Common use of Card — Issue — Safekeeping Clause in Contracts

Card — Issue — Safekeeping. 4.Α.1.1. The Card is of a dual nature, being both an ATM card and a debit card, and enables the Cardholder to make: (a) 24/7 transactions via the Bank and DIASnet network ATMs in Greece and ATMs carrying the Mastercard logo abroad; (b) purchases of goods or services from retailers/firms in Greece and abroad displaying the Mastercard logo and using EFT/POS terminals; (c) transactions from a distance, conducted via the internet or by mail/telephone order, with retailers/firms displaying the Mastercard logo and accepting the Card as a means of payment, by debiting the main account as per article 4.Α.3.1 below; (d) contactless transactions, as per article 4.Α.6.4. hereinbelow, with retailers/firms using appropriate contactless EFT/POS terminals; (e) standing or non- standing orders for payment of periodic or single obligations by debiting the main account as per article 4.Α.3.1 below, as set out in the framework contract. When issued for the first time, or when replaced or renewed, the Card is sent to the Cardholder by regular mail to the Cardholder’s registered contact address or, if the Bank activates a relevant service, it is delivered to the Cardholder at the Branch where he filed the card application, or, if the Card bears the indication RPIVATE, it is delivered by courier or through the Bank’s Retail Manager. If the Card is sent by any other way, following a relevant request by the Cardholder, the said Cardholder is charged with any cost relating to shipping, unless the Card bears the indication PRIVATE. The Card is sent/delivered deactivated to the Cardholder and is activated by the Cardholder at any ATM of the Bank, by using his PIN (Personal Identification Number) as per Article 4.A.2 hereinbelow, in accordance with the instructions on the screen. If the Card bears the indication PRIVATE/PREMIUM, it can be also activated by phone through a designated helpline of the Bank’s Contact Center (Private/Premium Customer Line). If the Cardholder fails to activate his Card within six (6) months,

Card — Issue — Safekeeping. 4.Α.1.14.B.1.1. The Card is of a dual nature, being both an ATM card and a debit card, and enables the Cardholder to make: (a) 24/7 transactions via the Bank and DIASnet network ATMs in Greece and ATMs carrying the Mastercard Visa logo abroad; (b) purchases of goods or services from retailers/firms in Greece and abroad displaying the Mastercard Visa logo and using EFT/POS terminals; (c) transactions from a distance, conducted via the internet or by mail/telephone order, with retailers/firms displaying the Mastercard Visa logo and accepting the Card as a means of payment, by debiting the main account as per article 4.Α.3.1 4.Β.3.1 below; (d) contactless transactions, as per article 4.Α.6.44.Β.6.4. hereinbelow, with retailers/firms using appropriate contactless EFT/POS terminals; (e) standing or non- non-standing orders for payment of periodic or single obligations by debiting the main account as per article 4.Α.3.1 4.Β.3.1 below, as set out in the framework contractagreement. When issued for the first time, or when replaced or renewed, the Card is sent to the Cardholder by regular ordinary mail to the Cardholder’s registered contact address or, if the Bank activates a relevant service, it is delivered to the Cardholder at the Branch where he filed the card application, or, if . In the Card bears the indication RPIVATE, it is delivered by courier or through the Bank’s Retail Manager. If event that the Card is sent by in any other way, following a relevant request by the Cardholder’s relevant request, the said Cardholder is latter shall be charged with any cost relating to shipping, unless the Card bears the indication PRIVATEdelivery charges. The Card is sent/delivered deactivated to the Cardholder by regular mail, and is activated by the Cardholder at any ATM of the Bankbank, by using his PIN (Personal Identification Number) as per Article 4.A.2 4.B.2. hereinbelow, in accordance with the instructions on the screen. If the Card bears the indication PRIVATE/PREMIUM, it can be also activated by phone through a designated helpline of the Bank’s Contact Center (Private/Premium Customer Line). If the Cardholder fails to activate his Card within six (6) months,, at the latest, of its issue, the Bank may cancel it.

Card — Issue — Safekeeping. 4.Α.1.1. The Card is of a dual nature, being both an ATM card and a debit card, and enables the Cardholder to make: (a) 24/7 transactions via the Bank and DIASnet network ATMs in Greece and ATMs carrying the Mastercard logo abroad; (b) purchases of goods or services from retailers/firms in Greece and abroad displaying the Mastercard logo and using EFT/POS terminals; (c) transactions from a distance, conducted via the internet or by mail/telephone order, with retailers/firms displaying the Mastercard logo and accepting the Card as a means of payment, by debiting the main account as per article 4.Α.3.1 4.A.3.1 below; (d) contactless transactions, as per article 4.Α.6.44.A.6.4. hereinbelow, with retailers/firms using appropriate contactless EFT/POS terminals; (e) standing or non- non-standing orders for payment of periodic or single obligations by debiting the main account as per article 4.Α.3.1 4.A.3.1 below, as set out in the framework contractagreement. When issued for the first time, or when replaced or renewed, the Card is sent to the Cardholder by regular ordinary mail to the Cardholder’s registered contact address or, if the Bank activates a relevant service, it is delivered to the Cardholder at the Branch where he filed the card application, or, if . In the Card bears the indication RPIVATE, it is delivered by courier or through the Bank’s Retail Manager. If event that the Card is sent by in any other way, following a relevant request by the Cardholder’s relevant request, the said Cardholder is latter shall be charged with any cost relating to shipping, unless the Card bears the indication PRIVATEdelivery charges. The Card is sent/delivered deactivated to the Cardholder by regular mail, and is activated by the Cardholder at any ATM of the Bankbank, by using his PIN (Personal Identification Number) as per Article 4.A.2 4.A.2. hereinbelow, in accordance with the instructions on the screen. If the Card bears the indication PRIVATE/PREMIUM, it can be also activated by phone through a designated helpline of the Bank’s Contact Center (Private/Premium Customer Line). If the Cardholder fails to activate his Card within six (6) months,, at the latest, of its issue, the Bank may cancel it.

Card — Issue — Safekeeping. 4.Α.1.14.C.1.1. The Card is of a dual nature, being both an ATM card and a debit card, and enables the Cardholder to make: (a) 24/7 transactions via the Bank and DIASnet network ATMs in Greece and ATMs carrying the Mastercard logo abroad; (b) purchases of goods or services from retailers/firms in Greece and abroad displaying the Mastercard logo and using EFT/POS terminals; (c) transactions from a distance, conducted via the internet or by mail/telephone order, with retailers/firms displaying the Mastercard logo and accepting the Card as a means of payment, by debiting the main account as per article 4.Α.3.1 4.C.3.1. below; (d) contactless transactions, as per article 4.Α.6.44.C.6.4. hereinbelow, with retailers/firms using appropriate contactless EFT/POS terminals; (e) standing or non- non-standing orders for payment of periodic or single obligations by debiting the main account as per article 4.Α.3.1 4.C.3.1. below, as set out in the framework contract. agreement When issued for the first time, or when replaced or renewed, the Card is sent to the Cardholder by regular mail to the Cardholder’s registered contact address or, if the Bank activates a relevant service, it is delivered to the Cardholder at the Branch where he filed the card application, or, if . In the Card bears the indication RPIVATE, it is delivered by courier or through the Bank’s Retail Manager. If event that the Card is sent by in any other way, following a relevant request by the Cardholder’s relevant request, the said Cardholder is latter shall be charged with any cost relating to shipping, unless the Card bears the indication PRIVATEdelivery charges. The Card card is sent/delivered deactivated to the Cardholder by ordinary mail, and is activated by the Cardholder at any ATM of the Bankbank, by using his PIN (Personal Identification Number) as per Article 4.A.2 4.C.2 hereinbelow, in accordance with the instructions on the screen. If the Card bears the indication PRIVATE/PREMIUM, it can be also activated by phone through a designated helpline of the Bank’s Contact Center (Private/Premium Customer Line). If the Cardholder fails to activate his Card within six (6) months,, at the latest, of its issue, the Bank may cancel it. 4.C.1.2. The Card, on which the Cardholder’s name is printed, is and shall remain the property of the Bank. The Cardholder is the only person entitled to use the Card as per the terms of possession and use applicable to it from time to time. It is strictly forbidden to transfer the card and/or assign the right of possessing and using it to any third party in any way whatsoever.

Card — Issue — Safekeeping. 4.Α.1.1. The Card is of a dual nature, being both an ATM card and a debit card, and enables the Cardholder to make: (a) 24/7 transactions via the Bank and DIASnet network ATMs in Greece and ATMs carrying the Mastercard logo abroad; (b) purchases of goods or services from retailers/firms in Greece and abroad displaying the Mastercard logo and using EFT/POS terminals; (c) transactions from a distance, conducted via the internet or by mail/telephone order, with retailers/firms displaying the Mastercard logo and accepting the Card as a means of payment, by debiting the main account as per article 4.Α.3.1 below; (d) contactless transactions, as per article 4.Α.6.44.A.6.4. hereinbelow, with retailers/firms using appropriate contactless EFT/POS terminals; (e) standing or non- non-standing orders for payment of periodic or single obligations by debiting the main account as per article 4.Α.3.1 4.A.3.1 below, as set out in the framework contractagreement. When issued for the first time, or when replaced or renewed, the Card is sent to the Cardholder by regular mail to the Cardholder’s registered contact address or, if the Bank activates a relevant service, it is delivered to the Cardholder at the Branch where he filed the card application, application or, if provided that the Card bears is labelled with the indication RPIVATEPRIVATE, it is delivered by via courier or through via the Bank’s Retail Manager. If the Card is sent by any other way, following a relevant request by the Cardholder, the said Cardholder is charged with any cost relating to shipping, shipping unless the Card bears is labelled with the indication PRIVATE. The Card card is sent/delivered deactivated to the Cardholder by ordinary mail, and is activated by the Cardholder at any ATM of the Bankbank, by using his PIN (Personal Identification Number) as per Article 4.A.2 hereinbelow, in accordance with the instructions on the screen. If the Card bears is labelled with the indication PRIVATE/PREMIUM, PRIVATE/ PREMIUM it can be also activated by phone through a designated helpline of calling the Bank’s 's Contact Center (Private/Private/ Premium Customer Line). If the Cardholder fails to activate his Card within six (6) months,, at the latest, of its issue, the Bank may cancel it. 4.Α.1.2. The Card, on which the Cardholder’s name is printed, is and shall remain the property of the Bank. The Cardholder is the only person entitled to use the Card as per the terms of possession and use applicable to it from time to time. It is strictly forbidden to transfer the card and/or assign the right of possessing and using it to any third party in any way whatsoever.