Common use of Card Payments Clause in Contracts

Card Payments. (a) If you use your card to withdraw cash or to make a payment, we will take the amount withdrawn, or paid, from your account when we receive details of the withdrawal or payment. your account may be debited on a non-Working day. (b) If you use your card for a cash withdrawal or to make a payment (in a currency different to that in which the account is denominated), we will convert the amount withdrawn, or paid, into the currency in which the account is denominated on the day it is processed by the international payment organisation (for example, Visa or masterCard) whose name or marks appear on the card. The exchange rate we use is the rate set by the international payment organisation and a percentage is added by us. This percentage and other charges that apply are set out in our banking charges guides and may be amended from time to time. you can find out the current exchange rate at any time during normal business hours by calling us on the number set out in the contact details contained in appendix 2 of this document, or at any time by visiting our Website. (c) However, if you use your card to withdraw euro from a cash machine in the Uk, Channel Islands or Isle of man, you will be dealing with the bank operating the machine (rather than us) for the conversion into euro. That bank will set the exchange rate and may charge you for the conversion. (d) If you wish to cancel payments made on a regular basis from your card account, such as magazine subscriptions, you can tell us that you no longer consent to these payments being made. you can do this at any time before the end of the last working day before the next payment is due to be made. We will then stop the payments. We also advise that you contact the person you make the payment to so that they do not keep trying to take the payment. you will need to contact them if you want to cancel your agreement with them in any case, as we cannot do that for you. you will also need to tell anyone you make regular payments to if your account is closed or your card number changes, otherwise they may not be able to collect your payments. (e) If a retailer agrees to give a refund for a purchase made using a card payment, we will make the refund when we receive details of it from the retailer.

Card Payments. (a) a. If you use your card to withdraw cash or to make a payment, we will take the amount withdrawn, of the withdrawal or paid, payment from your account when after we receive confirmed details of the withdrawal or paymentpayment from the relevant card association (for example, Visa). your Your account may be debited on a non-Working working day. (b) b. If you use your card for a cash withdrawal or to make a payment (in a currency different to that in which the account is denominated)other than sterling, we will convert the amount withdrawn, or paid, into the currency in which the account is denominated sterling on the day it is processed by the international payment organisation (for example, Visa or masterCardMasterCard) whose name or marks appear on the card. The exchange rate we use is the rate set by the international payment organisation and a percentage is added by us. This percentage and other charges that apply are set out in our banking charges guides and may be amended from time to timeguide. you You can find out the current exchange rate at any time during normal business hours by calling us on the number set out in at the contact details contained in appendix 2 beginning of this document, or at any time by visiting our Website. (c) c. However, if you use your card to withdraw euro from a cash machine in the Uk, Channel Islands or Isle of manUK, you will be dealing with the bank operating the machine (rather than us) for the conversion into euro. That bank will set the exchange rate and may charge you for the conversion. (d) d. If you wish to cancel payments made on a regular basis from your card account, such as magazine subscriptions, you can tell us that you no longer consent to these payments being made. you You can do this at any time before the end of the last working day before the next payment is due to be made. We will then stop the payments. We also advise that you contact the person you make the payment to so that they do not keep trying to take the payment. you You will need to contact them if you want to cancel your agreement with them in any case, as we cannot do that for you. you You will also need to tell anyone you make regular payments to if your account is closed or your card number changes, otherwise they may not be able to collect your payments. (e) e. If a retailer agrees to give a refund for a purchase made using a card payment, we will make the refund when we receive details of it from the retailerrelevant card association.

Card Payments. (a) If if you use your card to withdraw cash or to make a payment, we will take the amount withdrawn, or paid, from your account when we receive details of the withdrawal or payment. your account may be debited on a non-Working day. (b) If if you use your card for a cash withdrawal or to make a payment (in a currency different to that in which the account is denominated), we will convert the amount withdrawn, or paid, into the currency in which the account is denominated on the day it is processed by the international payment organisation (for example, Visa or masterCard) whose name or marks appear on the card. The the exchange rate we use is the rate set by the international payment organisation and a percentage is added by us. This this percentage and other charges that apply are set out in our banking charges guides and may be amended from time to time. you can find out the current exchange rate at any time during normal business hours by calling us on the number set out in the contact details contained in appendix 2 of this document, or at any time by visiting our Website. (c) However, if you use your card to withdraw euro from a cash machine in Gibraltar, the Uk, Channel Islands islands or Isle isle of man, you will be dealing with the bank operating the machine (rather than us) for the conversion into euro. That that bank will set the exchange rate and may charge you for the conversion. (d) If if you wish to cancel payments made on a regular basis from your card account, such as magazine subscriptions, you can tell us that you no longer consent to these payments being made. you can do this at any time before the end of the last working day before the next payment is due to be made. We will then stop the payments. We also advise that you contact the person you make the payment to so that they do not keep trying to take the payment. you will need to contact them if you want to cancel your agreement with them in any case, as we cannot do that for you. you will also need to tell anyone you make regular payments to if your account is closed or your card number changes, otherwise they may not be able to collect your payments. (e) If if a retailer agrees to give a refund for a purchase made using a card payment, we will make the refund when we receive details of it from the retailer.

Card Payments. (a) If you use your card to withdraw cash or to make a payment, we will take the amount withdrawn, or paid, from your account when on the Working Day we receive details of the withdrawal or payment. your account may be debited on a non-Working day. (b) If you use your card for a cash withdrawal or to make a payment (in a currency different to that in which the account is denominated), we will convert the amount withdrawn, or paid, into the currency in which the account is denominated on the day it is processed by the international payment organisation (for example, Visa or masterCardMasterCard) whose name or marks appear on the card. The exchange rate we use is the rate set by the international payment organisation and a percentage is added by us. This percentage and other charges that apply are set out in our banking charges guides guide and may be amended from time to time. you You can find out the current exchange rate at any time during normal business hours by calling us on the number set out in the contact details contained in appendix Appendix 2 of this document, or at any time by visiting our Website. (c) However, if you use your card to withdraw euro from a cash machine in the UkUK, Channel Islands or Isle of manMan, you will be dealing with the bank operating the machine (rather than us) for the conversion into euro. That bank will set the exchange rate and may charge you for the conversion. (d) We cannot cancel a payment made using a card once you have given your consent to make the payment to a retailer, such as by correctly entering your PIN into a retail card payment system. If you wish to cancel the payment after having given your consent, you will need to contact the retailer separately. This includes payments made on a regular basis from your card account, such as magazine subscriptions, you can tell us that you no longer consent to these payments being made. you can do this at any time before the end of the last working day before the next payment is due to be made. We will then stop the payments. We also advise that you contact the person you make the payment to so that they do not keep trying to take the payment. you will need to contact them if you want to cancel your agreement with them in any case, as we cannot do that for you. you You will also need to tell anyone you make regular payments to the retailer if your account is closed or your card number changes, changes otherwise they may not be able to collect your payments. (e) If a retailer agrees to give a refund for a purchase made using a card payment, we will make the refund when we receive details of it from the retailer.