Common use of Card Restrictions Clause in Contracts

Card Restrictions. You must be of age of majority in the province of territory where you purchase the Card. • Card can be used only to purchase goods and services at authorized Merchants; • Card is not reloadable; • The Card is not returnable; • You may not use your Card to commit or facilitate illegal, improper or prohibited activity. • You do not have the right to stop the payment of any transaction you conduct with the Card. • Regular pre-authorized debit (PAD) transactions, where you authorize a company or organization to withdraw funds from the Card, are not permitted. All PAD transactions will be rejected and Peoples Trust will not be liable for any costs incurred by you as a result. • The Card may be deactivated at any time if fraud, related to the Card or use of the Card, is suspected. In addition, the funds on your Card may not be available for use for the first twenty- four (24) hours after purchase. • The Card is not eligible for protection under any Zero Liability policy. • Card is not, except as set out herein, refundable in whole or in part; • Card is not redeemable for cash, and may not be used at ATMs; • Card cannot be used for recurring or any other pre-authorized payments; • Card can only be used in Canada; • Card cannot be used for pay-at-the-pump transactions. Maximum Card Balance $ 500.00 No Expiry; Card Plastic ‘Valid Thru’ Date: Your right to use the funds loaded onto the Card does not expire. If funds remain on the Card after the ‘Valid Thru’ date, simply contact customer service for directions on how to redeem the remaining Balance. To obtain the ‘valid thru’ date, go to xxx.xxxxxxxxxxxx.xxx or call 0.000.000.0000.

Card Restrictions. You must be of age of majority in the province of territory where you purchase the Card. Card • Card can be used only to purchase goods and services at authorized Merchants; • Card is not reloadable; • The Card is not returnable; • You may not use your Card to commit or facilitate illegal, improper or prohibited activity. • You do not have the right to stop the payment of any transaction you conduct with the Card. • Regular pre-authorized debit (PAD) transactions, where you authorize a company or organization to withdraw funds from the Card, are not permitted. All PAD transactions will be rejected and Peoples Trust will not be liable for any costs incurred by you as a result. • The Card may be deactivated at any time if fraud, related to the Card or use of the Card, is suspected. In addition, the funds on your Card may not be available for use for the first twenty- twenty-four (24) hours after purchase. • The Card is not eligible for protection under any Zero Liability policy. • Card is not, except as set out herein, refundable in whole or in part; • Card is not redeemable for cash, and may not be used at ATMs; • Card cannot be used for recurring or any other pre-authorized payments; • Card can only be used in Canada; • Card cannot be used for pay-at-the-pump transactions. Maximum Card Balance $ 500.00 No Expiryexpiry; Card Plastic plastic ‘Valid Thruvalid thru’ Datedate: Your right to use the funds loaded onto the Card does not expire. If funds remain on the Card after the ‘Valid Thru’ date, simply contact customer service for directions on how to redeem the remaining Balance. To obtain the ‘valid thru’ date, go to xxx.xxxxxxxxxxxx.xxx or call 0.000.000.0000. You can also find the ‘valid thru’ date printed on the back of your card.

Card Restrictions. ● You must be of age of majority in the province of territory where you purchase the Card. • ● The Card is not returnable. ● The Card is not refundable. ● There is no cash access with your Card and your Card cannot be used to make cash withdrawals or at ATMs. ● The Card can be used only to purchase goods and services at authorized Merchants; • Merchants only. ● The Card can only be used in Canada. ● Funds cannot be added to the Card and the Card is not reloadable; • The Card is not returnable; • . ● You may must not use your Card to commit or facilitate illegal, improper fraudulent or prohibited illegal activity. • ● You must not use the Card after the expiry date. ● The Card is not eligible for protection under any Zero Liability policy. ● You do not have the right to stop the payment of any transaction you conduct with the Card. • ● The Card may not be canceled by you unless otherwise directed in this Agreement or by Applicable Law. ● Regular pre-authorized debit (PAD) transactions, where you authorize a company or organization to withdraw funds from the Card, are not permitted. All PAD transactions will be rejected rejected, and Peoples Trust Equitable Bank will not be liable for any costs incurred by you as a result. • ● The Card is subject to certain limits, as set out below. Equitable Bank may be deactivated change these limits in accordance with Applicable Law and will post notice on xxxxxxxxxx.xx/xxxxxxxx at any time if fraud, related least thirty (30) days in advance of the date such change is to come into effect. The change will take effect on the Card or date indicated in the notice. Your continued use of the Card, is suspectedafter the change to the limits has come into effect, will be taken as your acceptance of that change. In addition, the funds on your Card ● We may not be available for use for the first twenty- four (24) hours after purchase. • The Card is not eligible for protection also take any steps permitted by law to enforce our rights under any Zero Liability policy. • Card is not, except as set out herein, refundable in whole or in part; • Card is not redeemable for cash, this Agreement without prior notice to you and may not be used at ATMs; • Card cannot be used for recurring or any other pre-authorized payments; • Card can only be used in Canada; • Card cannot be used for pay-at-the-pump transactionsyou will pay all legal fees and expenses incurred. Maximum Card Balance $ 500.00 No Expiry; Card Plastic ‘Valid Thru’ DateBalance: Your right Up to use the funds loaded onto the Card does not expire. If funds remain on the Card after the ‘Valid Thru’ date, simply contact customer service for directions on how $2,500.00 Maximum daily spend at point-of-sale: Up to redeem the remaining Balance. To obtain the ‘valid thru’ date, go to xxx.xxxxxxxxxxxx.xxx or call 0.000.000.0000.$2,500.00