virus or relates to software malfunction; • Where the Accidental Damage to the Covered Item is occasioned by or through or in consequence directly or indirectly of any of the following occurrences, namely:

Cancellation by Us. We may cancel this Cover by giving You notice in writing for reasons including failure to comply with the Terms and Conditions within this booklet or misrepresentation either prior to purchasing the Cover or during a claim. If the Cover is cancelled after the Cooling Off Period, We will retain the proportionate premium for the time during which Cover has been provided and We will not refund the amount paid for Cover if You have already made a claim. All refunds for cancellations are calculated for the unexpired portion of the Cover on a pro-rata basis. The exclusions below set out what is not covered under this Cover. Samsung Care+ Cover does not provide Cover: • Where You have not taken reasonable care to prevent Accidental Damage or Theft of the Covered Item or comply with Your legal requirements and manufacturers' recommendations relating to safeguarding and operating the Covered Item; • Where You have left the Covered Item Unattended in any public location, or where the Covered Item is in a place where the public has access including but not limited to workplace environments; • Where the loss or damage to the Covered Item is a result of wear and tear, or gradual deterioration or arises as a result of its ordinary use or operation; • Where You have the right to claim for the Accidental Damage or Theft from a manufacturer; • Where Your claim is fraudulent or dishonest or You cannot reasonably prove the Accidental DamageDamage or Theft; • Where the continued use of the Covered Item while it is subject to Accidental Damage causes further damage or loss to the Covered Item; • For Theft or Accidental Loss of Your Covered Item; • Where the Accidental Damage results from any electronic virus or relates to software malfunction; • Where Your mobile phone does not contain Your SIM card relating to Your Nominated Contracted Mobile Number at the Accidental Damage to time of the Theft; • Where the Theft of the Covered Item from a premises does not have evidence of Violent and Forcible Entry into the premises; • Where the Covered Item is occasioned by stolen from an Unattended motor vehicle or through or in consequence directly or indirectly of any of the following occurrencesmarine craft, namelyexcept where: