Common use of Card Description Clause in Contracts

Card Description. The physical Card is a prepaid card and the virtual Card is a prepaid virtual card, which has all of the features of a prepaid card, but a plastic card is not issued for access. Your physical or virtual Card loaded with a specific amount of U.S. dollars intended for gifting purposes. This Card is not a credit card or charge card that allows you to make purchases and pay later, and using the Card will not affect your credit history. The Card is not connected in any way to any other account. You will not receive any interest on the funds on your Card. The Card will remain the property of the Bank and must be surrendered upon demand. The Card is nontransferable and may be canceled or revoked at any time without prior notice except as required by law. Unless your Card has been registered with us, the funds on your Card will NOT be insured by the FDIC or any other federal or state agency. You may register your Card by visiting xxx.xxxxxxxxxx.xxx and providing us your name, address and Card number. Registering your Card will allow you to view your Card balance and transaction history at xxx.xxxxxxxxxx.xxx and provide the additional security information that may be required to allow you to use your Card for internet, mail and phone order purchases as well as requesting a replacement Card if your Card is lost or stolen. PIN: A PIN is a four-digit code that may be used to make purchase transactions instead of signing for your transaction. If you receive a physical Card, you will be required to set your PIN during the card activation process. If you receive a virtual Card, your Card will be activated automatically, and your PIN will be set to the last four (4) digits of the telephone number that was provided by you. Some merchants may require you to make purchases using a PIN rather than your signature. Please call 0-000-000-0000 to set your PIN. Only one (1) PIN will be issued for your Card. Your PIN may not be used to obtain cash at an ATM or cash back at a POS terminal. To prevent unauthorized access to your Card balance, you agree to keep your PIN confidential. We recommend that you memorize your PIN and do not write it down. If you need to reset a forgotten PIN, please call 0-000-000-0000. Using Your Card. Your card may be used for purchases of goods and services (including internet, mail and phone order purchases) within the United States everywhere Debit Mastercard is accepted, subject to the limitations in this Agreement. If you have a virtual Card, generally it cannot be used for purchases of goods and services at retail locations, however it can be used for internet, mail and phone order purchases. If you make a purchase without presenting your Card (such as for internet, mail or phone order purchases), the legal effect will be the same as if you used the Card itself. If you do not have enough funds available on your Card, you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount with other funds. These are called “split transactions,” and some merchants do not permit them. You may not use your Card to obtain cash at ATMs or at merchants that have agreed to provide cash back at the point-of-sale (“POS”). You cannot reload the Card or transfer Card value to other payment devices. You agree that you will: (i) not use the Card at gambling websites or for any illegal transactions; (ii) promptly notify us of any loss or theft of the Card or unauthorized transactions; (iii) not use the Card for business purposes; and (iv) use the Card only as permitted by us. The Card may not be accepted by certain merchants whose goods or services are not legal for minors. We may refuse to process any transaction that we believe violates the terms of this Agreement. The Card itself may not be returned to any merchant for a refund or redeemed for cash, except where required by applicable law. You are responsible for all transactions initiated and fees incurred by use of your Card. If you permit another person to have access to your Card or Card number, we will treat this as if you have authorized such use and you will be liable for all transactions incurred by those persons. You may not request an additional Card for another person. For security reasons, we may limit the number or amount of transactions you can make with the Card. You do not have the right to stop payment on any purchase or payment transactions that you originate through the use of the Card. You may not make preauthorized regular payments from your Card.

Card Description. The physical Card is a prepaid card and the virtual Card is a prepaid virtual card, which has all of the features of a prepaid card, but a plastic card is not issued for access. Your physical or virtual Card loaded with a specific amount of U.S. dollars intended for gifting purposes. This Card is not a credit card or charge card that allows you to make purchases and pay later, and using the Card will not affect your credit history. The Card is not connected in any way to any other account. You will not receive any interest on the funds on your Card. The Card will remain the property of the Bank and must be surrendered upon demand. The Card is nontransferable and may be canceled or revoked at any time without prior notice except as required by law. Unless your Card has been registered with us, the funds on your Card will NOT be insured by the FDIC or any other federal or state agency. You may register your Card by visiting xxx.xxxxxxxxxx.xxx xxx.xxxxxxxxxx.xxx/xxxx and providing us your name, address and Card number. Registering your Card will allow you to view your Card balance and transaction history at xxx.xxxxxxxxxx.xxx xxx.xxxxxxxxxx.xxx/xxxx and provide the additional security information that may be required to allow you to use your Card for internet, mail and phone order purchases as well as requesting a replacement Card if your Card is lost or stolen. PIN: A PIN is a four-digit code that may be used to make purchase transactions instead of signing for your transaction. If you receive a physical Card, you will be required to set your PIN during the card activation process. If you receive a virtual Card, your Card will be activated automatically, and your PIN will be set to the last four (4) digits of the telephone number that was provided by you. Some merchants may require you to make purchases using a PIN rather than your signature. Please call 0-000-000-0000 to set your PIN. Only one (1) PIN will be issued for your Card. Your PIN may not be used to obtain cash at an ATM or cash back at a POS terminal. To prevent unauthorized access to your Card balance, you agree to keep your PIN confidential. We recommend that you memorize your PIN and do not write it down. If you need to reset a forgotten PIN, please call 0-000-000-0000. Using Your Card. Your card Card may be used at merchants within the United States that accept Debit Mastercard for purchases of goods and services (including internet, mail and phone order purchases) within the United States everywhere Debit Mastercard is accepted), subject to the limitations in this Agreement. If you have a virtual Card, generally it cannot be used for purchases of goods and services at retail locations, however it can be used for internet, mail and phone order purchases. If you make a purchase without presenting your Card (such as for internet, mail or phone order purchases), the legal effect will be the same as if you used the Card itself. If you do not have enough funds available on your Card, you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount with other funds. These are called “split transactions,” and some merchants do not permit them. You may not use your Card to obtain cash at ATMs or at merchants that have agreed to provide cash back at the point-of-sale (“POS”). You cannot reload the Card or transfer Card value to other payment devices. You agree that you will: (i) not use the Card at gambling websites or for any illegal transactions; (ii) promptly notify us of any loss or theft of the Card or unauthorized transactions; (iii) not use the Card for business purposes; and (iv) use the Card only as permitted by us. The Card may not be accepted by certain merchants whose goods or services are not legal for minors. We may refuse to process any transaction that we believe violates the terms of this Agreement. The Card itself may not be returned to any merchant for a refund or redeemed for cash, except where required by applicable law. You are responsible for all transactions initiated and fees incurred by use of your Card. If you permit another person to have access to your Card or Card number, we will treat this as if you have authorized such use and you will be liable for all transactions incurred by those persons. You may not request an additional Card for another person. For security reasons, we may limit the number or amount of transactions you can make with the Card. You do not have the right to stop payment on any purchase or payment transactions that you originate through the use of the Card. You may not make preauthorized regular payments from your Card.

Card Description. The physical This Card is issued by us, pursuant to a prepaid card and the virtual Card license with MasterCard International, Inc. Mastercard is a prepaid virtual cardregistered trademark of Mastercard International, which has all of the features of a prepaid card, but a plastic card is not issued for accessInc. The Card allows you to make purchases wherever Mastercard debit cards are honored. Your physical or virtual Card loaded with a specific amount of U.S. dollars intended for gifting purposes. This The Card is not a credit card and does not directly access any credit or charge deposit account. No interest will be paid on funds loaded to the Card. Your Card is not for re-sale. Expiration of Card FUNDS DO NOT EXPIRE. The plastic card that allows you to make purchases and pay later, and using will be unusable after the valid thru date stated on the Card. The valid thru date is not an expiration date on the Card funds. The amount remaining on the Card will not affect your credit historybe available until the amount reaches zero. The Card is not connected in any way to any other accountfunds will be temporarily unavailable after the valid thru date until you obtain a free replacement Card. You may present and exchange the unusable card at no charge for a replacement Card, which will not receive any interest be activated in the amount remaining on the funds on your Card at the time of the exchange. Replacements may take up to 30 days to process. For inquiries about exchanging an unusable card, call TransCard Customer Service at 0-000-000-0000. Value of Your Card Your Card's value is limited to the dollar amount of the initial load to the Card. The Card will remain the property of the Bank prepaid value is not an account and must be surrendered upon demand. The Card is nontransferable and may be canceled or revoked at any time without prior notice except as required by law. Unless your Card has been registered with us, the funds on your Card will NOT be not insured by the FDIC National Credit Union Administration (NCUA) or any other federal or state agency. Using Your Card Remember to log on to the cardholder website at xxx.xxxxxxxxxxxxxx.xxx to verify or update your personal information in order to protect your Card. You must also sign the back of the Card. The Card is a non-reloadable, prepaid debit card which is loaded with an amount in U.S. Dollars, and does not allow for ATM access. The Card is not linked to or issued in connection with any deposit account established in your name with us and does not create any such account with us. You can use the Card as often as you like, provided that you do not exceed the value stored on the Card. We may register restrict the use of your Card by visiting xxx.xxxxxxxxxx.xxx and providing us your name, address and Card number. Registering if we notice excessive use of your Card will allow you or other suspicious activities. You authorize us to view your pay all transactions initiated with the Card balance and transaction history at xxx.xxxxxxxxxx.xxx and provide to debit the additional security information that may be required to allow you to use your Card for internet, mail and phone order purchases as well as requesting a replacement Card if your Card is lost or stolen. PIN: A PIN is a four-digit code that may be used to make purchase total amount of such transactions instead of signing for your transaction. If you receive a physical Card, you will be required to set your PIN during from the card activation process. If you receive a virtual Card, your Card will be activated automatically, and your PIN will be set to the last four (4) digits value of the telephone number Card. You agree that was provided by youthe use of the Card with any merchant, whether or not you have signed any sales or debit authorization, will constitute a simultaneous withdrawal from and/or demand upon the value of the Card. Some merchants may require you to make purchases using a PIN rather than your signatureYou cannot stop payment on any transaction after it has been completed. Please call 0-000-000-0000 to set your PIN. Only one The Card cannot be used: (1) PIN will be issued for your Card. Your PIN may not be used to obtain cash at an ATM or cash back at a POS terminal. To prevent unauthorized access to your Card balancecash, you agree to keep your PIN confidential. We recommend that you memorize your PIN and do not write it down. If you need to reset a forgotten PINexcept in the event of its cancellation, please call 0-000-000-0000. Using Your Card. Your card may be used for purchases of goods and services (including internet, mail and phone order purchases) within the United States everywhere Debit Mastercard is accepted, subject to the limitations as described in this Agreement; (2) for gambling or any unlawful activity, or (3) to make regular, preauthorized payments to third parties. We are not liable for declining an authorization for any particular transaction, regardless of our reason. Payment Each time the Card is used the value of the Card will decrease by the amount of the transaction. After the amount available on your Card has been exhausted, all transactions will be declined. You agree not to use the Card for transactions in excess of the funds remaining on the Card. If a transaction causes you have to exceed that limit (a virtual Card, generally it cannot be used for purchases of goods and services at retail locations, however it can be used for internet, mail and phone order purchases. If you make a purchase without presenting your Card (such as for internet, mail or phone order purchasesNegative Balance), you shall remain fully responsible for and agree to immediately pay us the legal effect will be the same as if you used the Card itselfamount of any Negative Balance. If you do not have enough funds available on your Cardpay us the Negative Balance, you can instruct we may report the merchant unpaid amount to charge a part of the purchase to the Card and pay the remaining amount with other funds. These are called “split transactions,” and some merchants do not permit them. You may not use your Card to obtain cash at ATMs or at merchants that have agreed to provide cash back at the point-of-sale (“POS”). You cannot reload the Card or transfer Card value to other payment devices. You agree that you will: (i) not use the Card at gambling websites or for any illegal transactions; (ii) promptly notify us of any loss or theft of the Card or unauthorized transactions; (iii) not use the Card for business purposes; and (iv) use the Card only as permitted by us. The Card may not be accepted by certain merchants whose goods or services are not legal for minorsconsumer reporting agencies. We may refuse also exercise our right to process setoff against any transaction that we believe violates the terms of this Agreement. The Card itself may not be returned to any merchant for a refund or redeemed for cash, except where required by applicable law. You are responsible for all transactions initiated and fees incurred by use of your Card. If you permit another person to have access to your Card or Card number, we will treat this as if account you have authorized such use and you will be liable for all transactions incurred by those persons. You may not request an additional Card for another person. For security reasons, we may limit the number or amount of transactions you can make with the Card. You do not have the right to stop payment on any purchase or payment transactions that you originate through the use of the Card. You may not make preauthorized regular payments from your Cardus.

Card Description. The physical Card is a prepaid card and the virtual Card is a prepaid virtual card, which has all of the features of a prepaid card, but a plastic card is not issued for access. Your physical or virtual Card loaded with a specific amount of U.S. dollars intended for gifting purposes. This Card is not a credit card or charge card that allows you to make purchases and pay later, and using the Card will not affect your credit history. The Card is not connected in any way to any other account. You will not receive any interest on the funds on your Card. The Card will remain the property of the Bank and must be surrendered upon demand. The Card is nontransferable and may be canceled or revoked at any time without prior notice except as required by law. Unless your Card has been registered with us, the funds on your Card will NOT be insured by the FDIC or any other federal or state agency. You may register your Card by visiting xxx.xxxxxxxxxx.xxx and providing us your name, address and Card number. Registering your Card will allow you to view your Card balance and transaction history at xxx.xxxxxxxxxx.xxx and provide the additional security information that may be required to allow you to use your Card for internet, mail and phone order purchases as well as requesting a replacement Card if your Card is lost or stolen. PIN: A PIN is a four-digit code that may be used to make purchase transactions instead of signing for your transaction. If you receive a physical Card, you You will be required to set your PIN during the card activation process. If you receive a virtual Card, your Card will be activated automatically, and your PIN will be set to the last four (4) digits of the telephone number that was provided by you. Some merchants may require you to make purchases using a PIN rather than your signature. Please call 0- 000-0-000-000-0000 XXXXXX to set your PIN. Only one (1) PIN will be issued for your Card. Your PIN may not be used to obtain cash at an ATM or cash back at a POS terminal. To prevent unauthorized access to your Card balance, you agree to keep your PIN confidential. We recommend that you memorize your PIN and do not write it down. If you need to reset a forgotten PIN, please call 0-000-0-XXXXXX (0-000-000-0000). Using Your Card. Your card Card may be used at merchants within the United States that accept Mastercard debit cards for purchases of goods and services (including internet, mail and phone order purchases) within the United States everywhere Debit Mastercard is accepted), subject to the limitations in this Agreement. If you have a virtual Card, generally it cannot be used for purchases of goods and services at retail locations, however it can be used for internet, mail and phone order purchases. If you make a purchase without presenting your Card (such as for internet, mail or phone order purchases), the legal effect will be the same as if you used the Card itself. If you do not have enough funds available on your Card, you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount with other funds. These are called “split transactions,” and some merchants do not permit them. You may not use your Card to obtain cash at ATMs or at merchants that have agreed to provide cash back at the point-of-sale (“POS”). You cannot reload the Card or transfer Card value to other payment devices. You agree that you will: (i) not use the Card at gambling websites or for any illegal transactions; (ii) promptly notify us of any loss or theft of the Card or unauthorized transactions; (iii) not use the Card for business purposes; and (iv) use the Card only as permitted by us. The Card may not be accepted by certain merchants whose goods or services are not legal for minors. We may refuse to process any transaction that we believe violates the terms of this Agreement. The Card itself may not be returned to any merchant for a refund or redeemed for cash, except where required by applicable law. You are responsible for all transactions initiated and fees incurred by use of your Card. If you permit another person to have access to your Card or Card number, we will treat this as if you have authorized such use and you will be liable for all transactions incurred by those persons. You may not request an additional Card for another person. For security reasons, we may limit the number or amount of transactions you can make with the Card. You do not have the right to stop payment on any purchase or payment transactions that you originate through the use of the Card. You may not make preauthorized regular payments from your Card.