Common use of Card Account Use and Purpose Clause in Contracts

Card Account Use and Purpose. Subject to the limitations set forth in this Agreement, you may use your Card, Card Number, or Account Number, as applicable, to (1) add funds to your Digital Bank Account (as described in the Section below titled “Adding Funds to Your Digital Bank Account”), (2) transfer funds from your Card Account to another person’s Card Account, (3) purchase goods or services wherever your Card is honored as long as you do not exceed the value available in your Digital Bank Account or the Daily Purchase Limit (as defined in the table below), (4) withdraw cash from your Digital Bank Account (as described in the Section below titled “Using Your Card to Get Cash,” (5) create and fund a CASH Card , and (6) transfer funds to another person, who at the time of transfer, does not have a card account but who, at the time of receipt of notice of such transfer by email (by email or text message), will be given and have seventy-two (72) hours to open such person’s own card account in order to use such transferred funds (such person’s failure to do so within seventy-two (72) hours such limited time will cause the transfer to expire automatically, thereby causing such intended transferred funds automatically to return to and be in your Digital Bank Account). The recipient of funds will receive a link via email or mobile phone number to sign up for a card account. That recipient will be required to successfully pass the Customer Identification Program (“CIP”) before the account can be opened and monies received. There may be fees associated with some of these transactions. For fee information, see the “Schedule of Fees and Charges (Schedule A)” attached to this Agreement. You agree not to use your Card for illegal gambling or any other illegal purpose. You will be provided with our routing number and assigned a 13-digit Account Number once your identity has been verified. Our routing number and your assigned Account Number are for the purpose of initiating direct deposits to your Card Account and authorized automated clearinghouse (“ACH”) debit transactions only. The 16-digit Card Number embossed or printed on your Card should not be used for these types of transactions or they will be rejected. You are not authorized to use our routing number and Account Number if you do not have sufficient funds in your Card Account. These debits will be declined, and your payment will not be processed. You also may be assessed an ACH Decline Fee (see the “Schedule of Fees and Charges (Schedule A)” attached to this Agreement).

Card Account Use and Purpose. Subject to the limitations set forth in this Agreement, you may use your Card, Card Number, or Account Number, as applicable, to (1) add funds to your Digital Bank Account (as described in the Section below titled “Adding Funds to Your Digital Bank Account”), (2) transfer funds from your Card Account to another person’s Card Account, (3) purchase goods or services wherever your Card is honored as long as you do not exceed the value available in your Digital Bank Account or the Daily Purchase Limit (as defined in the table below), (4) withdraw cash from your Digital Bank Account (as described in the Section below titled “Using Your Card to Get Cash,” (5) create and fund a CASH Card , and (6) transfer funds to another person, who at the time of transfer, does not have a card account but who, at the time of receipt of notice of such transfer by email (by email or text message), will be given and have seventy-two (72) hours to open such person’s own card account in order to use such transferred funds (such person’s failure to do so within seventy-two (72) hours such limited time will cause the transfer to expire automatically, thereby causing such intended transferred funds automatically to return to and be in your Digital Bank Account). The recipient of funds will receive a link via email e-mail or mobile phone number to sign up for a card account. That recipient will be required to successfully pass the Customer Identification Program (“CIP”) before the account can be opened and monies received. There may be fees associated with some of these transactions. For fee information, see the “Schedule of Fees and Charges (Schedule A)” attached to this Agreement. You agree not to use your Card for illegal gambling or any other illegal purpose. You will be provided with our routing number and assigned a 13-digit Account Number once your identity has been verified. Our routing number and your assigned Account Number are for the purpose of initiating direct deposits to your Card Account and authorized automated clearinghouse (“ACH”) debit transactions only. The 16-digit Card Number embossed or printed on your Card should not be used for these types of transactions or they will be rejected. You are not authorized to use our routing number and Account Number if you do not have sufficient funds in your Card Account. These debits will be declined, and your payment will not be processed. You also may be assessed an ACH Decline Fee (see the “Schedule of Fees and Charges (Schedule A)” attached to this Agreement).

Card Account Use and Purpose. The Card Account is a prepaid account established for you at Bank, and holds funds loaded by you or persons on your behalf. The funds associated with your Card Account are held in a pooled deposit account at Bank, and your funds in this pooled deposit account may be combined with the funds of other Blxck Capital by Epay cardholders. The Card is a prepaid card, which allows you to access funds loaded to your Card Account. You may use the Card to access available funds in your Card Account to purchase goods and services at merchants that accept Mastercard debit cards or the PULSE debit cards, or withdraw cash at ATM’s that bear the Mastercard or PULSE acceptance markets, subject to the transaction limits set forth in this Agreement. The Card is not a credit card or gift card. Card transactions are limited to the amount of available funds loaded to your Card Account, in addition to any transaction limits set forth in this Agreement. Subject to the limitations set forth in this Agreement, you may use your Card, Card Number, or Card Account account number (“Account Number”), as applicable, to (1) add funds to your Digital Bank Card Account (as described in the Section below titled “Adding Funds to Your Digital Bank Card Account”)) through the routing number and Account Number provided in the Card Carrier, or you can also call (000) 000-0000 in order to obtain that information. (2) transfer funds from your between Card Account to another person’s Card AccountAccounts, (3) purchase goods or services wherever your Card is honored as long as you do not exceed the value available in your Digital Bank Card Account or the Daily Purchase Limit (as defined in the table below)and including your current POS daily spending, and (4) withdraw cash from your Digital Bank Card Account (as described in the Section below titled “Using Your Card to Get Cash,” (5) create and fund a CASH Card , and (6) transfer funds to another person, who at the time of transfer, does not have a card account but who, at the time of receipt of notice of such transfer by email (by email or text message”), will be given and have seventy-two (72) hours to open such person’s own card account in order to use such transferred funds (such person’s failure to do so within seventy-two (72) hours such limited time will cause the transfer to expire automatically, thereby causing such intended transferred funds automatically to return to and be in your Digital Bank Account). The recipient of funds will receive a link via email or mobile phone number to sign up for a card account. That recipient will be required to successfully pass the Customer Identification Program (“CIP”) before the account can be opened and monies received. There may be fees associated with some of these transactions. For fee information, see the “Schedule of Fees and Charges (Schedule A)Charges” attached to this Agreement. You agree not to use your Card for illegal gambling or any other illegal purpose. You We will be provided provide you with our Bank’s routing number and assigned assign you a 1312-digit Account Number once your identity has been verified. Our The bank routing number and your assigned Account Number are for the purpose of initiating direct deposits to your Card Account and authorized automated clearinghouse (“ACH”) ACH debit transactions only. The 16-digit Card Number embossed or printed on your Card should not be used for these types of transactions or they will be rejected. You are not authorized to use our the bank routing number and Account Number if you do not have sufficient funds in your Card AccountAccount or to make a debit transaction with a paper check, check-by-phone or other item processed as a check. These debits will be declined, and your payment will not be processed. You also may be assessed an ACH Decline Fee (see the “Schedule of Fees and Charges (Schedule A)” attached to this Agreement).

Card Account Use and Purpose. Subject to the limitations set forth in this Agreement, you may use your Card, Card Number, or Account Number, as applicable, to (1) add funds to your Digital Bank Card Account (as described in the Section below titled “Adding Funds to Your Digital Bank Card Account”), (2) transfer funds from your between Card Account to another person’s Card AccountAccounts, (3) purchase goods or services wherever your Card is honored as long as you do not exceed the value available in your Digital Bank Card Account or the Daily Purchase Limit (as defined in the table below), and (4) withdraw cash from your Digital Bank Card Account (as described in the Section below titled “Using Your Card to Get Cash,” (5) create and fund a CASH Card , and (6) transfer funds to another person, who at the time of transfer, does not have a card account but who, at the time of receipt of notice of such transfer by email (by email or text message), will be given and have seventy-two (72) hours to open such person’s own card account in order to use such transferred funds (such person’s failure to do so within seventy-two (72) hours such limited time will cause the transfer to expire automatically, thereby causing such intended transferred funds automatically to return to and be in your Digital Bank Account). The recipient of funds will receive a link via email or mobile phone number to sign up for a card account. That recipient will be required to successfully pass the Customer Identification Program (“CIP”) before the account can be opened and monies received. There may be fees associated with some of these transactions. For fee information, see the “Schedule of Fees and Charges (Schedule A)” attached to this Agreement. You agree not to use your Card for illegal gambling or any other illegal purpose. You will be provided with our routing number and assigned a 1316-digit Account Number once your identity has been verified. Our routing number and your assigned Account Number are for the purpose of initiating direct deposits to your Card Account and authorized automated clearinghouse (“ACH”) debit transactions only. The 16-digit Card Number embossed or printed on your Card should not be used for these types of transactions or they will be rejected. You are not authorized to use our routing number and Account Number if you do not have sufficient funds in your Card Account. These debits will be declined, and your payment will not be processed. You also may be assessed an ACH Decline Fee (see the “Schedule of Fees and Charges (Schedule A)” attached to this Agreement).

Card Account Use and Purpose. Subject to the limitations set forth in this Agreement, you may use your Card, Card Number, or Card Account Number, as applicable, to (1a) add funds to your Digital Bank Card Account (as described in the Section below titled entitled “Adding Funds to Your Digital Bank Card Account”), (2b) transfer funds from your Card Account to another person’s Card Account(as described in the Section below entitled “Domestic Transfers and International Remittances”), (3c) purchase goods or services wherever your Card is honored as long as you do not exceed the value available in your Digital Bank Card Account or violate any of the Daily Purchase Limit limits or terms described in this Agreement (as defined described in the table belowSection below titled “Limitations on Frequency and Dollar Amounts of Transactions”), (4d) withdraw cash from your Digital Bank Card Account (as described in the Section below titled “Using Your Card to Get Cash,” (5) create and fund a CASH Card ”), and (6e) transfer exchange any funds to another person, who at the time of transfer, does not have a card account but who, at the time of receipt of notice of such transfer by email (by email or text message), will be given and have seventy-two (72) hours to open such person’s own card account in order to use such transferred funds (such person’s failure to do so within seventy-two (72) hours such limited time will cause the transfer to expire automatically, thereby causing such intended transferred funds automatically to return to and be in your Digital Bank AccountCard Account into another currency (as described in the Section below entitled “Currency Exchanges”). The recipient of funds will receive a link via email or mobile phone number to sign up for a card account. That recipient will be required to successfully pass the Customer Identification Program (“CIP”) before the account can be opened and monies received. There may be fees associated with some of these transactions. For fee information, see the “Schedule of Fees and Charges (Schedule A)” attached to this AgreementFee Schedule. You agree not to use your Card or Card Account for illegal unlawful internet gambling or any other illegal purpose. You If a transaction causes a Card to have a negative balance, we may deduct any negative balance amounts from any current or future funds on the Card or from any other location in the Card Account. Team Member Cardholders should only be persons Account Owner trusts to honor its instructions and limitations. Account Owner will be provided with our the Bank’s routing number and assigned a 1312-digit Card Account Number once your identity has been verifiedNumber. Our The Bank’s routing number and your assigned Card Account Number are for the purpose sole purposes of initiating ACH credits (including direct deposits deposits) to your Card Account Account, and authorized automated clearinghouse (“ACH”) ACH debit transactions onlyfrom your Card Account. The 16-digit Card Number embossed or printed on your Card any Cards you authorize should not be used for these types of ACH transactions or they will be rejected. You are not authorized to use our the Bank’s routing number and Card Account Number if you do not have sufficient funds in your Card AccountAccount to make an ACH debit transaction. These debits If you do not have sufficient funds in your Card Account to pay the applicable ACH debit, the ACH debit will be declined, declined and your payment will not be processed. You Account Owners may also be provided with specific local bank account details (“Global Account Details”) for certain supported currencies other than US Dollars. Account Owners may use Global Account Details to send and receive funds through wire or local transfer method supported by the jurisdiction of the Global Account Details (as applicable) in that specific currency, and no other transfer methods (such as cash or check) may be assessed an used to send or receive money with the Global Account Details. Transfers through the Global Account Details may be subject to the limits as described in the Section below titled “Limitation on Frequency and Dollar Amount of Transactions.” We cannot guarantee the use of any transfer methods and may change or stop offering a particular transfer method at any time without notice. Global Account Details may be provided by a third-party non-U.S. financial institution or a non-U.S. affiliate of the Program Manager and may be subject to change. Funds received via Global Account Details are subject to the Section below entitled “Notice of Receipt of ACH Decline Fee (see Items and Wires; Provisional Payment” and may be subject to reversal or chargeback if the transfer is canceled or refused by the third party. Once settled, you may hold funds received through Global Account Details in that particular currency or exchange it into other available currency as described in the Section below entitled “Schedule of Fees and Charges (Schedule A)” attached to this Agreement)Currency Exchanges.”